• Home
  • Publications & Software
  • Contact us
  • Privacy policy

Investing News

Investing, trading, stocks and Forex news & updates

  • Financial News
  • Forex News
  • Daily Forex Signals
  • Forex Research & Tech. Analysis
  • Stocks
  • Equities & futures
  • Funds
  • Commodities & Energy markets
  • Investment
  • Business News
  • MacroEconomics
  • Taxes & Money
  • Bitcoin
> Home / banking
abs_728z90_red

Best Interest Rates Update: 90-Day CD at 2% APY, 2-Year CD at 3% APY, 3-Year MYGA at 4% (Mid-June 2022)

June 26, 2022 by Jonathan Ping

Rates are still moving up, especially in the shorter maturities. Even the rates quoted below may become outdated quickly, but so here is a mid-month update for June 2022. As of 6/21/2022: Brokered CD rates: 3-month CD at 2% APY, 2-Year CDs at 3.15% APYat Vanguard and Fidelity fixed income desks (non-callable). Online bank rates: 1.61%-1.65% APY liquid, 3.05% APY for 3-year CD at Bask Bank, First Foundation and Rising Bank. Expect a lot of movement in this area. US Treasury Bonds: 3-month at 1.85%, 2-Year CDs at 3.21% yield to maturity, secondary market. Interest from Treasury bills and bonds are exempt from state and local income taxes. Fixed Annuity: 4% rate on 3-year MYGA from American Life (B++ Rating) on via Blueprint Income and Stan … [Read More...]

Fifth Third Bank $375 New Checking Account Bonus w/ Direct Deposit

June 5, 2022 by Jonathan Ping

Fifth Third Bank has a $375 new checking bonus when you open an eligible Fifth Third checking account and make direct deposits totaling $500 or more within 90 days of account opening. Thanks to reader Charles for the heads up. Note that Fifth Third Bank usually only accepts applications from the geographic area where they have physical branches, including the following 10 states: Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee, West Virginia. Opening online should populate the offer code (currently RKWHT3), or you can request an e-mail with a unique code to bring to a physical branch. Here the fine print: To qualify for the $375 checking bonus, provide the offer code, open a Fifth Third Momentum® Checking, or Preferred2 checking account … [Read More...]

Free Funded IRA Goal Progress 2022: $2,060 in Bonuses First Quarter

May 15, 2022 by Jonathan Ping

Each year, I have a side goal of earning the equivalent of the maximum annual IRA contribution limit of $6,000 using the profits from various promotions alone. In 2021, I reached $5,592 in bonuses and $2,500+ in extra interest. If you had put $6,000 into your IRA every year for the recent 10 year period (2011-2020) and invested in a simple Target Date retirement fund, you would have turned small deals into a $100,000+ nest egg. An extra hundred grand can be the real-world result of regularly investing $500 a month into productive assets. A couple could double these numbers. Ground rules: Real-world results for one real person only. As following with My Money Blog tradition, this will track my personal, real-world results… [Read More...]

SoFi Money: $300 New Direct Deposit Bonus, 1.25% APY on All Balances, $25 Opening Bonus

April 10, 2022 by Jonathan Ping

SoFi has added an excellent deposit bonus worth up to $300 to the new member referral offer on their SoFi Money checking account: $25 bonus if you open a new SoFi Checking & Savings account and deposit at least $10. Additional $300 bonus if you deposit at least $5,000 within 30 days from the date of your first Qualifying Direct Deposit. SoFi will credit members who meet qualification criteria within 14 days of the end of the 30-day Evaluation Period. Promo ends 5/31/22. (Alternatively, $100 bonus for $2,000 deposit, $50 bonus for $1,000 deposit. See table below.) 1.25% APY on ALL account balances (no more cap) in Checking and Savings accounts (including Vaults) with monthly direct deposit (of any amount). 0.70% APY without direct deposit. Rates are as of 4/7/22. … [Read More...]

CIT Bank Promo: Deposit $15,000+, Get 1 Year Amazon Prime Membership ($139 Value)

April 3, 2022 by Jonathan Ping

Update: CIT Bank has raised the APY on their Money Market Account to 0.55% APY, so the deal is now a little bit better. As an existing CIT Bank customer, I was able to sign up for this offer very easily and quickly. I just used my existing login and could even use an existing external linked bank account to fund. Here’s a screenshot from the last page of my initial application: Original post: CIT Bank is an FDIC-insured bank (now a division of First Citizens Bank) that has offered competitive interest rate options to savers in the past including the Savings Builder and No-Penalty CDs, so you may already have an account with them. The CIT Bank Money Market account has launched a… [Read More...]

