Bilt Reportedly Increasing Credit Limits for Many Cardholders

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Bilt Increasing Credit Limits for Many Cardholders

Many Bilt cardholders are reporting automatic credit limit increases this morning. Cardholders have received emails showing substantial bumps. Many Bilt Palladium cardholders are seeing limits increase from $15,00, $20,000 or $35,000 to $50,000.

The emails note that rent and mortgage payments do not use the card’s credit line, giving cardholders more available spending capacity for everyday purchases. Bilt’s newer Cardless-issued lineup includes the premium Bilt Palladium card alongside the Obsidian and Blue cards. I’m not sure if Blue and Obsidian cardholders are getting the same credit limit bump.

If you have a Bilt card, it may be worth checking your email and the Bilt app to see if you received an increase.

Guru’s Wrap-up

Free credit limit increases are one of the few emails people actually like getting. Lower utilization and more spending room is always a nice combo. Also keep in mind that Bilt Rent Day is tomorrow.

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