7 Money Lessons I Wish Knew in My 20s! (The Step-by-Step Guide to Build Financial Freedom Faster)

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Did anyone ever teach you about money when you were younger?

What’s one money mistake you made in your 20s?

Today, Jay shares the financial lessons he wishes he knew in his twenties. Insights that don’t just change how you handle money, but how you understand it. Jay reveals that most people aren’t actually bad with money, they were simply never taught how to build a healthy, secure relationship with it.

Jay explains how these dynamics affect our financial habits, emphasizing that real financial security begins with mindset and choices, not income. From challenging inherited money beliefs to addressing debt with clarity rather than fear, this episode offers a roadmap to move from financial stress to financial stability.

In this episode, you’ll learn:
How to Shift from Avoiding Money to Owning It
How to Build a Secure Relationship with Money
How to Invest in Knowledge Before Assets
How to Break Free from Financial Programming
How to Simplify Your Finances When Overwhelmed

Wealth isn’t about looking rich, it’s about living with intention, respecting yourself, and aligning your money with purpose.

With Love and Gratitude,
Jay Shetty

Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.

Check out our Apple subscription to unlock bonus content of On Purpose!

What We Discuss:
00:00 Intro
01:01 Is It Too Late to Learn Financial Literacy?
04:18 Myth: Money is the Root of All Evil
05:31 #1: It’s About Good Decisions, Not Income
08:20 #2: You Can’t Save What You Don’t Have
11:26 #3: Buying More Won’t Build Wealth
17:14 #4: Don’t Avoid Debt Education
18:25 #5: You’re Not Lazy You’re Just Overwhelmed
19:56 #6: Where Did You Get Your Money Beliefs?
23:52 #7: Generosity Multiplies Wealth

Episode Resources:

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21 COMMENTS

  1. Really solid video 👍 I ended up sharing this with a friend because the message actually hits. Everything feels clean, well-paced, and easy to follow, which makes it enjoyable to watch 🎬✨ It’s nice seeing content that’s thoughtful without trying too hard. Appreciate you putting this out there — looking forward to seeing more uploads like this 👏🔥

  2. Your channel has been a huge part of my transformation. God is good!! I owed the bank $110,340 for mom's health care but now I'm dept free after investing $18,400 I now receive a monthly salary of $156,700

  3. I’ve tried trading on my own but it hasn’t been easy. Is there anyone experienced who actually understands the market? Someone reliable, not all the hype online.

  4. I'm 51yrs old.i earn $45,000 weekly and I'm retired, this video have inspired me greatly in many ways that I remember my past of how I struggled with many things in life to be where I am today!!!💵💪

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