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Stop Confusing Sales & Marketing! | Essential Business English Terms Explained | English With Ananya



Confused about the difference between sales and marketing? In this comprehensive video, Ananya breaks down these essential business concepts in clear, easy-to-understand English. Discover how sales focuses on direct customer interactions and closing deals, while marketing involves broader strategies to create awareness and desire for products or services. Through practical examples, professional vocabulary, and real-world scenarios, you’ll master the key terminology that distinguishes these two interconnected but distinct business functions. Whether you’re a business student, professional looking to enhance your career, or simply want to improve your English business vocabulary, this video provides valuable insights that will boost your understanding and communication skills. Join Ananya to clarify these commonly confused terms and elevate your business English to the next level!

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8 Last-Minute Tax Reminders For 2026


The tax deadline is almost here! Here are some last minute tax reminders if you’re still working on filing your taxes.

Although it might not be the most enjoyable financial task, it’s a necessary obligation that we each undertake every year. And if you use great tax software, filing taxes doesn’t take as much time as you may dread.

But tax filing time isn’t only about filing returns. There are things you can do today to help you save money on your tax bill, and help you save time on filing.

Here are the best last-minute tax tips to consider this season.

Table of Contents

Don’t Miss The Tax Filing Deadline
Double-Check Your Return Before You File
Make Sure You Have All Your Tax Forms
File Your Taxes Even If You Owe
Seek Out Legitimate Deductions And Credits
Don’t Forget Your Self-Employment Expenses
Claim Your Flexible Spending Account (FSA) Expenses
Contribute To An IRA Or Roth IRA
The Bottom Line

Don’t Miss The Tax Filing Deadline

First, the tax filing deadline is April 15, 2026 – a normal year for the first time in a while.

There are a few exceptions to this if you live in a disaster area this year. Check out the IRS list of tax deadline extensions.

Most states that charge an income tax also require that the tax be paid by April 15th. However, a few states have later filing deadlines.

2026 Tax Filing Deadlines | Source: The College Investor

Double-Check Your Return Before You File

As you scramble to the tax finish line, don’t rush through the important details. A mistake on your tax form can lead to major headaches down the line.

Every year, we read stories about people who accidentally mistyped their name, address, or number. While tax software can help spot obvious errors, it can’t catch some mistakes like entering the wrong bank account information.

So don’t rush! Make sure to file with the correct Social Security number and include all of the necessary signatures.

We also recommend reviewing different sections of your return to ensure you haven’t made a major typo. For example, one zero separates $8,000 and $80,000. If you mistype one value, you could under or overstate your income, and this type of error could delay your tax return from being processed.

As you file your return, take advantage of opportunities to review your numbers. Double-check that they make sense with your actual income. This is easy to do using software like H&R Block Online which offers section summaries for income, deductions, and credits.

Make Sure You Have All Your Tax Forms

While most people settled into a new normal in the last year, it’s still been remarkably tumultuous. You may have claimed unemployment, received state stimulus checks, had side hustle income, or other “atypical” forms of income. These are a few tax forms you shouldn’t overlook this year:

  • 1099-G: Unemployment Income. 1099-G forms provide information on unemployment income (and whether taxes were withheld from the income). While employment numbers are currently strong, many people started 2021 unemployed, and they need to claim that income. If you didn’t receive this form, you may need to go to your state’s website to find out how to request an online copy of the letter.
  • 1099-NEC: Forms reporting Non-Employee Income. The 1099-NEC reports non-employment income. Filers with this type of income are considered self-employed, and they may be eligible for all sorts of self-employed deductions. If you earned more than $600 from a single business entity, they are supposed to provide a 1099-NEC to you.

If you’re waiting on late tax forms, see this guide.

File Your Taxes Even If You Owe

Even if you owe money on your taxes, you want to file your tax return on time. Interest on late taxes is a reasonable interest rate, but non-filing penalties are steep, and it increases the rate you’ll pay on overdue taxes.

Getting your taxes filed will also help you nail down how much money you owe, so you can make a specific plan to get your back taxes paid off.

