Mortgage

Credit risk transfers earn bipartisan praise

Key insight: Republicans and Democrats alike touted the ability of credit risk transfers to spread risk around the financial system during a hearing...

Will AI Lead to Higher or Lower Mortgage Rates?

There’s this theory that AI adoption will be “massively disinflationary.”In that as the technology improves, we will see big production gains that lower...

Morningstar backs OSFI’s call to keep both stress test and LTI limits in place

Ratings agency says stress test and LTI limits serve different roles, with both helping contain risk ahead of a major wave of renewals

Home Renovations with the Best Return on Investment

One of the great things about owning a home is that you can truly make it yours. Don’t like the carpet? Rip it...

Maine introduces bill to ‘effectively ban’ HEI contracts

Maine's governor signed new legislation last week, applying comprehensive regulations to originations of home equity investment products in classifying them as "residential mortgage...