Mutual Funds – How To Pick The Correct One #financewithsharan #shorts

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What mutual funds do you invest in?

Radhika Gupta on how to choose mutual funds !!

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34 COMMENTS

  1. To keep it simple for folks out here. Look for Sharpe ratio for a flexi cap, mid cap and smaal cap fund. Higher Sharpe ratio is better. Do revisit your funds after 18 months and rebalance/ reallocate based on sharpe ratio. If your chosen fund is in the top 2 – 3, just keep continuing.
    Your PF is decent enough debt allocation (things which give guarenteed returns like FD etc) so dont invest in it untill you reach your mid forties or 50s.. So small investments in gold/silver ETFs. Thats all…

  2. Nippon large cap fund
    Motilal Oswal Midcap fund
    Bandhan small cap fund
    Parag pareikh flexi cap fund
    Kotak multicap fund

    Contribute equal amounts in these funds, that's it. Time frame should be minimum 10 years

  3. Aap logo ke video par community guidelines warning ya strike Kyo nahi aata jabki mere video me kayi baar warning aur strike aa gaya h. Jabki main disclaimer v deta hu aur koi false promise v nahi krta hu

  4. Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.

  5. Indexed mutual funds with the lowest of fees and sleep easy – you don’t need a financial advisor to tell you where to put your money and steer you to high load mutual funds —

  6. Best method i experienced is
    Pick 1 best Large, mid, small, multicap, flexicap, Index, value, hybrid and momentum fund basis on last 20 years performance and reliable.
    Manage these 9 funds and step up 10% every year for min 20 years horizon. Ensure you are brave enough to put something whenever there is market correction or more than 1% dip anyday.

    Lastly, Focus more on active income. Work hard and build more wealth by procuring gold, silver, 1 own house and 1 Plot.

    Before doing all this ensure you have Safety net first like per month expenses for atleast 1 year. Suppose per month expenses is 1 lakh then u must have 12 lakh ka FD as a emergency fund.

  7. My portfolio
    1). Midsmall 400 momentum Index fund (60% allocation)
    2). Large & midcap fund (30% allocation)
    3). A large cap fund (10% allocation)

    Eventually 30% of the money goes to small cap; 45% goes to mid cap; 25% goes to large cap. I'm young and so I can contribute more to mid & small, as I can handle higher drawdown

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