Banking

Ipava State Bank taps Vine for AI-driven underwriting platform

Ipava State Bank has selected Vine Financial’s commercial lending accelerator to transform its underwriting process through artificial intelligence, the Austin, Texas-based fintech announced...

how household debt can amplify the effect of rising rates – Bank Underground

Tuli Saha and Alexandra Varadi High levels of household indebtedness can amplify negative economic shocks, if highly indebted mortgagors make larger cuts to spending...

Podcast: Austin Capital Bank CEO Erik Beguin on AI-driven fraud

Fraud is on the rise, and AI is contributing to both the solution and the problem.  “Fraud is a really large problem and growing...

Inside look: Citi’s ‘Four S’ AI strategy to maximize ROI

NEW YORK — Citi is deploying AI not as an additional layer in its tech stack but rather building its modern applications on...

How AI could deliver a 21st-century regulator and a more efficient financial system

When I first joined the Consumer Financial Protection Bureau, we were still building the agency from the ground up: its mission, its systems,...

Cloudflare Resolves Global Outage That Disrupted ChatGPT, X

A worldwide outage at the network of cybersecurity firm Cloudflare Inc. has been resolved after several hours of disruption on Tuesday. The outage...