March 20, 2021: Millions of Americans Are About to Receive Checks Will you be one of them? Listen to Ric Edelman for details about the $1.9 trillion coronavirus relief plan and learn who is eligible to get money. Click here to download the report The Growing Burden of Retirement: Rising Costs and More Risk Increase Uncertainty by The National Institute on Retirement Security. Duration: 85:37 On this episode: Benefits Going to 93% of American Children Never has so much money been directed to children in a relief package. Listen to Ric Edelman explain how the American Rescue Plan will temporarily cut child poverty in half and other potential direct benefits to you. Here’s What Americans Will Do With Their Rescue Package Money Some will spend the money and others… [Read More...]
There Was Controversy on Last Week’s Show
March 13, 2021: There Was Controversy on Last Week’s Show It all started with a caller who felt millionaires were bragging. Listen to Ric Edelman set the record straight and share his latest advice. Duration: 85:21 On this episode: It’s the One-Year Anniversary of the Covid-19 Crisis We mourn all the people we lost and reflect on everything that’s changed. Listen to Ric Edelman share optimistic news in the fight against the virus. The Truth About Women and Money We’re excited to announce the debut of a new webinar dedicated to women. Listen to Ric Edelman announce the details along with his special guest host for the big show. What Should I Do With an Inheritance? That’s what a listener wanted to know when… [Read More...]
Fed Bank Says Economy Will Grow 4.5% This Year
February 27, 2021: Fed Bank Says Economy Will Grow 4.5% This Year Is the good news already reflected in the stock market? Listen to Ric Edelman for the top financial news and get his latest advice. Duration: 85:38 On this episode: Is Your Financial Situation Better or Worse Than One Year Ago? We did the research, asking people this very question. Listen to Ric Edelman reveal the surprising results and what we all can do. Money Does Not Change People Gaining wealth exaggerates people and their personalities. Listen to Ric Edelman share a great anecdote from his time with Oprah and a recent example with getting the Covid-19 vaccine. It’s America Saves Week We partnered with the Consumer Federation of America and the Bipartisan Policy Center to conduct a… [Read More...]
Happy Valentine’s and Presidents Day Weekend
February 13, 2021: Happy Valentine’s and Presidents Day Weekend We hope you’re enjoying the holiday weekend with someone you love. Listen to Ric Edelman share his latest advice, plus answer questions from listeners like you. Duration: 82:57 On this episode: The Truth About the $1.9 Trillion Stimulus Package Will the minimum wage be raised to $15 an hour? Listen to Ric Edelman reveal the very latest on the proposed plan. Who Was Really Behind the Runup in GameStop Stock? Federal officials are examining the conduct of many people involved in the incident. Listen to Ric Edelman share an unusual chapter of this story. Retirement Income Security for Everyone Costs Nothing By contrast, Sen. Corey Booker’s proposal would cost taxpayers $60 billion per year. Listen to Ric Edelman… [Read More...]
It Takes Time to Build Wealth
February 6, 2021: It Takes Time to Build Wealth Some young investors obviously have not learned this lesson. Listen to Ric Edelman relay important advice amid all the speculative activity going on in the market. Duration: 83:43 On this episode: The GameStop Saga Continues The next chapter of this story involves an online brokerage firm. Listen to Ric Edelman reveal the important lesson in this wild series of events. Introducing Retirement Income Security for Everyone RISE is an innovative solution to our country’s retirement crisis. Listen to Ric Edelman present the details of his proposal. Why Are Investors Withdrawing Money from a Fund Company? It might have something to do with a disinterest in stock picking. Listen to Ric Edelman reveal the story. Create Some New Happy Times With… [Read More...]
There’s Something Unusual Going On
January 16, 2021: There’s Something Unusual Going On It pertains directly to personal finances, although it might not appear so at first. Listen to Ric Edelman reveal the mysterious forces at work. Duration: 83:40 On this episode: If You Don’t Know Me by Now Will you ever know me? Listen to Ric Edelman set the record straight after last week’s show. Are You Trying to Keep Up With the Joneses? A recent survey about parents, children and money revealed that kids mimic adult financial behavior. Listen to Ric Edelman share the survey results and explain implications for young people in your life. The Squirrel Manifesto Reading You’re in for a special treat and valuable lesson about money. Listen to Ric and Jean Edelman read their children&#… [Read More...]
