Ginnie Mae pauses delinquency rules amid FHA waterfall shift
Government mortgage-backed securities guarantor Ginnie Mae announced that it's changing how it will be tracking delinquencies in monthly issuer reporting to account for...
Lenders Will Now Pay You to Give Up Your Low Rate Mortgage
Folks have been debating so-called “mortgage rate lock-in” for years now.It’s also known as the golden handcuffs of an ultra-low interest rate that...
Affordability overtakes trade as Canadians’ top economic concern
Bank of Canada survey shows housing costs and job security now outweigh tariff fears, as Ottawa shifts focus back to domestic pressures
Understanding Hybrid Appraisals: What Borrowers Need To Know
As mortgage lending continues to evolve, appraisal options have become more flexible, helping streamline transactions without compromising accuracy. One option gaining traction is...
Credit risk transfers earn bipartisan praise
Key insight: Republicans and Democrats alike touted the ability of credit risk transfers to spread risk around the financial system during a hearing...