[IL only] Land of Lincoln Credit Union $250 Checking Bonus

Update 6/8/25: Bonus now $250 and valid until 8/1/25.

Update 4/27/24: Deal is back and valid until 5/31/24.

Offer at a glance

• Maximum bonus amount: $200
• Availability: Must live, work or worship in one of 26 counties (full list here).  All counties are in IL
• Direct deposit required: Yes, no minimum
• Additional requirements: Yes, see below
• Hard/soft pull: Soft pull pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: July 31st, 2019

The Offer

Direct link to offer

• Land of Lincoln Credit Union is offering a bonus of $200 when you open a new checking account. Bonus is broken down as follows:
  • Get $100 when you:
    • Enroll in ClickSWITCH dashboard
    • Set up direct deposit of $500+ monthly within 60 days of account opening
    • Enroll in online banking
  • Get another $100 when you complete the above requirements and:
    • Make 10 or more transactions on your LLCU debit card
    • Enroll in BillPay

The Fine Print

• Qualifications may apply.
• Membership required.
• Incentives paid at time of completion of action items required to earn incentive.
• Monies awarded will be direct deposited into member’s new checking account.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule, so I’m unsure if there is any early account termination fee or not.

Our Verdict

Need to know if this is a hard or soft pull before passing judgement, you should be able to find out before opening the account as you need to open in branch anyway. If it is a soft pull then it’s worth doing in my opinion.

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• PSA: Don’t Call The Bank
• Introduction To ChexSystems
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• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
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