New welcome offer. The Blue Business Plus Credit Card from American Express is a business rewards card that features double Membership Rewards points. Therefore, if you can redeem for more than 1 cent per point of value, this card has the potential to beat a flat 2% cash back card. This is currently my primary business credit card. New welcome offer: 15,000 Membership Rewards(R) points after $3,000 in eligible purchases within your first 3 months of Card Membership. 2X Membership Rewards points on the first $50,000 in purchases each year. 1X Points on purchases thereafter. 0% Intro APR on purchases for 12 months. No annual fee. (See rates and fees) Better than 2% cash back? Membership Rewards points can be converted to the following airline miles (there are more, this is … [Read More...]

New limited-time offers. Hilton Hotels and American Express have co-branded credit cards with special perks for Hilton customers. Each person can only get one welcome offer, per card in your entire lifetime, so it’s best to apply during a temporary bump-ups. Right now, the sweet spot might be this no annual fee card that can easily get you over $500 of value towards Hilton hotel stays. Hilton Honors American Express Card Limited Time Offer: 100,000 Hilton Honors points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Offer expires 8/25/2021. Limited Time Offer: Plus, up to $100 in statement credits on eligible purchases made on the Card at any of the Hilton family of hotels in the first 12 … [Read More...]

NavyFed Credit Union has updated their premium rewards credit card, the Navy Federal Visa Signature Flagship Rewards Credit Card. The rewards points are now directly redeemable for cash statement credits (not only offsetting travel), and TSA PreCheck fee credit was added. The highlights: 40,000 bonus points when you spend $3,000 within the first 90 days of opening a new card. 40,000 points can be redeemed for a $400 statement credit. Free year of Amazon Prime membership. Use the card to purchase an Amazon Prime annual membership, and they’ll reimburse you ($119 + taxes). 3X points per net dollar spent on travel. 2X points per net dollar spent on everything else. Global Entry or TSA PreCheck fee credit (up to $100) No foreign transaction fees. $49 annual fee. The … [Read More...]

Updated. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes: Added United 150k, BofA $750, Hilton 130k, Hawaiian 70k, US Bank $500. Removed Southwest 100k, Amex Gold 70k+$300, Alaska +$200, JetBlue 100k, Amex Platinum 95k, Wells Fargo $500. This is a companion post to my Top 10 … [Read More...]

Bilt Rewards is a new loyalty program generating buzz for letting folks “earn points for paying rent” and using those to points to “save up for a house downpayment”. Count me a bit skeptical, as historically “rent-to-own” agreements are usually tilted heavily in favor of the landlords, not the renters. Let’s try to break down all the various parts of this program. Bilt has partnered with the owners of over 2,000,000 apartment units to create the Bilt Rewards Alliance. You can see the full list of owners below, but if you’re not sure if “Artemis Real Estate Partners” owns your apartment complex, you can just type in your address into the Bilt app. Bilt Rewards Alliance property resident can get … [Read More...]

The Citi Custom Cash Card is a newly-launched rewards credit card which offers 5% cash back on your top eligible spending category up to $500 spent each month. This card will again compete against the other 5% cash back cards on the market, as did their now-discontinued Citi Dividend card. Highlights: 5% cash back (5X Thank You points) on your top eligible spending category up to $500 spent each monthly billing cycle. 1% cash back on all other purchases. New user bonus: $200 cash back (20,000 Thank You points) after $750 in purchases in the first 3 months of account opening. 0% Intro APR for 15 months on balance transfers and purchases with no annual fee. Balance transfer fee of $5 or 5% of the amount… [Read More...]

Updated offers. Southwest Airlines offers the unique Companion Pass, which lets you pick one person to fly with free when you book either paid or award flights (including to Hawaii!) on Southwest. Importantly, points earned from credit cards are qualifying points toward the requirement, including sign-up bonuses! You can often get very close to that magic number when you add up the potential miles from these Southwest consumer and business cards. This is on top of the value of redeeming those points for miles (75,000 points can get you $1,100+ in Wanna Get Away airfare). Southwest Rapid Rewards® Plus credit card 65,000 points after $2,000 in purchases within the first 3 months. 3,000 bonus points after each Cardmember anniversary. 1 point per $1 spent on all other purchases… [Read More...]

A quick reminder that you can discover targeted offers for your Chase credit card at Chase.com/mybonus. This includes both their in-house cards like Sapphire or Freedom Flex and their co-branded cards like United, IHG, Hyatt, Southwest, etc. For some reason, I always find surprise offers that I have never heard about otherwise. For example, I just found this offer on my Chase IHG hotels credit card for 5X points on ALL purchases for a limited time: These offers should stack on top of your existing rewards, for example the current 5% cash back categories of the Chase Freedom and Freedom Flex. “The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed… [Read More...]