CIT Bank Promo: Deposit $15,000+, Get Free 1 Year Amazon Prime Membership ($139 Value)

March 27, 2022 by Jonathan Ping

CIT Bank is an FDIC-insured bank (now a division of First Citizens Bank) that has offered competitive interest rate options to savers in the past including the Savings Builder and No-Penalty CDs, so you may already have an account with them. The CIT Bank Money Market account has launched a new Amazon Prime deposit promotion: when a new or existing customer makes a deposit of $15,000 from an external funding source and keeps it there for at least 60 days, they get an additional bonus of a 1-year Amazon Prime subscription (cash value of $139). Additional details: Open a CIT Bank Money Market account using the promo code AMZN22. Fund your account with at least $15,000 within 15 days and keep a minimum balance of at… [Read More...]

Wells Fargo $300 New Everyday Checking Account Bonus

February 27, 2022 by Jonathan Ping

Wells Fargo has a $300 bonus offer if you open a new Everyday Checking account from this offer webpage with $25+ by March 31, 2022. You are not eligible for this offer if you currently have Wells Fargo consumer checking account or if you have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months. Here are the bonus requirements: Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25 by March 31, 2022. Within 90 calendar days of account opening (the “qualification period”), receive a total of $1,000 or more in qualifying direct deposits to your new checking account. “A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social … [Read More...]

SoFi App Bonuses: $25 Money, $25 Invest, $100 Credit Card, $300 Personal Loan

February 20, 2022 by Jonathan Ping

Updated. SoFi (“Social Finance”) is a financial “super app” that expanded from students loans into banking, stocks, crypto, credit cards, and more. They’ve been more aggressive recently on many of their promotions, with many worth a second look. Both referral and alternate options are included below. New users can receive a separate opening bonus for each separate part of SoFi (Money, Invest, Crypto, etc). SoFi App Download Referral offer: $25 user bonus. “Get up to $25 cash rewards when you use my link to sign up and check your credit score.” Must be completely new to SoFi for this one. SoFi Money Referral Offer: $25 new user bonus. Banking features. Open a new SoFi Money account and add at least $10 … [Read More...]

Lafayette Federal Credit Union Review: 2.02% APY on $25,000, $100 Bonus

February 6, 2022 by Jonathan Ping

Lafayette Federal Credit Union (LFCU) has a respectable history of offering competitively-priced banking products. I recently joined and here is a quick review of their current promotions and the application process. Highlights: 2.02% APY Checking account on up to $25,000 balance (details below). $100 bonus for new members (details below) Competitive CD rates: 7-month at 0.70% APY, 3-year at 1.01% APY, 5-year at 1.26% APY Membership eligibility. You can view your membership eligibility options here, including working/living in the Washington, DC area. Anyone nationwide can join LFCU by joining the Home Ownership Financial Literacy Council (HOFLC) for a one-time $10 fee. Account opening process. I went to the HOFLC.org website and paid my $10 to join. (I hope to spend more time exploring … [Read More...]

HMBradley Bank Review: Up to 3% APY After Saving 20% Of Your Deposits (Updated 2022)

January 23, 2022 by Jonathan Ping

Update 1/19/22: HMBradley announced a few additional changes (on the positive side). They are offering a bit more grace period for new credit cardholders, and ongoing cardholders now only need to maintain $1,500 in direct deposits per month (down from $2,500) along with $100 of monthly purchases on the credit card to get the 3X interest boost. Applies immediately as of January 2022. Update 12/15/2021: On December 15th, 2021, HMBradley announced upcoming changes to their interest rate that will become effective February 1st, 2022, along with changes to their credit card boosts that are effective January 1st, 2022. Here are the old and new “no credit card” interest rates on balances up to $100,000: Savings Tier APYs effective now through 1/31/2022: Tier 1: 3.00% APY Tier 2: 2.00% APY Tier 3: 1.00% APY Tier 4: 0.50% … [Read More...]

Enzo Fintech App: 2% Cash Back on Rent (Up to $500 Annually), Equity For Waitlist Members

January 23, 2022 by Jonathan Ping

Enzo is another fintech app meant to manage all your money… Spending, savings, long-term investing. Via DoC, the catchy feature is 2% cash back on rent (subject to caps). They are also dangling the possibility of owning shares in the actual company. They are not live yet, but let’s take a closer look. Cashback on spending. From their disclosures (emphasis mine): Earn 10% cashback on Uber, 5% on DoorDash, and 2% on rent, limited to $65 per calendar month and $500 per calendar year. Earn unlimited 1.25% cashback on everything else. Once the monthly and/or annual limits have been reached, you will continue to earn 1.25% on everything (excluding rent). Cashback on rent is limited to one transaction per month. Enzo reserves the right … [Read More...]

