$300,000 is ALL YOU NEED to live off dividends FOREVER (Actual funds & amounts revealed!)

Learn more about Private Financial Coaching w/ Professor G: https://coaching.investingsimplified.co/landing-page
*(Portfolio Review, Allocation, Budget Help, Personal Finance, Investing, etc. NOTE: NOT financial advice as I am not a financial advisor)

Absolute bollocks

So you put $10K of your already taxed income into a fund, which then passes it back to you over time … which allows it to be taxed again?

I think there are a lot of lesser known income generating invesments that are very solid. They land just a little kower than the Covered Call funds, but well above SCHD.

PBDC (fund if BDCS) earning around 9%

PFFA (Fund of preferrred stocks) paying 8-9%

ADX – Equity CEF paying dividends for 90+ years. Anywhere form 7-12%

ASGI – Infrastructure investment fund paying about 11-12%.

Midstream and REITs also qualify as this kind of income fund.

SATA

Insane risky portfolio for retired, cc etf makes sense uder certai market conditions otherwise loos principwal by caping upside

Most of those ETFs are not available in Europe, for retail investors… very sad😢

Hi Nolan, I live in California, could you please explain how SCHD is good for me. We have the highest taxes including on dividends. After buying a lot of SCHD. I soon found out it was not a good idea living in my state.

Are those plans to be in a brokerage account or Roth IRA, please help. Thank you.

There’s absolutely no reason to have a CocaCola-like dividend stock when quality income ETFs like the Neos funds are available

What? Do you mean I can retire on $300k???

Frustrartions,
1 we didnt get the Quality defender we obviously needed. Waited to long.

2 we did not sale our unwanted players rather 90% were put on loans.

3 the sales that were made did not generate any meaningful profits (we got low balled out of deperation).

4 the loans costs basis were practically minimal to free loans (see Fofana Free loan no buy out or obligation to buy). Likely we will have all the loanees back again next summer.

5 we lost talent Liberali, Zeroli, and Ricci( Loan)
6 we still need a sporting director obvious.
I will say there was an impact made to the team as a whole. But I still dont see top 4 in this team though it early in the season and january we could re-evaluate and make additions if needed.
Time will tell.

Are you saying my portfolio of AMDY, AMDW, PLTY, GDXY and MSTY is essentially cray cray?

If you're not a financial investor then how do you have clients and giving them financial advice for specific assets and portfolio types?

My bullshit alarm is going off.

Btw… I am a millionaire.

Stay away from strategy and anything Michael saylor touches please 🙏

Personally I would replace SPYI and QQQI with GPIX or GPIQ and get growth as well as income.

I haven’t been on YouTube in a while, but I love this guy

@NolanGouveia I'm curious about your comment on high yield covered call ETFs. You make a sweeping generalization that these funds are all super high risk with nav erosion. Yet I've held a number of these funds–carefully chosen and well researched–that haven't suffered nav erosion (like XDTE/QDTE/RDTE, CHPY–because it holds the actual stocks, and such). Yes, the yield is variable with the market, but the funds are pretty structurally sound and haven't experienced nav erosion despite offering high yields. I know that's not common in the segment, but I think there are a handful of stand out funds that could generate higher regular (weekly income) and retain stability or even grow capital during retirement. And yes, some of the income is definitely taxable–but we shouldn't be afraid of taxes if the after tax income is enough to afford a comfortable life in retirement.

Here i am trying to max out margin on 1 million $ on $qqqi but i would have to buy on a swing low / bottom but usually during times of high volatility, margins requirements are higher

I'm so distracted by this video looking at that snatch drawing on the back wall. There's no way that lift will be completed because he's sitting way back on his heels 🙂

STRC scared the hell out of me for a few weeks 😂. My average is $93, so when it dropped into the $80s, I definitely started questioning the whole BTC thesis. But BTC sentiment was absolutely terrible, and Strategy still had no problem making the dividend payments. Despite what I was seeing online , “can’t make the dividend “ 😂😂😂

Now I’m seeing whales loading up again, and honestly, I really do think Bitcoin is here to stay.

Retired at 33 w less than 500k

Live in a lower cost of living area/country, 200k in local bonds 5-9% to get local currency (this is what you live off), 200-300k in cover called ETFS (this is what you reinvest into less risky assests/long term assets).
You retire early, consistent cash flow that is growing your wealth, local currency to avoid transfer and conversion fees, and don't sell because you're having an emotional moment.

