[CO, NE, KS, OK, IA, MO, AR, IL, KY, AND TN] OakStar Bank $300 Checking Bonus

Offer at a glance

• Maximum bonus amount: $300
• Availability: CO, NE, KS, OK, IA, MO, AR, IL, KY, AND TN
• Direct deposit required: Yes, two totaling $500+
• Additional requirements: Use promo code, have $3,500 in daily balances.
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: $25, 12 months
• Household limit: None
• Expiration date: 1/31/25

The Offer

Direct link to offer

• OakStar Bank is offering a $300 bonus when you open a new checking account and complete the following requirements:
  • Use promo code 2025WELCOME300
  • Requires two recurring qualifying direct deposit transactions for a cumulative total of $500+ each statement cycle
  • A daily balance of $3,500+ throughout the 90 day timeframe

The Fine Print

• Disclosures: New Customer Cash Offer Terms & Conditions. Must achieve the qualifiers listed below and keep the account open for 90 calendar days from the date of account opening.
• Cash offer will post automatically to the subject account within 30 calendar days of achieving all qualifiers.
• Requires 2 recurring qualifying direct deposit transactions** for a cumulative total of $500 for each statement cycle. Requires a daily balance of $3,500 throughout the 90-day timeframe.
• Requires the account to be enrolled in and receive eStatements for the entire 90-day time frame to qualify.
• Only new account holders are eligible for this promotion. Current account holders are not eligible.
• OakStar Bank associates do not qualify.
• Checking account promotion ends 1/31/25.
• Account must be opened online and by 1/31/25.
• **Qualifying direct deposit transactions include payroll, Social Security, or government benefits. Person-to-person transactions do not qualify.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

E-Star checking has no monthly fees as long as you opt for eStatements.

Early Account Termination Fee

$25 fee if closed within 12 months according to the fee schedule.

Our Verdict

Seems like a good bonus, annoying you need to keep the account open for 12 months but at least there are no monthly fees. Please share if it’s a hard/soft pull in the comments below.

Hat tip to reader p

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