[MA] Pittsfield Coop Bank $500/$750 Checking Bonus

Update 3/22/26: Tiers are back up to $500/$750.

Offer at a glance

• Maximum bonus amount:
• Availability: MA, Pittsfield/Hinsdale area
• Direct deposit required: Yes, $500+ per month for six months
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Yes
• Credit card funding: Unknown
• Monthly fees: $15, avoidable
• Early account termination fee: Unknown
• Household limit: None
• Expiration date: None listed

The Offer

Direct link to offer

• Pittsfield Coop Bank is offering a bonus of $750 when you open a new checking account and complete the following requirements:
  • $750 bonus
    • Open an interest checking account with a $500 minimum
    • Set up direct deposits, a minimum of $500 each month for six months is required
    • Sign up for a Mastercard debit card and uChoose rewards
    • Make 25 debit card transactions in any combination of POS Signature (credit) or POS Pinned (debit) transactions during the cycle period
  • $500 bonus is the same but only requires 15 debit card transactions

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has a $15 monthly fee. This is waived with any of the following:

• $2,500 in all savings, checking, and money market accounts combined
• 15 debit card transactions and electronic deposits of $500 or more

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Doesn’t work out of state. My reading is that the debit card transaction requirement is each statement cycle but others might disagree. If anybody signs up please share if it’s a hard or soft pull.

Hat tip to reader Gorb

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