SBA & Business Purpose Loan Opportunities With Fast, Nationwide Execution

These programs are ideal for non-owner-occupied transactions where traditional banks slow deals down or apply rigid underwriting standards.

Nationwide Business Purpose Lending (Non-Owner Occupied)

We offer asset-based business-purpose loans nationwide, focused on the strength of the property and the transaction rather than borrower income limitations.

• Loan amounts from $75,000 to $5,000,000
• Non-Owner Occupied Only
• Asset-based underwriting
• Designed for investors and business entities

Creative Loan Structures: Long-Term & Bridge Options

Our programs allow borrowers to choose the structure that best aligns with their strategy:

• 30-Year Fixed Rate Loans
  • Interest-only options available
• Short-Term Bridge Loans
  • Up to 24-month terms
  • No prepayment penalty

Broad Property Type Eligibility

We support a wide range of commercial and investment property types, including:

• 1–4 Unit Residential (Business Purpose)
• Multifamily
• Mixed-Use
• Small Commercial
• Retail
• Office
• Warehouse
• Self-Storage
• Automotive Properties
• Mobile Home Parks
• Day Care Facilities
• Churches

We also offer competitive pricing for commercial loans under $750,000, particularly on:

• Mixed-Use properties
• Multi-unit assets
• Warehouses
• Retail properties
• Automotive properties

Investor & Foreign National Friendly

Our programs are built to support both domestic and international investors:

• Foreign Investors: up to 65% LTV
• Foreign Nationals: up to 75% LTV
• Available across all eligible property types

This makes MortgageDepot a strong financing partner for cross-border investment opportunities.

Leverage & Seller Carryback Options

We offer strong leverage for both purchases and refinances:

• LTV up to 75% for purchases and cash-out refinances
• CLTV up to 90% using a 75 / 15 / 10 structure
• Seller carrybacks and seller seconds allowed

Speed and Certainty

• Dedicated support team
• Pre-approvals in minutes
• Streamlined underwriting
• Fast closings — 2-week average

A Smarter SBA & Business Purpose Lending Partner

If you’re looking for nationwide business-purpose financing, creative loan structures, and fast closings across residential and commercial asset classes.

Contact us today to discuss your SBA or business-purpose loan scenario and receive a fast, no-obligation pre-approval.