Update 3/8/25: Deal is back, now $300 instead of $250.
Offer at a glance
- Maximum bonus amount: $300
- Availability: MD, In Branch only [Locations]
- Direct deposit required: Yes, $1,000+
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: $5, avoidable
- Early account termination fee: $50, 180 days
- Household limit: None
- Expiration date: March 31, 2024
The Offer
Direct link to offer
- Harford Bank is offering a $300 bonus when you open a new Special Elite Checking Account and complete the following requirements:
- Open a new Special Elite Checking Account by May 30, 2025, with a minimum opening deposit of $100.
- Receive a qualifying direct deposit of at least $1,000 within 45 days of account opening.
- Keep account open and active for 150 days.
The Fine Print
- ELIGIBLITY REQUIREMENTS. This account is for persons who have a monthly ACH deposit of at least $1,000 and who has not held a checking account at Harford Bank within the past 24 months.
- To receive the $250 bonus, a qualifying direct deposit** of at least $1,000 must be established within 45 days of account opening. Account must remain open and active for 90 days to receive the bonus.
- Bonus will be credited to the Elite Checking account within 30 days of all requirements being met.
- Only recurring electronic deposits of payroll, pension or social security are considered to be qualifying direct deposits.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
A monthly $5.00 activity service charge will apply to customers who do not have a monthly ACH deposit. A $5.00 fee will be assessed if you close this account at any time.
Early Account Termination Fee
A $50 early close-out fee will be imposed if the account is closed within 180 days of opening.
Our Verdict
Need to know if it’s a hard or soft pull.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
https://www.highcpmgate.com/f0c2i8ki?key=d7778888e3d5721fde608bfdb62fd997