Lili Banking App For Freelancers: $100 Referral Bonus

December 19, 2021 by Jonathan Ping

Update December 2021: Follow-up that I eventually did receive my 90,000 Drop points (see screenshot) but I did have to contact Drop support and send them a screenshot of my account opening e-mail for proof as it didn’t track on its own. Sometime in November 2021, Drop added the restriction “No stacked deals available. Promotion codes found outside of Drop are not eligible for points.” Therefore, stacking is no longer available today, but if you applied through Drop back in September/October 2021 when there was no such restriction, I would encourage you to do the same. The Drop app itself has also been earning an easy trickle of points via Target and Amazon purchases that I would have made anyway by linking a payment card… [Read More...]

BlockFi Promos: 9% APY Interest on Stablecoins, BTC Bonus, Bitcoin Rewards Credit Card

October 31, 2021 by Jonathan Ping

(Updates: BlockFi announced that they will pay 9% APY on stablecoin balances up to $40,000 as of 11/1/21, up from 8.25% APY for October. BlockFi credit card now has no annual fee and offers 3.5% back in Bitcoin for first 3 months and a rebate on BTC trades. The credit card also adds another 2% APY to your stablecoin interest earned. Also, earn 0.5% back on recurring crypto purchases set up by 10/31/21.) BlockFi is a cryptocurrency platform that both pays high interest on crypto deposits (including stablecoins) and lets you gain liquidity by borrowing cash backed by your cryptocurrency. They also a have a new credit card that pays Bitcoin rewards. BlockFi Interest Account bonus. Receive up to $250 in bonus Bitcoin for new clients that sign up … [Read More...]

Hanscom Federal CU Thrive Review: 5.00% APY Saving Habit Builder and Maintainer

October 24, 2021 by Jonathan Ping

Hanscom Federal Credit Union (HFCU) has hiked back up the rate on their CU Thrive account to 5.00% APY, which is a capped certificate of deposit that rewards consistent saving. The rate is set for 12 months, and during those 12 months you can transfer up to $500 every month from a HFCU checking account. No monthly fees. However, you cannot make any withdrawals during those 12 months, or you will be subject to an early withdrawal penalty of 90 days interest. This product is not meant for big balances. Instead, it is meant to encourage the creation AND maintenance of a modest savings habit. 5.00% APY is more than 10 times what the top “high-yield” savings accounts offer right now. How much interest can I earn? At 5% APY, … [Read More...]

USDC Stablecoin Reserves Breakdown July 2021

July 25, 2021 by Jonathan Ping

For those following stablecoin, Centre (founded by Circle) has released another breakdown of USDC reserves as of July 16, 2021. The accounting firm Grant Thornton attests that the total fair value of US dollar denominated assets held in segregated accounts are at least equal to the now $22.2 billion of USDC in circulation. Here is their breakdown of the reserves: I honestly don’t see why they don’t just keep it all in cash. If they maintain the highest level of trust, they can make so much money elsewhere. Yet, while I am not a fan of seeing the 9% in commercial paper and 5% in corporate bonds, this breakdown is much better than Tether (USDT) reserves breakdown. Tether reported only 3% in cash and 65% in commercial… [Read More...]

BlockFi Promos: $250 BTC Bonus, 10% APY Interest on USDC, Bitcoin Rewards Credit Card

July 11, 2021 by Jonathan Ping

Updated: Deposit bonus, APY promo, and new credit card details. BlockFi is a cryptocurrency platform that both pays interest on crypto deposits (including stablecoins) and lets you gain liquidity by borrowing cash backed by your cryptocurrency. Two promotions going on now include the up to $250 bonus Bitcoin for new deposits and the 10% APY on stablecoin deposits. Up to $250 in bonus Bitcoin for new clients that sign up and fund a new BlockFi Interest Account. Here are the updated bonus tiers: Deposit $25 to $1,499 Get $15 in BTC. Deposit $1,500 to $19,999, Get $20 in BTC. Deposit $20,000 to $39,999, Get $40 in BTC. Deposit $40,000 to $74,999, Get $75 in BTC. Deposit $75,000 to $99,999, Get $150 in BTC. Deposit $100,000+, Get… [Read More...]

