Update 6/26/26: Offer is back/still around
Original Post 8/13/25:
The Offer
Direct Link to offer
- Signup for the Capital One Spark Cash card and earn a one-time $1,000 cash bonus once you spend $10,000 on purchases within the first 3 months from account opening.
Card Details
- $95 annual fee, waived for the first year
- 2% cashback on all purchases
- Card earns cashback; if you have a different points-earning Capital One card (such as the Venture or Spark Miles), you’ll be able to transfer over the cash back into miles
Our Verdict
We just saw a $1,500 after $15,000 in spend offer. Given the card itself earns 2% cash back, that offer is significantly better although I guess not everybody can meet that spend requirement. Capital One pulls all 3 bureaus on applications. Check out these Things To Know about Capital One Credit Cards. The version of the Spark card does get reported to the credit bureaus (only the Plus version does not get reported).