You're not going to retire early w 300k if you think you're living off 80k/year. Want to retire early? Learn to live off less.

No mention of high yielding BDCs like ARCC? Yeah there was credit scare hype but its leveled off as its done in its entire history. Get that 10%+ yield with less risk than other names mentioned

At the moment I prefer etf VSDA. Better dividend growth than SCHD, DGRO or VIG.

hahaaa…was soll ich mit 700USD pro Monat…davon kann niemand leben

Looking back at the last few years, 2026 was truly the year everything shifted. For me, it wasn’t about luck, it was about making the smartest choice I could: building income streams that actually work while I’m not glued to a screen. Today, I’m clearing $38,450 a week, but the real win isn’t the number. It’s the freedom over my time. Money can buy comfort, but it can’t buy back your life. I earned that back by staying committed, learning from my mistakes, and refusing to quit when the market got tough. But I wasn’t always there.

IAUI hasn't even existed for a year

STRF is the better option. It’s a preferred stock paying a fixed 10% and it sits just below debt but above every other stock

How about REITs for monthly income?

Mask On Nurse Marty (Ret)

No it isn't. This is click bait.

ROCY instead of JEPI?

You mention "risk" or "risky" many times. But you never actually explain what could happen. That would be a good thing to understand.

How about inflation? Don’t we have to reinvest some of the dividend to cover inflation? Because 40 grand today will not be the same in ten years

I'm retired now with a pension and was wondering do you dollar cost into those etfs or just shove it in there all at once?

Are these figures inflation adjusted? For instance if I'm earning $45k in 2026, will it remain $45k in let's say 2036 or will it increase in nominal terms with inflation?

STRC sounds like a Ponzi Scheme to me. It is too good to be true.

$300,000 one is psycho shit

whats killing me is the withholding taxe i live in canada and if i invest in usd dividend compagny i get almost no growth and 15% dividend cut. that sucks

1. Do not put any of your money in an ETF that includes crypto.
2. Any yield bigger than 5% is a high risk investment, the bigger the yield the higher the risk
3. Your best option for long term returns is just a pure stock ETF that is diverse such as SPY. 80% of professional fund managers cannot beat SPY, so don't think you can.

I dont like btci. Id replace it with chpy.

I like the simple 4 fund with a few satalite positions. Pick your poison. I have a crazy portfolio with way too many investments. Like i hold 23 high income covered call funds but they total 10% of my total portfolio. VTI/VXUS/SPYM broad market, SCHD/DGRO dividends, QQQ/SCHG/VUG growth, SPMO/XMMO/XSMO/IDMO momentum, SPYI/QQQI/GPIX/GPIQ/ROCY/ROCQ/CHPY/IAUI high income covered call, OUNZ/SILV/PLTM/PALL/CPER/GLTR precious metals. right now i try to maintain 20% broad market, 20% dividend, 20% growth, 20% momentum, 10% high income covered call, 10% precious metals. I used to do 5% bonds 5% precious metals, but bonds have not treated me well and prescious metals preserved more of my purchasing power. More volatility in precious metals but ive got a 15-25 year time horizon so i can HODL. I may reconsider some bonds for stability once I reach retirement age. Thanks for all your info professor G. Ive learned so much from your channel.

Retired, 63.
Jepi, Jpie, GPIQ, SCHD are earning me $1500 a month on average.
Add in Social Security and we never touch principle.
Withdrawals are less than 3% on 600k.

This is all a pipe dream. Please do t follow this rubbish.

WOW the entire video was great until you mentioned STRC ,,, i cant believe it it almost invalidates everything about the video and the channel ,,, I cannot believe such an intelligent sounding individual would even point in that direction ,,, extreme disappointment i was enjoying the video aswell as the channel until I made it here.
(5 minutes later edit) ,,, just watching the portfolio structure examples is way to painful I cant take anymore i cant believe how much i enjoyed other vids and then witness this

I have $16,000 in my Fidelity HSA. Of that, I want to invest $12,000. Where should I invest? Mutual Fund, ETF?

I’m investing in 3m ..I’m employed… so I just pay half for chair.. so I put eve monthly 10% do you think can I have after 15 years 500000 dollars Tks..