Rates are still moving up, especially in the shorter maturities. Even the rates quoted below may become outdated quickly, but so here is a mid-month update for June 2022. As of 6/21/2022: Brokered CD rates: 3-month CD at 2% APY, 2-Year CDs at 3.15% APYat Vanguard and Fidelity fixed income desks (non-callable). Online bank rates: 1.61%-1.65% APY liquid, 3.05% APY for 3-year CD at Bask Bank, First Foundation and Rising Bank. Expect a lot of movement in this area. US Treasury Bonds: 3-month at 1.85%, 2-Year CDs at 3.21% yield to maturity, secondary market. Interest from Treasury bills and bonds are exempt from state and local income taxes. Fixed Annuity: 4% rate on 3-year MYGA from American Life (B++ Rating) on via Blueprint Income and Stan … [Read More...]

3 Signs Of A Medicare Fraud Or Scam Every Senior And Caregiver Needs To Know
Be wary of offers for free medical supplies. [Read More...]
Georgia Democratic nominee for Governor Stacey Abrams explains the change in her position on abortion: There is ‘no place in that medical decision for…
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Fidelity Solo FidFolios: DIY Custom Direct Indexing (Similar to M1 Finance)
Fidelity just announced a new feature called Fidelity Solo FidFolios. You can make a custom index with up to 50 individual stocks, or a custom asset allocation portfolio using ETFs. You can then buy into your custom portfolio all a once using flat dollar amounts and Fidelity will juggle the fractional shares. For example, your $50 purchase could be split into 50 different individual companies. “Now more than ever, investors want the peace of mind of trading, monitoring, and rebalancing custom stock portfolios in a simple way,” said Robert Mascialino, head of Fidelity’s retail brokerage business. “With the ability to align to a specific theme or individual values, Fidelity Solo FidFoliosSM helps leverage the power of direct indexing to build a customized portfolio while simplifying how investors manage … [Read More...]
Delta SkyMiles American Express Cards – Up to 110,000 Bonus Miles + Reserve 747 Metal Card
New limited-time offers across the board. Delta Airlines American Express cards offer various special perks like free checked bags, priority boarding, and the ability to earn Delta Skymiles with card purchases. As you can only get the welcome offers once on each of these cards per person per lifetime (each card is considered different), I recommend waiting until a limited-time offer to maximize your benefit. Here are the current offers: Delta SkyMiles® Gold American Express Card Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.. $100 Delta flight credit after $10,000 in purchases on your card in a calendar year. First checked bag free on Delta flights – that’s a savings … [Read More...]
Are Airport Lounges Actually Worth It?
Ask yourself these questions before splurging on club access during your next trip. [Read More...]
Meet the family behind ‘Texas Thighs,’ an account for a mom’s salacious photos (when it isn’t getting banned)
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Top 10 Best Credit Card Bonus Offers – June 2022 (Updated)
Updated and checked June 2022. That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. We participate in various financial offers for thousands of dollars in extra income (over $5,000 in 2021). These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes: Added Delta 70k, Premier 80k, Marriott 5 Free Nights, Southwest 75k, Hilton 100k no AF, United 70k, IHG 120k no AF. Removed Sapphire 80k, Aeroplan 100k, Hilton 130k+Free Night, IHG 125k+Free Night, AA Red (drop to 50k), JetBlue 70k, Wyndham 90k. … [Read More...]
Stacking VTI or VOO: Get Excited About S&P 500 and US Total Market Stock ETFs
A satoshi, or “sat” for short, is the smallest unit of the cryptocurrency bitcoin. “Stacking Sats” is a popular term for gradually accumulating bitcoin by purchasing small amounts of bitcoin at a time. (100 million sats = 1 bitcoin.) The idea is that you should be excited about adding any amount to your stack, focusing on that forward progress instead of the current market price. If only it would be as trendy for folks to “stack VOO” or “stack VTI”. A low-cost S&P 500 or US Total Market index ETF is a tax-efficient way to build up your ownership of a share of excellent American businesses. Unfortunately, there is always something shinier next to this vanilla product. Factor ETFs, themed ETFs, sector… [Read More...]
How To Get Into Airport Lounges Without Spending A Ton Of Money
Experts share their advice for gaining access to these premium spaces without paying premium prices. [Read More...]
