Offer at a glance
- Maximum bonus amount: $100
- Availability: Nationwide
- Direct deposit required: Yes, $750+
- Additional requirements: One debit card purchase
- Hard/soft pull: Soft pull
- ChexSystems: Yes
- Credit card funding: No
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: November 28,2025
The Offer
Direct link to offer
- 316 Financial is offering a $100 bonus when you open a new checking account and complete the following requirements:
- Use promo code RELEVANT2025
- Set up direct deposits totaling $750 or more within 60 days
The Fine Print
- Bonus will post by February 26, 2026
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
There is no monthly fee.
Early Account Termination Fee
I didn’t see any mention of an EATF in the fee schedule.
Our Verdict
This is a division of Primis bank that also offers a $100 business checking account. They recently had a $100 offer with no direct deposit required but that was pulled early likely due to popularity. I think this deal will be a lot less popular as a direct deposit is required and we don’t have any datapoints on what works. Still we will add this to our best bank bonus page as I doubt we will see any better bonus soon.
Hat tip to reader Paul
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
