Canada’s retail sales stagnate amid trade, labour headwinds
Canadian retail sales are on track to eke out meagre growth in the final quarter of last year, showing consumers remain cautious and...
Trump pulls back from 401(k) use for down payments
President Trump is said to have expressed reluctance to back penalty-free use of tax-advantaged 401(k) funds for down payments as he returned from...
LLPA-Free Refinance Touted as Solution to Lower Payments for Recent Home Buyers
So I’ve had this article idea on my desktop since November 2024. It was an empty Word document simply titled “LLPA-free refinance.”It was...
Mortgage Digest: Arrears rise to highest level since 2020, but remain low overall
Canada’s mortgage arrears rate edged higher again in October, rising to 0.25% of all residential mortgages, the highest level since 2020, according to...
How Your Credit Score Is Calculated
You know credit scores are important, but you may be wondering how they are calculated and what the big deal is. This all-important...