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[MI] Portland Federal Credit Union (PFCU) $100 Referral Bonus

By: globalinvestmentstrategy.com

Date:

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Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Michigan
  • Direct deposit required: Yes, no minimum
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: None

The Offer

Direct link to offer

  • PFCU is offering a $100 referral bonus when the person setting up a new account complete the following requirements:
    • Set up statement savings and checking account
    • Establish access and use of PFCU Online Banking with E-Statements
    • Establish Direct Deposit

The Fine Print

  • Refer-A-Friend cash bonus offer terms and conditions. New member must present Referral Code at time of account opening and establish a Membership Savings and Checking Account.
  • New members cannot have any existing accounts (primary or joint owner) within the last 12 months.
  • Member and referee cannot begin credit union membership on the same business day.
  • Account Opening Criteria: Primary account holder must be 18 years or older and meet PFCU’s membership eligibility and credit qualification requirements, including opening a Membership Savings Account with a minimum balance of $5 and a Checking Account. Cash Bonus Criteria:
  • To receive the cash bonus, the new account must meet the following criteria within the first 30 days: 1. Establish access and use of PFCU Online Banking with E-Statements and 2. Establish Direct Deposit. 3. Must be open and cannot be delinquent (more than 30 days) at time of bonus payment. Bonus will be deposited into the qualifying account and referring member’s account within 10 business days in the month following the end of the first 30-day period if qualifications are met. Referring member must have an open and active share account at time of bonus payment and be at least 18 years of age. Bonus amounts may be subject to applicable taxes and are the responsibility of the member. Bonus cannot be combined with any other account opening offer. Referrals limited to twenty per member. Terms and conditions subject to change without notice.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Feel free to share whether it’s a hard or soft pull in the comments below as well as your referral information.

Hat tip to reader Garp

Useful posts regarding bank bonuses:

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