Seek Out Legitimate Deductions And Credits

Great tax software makes it easy to claim legitimate tax deductions and credits. Great tax software makes it easy to itemize deductions or claim deductions for student loan interest or charitable gifts.

It also helps you find credits such as:

  • Lifetime Learning Credit (LLC). This credit is worth up to $2,000 per tax return. It can be used to cover qualified expenses for eligible students.
  • Saver’s Credit. Depending on your income and savings rate in qualified accounts, you could qualify for the saver’s credit.
  • American Opportunity Tax Credit (AOTC). Still an undergrad? You might be able to use this tax credit to lower your tax burden.
  • Earned Income Tax Credit (EITC). If you have a low to moderate-income, then you might qualify for this tax credit to lower your tax burden.

Don’t Forget Your Self-Employment Expenses

Whether you’re a full-time freelancer or a side hustler, you likely have some form of self-employment income. And most forms of self-employed income are accompanied by tax-deductible expenses. 

Before you file, comb through your electronic receipts to find expenses that count as tax-deductible. Some common deductible expenses include a portion of your internet costs, website maintenance costs, educational materials, and any direct costs of goods sold. You might be surprised at the sheer number of tax-deductible expenses to be found in your side hustle. 

Recording these costs allows you to claim them on your tax return. H&R Block Self-Employed Online explains some of the legitimate deductions, so you can look for these expenses in your past credit card statements and other records.

If your side hustle is becoming a full-time hustle, you might consider looking at getting professional help as well. H&R Block has tax experts that can help you with any situation, from filing your taxes this year, to getting the help you need to set yourself up for success next year.

Claim Your Flexible Spending Account (FSA) Expenses

Many employers offer Dependent Care Flexible Spending Accounts, Healthcare Flexible Spending Accounts, and other tax-deductible spending accounts. Money in your Flexible Spending Accounts is yours, but it’s up to you to claim the money in it. If you don’t claim the money by tax time, you will probably lose the money in those accounts, even if you set aside the money yourself.  

If you’re lucky, you may have a few weeks remaining to spend the money in the account.  So stock up on contacts, get your teeth cleaned, or do whatever you need to do to use up that money. Then submit your receipts, so you can get reimbursed.

Even if you can’t keep spending, you may still be eligible to submit receipts for reimbursement.

Every employer has different rules regarding the Flexible Spending Accounts, so check with your HR representative to figure out what you need to do to take advantage of these funds.

Contribute To An IRA Or Roth IRA

An Individual Retirement Account (IRA) is a tax-advantaged investment account designed for retirement. People who contribute to an IRA can claim a tax deduction this year for funds contributed. The funds can grow tax-free until you withdraw them during retirement. There are income limits associated with IRA contributions, and the maximum you can contribute for the 2025 tax year is $7,000 ($8,000 for people age 50 and up). Contributions aren’t due until tax day, so this is a great way to save on your taxes this year.

Roth IRAs are similar to traditional IRAs, but they don’t allow you to claim a tax deduction this year. Instead, you pay taxes on your contribution this year. Then the gains and distributions are free from taxation.

Even though you don’t get a tax deduction, you must complete your 2025 Roth IRA contributions by April 15th, 2026.

2025 IRA Contribution Limits | Source: The College Investor

Note: You can also contribute to your HSA for 2025 all the way through April 15, 2026.

The Bottom Line

As you move toward the end of the tax filing season, consider taking advantage of these last-minute tax tips that can save you money. The tips above can help you if you’re considering a DIY approach to filing your taxes. However, generic tips are not a substitute for help from a tax professional or tax filing service. Professionals can help you with tax prep and questions specific to your situation.

Editor: Ashley Barnett

Reviewed by: Colin Graves

The post 8 Last-Minute Tax Reminders For 2026 appeared first on The College Investor.

Chase $900 Checking + Savings Bonus


Update 3/16/26: Apologies, was testing something. More information here. 

Update 1/11/26: Extended through 04/15/2026. There is also a $400 checking bonus that is better if you can’t also do the savings bonus on this page. 

