[CO only] Westerra Credit Union $100 Checking Bonus – Direct Deposit Not Required

Update 12/2/24: Deal is back and valid until 12/31/24. Hat tip to GT5000

Update 7/21/19: Deal is back and valid until September 30th, 2019.

Reposting as it’s a confirmed soft pull and $2000 in credit card funding

Offer at a glance

• Maximum bonus amount: $100
• Availability: Restricted to people in the 7-county Denver Metro Area
• Direct deposit required: None
• Additional requirements: 2 deposits & 10 transactions
• Hard/soft pull: Soft pull (reports of hard pull)
• ChexSystems: Unknown 
• Credit card funding: Can fund up to $2,000
• Monthly fees: None
• Early account termination fee: None
• Expiration date: January 31st, 2017 None listed

The Offer

Direct link to offer

• Receive a sign up bonus of 14,000 rewards points (worth $100) when you open a new checking account with Westerra Credit Union and complete the following requirements within 60 days of account opening:
  • Make two deposits
  • Complete ten transactions

The Fine Print

• Get 14,000 Bonus Reward Points (equal to $100 cash back) when you open a Westerra checking account and activate it by making two deposits and ten transactions within 60 days from account opening.
• Bonus Reward Points will be credited to your Westerra Rewards account the month following activation.
• Deposit of $5 in savings account required.
• Membership fee waived.
• Limit one t-shirt per person.

Avoiding Fees

There are no monthly fees for this account and the $5 membership fee is waived as well. I didn’t see any mention of an early account termination fee in the fee schedule.

Our Verdict

Looks like a great deal as it doesn’t specify what a deposit is, so I guess any deposit will count (e.g payroll not required). It’s nice that you can fund with a credit card as well. Will be adding this to our list of the best checking bonuses available.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank