Pepper: Save On Sam’s Club, Instacart, Delta, Meijer & More

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Update 8/29/24: They now added 10x on Sam’s Club (those gift cards work at Walmart too). Also added Under Armour, Converse, Macy’s, Finish Line. All these end tonight 8/29/24.

The Offer

Pepper app is offering the following deals:

  1. Get 10% back on Sams’ Club with no limit (Sam’s Club gift cards work at Walmart too)
  2. Get 10% instant discount on Instacart, plus the regular 3% back in Pepper rewards; I believe this deal is now unlimited
  3. Get 14% back on Lowe’s with no limit
  4. Get 14% back on Airbnb with no limit
  5. Get 14% back on Delta with no limit
  6. Get 14% back on Wayfair with no limit
  7. Get 14% 18% back on Adidas with no limit
  8. Get 9% back on Meijer with no limit
  9. Get 20% back on Petco with no limit
  10. Get 20% back on Puma with no limit
  11. Get 20% back on Converse with no limit
  12. Get 18% back on Macy’s with no limit
  13. Get 15% back on Finish Line with no limit

The standard Pepper points will be instantly available and the bonus Pepper points will be awarded on 9/16/24. You can see these deals in your messages tab or notifications tab, and you should see the bonus reflected on the checkout screen. These deals are valid for 3 days from August 28 through August 30th.

The Pepper points system is confusing, so let’s give an example: If you buy $100 in Airbnb gift cards, you’ll get 8,000 points instantly which is worth $4 and is the same as 4% back. On September 16th, you’ll get an additional 20,000 points which is worth $10 and is the same as 10% back. Altogether, the 14x back will equate getting 14% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 14x = 14% back).

 

Our Verdict

Keep in mind that the bonus points won’t be available for a few weeks, and I wouldn’t recommend buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line. I’d recommend screenshotting and copying the gift card info immediately, and I’d also recommend using up the Pepper points quickly, since people have had issues logging in, etc.

Reports are that Amex Business Gold  to earn 4x if it’s one of your top two categories. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card. And it counts as Computer Software category for BofA Customized Cash Rewards cards and for 1.5x on the Business Platinum card.

Note: While there is no limit to these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. So you might only get $2,000 or some other number until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.

My thanks if you enter my signup code 584255 during the initial signup process. Those who signup with a referral code get double Pepper points on all purchases for 15 days. (Not clear to me if/how these these bonus deals stack with the signup offer.) No referral links or references in the comments below, please.

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