Chase Sapphire Reserve 1.25% Pay Yourself Back Categories: Gas, Gym, Annual Fee (Q1 2026)

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Here is the new list of the Pay Yourself Back categories on the Chase Sapphire Reserve card for Q1 2026:

  • Gas stations 1.25 cents per point
  • Fitness Clubs & Gym Memberships 1.25 cents per point
  • Annual Fee 1.25 cents per point
  • Select Charities 1.5 cents per point

Big downgrade with the loss of Grocery Stores this quarter. You can see the previous categories (expired) in this post. 

Chase Sapphire Reserve for Business also has PYB, but only has one option: select charities at 1.25 cents per point.

We did a separate post with the Pay Yourself Back categories on all other Chase cards; I assume all of those remain the same for Q1 2026 and beyond. If anyone sees a change, please let us know. 

 

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