Looking to access the equity in your home without impacting your low-rate first mortgage? Our Bank Statement HELOC is the perfect solution. Whether you’re self-employed or facing difficulty with traditional loan requirements, this flexible option allows you to qualify using just 12 months of personal or business bank statements—no tax returns required.
Key Features:
- Stand-alone second lien HELOC
- Available for primary residences, second homes, and investment properties
- Minimum FICO score of 660
- Loan amounts up to $750,000
- Maximum CLTV of 85% for primary homes, 80% for second homes and investment properties
- Maximum DTI ratio of 50%
- Eligible property types: Single-family homes, townhomes, 2–4-unit properties, and warrantable or non-warrantable condos
- Documentation options: 12 months of personal or business bank statements
- Cash-out ownership seasoning requirement: 6 months
This home equity line of credit offers a straightforward way to tap into your home’s value without disrupting your existing mortgage terms.
Get Started Today!
Contact us to learn more about the Bank Statement HELOC and how it can help you achieve your financial goals. Our team is here to guide you through every step of the process!
https://www.highcpmgate.com/f0c2i8ki?key=d7778888e3d5721fde608bfdb62fd997
