Mortgage

No, Mortgage Rates Are Not Back to 7% Again

There are charts floating around (again) claiming that the 30-year fixed mortgage is back to 7%.These are hyperbolic and misleading and being used...

OSFI warns of mortgage stress for as many as 150,000

As many as 150,000 Canadian borrowers will have trouble refinancing their mortgages over the next two years as they face a combination of...

Breaking Down the Loan Process

It’s easy to get tunnel vision when you’re building a new home and it’s nearing completion. You can practically feel that beautiful wooden...

How Trump’s EO could redraw QM’s safe harbor lines

Part of a recent executive order from President Trump that calls for potential changes to the qualified mortgage definition and its safe harbor...