(Update: This card has been updated with new statement credits, an improved welcome offer, and the announcement that the annual fee will increase to $595 to $695 for applications received on or after 1/13/2022. Consider applying for this card while the annual fee is $100 less but the new perks are already in place.) The Business Platinum® Card from American Express is the ultra-premium AmEx business card with a very long list of new perks and statement credits. You also get the best airline lounge access program (Delta Sky Club + their own Centurion lounges) and an improved welcome offer. I’ve tried to keep it brief, but there is a lot to cover: 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with your… [Read More...]

New limited-time offer. The Marriott Bonvoy Business American Express Card is the co-branded business credit card of the Marriott Bonvoy program (formed after the merger of Marriott Rewards and Starwood Preferred Guest). This card offers unique perks for Marriott customers. Right now, there is a new limited-time offer: Here are the highlights: Limited Time Offer: Earn 125,000 Marriott Bonvoy bonus points & 2 bonus Free Night Awards after you use your new Card to make $5,000 in eligible purchases within the first 3 months. Each bonus Free Night Award has a redemption level up to 50K points. Certain hotels have resort fees. Offer ends 11/3/2021. 6X points at hotels participating in the Marriott Bonvoy(TM) program. 4X points at U.S. restaurants, U.S. gas stations, U.S. purchases… [Read More...]

Another new coin deal on Monday, September 13th, 2021. PFS Buyers Club has another coin deal on a limited-edition American Eagle 2021 One Ounce Silver Reverse Proof Two-Coin Set Designer Edition. They will pay you a guaranteed fixed profit of $100.05 plus any credit card rewards. See details below. On September 13th – at 12:00PM ET the US Mint will release the limited edition American Eagle 2021 One Ounce Silver Reverse Proof Two-Coin Set Designer Edition. There is a purchase limit of 1 Set per household, so you’re able to buy 1 Set. The cost of each American Silver Eagle Two-Coin Set is $175.00. After including the $4.95 shipping charge, each order’s total will be $179.95 You will have the box shipped to your own house or… [Read More...]

If you have collected a nice stash of Membership Rewards (MR) points from American Express, you may want to log into your account and check out the many new transfer bonuses available to their airline and hotel partners. Waiting for one of these limited-time transfer promotions is a good way to maximize the value of your AmEx MR points. Note that these transfers are not reversible. Some offers expire September 30th, while others are marked October 31st. Airlines British Airways: 40% Bonus. 1,000 MR points = 1,400 Avios. Hawaiian Airlines: 25% Bonus. 1,000 MR points = 1,300 Virgin points. Aer Lingus: 40% Bonus. 1,000 MR points = 1,400 Avios. Iberia: 40% Bonus. 1,000 MR points = 1,400 Avios. Air Canada: 20% Bonus. 1,000 MR points = 1,200 Aeroplan points. Aeromexico: 25% Bonus. 1,000 MR points = 2,000 Premier… [Read More...]

Updated. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes: Added Spark Miles 50k, Alaska 50k, Hilton 130k+$100, United 150k, BofA $750, Hawaiian 70k, US Bank $500. Removed Spark Cash $500, Southwest 100k, Amex Gold 70k+$300, JetBlue 100k, Amex Platinum 95k, Wells Fargo $500. This is … [Read More...]

M1 Finance has been teasing their “10% cash back for investors” credit card for a while, and they finally released (nearly?) all of the details. First, know that you need to subscribe to their premium M1 Plus service, which adds a bundle of upgraded services for $125 a year. This card has no annual fee and will initially only be available to apply if you have M1 Plus. I believe that all M1 customers can get their first year of M1 Plus for free. The M1 Finance Owner’s Rewards card has three boosted cash back tiers: 10% cash back, 5% cash back, and 2.5% cash back. You get 1.5% cash back on everything else. The unique requirement here is that you need to actually … [Read More...]

New welcome offer. The Blue Business Plus Credit Card from American Express is a business rewards card that features double Membership Rewards points. Therefore, if you can redeem for more than 1 cent per point of value, this card has the potential to beat a flat 2% cash back card. This is currently my primary business credit card. New welcome offer: 15,000 Membership Rewards(R) points after $3,000 in eligible purchases within your first 3 months of Card Membership. 2X Membership Rewards points on the first $50,000 in purchases each year. 1X Points on purchases thereafter. 0% Intro APR on purchases for 12 months. No annual fee. (See rates and fees) Better than 2% cash back? Membership Rewards points can be converted to the following airline miles (there are more, this is … [Read More...]

New limited-time offers. Hilton Hotels and American Express have co-branded credit cards with special perks for Hilton customers. Each person can only get one welcome offer, per card in your entire lifetime, so it’s best to apply during a temporary bump-ups. Right now, the sweet spot might be this no annual fee card that can easily get you over $500 of value towards Hilton hotel stays. Hilton Honors American Express Card Limited Time Offer: 100,000 Hilton Honors points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Offer expires 8/25/2021. Limited Time Offer: Plus, up to $100 in statement credits on eligible purchases made on the Card at any of the Hilton family of hotels in the first 12 … [Read More...]

