Investments

How Much Should You Put Down on Your First Rental?

You’ve saved up some money and are ready to buy your first rental property. Now comes the question: How much do you put...

Student Loan Forgiveness For Foster Parents

Foster parents take on work the state would otherwise have to pay for, and a lot of them are doing it while still...

Housing Market’s Paper Illusion and Buy-downs

The buydown transfers mark-to-market risk from builder’s income statements onto the balance sheets of the buyers who took the subsidized deals, and selectively....

How To Correct A 529 Plan Over-Withdrawal

Taking money out of a 529 plan is the easy part. Taking out the right amount is where families get tripped up —...

Some Unpleasant Total Return Arithmetic

Setting total return targets (TR) is tempting. It sells because humans hate variance but love targets. A target return looks like control. Combining...