OnJuno Checking Account Review (Updated May 2021)

May 23, 2021 by Jonathan Ping

Updated May 2021. OnJuno is a new fintech banking app with a competitive Bonus rate and 5% cash back on select merchants. They partner with Evolve Bank and Trust for FDIC insurance. As of May 2021, they announced the following changes to their structure: 2.15% Bonus Rate will be dropping to 1.20%. For existing users, this will not take effect until November 2021. For new users, this will take effect on May 20th, 2021. Metal Tier is now free for everyone (formerly $9.99 a month). Eligible balance for the Bonus Rate is increased to $50,000 (formerly $30,000). All in all, I feel that these changes are a net improvement as the ongoing monthly fee was going to be a problem in keeping customers. A higher bonus rate doesn’t help when … [Read More...]

Alliant CU Ultimate Opportunity Savings Review – $100 Bonus

January 17, 2021 by Jonathan Ping

Alliant Credit Union, one of the top 10 largest US credit unions by assets, has teamed up with Suze Orman to promote their new Ultimate Opportunity Savings account. The interest rate of 0.55% APY and structure appears to be the same as their existing High-Rate Savings account, just with an added $100 cash bonus if you deposit at least $100 a month for 12 consecutive months. Unfortunately, it is open to new Alliant CU members only. Thanks to reader Bill for the tip. Note that the fine print also states that you must have at least $1,200 in your account at the end of the period (you can’t have withdrawn it after the deposits). The $100 bonus is automatically deposited into The Ultimate Opportunity Savings Account after … [Read More...]

Best Interest Rates on Cash – December 2020

December 13, 2020 by Jonathan Ping

Here’s my monthly roundup of the best interest rates on cash for December 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and there are many lesser-known opportunities to improve your yield while still being FDIC-insured or equivalent. Check out my Ultimate Rate-Chaser Calculator to see how much extra interest you’d earn by moving money between accounts. Rates listed are available to everyone nationwide. Rates checked as of 12/10/2020. Fintech accounts In the currently low-interest rate environment, individual investors can get higher-than-market rates by moving their money into fintech accounts that are trying to achieve high short-term growth through a combination of lower cost structure and venture … [Read More...]

How to Support Small Businesses During Covid: Help Them Go Cashless

November 29, 2020 by Danika Miller

The post How to Support Small Businesses During Covid: Help Them Go Cashless appeared first on The Simple Dollar. [Read More...]

  • 1
  • 2
  • Next Page »

Bitcoin news

XELS Positions NFT-Based Platform as Future of Corporate Climate Action Disclosure

June 26, 2022 by Bitcoin PR Buzz Feed

Binance Launches New Platform for VIP and Institutional Crypto Investors

June 26, 2022 by

?US Probes Binance

June 26, 2022 by Robert McCracken

  • Crypto feels the shockwaves from its own ‘credit crisis’
  • Is the Crypto Markets Recovering or Just Another Bull Trap? Is this the Good Time to Buy Bitcoin?
  • Bitcoin Coinbase Premium Gap Approaches Zero, Selloff Ending?
  • Daily Discussion, June 25, 2022
  • Bitcoin Can Fund High-Quality, Equitable, Healthcare For Everyone
Coin
BTC
BTC
Exchange
BTC-E
BTC-EBitStamp
Period
24h 7d 30d
Currency
$
  • Buy $0.00
  • Sell $0.00
  • High $0.00
  • Low $0.00
  • Volume 0 BTC
Period
24h 7d 30d
Currency
$
  • Buy $0.00
  • Sell $0.00
  • High $0.00
  • Low $0.00
  • Volume 0 BTC
Exchange
BTC-E
BTC-E
Period
24h 7d 30d
Currency
$
  • Buy $0.00
  • Sell $0.00
  • High $0.00
  • Low $0.00
  • Volume 0 LTC
Last updated: 5 minutes ago

Bitcoin Exchange Chart

Daily Forex Signals

Midday Forex Prediction For June 24, 2022

June 26, 2022 by GainScope

Gold Prices Eye Bullish Turnaround, Silver’s Outlook Clouded by Recession Fears

June 26, 2022 by Diego Colman

Midday Forex Prediction For June 17, 2022

June 19, 2022 by GainScope

  • Oil Price Forecast: Sell-Off Looks Overdone, Tight Energy Market Supports Rebound
  • Midday Forex Prediction For June 10, 2022
  • US Dollar Forecast: Bullish Bias Intact ahead of FOMC, Hawkish Guidance to Boost DXY
  • Midday Forex Prediction For June 3, 2022
  • Weekly Crude Oil Forecast: OPEC+ Supply, U.S. Dollar and Economic Data in Focus

