Check Out the Best Credit Card Offers of the Month
If you’re wondering what are the best credit card offers available right now, this list is for you. Here you can find the best available credit card bonuses for this month, ranked by the approximate value of the bonus.
The value is obviously not an exact science, and it can vary widely based on your favorite hotel and airline program. It can also vary based on what destinations you’re chasing, or the way you like to travel. You also need to look at the annual fees and the ongoing perks and benefits that each card provides. That can easily tip the scale one way or the other.
Amex Business Platinum Card: 200K-300K
Amex Business Gold Card: 100K-200K
Amex Business Platinum Card: 80K-175K
- Best Ever Bonus: Earn a welcome bonus as high as 175,000 Membership Rewards points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
- Approx. Bonus Value: $2,625
- $895 Annual Fee
- READ MORE
Bank of America Premium Rewards Elite: 75K
- Best Ever Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
- Approx. Bonus Value: $750
- $550 Annual Fee
- READ MORE
How Bonus Value is Calculated
Here are the point valuations used for the “Approx. Bonus Value”:
| Loyalty Program | Value (cents per point) |
|---|---|
| Amtrak Guest Rewards | 2.5 cpp |
| Bilt Rewards | 1.7 cpp |
| Chase Ultimate Rewards | 1.6 cpp |
| American Express Membership Rewards | 1.5 cpp |
| Citi ThankYou | 1.4 cpp |
| Capital One Miles | 1.4 cpp |
| World of Hyatt Points | 1.4 cpp |
| Atmos Rewards | 1.3 cpp |
| Wells Fargo Rewards | 1.2 cpp |
| American Airlines AAdvantage Miles | 1.2 cpp |
| Air Canada Aeroplan | 1.1 cpp |
| United MileagePlus Miles | 1.1 cpp |
| JetBlue TrueBlue Points | 1.1 cpp |
| Avios | 1.1 cpp |
| Southwest Rapid Rewards | 1.1 cpp |
| Air France/KLM Miles | 1.0 cpp |
| Delta SkyMiles | 1.0 cpp |
| Wyndham Rewards | 0.9 cpp |
| Choice Hotels Points | 0.5 cpp |
| Marriott Bonvoy Points | 0.5 cpp |
| IHG One Rewards | 0.4 cpp |
| Hilton Honors Points | 0.35 cpp |
The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.
Best Credit Card Offers: Guru’s Wrap-up
This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.
Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.
Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.
Chase IHG One Rewards Premier Credit Card: 175K
- Welcome Bonus: Earn 175,000 Bonus Points after spending $5,000 within 3 months from account opening.
- Approx. Bonus Value: $700
- $99 Annual Fee
- READ MORE
Bank of America Premium Rewards Elite: 75K
- Best Ever Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
- Approx. Bonus Value: $750
- $550 Annual Fee
- READ MORE
How Bonus Value is Calculated
Here are the point valuations used for the “Approx. Bonus Value”:
| Loyalty Program | Value (cents per point) |
|---|---|
| Amtrak Guest Rewards | 2.5 cpp |
| Bilt Rewards | 1.7 cpp |
| Chase Ultimate Rewards | 1.6 cpp |
| American Express Membership Rewards | 1.5 cpp |
| Citi ThankYou | 1.4 cpp |
| Capital One Miles | 1.4 cpp |
| World of Hyatt Points | 1.4 cpp |
| Atmos Rewards | 1.3 cpp |
| Wells Fargo Rewards | 1.2 cpp |
| American Airlines AAdvantage Miles | 1.2 cpp |
| Air Canada Aeroplan | 1.1 cpp |
| United MileagePlus Miles | 1.1 cpp |
| JetBlue TrueBlue Points | 1.1 cpp |
| Avios | 1.1 cpp |
| Southwest Rapid Rewards | 1.1 cpp |
| Air France/KLM Miles | 1.0 cpp |
| Delta SkyMiles | 1.0 cpp |
| Wyndham Rewards | 0.9 cpp |
| Choice Hotels Points | 0.5 cpp |
| Marriott Bonvoy Points | 0.5 cpp |
| IHG One Rewards | 0.4 cpp |
| Hilton Honors Points | 0.35 cpp |
The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.
Best Credit Card Offers: Guru’s Wrap-up
This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.
Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.
Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.
Chase United Explorer Card: 80K
- Welcome Bonus: Earn 70,000 United MileagePlus bonus miles after spending $3,000 on qualifying purchases in the first three months of opening an account. Plus an extra 10,000 miles when you add authorized user.
- Approx. Bonus Value: $880
- $0 intro annual fee for the first year, then $150.
- READ MORE
Bank of America Air France KLM Visa Signature Card: 75K + 100 XP
- Best Ever Bonus: Earn 70,000 Bonus Miles + 100 Experience Points (XP) when you make $3,000 or more in purchases within the first 90 days of your account opening.
- Approx. Bonus Value: $750
- $89 Annual Fee
- READ MORE
US Bank Business Triple Cash Card: $750
- Best Ever Bonus: Earn $750 after spending $6,000 in the first 180 days of card membership. Plus introductory 0% purchase rate for 12 months.
- Approx. Bonus Value: $750
- No Annual Fee
- READ MORE
Chase IHG One Rewards Premier Credit Card: 175K
- Welcome Bonus: Earn 175,000 Bonus Points after spending $5,000 within 3 months from account opening.
- Approx. Bonus Value: $700
- $99 Annual Fee
- READ MORE
Bank of America Premium Rewards Elite: 75K
- Best Ever Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
- Approx. Bonus Value: $750
- $550 Annual Fee
- READ MORE
How Bonus Value is Calculated
Here are the point valuations used for the “Approx. Bonus Value”:
| Loyalty Program | Value (cents per point) |
|---|---|
| Amtrak Guest Rewards | 2.5 cpp |
| Bilt Rewards | 1.7 cpp |
| Chase Ultimate Rewards | 1.6 cpp |
| American Express Membership Rewards | 1.5 cpp |
| Citi ThankYou | 1.4 cpp |
| Capital One Miles | 1.4 cpp |
| World of Hyatt Points | 1.4 cpp |
| Atmos Rewards | 1.3 cpp |
| Wells Fargo Rewards | 1.2 cpp |
| American Airlines AAdvantage Miles | 1.2 cpp |
| Air Canada Aeroplan | 1.1 cpp |
| United MileagePlus Miles | 1.1 cpp |
| JetBlue TrueBlue Points | 1.1 cpp |
| Avios | 1.1 cpp |
| Southwest Rapid Rewards | 1.1 cpp |
| Air France/KLM Miles | 1.0 cpp |
| Delta SkyMiles | 1.0 cpp |
| Wyndham Rewards | 0.9 cpp |
| Choice Hotels Points | 0.5 cpp |
| Marriott Bonvoy Points | 0.5 cpp |
| IHG One Rewards | 0.4 cpp |
| Hilton Honors Points | 0.35 cpp |
The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you think it is not realistic.
Best Credit Card Offers: Guru’s Wrap-up
This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.
Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications. There are also family rules for Chase, Citi and more recently American Express.
Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.
