[MD, In Branch] Harford Bank $300 Checking Bonus

Update 3/8/25: Deal is back, now $300 instead of $250.

Offer at a glance

• Maximum bonus amount: $300
• Availability: MD, In Branch only [Locations]
• Direct deposit required: Yes, $1,000+
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: $5, avoidable
• Early account termination fee: $50, 180 days
• Household limit: None
• Expiration date: March 31, 2024

The Offer

Direct link to offer

• Harford Bank is offering a $300 bonus when you open a new Special Elite Checking Account and complete the following requirements:
  • Open a new Special Elite Checking Account by May 30, 2025, with a minimum opening deposit of $100.
  • Receive a qualifying direct deposit of at least $1,000 within 45 days of account opening.
  • Keep account open and active for 150 days.

The Fine Print

• ELIGIBLITY REQUIREMENTS. This account is for persons who have a monthly ACH deposit of at least $1,000 and who has not held a checking account at Harford Bank within the past 24 months.
• To receive the $250 bonus, a qualifying direct deposit** of at least $1,000 must be established within 45 days of account opening. Account must remain open and active for 90 days to receive the bonus.
• Bonus will be credited to the Elite Checking account within 30 days of all requirements being met.
• Only recurring electronic deposits of payroll, pension or social security are considered to be qualifying direct deposits.

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

A monthly $5.00 activity service charge will apply to customers who do not have a monthly ACH deposit. A $5.00 fee will be assessed if you close this account at any time.

Early Account Termination Fee

A $50 early close-out fee will be imposed if the account is closed within 180 days of opening.

Our Verdict

Need to know if it’s a hard or soft pull.

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