Affinity Plus Credit Union $200 Checking Bonus

Offer at a glance

Maximum bonus amount: $200
Availability: Field of membership is nationwide via $25 dues payment to the Affinity Plus Foundation
Direct deposit required: Yes, two direct deposits totaling $1,500 or more in 90 days of account opening
Additional requirements:
Hard/soft pull: Soft pull
ChexSystems: Unknown
Credit card funding: Up to $2,000
Monthly fees: None
Early account termination fee: Unknown
Household limit: None
Expiration date: November 30, 2025

The Offer

Direct link to offer

Affinity Plus Credit Union is offering a $200 bonus when you open a new checking account and complete the following requirements:
- complete (2) direct deposits totaling $1500 or more in 90 days from account opening

Offer valid to persons with no prior membership relationship with Affinity Plus.
Membership eligibility applies.
Must be 18 years old to qualify.
To qualify for the bonus, checking account must be opened through https://www.affinityplus.org/landing/200-checking-offer.
No duplications allowed.
Standard account terms and conditions apply.
Limit one bonus per person.
Offer subject to change and may be terminated at any time for any reason.
Offer not valid for accounts opened prior to 10/1/2025.
All regular membership and account opening requirements apply.
Earn your cash bonus by opening a new qualifying consumer checking account by 11/30/2025 and complete (2) direct deposits totaling $1500 or more in 90 days from account opening. You will be awarded within 120 days of the qualifying transactions assuming account is open. The checking account must remain open until the $200 cash bonus is credited or cash bonus will be forfeited. Limited time offer valid from 10/1/2025-11/30/2025. Affinity Plus is Federally Insured by NCUA.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Better than free checking has no monthly fees to worry about.

I couldn’t find any mention of an EATF in the fee schedule

Seems like they were Chexsystems sensitive in the past. If anybody gets approved or denied please share your Chex stats as well.

Hat tip to reader ShawntheShawn

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