Investments
How to Turn Your Equity Into Rentals with a HELOC or Cash-Out Refi (Rookie Reply)
Pulling equity out of your home to buy your next rental can feel like free money, but it isn’t. Whether you use a...
Why Graduated Repayment Is A Student Loan Trap
The Question
Why do you keep calling graduated repayment ‘a trap’?
— Anonymous Facebook User
Welcome to the Friday mailbag, where we take one reader question...
20% of Homes See Price Cuts (Sellers Face Reality)
Seller desperation just hit a recent peak, creating a major buying opportunity in the housing market. Over 20% of properties saw a price...
Report: Federal Student Aid Could Become Independent Agency By October 2027
Key Points
The Washington Sun reported the Education Department wants to make Federal Student Aid an independent agency by Oct. 1, 2027.
A spokesperson for...
A Housing Market “Recovery” Is Further Away Than We Thought
Dave:The housing market is not going back to normal anytime soon. And today I’m going to prove it to you with real math...
Goldman Sachs: More Than A Third Of $500K Earners Say They Live Paycheck To Paycheck
Key Points
Goldman Sachs found 36.6% of Americans earning above $500,000 live paycheck to paycheck, a higher share than people earning $50,000 to $100,000.
Paycheck-to-paycheck...