[NH, MA] Bellwether Community Credit Union $300 Checking Bonus

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Update 5/9/26: Bonus now $300, but $150 isn’t until account has been open for 12 months. Previously it was $200 total. Hat tip to reader Peek

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Bellwether membership is open to anyone living or working in New Hampshire and Essex or Middlesex Counties in Massachusetts.
  • Direct deposit required: Yes, two $500+
  • Additional requirements: See below 
  • Hard/soft pull: Unknown 
  • ChexSystems: Unknown
  • Credit card funding: Up to $3,000
  • Monthly fees: None 
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Bellwether Community Credit Union is offering a $150 bonus when you open a new checking account and complete the following requirements within 60 days of account opening : 
    • Set up at least $1,000 in qualifying direct deposits within the first 90 days
  • Receive an additional $150 bonus after 12 months when you:
    • Complete at least 10 debit card transactions during the 12-month period
    • Receive at least six (6) direct deposits of $100 or more over 12 months
    • Keep your account in good standing for the full 12 months

The Fine Print

  • Offer valid on new consumer checking accounts only.
  • Not available to existing Bellwether Community Credit Union checking account members or those whose accounts have been closed in good standing within 12 months or closed with a negative balance at any time.
  • Offer not available for account conversions.
  • Offer limited to one $200 cash bonus, per individual taxpayer identification number.
  • Requires two qualifying direct deposits of $500 or more within 60 days of account opening. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into account per statement cycle. Personal transfers or deposits made at a branch, online or ATM do not qualify.
  • Cash Bonus Offer also requires 10 debit card transactions within 60 days of account opening.
  • Bellwether Community Credit Union will fulfill bonus within 60 days of qualification.
  • Offer may be withdrawn or changed at any time
  • Bellwether membership is open to anyone living or working in New Hampshire and Essex or Middlesex Counties in Massachusetts.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Live free has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF

Our Verdict

If anybody goes for this please share your experiences in the comments below. 

Hat tip to reader Gar

Useful posts regarding bank bonuses:

  • A Beginners Guide To Bank Account Bonuses
  • Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
  • PSA: Don’t Call The Bank
  • Introduction To ChexSystems
  • Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
  • What Banks & Credit Unions Do/Don’t Pull ChexSystems?
  • How To Use Our Direct Deposit Page For Bank Bonuses Page
  • Common Bank Bonus Misconceptions + Why You Should Give Them A Go
  • How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
  • Affiliate Links & Bank Bonuses – We Won’t Be Using Them
  • Complete List Of Ways To Close Bank Accounts At Each Bank
  • Banks That Allow/Don’t Allow Out Of State Checking Applications
  • Bank Bonus Posting Times

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