Banking

Can regulation drive innovation in finance? Lessons from green mortgage products – Bank Underground

Benjamin Guin, Mahmoud Fatouh and Haluk Unal Regulation has been asserted to be a brake on innovation. Prudential rules impose capital, liquidity and disclosure...

Monitoring trade prices in the wake of trade tensions – Bank Underground

Marco Garofalo and Thomas Prayer The US administration raised US import tariffs in April, reigniting trade tensions. This sparked concerns about cheaper exports being...

degenerative for jobs? – Bank Underground

Edward Egan Headlines warn of a looming ‘jobpocalypse’, but the reality is more complex. Rather than simply causing a wave of job losses, the...

Retail investors’ participation in the gilt market – Bank Underground

Sarah Munson and Callum Ashworth In recent years, retail investors’ demand for UK government bonds (gilts) has increased, marking a change in the composition...

SMBC Americas deploys Fenergo AI for KYC, AML compliance

Banking giant SMBC Americas is deploying AI solutions from fintech Fenergo to streamline KYC, AML and client lifecycle management at the $2.1 trillion bank.   The deployment...

FIS closes Global Payments’ Issuer Solutions acquisition

Financial technology firm FIS said today it has completed its acquisition of Global Payments’ Issuer Solutions business, formerly known as TSYS, in a...