Offer at a glance

  • Maximum bonus amount: $900
  • Availability: Nationwide, online or in-branch
  •  Direct deposit required: Yes, no minimum. Click here to view what triggers this bonus.
  • Additional requirements: None for checking; $15,000 balance for savings
  • Hard/soft pull: Soft
  • ChexSystems: Doesn’t pull
  • Credit card funding: Can fund up to $50 with a debit card online (prepaids do not work). Cannot fund with debit or credit in branch.
  • Monthly fees: $12, waivable
  • Early account termination fee: Bonus taken back if closed within six months None
  • Household limit: None listed
  • Expiration date: April 19, 2023 January 24, 2024 April 17, 2024 July 16, 2025

The Offer

Direct link to offer (incognito)

  • Chase is offering a checking & savings bonus worth up to $900. Bonus is as follows:
    • Receive a bonus of $300 when you open a Chase Total checking account and have a direct deposit post to the account within 90 days.
    • Receive a bonus of $200 when you open a Chase savings account and deposit $15,000 or more in new money within 30 days and maintain a balance of $15,000 for 90 days.
    • Receive an extra $400 bonus when you complete both of the above bonuses.

The Fine Print

  • Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
  • You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.
  • To receive the checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. (Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.)
  • After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 15 days. To receive the savings bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment; AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates.
  • After you have completed all the above savings requirements, we’ll deposit the bonus in your new account within 15 days.
  • To receive the extra bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.
  • To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY) for Chase SavingsSM, effective as of 12/29/2022, is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account.
  • Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Avoiding Fees

Savings Account

The Chase Savings Account comes with a monthly service fee of $5. Monthly fee is waived with any ONE of the following:

  • Keep a minimum daily balance of $300 or more
  • Have at least one repeating automatic transfer from your Chase checking account of $25 or more; one time transfers do not qualify
  • Have a linked Chase Premier Plus Checking, Chase Premier Platinum Checking, or Chase Private Client Checking account

New accounts will not be charged a Monthly Service Fee for at least the first two statement periods.

Checking Account

The Chase Total Checking account comes with a monthly service fee of $10-$12 which is waived if complete any of the following:

  • Have monthly direct deposits totaling $500 or more
  • Keep a minimum daily balance of $1,500 or more in the checking account
  • Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances

New accounts will not be charged a Monthly Service Fee for at least the first two statement periods.

Early Account Termination Fee

There used to be an six-month period where you would lose the bonus if closed out, but sometime in 2022 (?) they removed that clause and so it’s now safe to close after you receive the bonus paid out.

Our Verdict

This is the best public bonus we’ve seen on this account, really excellent offer and much better than the prior $600 offer.

Those who have done a Chase bonus before can do it again after 24 months. Look for the opening date of when you opened your last checking/savings accounts (not the bonus date), then wait 24 months before opening the new account. That will make you eligible for the new bonus.

Be sure to have the $15,000 sent directly to the Chase savings account. If you send it to the checking and then transfer it over to the savings, I don’t know if you’ll earn the savings bonuses. (Update: there are reports on both sides of this. Report link | Counter-report link)

RELATED posts:

  • How To Find The Chase Bank Account Bonus Tracker
  • PSA: Don’t Use ACH-Pull for Chase Bank Account Openings, Avoid Account Lockup
  • Does Chase Match a Checking or Savings Bonus? (Yes, For 21 Days)
  • (Update) My Experience Signing Up For The $900 Chase Checking & Savings Bonus

Useful posts regarding bank bonuses:

  • A Beginners Guide To Bank Account Bonuses
  • Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
  • PSA: Don’t Call The Bank
  • Introduction To ChexSystems
  • Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
  • What Banks & Credit Unions Do/Don’t Pull ChexSystems?
  • How To Use Our Direct Deposit Page For Bank Bonuses Page
  • Common Bank Bonus Misconceptions + Why You Should Give Them A Go
  • How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
  • Affiliate Links & Bank Bonuses – We Won’t Be Using Them
  • Complete List Of Ways To Close Bank Accounts At Each Bank
  • Banks That Allow/Don’t Allow Out Of State Checking Applications
  • Bank Bonus Posting Times

Afghanistan says 400 killed in Pakistan air strike on Kabul hospital, Pakistan rejects claim




Afghanistan says 400 killed in Pakistan air strike on Kabul hospital, Pakistan rejects claim

3 Consumer Staples Stocks Built to Create Long-Term Wealth


Consumer staples stocks have many strengths. Typically considered defensive stocks, they tend to stay resilient during bear markets, while still performing well during bull markets. With long track records of profitability, they typically have consistent dividend growth.

