State Bank Bonus, Get $300 Bonus with New Checking Account (IN, OH, MI)

State Bank $300 Bonus

Residents in parts of the Midwest have a new opportunity to pick up an easy bank bonus. State Bank (found online at yourstatebank.com) is currently offering a $300 bonus for new customers who open a checking account and set up a direct deposit. Available to residents of Indiana, Ohio, and Michigan, this offer is straightforward with no specified minimum amount for the required direct deposit. Let’s see how this bonus works, and who is eligible.

How to Earn This Bonus

Here’s how you can earn this $300 bonus:

1. Open Your Account – Start fresh with a State Bank checking account.
2. Set Up Direct Deposit – Send your paycheck or other direct deposit within 60 days.
3. Get $300! – The $300 bonus will be deposited into your new account within 30 days of meeting the promotion requirements.

Are You Eligible?

Here are the eligibility details for this bonus:

• Offer available in IN, OH, MI.
• Not valid for business accounts or with other checking account offers. Effective 1/30/26. Subject to change without notice.
• Offer available to individuals without an existing checking account at State Bank. 

Account Fees

• Cash Rewards Checking has a $8 monthly fee that is waived with $500 Minimum Daily Balance or some other options
• A $25.00 fee applies if a checking account is closed within 180 days.

Guru’s Wrap-Up

This is a relatively easy bonus as the only requirement is a direct deposit of any amount within 60 days. You can provide datapoints in the comments if you have any experience with this bank.

Cash Rewards Checking is the best option from the eligible accounts. It comes with a $8 monthly fee that is waived by maintaining a $500 balance. Also be sure to keep the account active for at least 180 days to avoid the early termination fee and secure your full profit.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by clicking the article tags below, or visiting dannydealguru.com/tag/MI-bank-bonus/. Just replace MI with your state or with “nationwide”.

And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

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💡 Link & Full Details

• OFFER PAGE
• Max Bonus: $300
• Account Type: Checking Account
• Availability: IN, OH, MI
• Type of Inquiry: Soft pull
• Direct Deposit Requirement: any amount
• Other Requirements: None
• Credit Card Funding: Unknown
• Monthly Fee: $8 (waived with $500 balance)
• Early Account Closing Fee: $25 if closed within 180 days
• Expiration Date: None

HT: Doctor of Credit

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