Wishing You a Happy Holiday Season
December 26, 2020: Wishing You a Happy Holiday Season There’s much to celebrate as we wind down the year. Listen to Isabel Barrow fill in for Ric Edelman this week on a cheerful holiday show. Duration: 83:10 On this episode: Have You Heard the Good News? There are positive developments in the fight against Covid-19 and agreement on another stimulus package. Listen to Isabel Barrow tell some happy stories. Now Is the Time to Focus on Your Future There’s a powerful strategy that can help you achieve your biggest goals. Listen to Isabel Barrow reveal the technique. Some Colleges Are Actually Cutting Tuition Admissions officers are worried high schoolers won’t apply because of the fallout from Covid-19. Listen to Isabel Barrow share what your kids and grandkids… [Read More...]
Season’s Greetings to Everybody
December 19, 2020: Season’s Greetings to Everybody Someone had their holiday gift delivered early. Listen to Ric Edelman tell the story and share his latest advice on how to improve your personal finances. Duration: 83:21 On this episode: More Than 43 Million Americans Have Student Loans Some people are proposing a debt waiver and a majority of those surveyed approve of the proposal. Listen to Ric Edelman for the latest details on this breaking story. Is the Stock Market Really in a Frenzy? That’s what Warren Buffett’s business partner recently said. Listen to Ric Edelman examine the claim. Here’s How to Know if You Need Help Planning Your Finances There are three things you need to effectively manage your own finances. Listen to Ric Edelman reveal the… [Read More...]
The Holiday Season is Officially Underway
December 5, 2020: The Holiday Season Is Officially Underway Investors have reason to cheer because of the markets. Listen to Ric Edelman give his latest financial advice and fun shopping ideas. Duration: 82:47 On this episode: Here’s How You Can Support Local Businesses Many small businesses offer online shopping. Listen to Ric Edelman suggest a unique way to use this technology to help shops across the country. Are We in a Stock Market Bubble? The Dow gained 12% in November alone. Listen to Ric Edelman provide his latest perspective on the stock market. 10 Jobs Not Coming Back After the Covid-19 Pandemic You might want to encourage kids heading to college to steer clear of these careers. Listen to Ric Edelman reveal the shocking story. How Was Your Thanksgiving This… [Read More...]
Spreading Holiday Cheer
December 12, 2020: Spreading Holiday Cheer It’s that time of the year when we get angry emails all because of holiday music. Listen to Ric Edelman tell the story and share his latest advice on how to improve your personal finances. Duration: 82:45 On this episode: Someone Withdrew $7 Billion From a Mutual Fund One investor sold an astonishing amount in an index fund all in one day. Listen to Ric Edelman share this mysterious story. Can a Mutual Fund Consistently Outperform the Market? The latest SPIVA performance scorecard for funds was recently released. Listen to Ric Edelman dig into the data and share a surprising finding. How to Be Up When You’re Feeling Down Having a good laugh is one way to start. Listen to Ric and… [Read More...]
Thank You Nurses, Doctors and Other Frontline Workers
November 28, 2020: Thank You Nurses, Doctors and Other Frontline Workers All of us owe you a great debt of gratitude. Listen to Isabel Barrow fill in for Ric Edelman on this very special holiday weekend show. Duration: 82:47 On this episode: Would Janet Yellen Reactivate Lending Programs as Treasury Secretary? Reports indicate that Biden intends to nominate Yellen to the position. Listen to Isabel Barrow explain the potential implications for the economy and jobs. Holiday Shopping During a Pandemic Many parts of life just aren’t the same this year because of Covid-19. Listen to Isabel Barrow share a timely guide to this year’s unusual shopping season. Withdrawing Money From Your Retirement Plan Early Can Be Costly But what if you’re dealing with an emergency expense? Listen… [Read More...]
Our Hearts Go Out to Everybody This Thanksgiving
November 21, 2020: Our Hearts Go Out to Everybody This Thanksgiving It’s the most important time of year for family and practicing gratitude. Listen to Ric Edelman make the most of this unusual holiday season. Duration: 82:47 On this episode: A Major Oil Company Is Suspending Retirement Plan Contributions Will other companies do the same? Listen to Ric Edelman relay the very latest on the financial and economic fallout of the Covid-19 pandemic. How to Avoid Going Into Debt This Shopping Season Many folks will use credit cards to purchase gifts. Listen to Ric Edelman share three tips on how to stay within your budget. Are You Traveling for the Holidays? The vast majority Americans say they plan on staying home this year. Listen to Ric Edelman talk about… [Read More...]