For new and experienced investors, familiarity with these companies and their respective brands can make them easier to understand and, therefore, more confidently invest in.

Among consumer staple stocks, many of which are also blue chip stocks, three stand out as strong buys in today’s market: Costco Wholesale (COST 0.65%), Altria Group (MO 0.53%), and Walmart (WMT 0.41%).

Image source: Getty Images.

Despite a rich valuation, Costco Wholesale remains primed for steady growth

Over time, Costco Wholesale has performed quite well. For instance, over the past five years, Costco shares have generated total returns of around 220%, versus 82% for the S&P 500 index. Over the past decade, Costco shares have generated total returns of 679%, while the S&P 500’s total return has been just over 291%.

Costco Wholesale Stock Quote

Today’s Change

(-0.65%) $-6.59

Current Price

$1001.84

Nevertheless, following Costco’s long stream of outperformance, at first glance, this stock may appear overvalued. Currently, Costco trades for 49.5 times forward earnings. This forward multiple exceeds those of other retailers, including Amazon and Walmart. Add in emerging headwinds, like the brewing legal battle between the company and its customers over tariff refunds, and shares may appear to be on the verge of a correction.

However, Costco is likely able to sustain this high forward multiple as long as Costco’s growth story persists. Based on the company’s latest financials, this arguably remains true. For the preceding quarter, revenue of $69.6 billion and earnings of $4.55 per share came in ahead of estimates. On a year-over-year basis, sales and earnings increased by 8.1% and 10.9%, respectively.

Although further valuation expansion may prove tricky, if Costco’s earnings keep growing at a high single-digit to low double-digit pace, shares could continue climbing in tandem with earnings. Over time, Costco’s 0.5% dividend could become a greater contribution to total returns in the coming years, given how management continues to raise payouts by 12% to 13% annually.

Don’t discount Altria Group’s wealth-building potential

Altria Group has historically been a wealth-generating machine among consumer staples stocks. However, even with the long-term decline in cigarette usage among Americans, shares in the Philip Morris USA parent have once again started to outperform the S&P 500.

Altria Group Stock Quote

Today’s Change

(-0.53%) $-0.36

Current Price

$67.53

A key reason behind this has been Altria’s status as one of the high-yield dividend stocks. Investors who reinvested Altria’s large quarterly cash payouts into additional shares have experienced strong capital compounding — in the last year, Altria shares are up 15%, but when including dividend reinvestment, the total return is 23%.

That said, with products like nicotine pouches convincing smokers to switch rather than quit, concerns run high that Altria’s wealth-building days are behind it. That’s mostly because its competitors like Philip Morris International have more successfully capitalized on this “smokefree” trend.

Yet while Altria’s “smokefree success” pales in comparison to that of its former corporate sibling, I wouldn’t write it off completely. Thanks to cigarette price increases and the company’s own modest success in the smoke-free arena (Altria Stock: Company Goes Smoke-Free, Supercharges Its Yield | Investor’s Business Daily), the company has managed to sustain positive, albeit modest, earnings growth.

On its own, Altria’s 6.2% dividend yield appears secure. So, too, does the company’s ability to continue raising payouts by at least single digits in the years ahead. Through acquisitions and/or new product launches, Altria could also further strengthen its position in smokeless and tobacco-free nicotine products. If this occurs, shares could receive an additional long-term boost, as investors rerate the stock to a valuation on par with its pricier competitor.

Walmart’s digital transformation is still building significant wealth

Over the past decade, in terms of total returns, Walmart shares have outperformed the S&P 500 by a wide margin. A big reason for this has been the big box retailer’s shift from being solely a brick-and-mortar retailer to a formidable force in e-commerce.

