Banking

Distributional consequences of borrower-based macroprudential tools – Bank Underground

Jagdish Tripathy, Arzu Uluc, José-Luis Peydró and Francesc Rodriguez-Tous Borrower-based macroprudential measures – such as limits on loan to income (LTI) and loan to...

why average financial conditions miss what matters most – Bank Underground

Miguel Herculano, Santiago Montoya-Blandon and Jorge Pinheiro Financial conditions indices are widely used by central banks and policymakers, including in the UK, to summarise...

it’s all in the curve – Bank Underground

Sofia Carollo and Natalie Burr While monetary policy sets short-term policy rates, households and firms borrow at varying time horizons. How a policy decision...

What Landlords Check Before Renting | Checklist

Contents:When you’re applying for a lease, your rental application isn’t just about income, as many landlords will also run a background check and...

Has UK food inflation been under the weather? – Bank Underground

India Rimmer, Hannah Copeland and Boromeus Wanengkirtyo Global extreme weather events may feel far away, but they leave behind a trail of higher prices...

Is UK productivity growth low? A historical and cross-country perspective – Bank Underground

Sophie Piton and Fabrizio Cadamagnani A lot has been written about UK productivity and how weak it’s been in recent years. This post assesses...