Update 6/9/26: You can login and then check this link to see if you can refer. (ht sg77) You can also check the app or check the website – click card and then scroll to bottom-right. (ht FM)
Original Post 5/29/26:
Bank of America has launched a credit card referral program. Cardholders that refer a new cardholder that is approved will receive a bonus of $100.
- Limit of 5 approved referrals
- Limit of $500 in referral bonuses annually
- Person being referred must use your unique link
- Referral bonus will be received 60 days after approval
- Person being referred seems to receive the standard sign up bonus on each card
Currently you can refer people to the following cards:
- BankAmericard
- Customized Cash Rewards
- Premium Rewards
- Travel Rewards
- Unlimited Cash Rewards
Rakuten has recently offered bigger additional bonuses for the applicant on the Travel Rewards & Customized Cash Rewards card. Please do not share your referrals in the comments below, if any of these cards offer an increased bonus we will consider opening a referral thread for those specific cards.
Hat tip to irom1 on /r/creditcards