NavyFed Credit Union has updated their premium rewards credit card, the Navy Federal Visa Signature Flagship Rewards Credit Card. The rewards points are now directly redeemable for cash statement credits (not only offsetting travel), and TSA PreCheck fee credit was added. The highlights: 40,000 bonus points when you spend $3,000 within the first 90 days of opening a new card. 40,000 points can be redeemed for a $400 statement credit. Free year of Amazon Prime membership. Use the card to purchase an Amazon Prime annual membership, and they’ll reimburse you ($119 + taxes). 3X points per net dollar spent on travel. 2X points per net dollar spent on everything else. Global Entry or TSA PreCheck fee credit (up to $100) No foreign transaction fees. $49 annual fee. The … [Read More...]

Updated. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes: Added United 150k, BofA $750, Hilton 130k, Hawaiian 70k, US Bank $500. Removed Southwest 100k, Amex Gold 70k+$300, Alaska +$200, JetBlue 100k, Amex Platinum 95k, Wells Fargo $500. This is a companion post to my Top 10 … [Read More...]

Bilt Rewards is a new loyalty program generating buzz for letting folks “earn points for paying rent” and using those to points to “save up for a house downpayment”. Count me a bit skeptical, as historically “rent-to-own” agreements are usually tilted heavily in favor of the landlords, not the renters. Let’s try to break down all the various parts of this program. Bilt has partnered with the owners of over 2,000,000 apartment units to create the Bilt Rewards Alliance. You can see the full list of owners below, but if you’re not sure if “Artemis Real Estate Partners” owns your apartment complex, you can just type in your address into the Bilt app. Bilt Rewards Alliance property resident can get … [Read More...]

The Citi Custom Cash Card is a newly-launched rewards credit card which offers 5% cash back on your top eligible spending category up to $500 spent each month. This card will again compete against the other 5% cash back cards on the market, as did their now-discontinued Citi Dividend card. Highlights: 5% cash back (5X Thank You points) on your top eligible spending category up to $500 spent each monthly billing cycle. 1% cash back on all other purchases. New user bonus: $200 cash back (20,000 Thank You points) after $750 in purchases in the first 3 months of account opening. 0% Intro APR for 15 months on balance transfers and purchases with no annual fee. Balance transfer fee of $5 or 5% of the amount… [Read More...]

Updated offers. Southwest Airlines offers the unique Companion Pass, which lets you pick one person to fly with free when you book either paid or award flights (including to Hawaii!) on Southwest. Importantly, points earned from credit cards are qualifying points toward the requirement, including sign-up bonuses! You can often get very close to that magic number when you add up the potential miles from these Southwest consumer and business cards. This is on top of the value of redeeming those points for miles (75,000 points can get you $1,100+ in Wanna Get Away airfare). Southwest Rapid Rewards® Plus credit card 65,000 points after $2,000 in purchases within the first 3 months. 3,000 bonus points after each Cardmember anniversary. 1 point per $1 spent on all other purchases… [Read More...]

A quick reminder that you can discover targeted offers for your Chase credit card at Chase.com/mybonus. This includes both their in-house cards like Sapphire or Freedom Flex and their co-branded cards like United, IHG, Hyatt, Southwest, etc. For some reason, I always find surprise offers that I have never heard about otherwise. For example, I just found this offer on my Chase IHG hotels credit card for 5X points on ALL purchases for a limited time: These offers should stack on top of your existing rewards, for example the current 5% cash back categories of the Chase Freedom and Freedom Flex. “The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed… [Read More...]

New deal May 2021. The US Mint regularly releases limited-edition coins to collectors. The coin sets are often limited by household. PFS Buyers Club is a website broker that recruits regular folks to buy their allotted coin set with a set markup amount, with the agreement that they will sell only to PFS Buyers Club. For example, you might pay $300 for a coin and they’ll agree to pay you $350 for it – a fixed profit of $50. On Monday, May 24th at 12:00 pm Noon Eastern Time, there is a new guaranteed profit opportunity. You can buy up to 10 sets of two different limited-edition Morgan Silver dollars. You can buy 10 of each coin at $85 each plus $4.95 shipping, which should cost you $854.95. … [Read More...]

New offer. Hilton Hotels and American Express have co-branded credit cards with special perks for Hilton customers. Each person can only get one welcome offer, per card in your entire lifetime, so it’s best to apply during a temporary bump-ups. Right now, the sweet spot might be this no annual fee card that can easily get you over $500 of value towards Hilton hotel stays. Hilton Honors American Express Card Up to 130,000 Hilton Honors bonus points. 80,000 points after $1,000 in purchases within the first 3 months. Additional 50,000 Hilton Honors bonus points after $5,000 in purchases in the first 6 months. 7X Hilton Honors points on purchases at hotels and resorts in the Hilton portfolio. 5X Hilton Honors points on purchases at U.S. restaurants, U.S. … [Read More...]