New deal May 2021. The US Mint regularly releases limited-edition coins to collectors. The coin sets are often limited by household. PFS Buyers Club is a website broker that recruits regular folks to buy their allotted coin set with a set markup amount, with the agreement that they will sell only to PFS Buyers Club. For example, you might pay $300 for a coin and they’ll agree to pay you $350 for it – a fixed profit of $50. On Monday, May 24th at 12:00 pm Noon Eastern Time, there is a new guaranteed profit opportunity. You can buy up to 10 sets of two different limited-edition Morgan Silver dollars. You can buy 10 of each coin at $85 each plus $4.95 shipping, which should cost you $854.95. … [Read More...]

New offer. Hilton Hotels and American Express have co-branded credit cards with special perks for Hilton customers. Each person can only get one welcome offer, per card in your entire lifetime, so it’s best to apply during a temporary bump-ups. Right now, the sweet spot might be this no annual fee card that can easily get you over $500 of value towards Hilton hotel stays. Hilton Honors American Express Card Up to 130,000 Hilton Honors bonus points. 80,000 points after $1,000 in purchases within the first 3 months. Additional 50,000 Hilton Honors bonus points after $5,000 in purchases in the first 6 months. 7X Hilton Honors points on purchases at hotels and resorts in the Hilton portfolio. 5X Hilton Honors points on purchases at U.S. restaurants, U.S. … [Read More...]

Activation open for 2nd Quarter 2021. The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year without changing your spending habits. You can also buy gift cards at places with 5% back now but spend the gift cards later. New cardmembers may also get an upfront sign-up bonus. Chase Freedom Flex Card From April 1st through June 30th, 2021 you can earn 5% cash back on up to $1,500 spent in the following categories: Gas stations (includes Fuel from Sam’s Club, BJs, Safeway, and Walmart) Home Improvement Stores Enroll each quarter online in your Chase account or at ChaseBonus.com. … [Read More...]

Limited-time offer. The Marriott Bonvoy Business American Express Card is the re-branded business credit card of the Marriott Bonvoy program (formed after the merger of Marriott Rewards and Starwood Preferred Guest). This card offers unique perks for Marriott customers. Here are the highlights: 100,000 bonus Marriott Bonvoy points after $5,000 of eligible purchases within the first 3 months. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership. 6x points at participating Marriott Bonvoy hotels. 4x points at U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. service providers. 2x points on all other eligible purchases Receive 1 Free Night Award every year… [Read More...]

(Update: The 3/11 opportunity is no longer available. You can still sign up for an account and be alerted of the next opportunity roughly 48 hours prior. They seem to pop up every 3-6 months.) The US Mint regularly releases limited-edition coins to collectors. The coin sets are often limited to one per customer. PFS Buyers Club is a website broker that recruits regular folks to buy their allotted coin set with a set markup amount, with the agreement that they will sell only to PFS Buyers Club. For example, you might pay $300 for a coin and they’ll agree to pay you $350 for it – a fixed profit of $50. Note that the eventual value of the set may exceed that elsewhere – you may … [Read More...]

Updated. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes: Added BofA $750, United 75k, Amex Gold 70k+$300, Hilton 150k+$150, Hawaiian 70k, US Bank $500. Removed Alaska +$200, JetBlue 100k, Amex Platinum 95k, Wells Fargo $500. This is a companion post to my Top 10 Best Credit … [Read More...]

Updated March 2021.That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. We do this multiple times a year for thousands of dollars in extra income. These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes: Added Delta 70k, Southwest new easy Companion Pass, Hilton 100k + $100 w/ no annual fee, Hawaiian 60k, Amex Rose Gold 60k+, Sapphire Preferred+. Removed JetBlue 60k, Hyatt 50k, United 70k, Freedom Flex Grocery offer, Barclays AA, Marriott 5 Free Nights. This is a companion post … [Read More...]

Update: This offer has been improved to include a $300 statement credit and the annual fee is waived during the first year. The previous offer was a $250 statement credit without an annual fee waiver. The Blue Cash Preferred® Card from American Express has been in heavy rotation recently: 6% cash back at US stand-alone supermarkets on up to $6,000 per year in purchases. If you spend $100 a week at supermarkets, that alone will earn you over $300 a year in rewards. The welcome offer has also been improved. The highlights: $300 statement credit after $3,000 in purchases within the first 6 months. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U… [Read More...]