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If you’re wondering whether now is the right time to invest, you’re not alone. With headlines about market crashes, AI bubbles, and economic uncertainty, it’s easy to feel like you should wait. But in this video, I break down what I’d actually do if I was starting investing today, based on 15 years of real experience.
Disclaimer: I do not earn any commission from this link. Capital at risk. ETF costs apply when investing. Tax treatment depends on individual circumstances and may be subject to change. Past performance is not a reliable indicator of future results.
My performance data correct as of 13/03/2026.
For Impact methodology visit:
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How confident are you feeling about investing right now? 👀 (I'll have some big portfolio updates coming in the next couple weeks)
One thing I have learned about the stock market is that it is very very manipulated. It will not let investors know when it go up or down. It will always do the opposite what investors think it might do… If investors can figure out what the market is going to do, companies will go bankruptcy…. So I don't waste my time and energy to bother what the market is going to do…… for me .. Long & short-term trading is generally safer, allowing investors to weather market volatility. I have managed to grow a Portfolio of around 38 bitcoins in the space of a few months in the space of a few months.Thanks again, Crystal Franzen, for the regular updates.
Every all time high is s future dip’s bottom. And that dip bottom will be a good time to invest. So it is a good time to invest now, as that propitious dip level is here now.
Chris youd have to be brave to go against the American market being overtaken in our lifetime
I want to ask the most important question…why does your PC have 3 sticks of RAM instead of 2 or 4 🙂
If the stock market started to crash, would you immediately adjust your portfolio or leave it?
Remember the old saying: the plans are mans but the odds are Gods.
What if you were given a lump sum of 100k. Would you put all in at once or ,you spread it out over a year ?
theyll teach a 16 year old how to write a resume but not how compound interest works against you. book Smart Broke Dumb Rich by Zor Veyl was the first time someone explained whose side the bank is actually on
Excellent video. Informative, I've encountered something similar myself. Thanks to the author.
Personally I don't like the concentration in AI related stocks and high valuations we are currently seeing. I've got the nagging feeling some sort of correction might be on the horizon. However, since I bought an apartment last year, my portfolio is quite fresh and I just keep on cost averaging because really, that's the best option if you don't to want spend too much time thinking about the markets. I chose to be a little bit less passive, and instead of an FTSE All World fund, I decided to adjust the regional weight to my liking by investing in regional funds. Also added some small caps as well. I'm just not feeling comfortable with a single country making up more than 60% of my portfolio. Especially since imho opinion, it's has at least partially become a bet on AI.
It is revealing to read older financial news. Always drama and here we are May 2026 all time high after many many highs in all the years. 😊
Сейчас вход или в отдельные акции которые ещё могут расти или ждать коррекцию для входа в общие индексы.
Time in the market beats timing the market.
DCA, Index linked fund like VWPR, set and forget.
I'm late to the party at 49, but I'm still doing it, S and S ISA and SIPP for 2 efficient tax wrappers, my realistic goal is being able to work part time at 57 when I'm able to withdraw my 25% tax free lump sums from a few pensions, which will be getting invested into my S and S ISA to grow until my full retirement.
Time is the workhorse to be taken advantage of by people young enough, the earlier you start and the more you can put in the better you can plan for an earlier,comfortable retirement.
I wish all this information and means to do it was available when I was younger,but hey ho,such is life.
Good luck to all wishing you all, FIRE 🔥! (Financial Independence Early Retirement)
I was told all of the same things about same time last year, AI crash, bubble, too over valued. And now look
Excellent video. I concur with everything you've said and experienced a lot of this albeit only recently as I was confused and had too much is Cash ISA's.
So if you are a pirate it is "doubloon cost averaging" ?
I set up a sipp with my go to ETFs right before the Iran conflict which could be argued was the worse time ever…. and yet now its running at +5% 🤷
If you're going to do it just do it 😊
Did an interesting exercise yesterday… If you have £50k cash, and buy just $WMT (Walmart) shares as a lump sum, forget about it, reinvest all the dividends and it performs the same over the next 30yrs as it has the past 30yrs you will have $3.4m pension pot. Now lets assume inflation 3% for everyone of those years, your real value will be £1.3million that is not a bad pension pot for doing nothing for 30yrs!!!
How do you consolidate duplicate ETFs into 4–5 ETFs within your portfolio? I currently hold 39 ETFs and want to simplify my portfolio because there is too much overlap and duplication. My portfolio is only 3 months old is within the ISA stock and share
👋
What do you think about:
V3AB – 80%
RENG – 20%
Right now?
Chris please give us a portfolio update. I find them fascinating
Chris, thanks for another straight talking video that makes complete sense.
What really hit me about “Rise Beyond Riches” is how it breaks down wealth in a way that actually makes sense. It’s shocking that it’s not being talked about more.
On the subject of fees, I keep some cash in my Vanguard ISA, when it’s time for fees to be paid they take them out of cash and not invested funds. Simples.
I bought AMD last year and look at it today. individual stock picking is tough and certainly risker but I wouldn't disregard it completely UNLESS you want a simpler life (I get this approach would work better for the majority)
There's a general misconception that you should never buy when the markets 'crashed'. Its actually the best time to buy, stocks are on sale!
The sad truth is that no one has a clue, we all react to what happens as it happens and try to analyse it but can’t predict an iota of what is going to unfold in the markets… content creators are like amplifiers, when times are good they affirm it and try to tell you why it’s good and that it’s looking bullish but then all of a sudden the market turns bearish and everyone affirms it again and try to analyse why… it’s so sad that many are so powerless and it's not about guessing the market's next move; it's about playing it smart and steady during trading…managed to grow a nest egg of around 2.3Bitcoin to a decent 19Bitcoin in the space of a few months.Thanks once again, Ken Halper., for your consistent updates and continued support.
FWRG and VDPG and chill 🙂
One of the best videos to date .. l watched it 3 times in a row just to make l got it and understood the process @chrispalmer24
Great video! I had sold and waiting for a dip in the market to buy back in, but it just keeps making more all time highs lol I have FOMO now trying to chase the market. I plan on just buying back next time there is a dip and just continue to DCA over time i guess like they say time in the market beats timing the market.
Respectfully, there have not been any bad times in the past 15 years. We've been in a bull market since January of 2009.
More fortunes are lost waiting for crashes than by crashes
Hi Chris, are VWRP and FWRG physical or synthetic ?
Just shut up and invest! That would be my advice, and specifically, invest in a global tracker.
I have 9k spare to start investing today. Any advice on how i should use funds to invest in current stocks, etfs?
Bank of England inflation calculator is red herring, The inflation was over 12% in 2022 alone.
What do you think of Value stocks?
I'm looking specifically at Temple bar investment trust (TMPL), seems like a robust option for the current situation.
Any option on it?
Says I’m in top 16.2% is that good