The COMPLETE Investment Guide for Your 20s! | Ankur Warikoo Hindi

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My new book Build An Epic Career is out now! Discover 15 career tools, avoid common mistakes, and build the mindset for career success. Grab your copy here:

If you wish to be part of the Money Matters series, please fill up this form:

This video comes with an Excel sheet, check here:

In this video, I break down how anyone in their 20s can become a millionaire through disciplined investing. Using a simple Excel sheet, I demonstrate how consistent investments of just 20% of your income – whether you earn ₹25,000, ₹75,000, or ₹1 lakh monthly – can grow to crores over 30 years. I explain my 50-30-20 budget rule and show exactly how to allocate investments across mutual funds, debt funds, stocks, FDs, and gold to achieve average returns of 12-13% annually.

This isn’t about get-rich-quick schemes or gambling with your money. It’s about living a balanced financial life where you fulfill your needs, enjoy your desires, build an emergency fund, AND invest consistently for long-term wealth.

#FinancialFreedom #InvestmentStrategy #warikoo

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My Money Apps:
Indian Stock Investing (Zerodha):
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free):
US Stock Investing + Investment Tracking (INDMoney):
How to pick the right insurance (Ditto):

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
‘Make EPIC Money’ here:
‘Get EPIC Shit Done’:
‘Do Epic Shit’:

My gear for shooting this video:
🎥 Sony a7III camera:
🎬 Sony FE 24-70 f2.8 Lens:
📹 Sony E Mount FE 24-50mm F2.8:
🎙 Shure SM7B Microphone:
🔆 Godox Fill Light 60W:
💡 Godox Key Light 150W:
📽 Benro IT15 Tripod for Sony a7III camera:

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify):
📩 My weekly newsletter warikoo Wanderings:
📱 Instagram:
🐦 Twitter:
👨🏻‍💻 LinkedIn:
😄 Facebook:
🖋 Daily Blog:

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22 COMMENTS

  1. This video comes with an Excel sheet, check here: https://bit.ly/InvestIn20s

    My new book Build An Epic Career is out now! Discover 15 career tools, avoid common mistakes, and build the mindset for career success. Grab your copy here: https://amzn.to/4hdcQG2

    If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

    My Money Apps:
    Indian Stock Investing (Zerodha): https://bit.ly/3iYKROh
    Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://bit.ly/3iYKROh
    US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR
    How to pick the right insurance (Ditto): https://bit.ly/3xFh7OU

    The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

    My bestselling books:
    'Make EPIC Money' here: https://amzn.to/3WHJ43F
    ‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
    ‘Do Epic Shit’: https://amzn.to/4fK9uuv

    My gear for shooting this video:
    🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
    🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
    📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
    🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
    🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
    💡 Godox Key Light 150W: https://amzn.to/3TQau6p
    📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

    The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

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