Offer at a glance
- Maximum bonus amount:
- Availability: Serving Albany, Carbon, Converse, Laramie, Natrona, Platte, and Sweetwater Counties in Wyoming and Jackson, Larimer, Routt, and Weld Counties in Colorado. Out of state/footprint doesn’t work.
- Direct deposit required: Yes, no minimum
- Additional requirements: Yes, see below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: None listed
- Expiration date: March 31, 2026
The Offer
Direct link to offer
- StagePoint Federal Credit Union is offering a $300 bonus when you open a new ultimate checking account and complete the following requirements 3 times during the first 4 months of account opening:
- Make 20 or more $5.00 minimum debit card purchases monthly (ATM’s excluded).
- At least one direct deposit.
- Log in and use online banking.
- Receive e-statements.
The Fine Print
- $300 reward: Qualify for Ultimate Checking rewards 3 times during the first 4 months of account opening.
- Reward is limited to 1 unique primary owner, 18 years or older, on 1 new checking account.
- Offer ends March 31, 2026.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
None
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Annoying that you need to meet the requirements for three months. If you’ve already done the easier/bigger bank bonuses then this is worth doing but there is lower hanging fruit.
Hat tip to reader Woody
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
