Achieving your financial goals in 2026 gets a lot easier once you have a system. I walk through five evidence-based methods that have worked repeatedly for people trying to budget better, save more, and invest consistently.
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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
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⏱️ Timestamps:
0:00 – Start Here
0:24 – The WOOP Method
4:33 – Automate the Habit
6:26 – Write It Down
8:47 – Make Your Goals Visible
10:30 – Invest Consistenty
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Hey, guys! I hope that you enjoy this video on how to achieve your goals financially, and that I hope you have a prosperous 2026 coming up. I'd love to hear what goals you had for your coming year. Let me know in the comments. And as always, thanks for watching! 🎉
How many companies do you look at before you find one that reacts according to your example. \What search criteria do you use? I have been trying the system but have not found a candle layout that meets the lesson.
The WOOP obstacle step is what I always skip. With Grassfeld already showing my balances, I can finally plan around the real friction points.
appreciate the straight talk here
def gonna try these methods out
great tips for beginners like me 👍
this really opened my eyes to budgeting
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Awesome. Thanks for sharing. Man, whoa… every time someone says “the proven system to change your finances forever,” I get thrown right back to that night in 2026 when I sat on my couch with my laptop open, my bank app judging me silently, and me whispering, “Alright Marquis… this is either the beginning of a comeback story or the prequel to a documentary about poor decision‑making.” And the funny part is, the system that finally worked for me wasn’t some dramatic, Wall‑Street‑movie montage—it was me breaking things down like a man negotiating with his own impulses: automate the boring stuff, track the scary stuff, and stop treating my debit card like a coping mechanism. I remember literally pacing around my apartment giving myself a pep talk like, “We pay bills early now… we check our accounts daily… we don’t buy gadgets at 2 a.m. because they ‘look productive.’” And slowly, almost disrespectfully quietly, my finances started behaving—like a toddler who suddenly takes a nap without warning. That’s when I realized the real “proven system” is consistency, not chaos; clarity, not vibes; and the moment you start treating your money like a business partner instead of a roommate who never pays rent, everything shifts.
make moves that make doing your goals easier/more convenient than sticking to your old habits !!
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❤❤❤❤Hi
Happy New Year, Family ❤️ Hit 80K today. I'm really for all the knowledge and nuggets you had thrown my way so far. Stared with 20k a month ago😊
What a great content about how to achieve our financial goals in 2026. Thanks, Humphrey, for this!!
“I explain money rules like this in simple language on my channel.”❤
It comes down spending less than what you earn and investing the difference in a diversified portfolio!
Motivation fades, but automation and visibility keep progress moving even on bad weeks. Focusing on systems instead of willpower feels like the real difference maker.
4:44.. Ah, the CFPB. They were just starting to do some brisk, consumer-centric work when they came under siege from the Trump administration earlier this year. I certainly hope they survive and thrive.. don't want to be standing in line outside an ATM wondering if I will see my money again because another bank failed.
Most people view wealth as a final destination, but true financial mastery is about the architecture of your daily systems. The WOOP framework isn't just a psychological trick; it’s about aligning your subconscious with the friction of reality. In the high-stakes US market, the real edge isn't finding the next 'moon' coin—it's the stoic commitment to the 'Guaranteed Saving' rule that survives every market cycle. Build systems, not just dreams.
I rather prefer Vanguard All world ETF
Consistency beats intelligence in personal finance.
As a 30-something who’s tried every budget plan out there, this video nails the truth — goals without a clear savings habit and real deadlines never stick. Loved the practical steps here, even if some points felt a bit too generic for seasoned planners like me.
Бро у тебя американский акцент в Русском переводе
I’ve tried so many goal-setting strategies before, but what really clicked for me was breaking big financial goals into tiny weekly habits — it’s practical and actually works if you stick with it. Some parts felt a bit basic to me, but overall this video nailed the mindset shift I needed.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Hey I have a question. If we are looking to buy a different house soon would you touch the 5/5 arm 80% LTV loan? Good house in my area gonna cost 200-250k and we are about +40k on our home and would like to save more over the next year or so and pay off some medical bills. Or would you just do a refinance to 20 year and save a couple hundred? On the 5/5 we would save about 400$ a month.
Great video and excellent tips! This is undoubtedly a challenging time for new investors, but the key is to avoid making decisions driven by emotions. Market downturns can be an opportunity to buy high-conviction stocks or crypto at a discount, as wealth is often built during bear markets, not bull markets. If your portfolio’s performance is affecting your mental health, take a break—delete the app, go for a walk, and focus on the long-term potential. Personally, I’ve leaned into long-term trading strategies and have had significant success in a few weeks through proper guidance. Diversifying and backing up your assets is essential in case the market takes a bearish turn…
I spent years playing the startup game- pitch decks, accelerators, growth hacks, rinse and repeat. Raised money, lost freedom. Scaled revenue, shrank my life. At one point I said screw it, walked out on my own board, and moved into a studio in Tijuana just to breathe again. A friend who had quietly exited his last 3 ventures without press handed me The Wealth Glitch: Cracking the Money Code and said, “Don’t read this unless you’re ready to unlearn everything.” I read it in two days. Felt like a financial red pill.
I sat next to this woman on a flight who looked like a regular business traveler. But we got talking and it turns out she was a serious investor with properties in like five countries. I asked her what book helped her the most and she said, “There’s one they don’t talk about on TV.” She wrote down The Wealth Glitch: Cracking the Money Code on a napkin. I found it later and honestly, it’s like seeing behind the curtain.
I used to be that guy- waking up at 4am, grinding 18 hours a day, chasing clients, pitching nonstop. Everyone called it hustle. I called it hell. One day I met this woman at a mastermind who didn’t talk much, but when she did, every room went silent. I asked her how she managed to scale without selling her soul. She told me about a book called The Wealth Glitch: Cracking the Money Code. “It’s not about getting rich,” she said. “It’s about understanding the code so you stop getting played.” I read it. It wasn’t sexy. It was surgical. And it gave me permission to stop sprinting toward someone else’s idea of success.
My CPA once told me, “You’re doing everything right.” But I still felt broke, boxed in, and bored. Then a friend in a family office told me to read The Wealth Glitch: Cracking the Money Code. I wasn’t expecting much- just another book, right? Wrong. That thing explained exactly why the middle class is stuck, why most advice is misdirection, and how wealth actually moves. I went back to my CPA and asked questions he literally couldn’t answer. That’s when I realized I needed a new playbook. This book was the first page.
My CPA once told me, “You’re doing everything right.” But I still felt broke, boxed in, and bored. Then a friend in a family office told me to read The Wealth Glitch: Cracking the Money Code. I wasn’t expecting much- just another book, right? Wrong. That thing explained exactly why the middle class is stuck, why most advice is misdirection, and how wealth actually moves. I went back to my CPA and asked questions he literally couldn’t answer. That’s when I realized I needed a new playbook. This book was the first page.
Which habit change tends to move the needle fastest for most people—tracking, automation, or skill focus?
Really enjoying the vids!