Coyote attacks scrappy cat on Texas porch. Watch how it escapes the vicious ambush
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Webull Broker: New Account 6 Free Stocks, $600 Account Transfer Promotion
Updated 6 free stocks for new account, $600 transfer promos. Webull is a brokerage app (PC and web version also available) that has $0 stock trades, $0 options trades with $0 per contract fees, free real-time quotes, and no minimum balance requirement. (Fidelity, Schwab, E-Trade, and TD Ameritrade all still charge $0.65 per contract.) Compared to Robinhood, Webull is more of a full-featured traditional brokerage shrunk down into an app. Robinhood has a sleeker minimalist feel, while Webull has a ton of options for real-time stock quotes, technical indicators, charting, etc. New account bonus details. Right now, WeBull is offering new accounts up to 6 free shares of stock: Open an account with Webull and get 2 free stocks valued between $3 and up to… [Read More...]
Marriott Bonvoy Boundless Card Review: 5 Free Hotel Nights (Up to 50k Points Each) Limited-Time Offer
Offer improved to 5 free hotel nights, highest ever. The Marriott Bonvoy Boundless credit card is one of the co-branded rewards card for Marriott hotels (including hotels from the merger of Starwood Preferred Guest and Marriott). Here are the highlights: Limited-Time Offer: Earn Five (5) Free Nights (each night valued up to 50,000 points) after you spend $5,000 on purchases in your first 3 months from your account opening. That makes the total value worth up to 250,000 total points. You can even pay the difference in points if a room night costs slightly more than 50,000 points (up to 15,000 points). New: Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. New: Earn 1 Elite Night… [Read More...]
Is A Recession Coming In The U.S.? Here’s What Experts Say.
Inflation, rising interest rates, the ongoing Ukraine war and the continuing pandemic are raising concerns. Here’s what the economic experts say. [Read More...]
Los Angeles’ ban on gas stoves could spell the end for many Korean BBQ, Chinese restaurants
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Fifth Third Bank $375 New Checking Account Bonus w/ Direct Deposit
Fifth Third Bank has a $375 new checking bonus when you open an eligible Fifth Third checking account and make direct deposits totaling $500 or more within 90 days of account opening. Thanks to reader Charles for the heads up. Note that Fifth Third Bank usually only accepts applications from the geographic area where they have physical branches, including the following 10 states: Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee, West Virginia. Opening online should populate the offer code (currently RKWHT3), or you can request an e-mail with a unique code to bring to a physical branch. Here the fine print: To qualify for the $375 checking bonus, provide the offer code, open a Fifth Third Momentum® Checking, or Preferred2 checking account … [Read More...]
Chase Southwest Credit Cards: 75,000 Bonus Miles Worth $1,000+ in Airfare, Also Counts Toward Companion Pass
New 75k limited-time offer on consumer cards. Southwest Airlines offers the unique Companion Pass, which lets you pick one person to fly with free when you book both paid AND award flights (including to Hawaii!) on Southwest. Importantly, points earned from credit cards are qualifying points toward the requirement, including sign-up bonuses! You can often get very close to that magic 125,000 points with a calendar year when you add up the potential miles from these Southwest consumer and business cards. This is on top of the value of redeeming those points for miles (ex. 75,000 points can get you $1,100+ in Wanna Get Away airfare with no blackout dates). Southwest Rapid Rewards® Plus credit card Limited-time offer: 75,000 bonus points after spending $5,000 on … [Read More...]
Mistakes People Make When Booking Summer Travel
Travel experts share common missteps they see tourists make during summer vacation. [Read More...]
Mitch McConnell Is Pulling His Favorite Move After Mass Shootings
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Investment Portfolio First Aid for Older Relative, Part 1: Assess The Situation
Although I enjoy managing my own investments, I’ve generally avoided managing other people’s money. That always felt like such an important responsibility to take on. Below is the real investment portfolio of an older family member (over 75) that is professionally managed by an large “brand name” financial firm. Understandably, the recent market volatility has hurt the balance and there is some concern, so I took a look. Before opening up the statement, I joked to myself “There better not be that ARK ETF in there!”…. and there it was. Down 66%! 😱 Deep breaths! My thoughts went to the four basic steps to performing emergency first aid: Assess the situation Plan for interventions Implement first aid Evaluate the situation. Here… [Read More...]
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