(Live) Chase Southwest Personal Cards: 100,000 Points with $4,000 Spend In 5 Months

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The Offer

Direct Link to offer (be sure to choose the card version)

Chase is offering the following bonus on the Southwest Plus, Premier, and Priority cards:

  • Earn 100,000 points after you spend $4,000 on purchases in the first 5 months from account opening.

Offer valid through 9/17/25.

 

Card Details

  • Annual fees are not waived the first year; note: annual fees have increased: Plus is $99, Premier is $149, Priority is $229.
  • Card earns the following rates:
    • 2x points (3x for Premier and Priority) for every $1 you spend on Southwest Airlines purchases
    • 2x points for every $1 you spend on Rapid Rewards hotel and car partners
    • 2x points per $1 you spend on local transit and commuting, including rideshare
    • 2x points per $1 you spend on internet, cable, phone services, and select streaming
    • 1x points for every $1 you spend on everyday purchases
  • One free checked bag
  • Get 25% back on in-flight purchases
  • The Plus and Premier get  2 earlybird check-ins per year
  • Premier and Priority earn 1,500 tier qualifying points towards A-List status for every $10,000 spent, with no limit on the amount of TQPs you can earn
  • The Premier personal card earns a 6,000 points anniversary bonus; the Plus earns 3,000 points anniversary bonus; the Priority earns 7,500 anniversary bonus
  • The Plus and Premier personal and business cards get a new benefit of 2 earlybird check-ins per year.
  • All cards (besides Plus personal and Plus business) earn 1,500 tier qualifying points towards A-List status for every $10,000 spent, with no limit on the amount of TQPs you can earn.
  • All cards (besides Performance Business) get 25% back on in-flight purchases.
  • Southwest credit cardholders get 10,000 Companion Pass-qualifying miles which brings down their overall miles required to get the pass from 135,000 to 125,000
  • Chase 5/24 rule does apply to this card
  • How Much Are Southwest Rapid Rewards Points Worth?
  • Everything You Ever Wanted To Know About The Southwest Companion Pass

See the post: Chase Southwest Cards Increase Annual Fees & Change Benefits for a roundup of changes in benefits and fees on the new updated card.

Our Verdict

This is the best signup bonus offer we’ve seen on the personal Chase Southwest cards. The best we’ve seen in the past was 85,000.

This offer is also available via referral links. The old referral links show ‘offer not available’ and reroute to the new offer. I’m not certain that referrals track in that case, let us know if you have experience. Regardless, you can likely generate a new referral link and that should work cleanly. No referral sharing in the comments below.

I like the long five months to meet the spend requirement. This makes it easier, and can also potentially help for timing the Southwest Companion Pass. We’ll analyze that further in a separate post.

We’ll add this eventually to our list of Best Credit Card Signup Bonuses. Before applying, check out these 26 Things Everybody Should Know About Chase Credit Cards.

No referral sharing in the comments below.

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