Bask Bank $300 Checking Bonus ($200 Without Direct Deposit)

Offer at a glance

• Maximum bonus amount: $300
• Availability: Nationwide
• Direct deposit required: Yes, no minimum specified
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Yes, not sensitive
• Credit card funding: None 
• Monthly fees: None
• Early account termination fee: None
• Household limit: None
• Expiration date: August 29, 2025

The Offer

Direct link to offer

• Bask Bank is offering a $300 bonus when you open a new interest checking account. Bonus is broken down as follows:
  • $25 each month (up to four $25 payments) when the following qualifying activities are met
    • complete one or more monthly qualifying automated deposits to your Bask Interest Checking Account totaling at least $3,000
    • complete 10 or more monthly purchases totaling a minimum of $500 using your Bask debit card during the Reward Period
  • $50 each month (up to four $50 payments) when the following qualifying activities are met:
    • Must enroll in Bask Bill Center
    • conduct at least two (2) electronic Bask Bill Center payments monthly from your Bask Interest Checking Account, totaling a minimum of $50 during the Reward Period

The Fine Print

• $100 Cash Offer Rules – Terms and conditions apply. Qualifying participants will receive a $25 cash bonus paid to your Bask Interest Checking Account at the close of each monthly statement period when all qualifying activities are met. Participants can receive a maximum of four $25 cash bonus payments (maximum of $100). Qualifying Activities: To qualify, monthly automated deposits must be posted to the account by the close of each statement period. Qualifying deposits include automated ACH transfers from the account owner’s employer, payroll, benefits provider or government agency via direct deposit or recurring transfers from an external bank. Check deposits, internal transfers and peer-to-peer (P2P) payments do not qualify. Multiple automated deposits may be made within the statement period to meet the required amount. Debit card purchases and recurring payments must post to the account by the close of the statement period to qualify. Debit card money transfers, ATM transactions and peer-to-peer (P2P) payments do not qualify.

   

• $200 Bill Center Cash Offer Rules – Terms and conditions apply. Qualifying participants will receive a $50 cash bonus paid to your Bask Interest Checking Account at the close of each monthly statement period when all qualifying activities are met. Participants can receive a maximum of four $50 cash bonus payments (maximum of $200). Qualifying Activities: Must enroll in Bask Bill Center. To qualify, electronic Bask Bill Center payments must be posted to the account by the close of each statement period. Bask Bill Center payments sent by paper check do not qualify. The payment delivery method and Deliver by Date will be designated in Bask Bill Center when you schedule a payment. Learn more about Bask Bill Center.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

Unclear if there is any EATF.

Our Verdict

Basically the same as the $200 bonus previously offered but with another $100 bonus that can be done if you meet the direct deposit requirements and debit card transaction requirements. Not sure the $100 bonus is actually worth doing but that will depend on you. Will still be adding this to our list of the best bank account bonuses.

Hat tip to ShawntheShawn

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• PSA: Don’t Call The Bank
• Introduction To ChexSystems
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