[NY, PA] First Heritage Federal Credit Union $100 Checking Bonus

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Offer at a glance

  • Maximum bonus amount: $100
  • Availability: To be eligible for First Heritage Credit Union, you must live, work, worship, or attend school in Allegany, Chemung, Livingston, Schuyler, Steuben, Tioga, or Yates counties in NY, or Bradford, Lycoming, Potter, or Tioga counties in PA.
  • Direct deposit required: Yes
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown 
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None 
  • Expiration date: None listed

The Offer

Direct link to offer

  • First Heritage Federal Credit Union is offering a $100 bonus when you open an  APEX Rewards Checking Account and complete the following requirements: 
    • Complete at least (1) direct deposit, AND
    • Complete at least (12) debit card transactions (excluding ATM transactions) AND
    • Enroll in eStatements

The Fine Print

  • Terms and conditions apply. Membership eligibility required. Federally insured by NCUA.
  • Offer may be change or withdrawn at any time.
  • Please allow 30 days for the direct deposit of your reward bonus after completing all offer requirements.
  • Receive a $100 reward bonus when you register, open a new First Heritage APEX Rewards Checking Account and complete the following within 60 days of account opening:
    • Complete at least (1) direct deposit, AND
    • Complete at least (12) debit card transactions (excluding ATM transactions) AND
    • Enroll in eStatements
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about. 

Early Account Termination Fee

I wasn’t able to find a fee schedule. 

Our Verdict

Feel free to share your experiences in the comments below. 

Hat tip to reader Bockrr

Useful posts regarding bank bonuses:

  • A Beginners Guide To Bank Account Bonuses
  • Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
  • PSA: Don’t Call The Bank
  • Introduction To ChexSystems
  • Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
  • What Banks & Credit Unions Do/Don’t Pull ChexSystems?
  • How To Use Our Direct Deposit Page For Bank Bonuses Page
  • Common Bank Bonus Misconceptions + Why You Should Give Them A Go
  • How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
  • Affiliate Links & Bank Bonuses – We Won’t Be Using Them
  • Complete List Of Ways To Close Bank Accounts At Each Bank
  • Banks That Allow/Don’t Allow Out Of State Checking Applications
  • Bank Bonus Posting Times

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