USAA $200 Savings Bonus

Update 5/9/25: Deal is back until 9/3/25.

Offer at a glance

• Maximum bonus amount: $200
• Availability: Nationwide but restricted membership
• Direct deposit required: Yes, $100+
• Additional requirements: No
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Can fund up to $100 with a credit card
• Monthly fees: None
• Early account termination fee: None
• Household limit: None listed
• Expiration date: 4/24/2025

The Offer

Direct link to offer

• USAA is offering a $200 bonus when you open a new savings account, deposit $15,000 and maintain that for 90 days

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fee

Early Account Termination Fee

There is no EATF.

Our Verdict

This account earns 0.05%. Having to tie up $15,000 for 90 days makes this bonus work out to be ~5% APY and not really worth doing based on other basic savings rates.

Hat tip to reader RJ

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