2026.5 Update: The new offer is $150. HT: DoC.
2023.9 Update: There’s no FTF on this card any more!
Application Link
Benefits
- $150 offer: earn a $150 bonus after you make at least $1,000 in purchases within the first 90 days. This is the best ever offer on this card.
- Earn 2% cash back on everything.
- No foreign transaction fee.
- No annual fee.
Recommended Application Time
- We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
Summary
There are some other no annual fee 2% cash back cards: Citi Double Cash (DC) (Mastercard), Synchrony PayPal Cashback (Mastercard), and SoFi Credit Card (Mastercard). Citi Double Cash (DC) is probably the best one among these cards because you can get it from downgrading a card that has a huge sign-up bonus, also its cashback can be converted to potentially more valuable ThankYou Points (TYP). Nonetheless, this Fidelity has no FTF now, so it can be useful if you need this feature.
Historical Offers Chart
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