Key PointsStarting January 1, 2026, forgiven federal or private student-loan balances may once again be considered taxable income.If forgiveness occurs in 2026 or...
Key PointsThe One Big Beautiful Bill Act removes the “partial financial hardship” rule for entering Income-Based Repayment (IBR).The change could open IBR to...
Key PointsFinancial advisor fees still vary widely: from under 0.30% at digital robo-advisors to 1% or more at traditional firms.Hidden costs often come...