Is the Government Heading Toward Uncharted Territory?
November 14, 2020: Is the Government Heading Toward Uncharted Territory? An unusual scenario is unfolding in Washington, D.C., and the stock market has never dealt with it before. Listen to Ric Edelman explain and share his very latest financial advice. Duration: 82:47 On this episode: Markets Hit Record on News of Covid-19 Vaccine Pharmaceutical giant Pfizer says its vaccine is 90% effective, but will everybody take it? Listen to Ric Edelman share the very latest on this very good news. What Happens If Life Goes Back to Normal? One Wall Street bank thinks you should sell short companies that benefitted during the pandemic. Listen to Ric Edelman explain why and reveal what this could mean. The 8 Questions to Ask Before Hiring a Financial Advisor Are you having a hard… [Read More...]
Be Happy You’re Not a Market Timer
November 7, 2020: Be Happy You’re Not a Market Timer Uncertainty and volatility are at extremes. When will all this settle down? Listen to Ric discuss this and the implications of the election results. Duration: 82:47 On this episode: Who Did Your Neighbor Really Vote For? You might be able to tell by their first name. Listen to Ric Edelman explain and talk about the investment strategy to consider post-election. Popular Actor Chadwick Boseman Recently Died of Colon Cancer Boseman died without a will. Listen to Ric Edelman examine the ramifications and explain why it’s essential to engage in estate planning. Taxes Permeate Virtually Everything in Your Life No matter who wins the election, you must deal with existing tax laws. Listen to Ric Edelman share seven… [Read More...]
Focus on Your Long-Term Financial Goals
October 31, 2020: Focus on Your Long-Term Financial Goals But it’s difficult to do with historic happenings in the short-term, like Covid-19 and the election. Listen to Ric Edelman share his very latest advice on how to help protect and improve your personal finances. Duration: 82:47 On this episode: There’s Something Scary You Need to Hear (1:28) One of the nation’s leading experts on aging and retirement has a shocking statistic to share with you. Listen to Ric Edelman talk with Ken Dychtwald, author, gerontologist and psychologist, about a frightening story that has implications for your finances. The Disability Trust Fund Is Under Threat (10:54) This is on top of terrifying problems facing the Social Security Trust Fund. Listen to Ric Edelman and… [Read More...]
There Could Be a Covid-19 Vaccine by Year-End
October 24, 2020: There Could Be a Covid-19 Vaccine by Year-End We’re going to know if it’s safe by the end of November, but there’s a catch. Listen to Ric Edelman reveal the snag and share his latest advice for your money. Duration: 82:40 On this episode: When Is the Last Time You Visited Your Dentist? Across the country, dental visits are down 20% this year. Listen to Ric Edelman explain why this trend could be problematic for more than teeth and gumlines. Retail Sales Are Soaring Heading Into the Holidays Could this be a good sign for the economy? Listen to Ric Edelman discuss a surprising twist to this story and why it could be a warning sign. The Risks of Tapping Retirement Assets Early We recently conducted… [Read More...]
How Are You Feeling About the Upcoming Elections?
How Are You Feeling About the Upcoming Elections? It’s a little more than two weeks until the big day. Listen to Ric Edelman explain why there’s a huge amount of attention on this election and share his latest advice on what you can do to help protect your money. October 17, 2020 Duration: 82:47 On this episode: The Very Latest on Covid-19 Treatments and Vaccines (8:00) Two pharmaceutical giants just paused work on clinical trials. Listen to Ric Edelman reveal why and update you with the latest on the coronavirus. Why Are Restaurants Starting to Limit Your Visit? (11:38) One upside of this recent trend is that you get dessert sooner than before. Listen to Ric Edelman discuss the details and talk about other ways people… [Read More...]
There’s Potential for Volatility to Increase
There’s Potential for Volatility to Increase October 3, 2020 Duration: 82:47 On this episode: How Do You Feel About the Debate? The Reason Covid-19 Cases Are Increasing What Are Zombie Corporations? Do You Frequently Find Yourself in a HURRY? These callers are prerecorded and prescreened. An index is a portfolio of specific securities (common examples are the S&P, DJIA, NASDAQ), the performance of which is often used as a benchmark in judging the relative performance of certain asset classes. Indexes are unmanaged portfolios and investors cannot invest directly in an index. Past performance does not guarantee future results. Neither Edelman Financial Engines, a division of Financial Engines Advisors L.L.C., nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from… [Read More...]