Extended to September 30, 2026 8/31, 6/30, 5/31, April 30, 2026, 02/28/2026, December 31, 2025, November 15, 2025, September 30, 2025, 6/30/2025
Offer at a glance
- Maximum bonus amount: $750
- Availability: IA, IL, IN, KS, MI, MN, MO, OH and WI
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft
- ChexSystems: Yes
- Credit card funding: Up to $3,000, no American Express cards.
- Monthly fees:
- Early account termination fee:
- Household limit:
- Expiration date: December 31, 2024
The Offer
Direct link to offer
- Associated Bank is offering a checking bonus of up to $750. Bonuses are as follows:
- $100 bonus when you open a new Business Foundation Checking account and maintain a $2,000 balance for 90 days
- $400 bonus when you open a new Business Core Checking and maintain a $5,000 balance for 90 days
- $750 bonus when you open a new Business Advanced Checking account and maintain a $20,000 balance for 90 days
The Fine Print
- This offer is limited to a new Associated Bank business checking account opened and funded through December 31, 2024. Open a new Associated business checking account and receive up to a $750 Bonus with one of three options:
- A. Open a Business Foundation Checking® account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain a minimum daily balance of $2,000 between days 31 to 90 after opening your account. OR
- B. Open a Business Core Checking® account and receive a $400 bonus with a minimum deposit of $5,000 in new money within 30 days of account opening. Also, must maintain a minimum daily balance of $5,000 between days 31 to 90 after opening your account. OR
- C. Open a Business Advanced Checking® account and receive a $750 bonus with a minimum deposit of $20,000 in new money within 30 days of account opening. Also, must maintain a minimum daily balance of $20,000 between days 31 to 90 after opening your account.
- New money must be funds from outside Associated Bank; deposits or transfers from existing accounts do not qualify. The bonus is deposited into the new Associated Bank business checking account within 120 days of account opening. Account must be open at the time the bonus is paid and must remain open for a minimum of 12 months. If the account is closed within 12 months, Associated Bank reserves the right to deduct the monetary bonus from the account prior to closing.Offer limited to one per customer and cannot be combined with other specials or offers. New customers opening online are limited to IA, IL, IN, KS, MI, MN, MO, OH and WI. Offer not available to customers who have received a new business checking account monetary bonus within the last 24 months and have or have had an Associated Bank business checking account within the last 12 months. Primary owner on the account must be 18 years or older to qualify. For tax reporting purposes, the bonus may be reported to the IRS on Form 1099. Associated Bank colleagues are not eligible. The offer is subject to change, at Associated Bank’s discretion, at any time without notice and other exclusions may apply.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Business Foundation ($100)
This account has no monthly fees to worry about.
Business Core ($400)
Business core has a $20 monthly fee, waived the first two months. After that is waived if you meet any of the following:
- Maintain average monthly balance of $5,000
- Hold $20,000 in average relationship balances.
- Utilize an Associated Bank Merchant Services Account
Business Advanced Checking ($700)
Monthly maintenance fee of $35, waived by:
- Maintaining an average monthly balance of $15,000 OR
- Average relationship balances⁵ of $75,000 OR
- Utilize an Associated Bank Merchant Services Account
Early Account Termination Fee
Account needs to be kept open for 12 months otherwise bonus is forfeit.
Our Verdict
Previous best bonus was a $300 referral but requirements were significantly easier. If you put $15,000 into a 5% account for 12 months (this is required for the $750 bonus to keep fee free) you’d miss out on $750 in lost interest, so that one is not worth considering (keep in mind you’d need $20,000 in there for the first three months to trigger the bonus). $400 bonus you’d miss out on $250 so that one is barely worth considering either. I’d probably just give this one a miss and hope for a bigger bonus to come along.
Hat tip to reader TheOtherCarl
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