[CO, WY] StagePoint Federal Credit Union $300 Checking Bonus

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Offer at a glance

  • Maximum bonus amount:
  • Availability: Serving Albany, Carbon, Converse, Laramie, Natrona, Platte, and Sweetwater Counties in Wyoming and Jackson, Larimer, Routt, and Weld Counties in Colorado. Out of state/footprint doesn’t work. 
  • Direct deposit required: Yes, no minimum
  • Additional requirements: Yes, see below
  • Hard/soft pull: Unknown 
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None 
  • Early account termination fee: None 
  • Household limit: None listed
  • Expiration date: March 31, 2026

The Offer

Direct link to offer

  • StagePoint Federal Credit Union is offering a $300 bonus when you open a new ultimate checking account and complete the following requirements 3 times during the first 4 months of account opening:
    • Make 20 or more $5.00 minimum debit card purchases monthly (ATM’s excluded).
    • At least one direct deposit.
    • Log in and use online banking.
    • Receive e-statements.

The Fine Print

  • $300 reward: Qualify for Ultimate Checking rewards 3 times during the first 4 months of account opening.
  • Reward is limited to 1 unique primary owner, 18 years or older, on 1 new checking account.
  • Offer ends March 31, 2026.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

None

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF. 

Our Verdict

Annoying that you need to meet the requirements for three months. If you’ve already done the easier/bigger bank bonuses then this is worth doing but there is lower hanging fruit. 

Hat tip to reader Woody

Useful posts regarding bank bonuses:

  • A Beginners Guide To Bank Account Bonuses
  • Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
  • PSA: Don’t Call The Bank
  • Introduction To ChexSystems
  • Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
  • What Banks & Credit Unions Do/Don’t Pull ChexSystems?
  • How To Use Our Direct Deposit Page For Bank Bonuses Page
  • Common Bank Bonus Misconceptions + Why You Should Give Them A Go
  • How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
  • Affiliate Links & Bank Bonuses – We Won’t Be Using Them
  • Complete List Of Ways To Close Bank Accounts At Each Bank
  • Banks That Allow/Don’t Allow Out Of State Checking Applications
  • Bank Bonus Posting Times

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