Update 11/18/25: Referral bonus is up to $100/$100 now (previously $50/$50). Hat tip to Shawn
Update 11/8/25: Deal is back until 12/31/25. Hat tip to Royse
Offer at a glance
- Maximum bonus amount: $300
- Availability: Nationwide with $5 donation
- Direct deposit required: Yes, $3,000+
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Yes
- Credit card funding: Can fund up to $1,500 per account
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: August 31, 2025
The Offer
Direct link to offer
- Wings Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:
- Use promo code WINGS25
- Enroll in digital banking & eStatements
- Establish recurring qualified payroll direct deposit(s) totaling $3,000 or more
- Complete
155 or more net PIN or signature-based debit card or credit card purchases of $25 or more each
The Fine Print
- One offer per person. Must be 18 years or older.
- Membership with a Share Savings Account and $5 minimum opening deposit required; must be opened at the same time as checking account.
- Membership must be opened between 7/1/25-8/31/25.
- Share Savings Account must be funded within 30 days of account opening.
- Online applicants must use promo code “Summer25” at account opening. Promo code is applied to checking account within online application.
- New members and new recipients only: (a) Cannot have been a previous member (owner of a Primary Share account) of Wings Credit Union within 12 months of promotional account application. (b) Cannot have previously received a new account bonus.
- Account must be in good standing (positive balance for the last 30 days).
- Not applicable to business accounts or accounts established for estates, benefits, trusts or in a fiduciary capacity.
- Establish recurring qualified payroll direct deposit(s) totaling $3,000 or more to earn the $300 bonus. Note: Direct deposit must also be active on the bonus payout date. “Qualified direct deposit” is an Automated Clearing House (“ACH”) automatic and electronic deposit of your salary, pension, Social Security or other regular income into your Wings account, deposited as a Pre-arranged Payment and Deposit (“PPD”) entry. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as a qualified direct deposit. Other electronic deposits or person-to-person payments are not considered a qualified direct deposit.
- Enroll in Wings digital banking.
- Enroll in eDocuments. Note: Enrollment in eDocuments must also be active on the bonus payout date.
- Complete
155 or more net PIN or signature-based debit card or credit card purchases of $25 or more each. Note: Electronic transfers such as person-to-person payments via digital payment platforms or mobile payment apps are not considered as qualified debit card or credit card purchases. - All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
First class checking account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find an early account termination in the fee schedule
Referral Bonus
There is also a $50 referral bonus for both parties. Last time Wings Financial offered a bonus the referral bonus and the main bonus stacked. Do not share your referrals in the comments below, you can share them in this linked posted instead. Some discussion on linking the promotions here.
Our Verdict
Not as good as the previous $400 bonus. Upside is that it’s now available nationwide again, because of that we will add this to our list of the best bank account bonuses.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