Live currencies

Live Exchange Rates

Forex Research & Tech. Analysis

Inching higher but only May consolidations been challenged

June 26, 2022 by

Blog post: Day 9 of $QQQ short term down-trend; Weekly 10:30 chart shows $AAPL in a down-trend too

June 26, 2022 by Dr. Wish

Stock Time Cycle Screener for June 22

June 26, 2022 by Bramesh

  • Market Insights Podcast (Episode 345)
  • Let Slim In!
  • Terra’s LUNA price needs to make a decision soon, here’s why
  • Morning Post 06/24/2022 SPX
  • Week Ahead – Welcome relief

Macro Economics

Government spending is not limited by tax revenues or borrowing, but it isn’t limited by the productive capacity of the economy either.

June 26, 2022 by

On Roe, offer to compromise with Republicans, and vilify the conservative justices

June 26, 2022 by Eric Kramer

Tips For Acquiring Doctor Prescribed Steroids

June 26, 2022 by Team Anabolicco

  • In praise of Biden’s fiscal stimulus
  • Simone Gold Goes to Jail
  • The Best Cutting Steroids
  • The appalling autocracy of Alexander Boris de Pfeffel Johnson continues, thanks to Conservative MPs
  • What Is Stanzolo?

Stocks Markets

US Oil Inventory Including SPR at 2003 Levels and Falling…..Fast

June 26, 2022 by ToddSullivan

Should Investors Worry About C3.ai Inc’s Insider Sells?

June 26, 2022 by

Over 200 cyclists turn out for Milwaukee’s second annual World Naked Bike Ride 2022

June 26, 2022 by

  • Taylor Swift Wrote ‘Carolina’ While ‘Alone in the Middle of the Night’
  • Fabulous Friday Finish – S&P Back to 3,840 – As Planned
  • Subs: 111
  • ‘Love Island USA’: Iain Stirling Tapped as New Narrator for Season 4
  • A Tampa talent agency bookkeeper killed herself at work, then came the allegations
  • 5% Friday – Down Week Needs 2% Bounce Into the Holiday Weekend

Equities

Turner’s Take Ag Markets Podcast | Interest Rate Hikes, Recession Fears, and Summer Weather

June 26, 2022 by Craig Turner

Turner’s Take Podcast | Recession Fears Weigh On Markets

June 19, 2022 by Craig Turner

Turner’s Take Podcast | June WASDE Neutral

June 12, 2022 by Craig Turner

  • Turner’s Take Podcast | Grain and Oilseed Selling Pressure Mounts
  • Turner’s Take Podcast | Will Russia Agree to a Corridor for Grain Exports?
  • Turner’s Take Podcast | Inflation and Ag Market Lows
  • Turner’s Take Podcast | May WASDE Bullish Wheat and Corn
  • Turner’s Take Podcast | Wheat Leads Ag Markets Higher

Business News

Businesses Are Bracing for the Political and Social Fight Post-Roe

June 26, 2022 by Ephrat Livni Lauren Hirsch and Jenny Gross

How to Earn Passive Income Through Amazon Dropshipping

June 26, 2022 by Entrepreneur Store

Attend Digital Summit Portland 2022 for the Latest Cutting-Edge Marketing

June 26, 2022 by Small Business Editor

  • Live updates: Democrats call on Biden to declare ‘a public health emergency’ after Roe v. Wade reversal
  • The latest on the Supreme Court’s decision to overturn Roe v. Wade – CNN
  • Grow Your Small Business With Small Biz Expo NYC 2022
  • ‘The Dirty Secret of Covid’: Scott Galloway on the Postpandemic Economic Turmoil
  • Photos and video show the first aardvark cub born at the San Diego Zoo in over 35 years

Trends

all posts analysis articles banking bitcoin bitcoin.com blockchain blue broker review btc business commodities contributions coronavirus credit cards dow (index:dji) Economics equities finance fixed income forex general getting started gold healthcare indices insights investing investments links market - general Markets money noah kiedrowski oil podcasts Politics premium articles r/bitcoin radio episode repost roundup special report stocks taxes trade spotlight trading videos usd video wealth adviser

 

  • Facebook
  • Google+
  • RSS
  • Twitter
  • YouTube

Copyright for all syndicated content belongs to the linked sources.