Walmart Stock Quote

Today’s Change

(-0.41%) $-0.52

Current Price

$126.00

This has led to steady, consistent earnings growth, and in turn, a richer valuation than that of Target. However, following this big run-up, analysts and investors alike have started to question whether Walmart is worth its current valuation. Right now, its shares trade for 42 times forward earnings. Despite concerns about a possible bubble in this stock, consider several catalysts that could sustain the long-term bull case.

There’s the prospect of further e-commerce growth, for one. During 2025, Walmart’s global e-commerce net sales grew 24%, making up 23% of global sales . The company is also accelerating its integration of artificial intelligence, both in its stores and online. This AI pivot could help to further boost revenue and earnings, and this could lead to further strong gains for shares. Last year, Walmart increased its dividend by 9.2%, a rate much higher than in prior years.

Walmart’s dividend is relatively small, giving the stock a forward yield of 0.8%. However, in the years ahead, if high dividend growth continues, these payouts could make up a greater percentage of total returns.

Fed preview: Will the Federal Reserve change course on rates amid Middle East war?


Since then, the war in Iran has caused oil prices to jump, adding to inflation fears. Meanwhile, AI-related job losses are increasing, casting doubts on the overall health of the job market.

With all of that as the backdrop, the Federal Open Market Committee meets this week and will announce a rate decision on Wednesday. It is largely expected that they will hold once again, according to one veteran economist.

Sam Williamson (pictured top), senior economist at First American, said despite geopolitical turmoil and job market softening, the FOMC will likely stand pat.

“Policymakers appear poised to leave rates unchanged again this month,” Williamson told Mortgage Professional America. “Underlying conditions look little changed since the FOMC last met in January, with inflation still above the Fed’s target and the labor market softer, but not weak enough to force immediate action.

“Recent geopolitical events add another layer of uncertainty, particularly through energy prices, but not yet enough to alter the policy picture. That combination is likely to keep the Fed in wait-and-see mode until there is clearer evidence that inflation is moving sustainably lower.”

If I Started Investing in 2025, This is What I'd Do



Get my free investing in index funds course:
*Past performance does not guarantee future results.*

If I started again today, this is what I’d do. This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results.

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DISCLAIMER: Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. Free shares can be fractional.

TIMESTAMPS
0:00 If I was starting again…
0:42 Why invest
6:10 What do I invest in?
12:40 Where to invest
14:26 Now what?
16:13 When to invest

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Republic Europe Publishes “Investors Playbook” Shares Insight Into Platform Operations


Republic Europe, part of the broader Republic private markets ecosystem, has published an “Investors Playbook” stating that it is entering 2026 from a position of strength as private markets evolve. James Newman, Republic Europe CEO, says their strategy remains clear as they seek to deliver sustainable value to their investors, issuers, and other partners.

Newman shares that Republic is shifting from “innovation to scale” as a private securities marketplace.

Republic revealed some high-level numbers for 2025 pertaining to the platform’s operations, including:

  • £209 million in capital committed to investments
  • A securities campaign success rate of 84%
  • Average investment committed per offering of £2.2 million
  • Secondary trading volume on the platform during 2025 was £6.6 million

Republic Europe did not share revenue generated and any net earnings or losses.

The company said that its rSPAX or SpaceX investment offering, which was recently completed, foreshadows an area of focus that can provide investors with exposure to promising private firms. As SpaceX is working towards an initial public offering (IPO) this year, rSPAX creates an opportunity for smaller investors to benefit from any gain that may or may not take place after the public offering.

Investment platform Kraken is next in the queue for the tokenized access to participate in the company’s growth.

Other notes of interest:

Most investors are interested in Venture stage opportunities, with Seed Stage following. This means investors lean toward more established firms than riskier startups.

Investors also choose Republic Europe because of the quality of deals and the ability to invest smaller amounts, among other characteristics.

Investors care most about a path to profitability, the team, traction, addressable market, and valuation. The platform says investors are becoming more sophisticated in their choices.

Artificial Intelligence is now the top area of interest as the sector experiences rapid growth.

Regarding secondary markets, providing a liquidity path prior to an M&A/Acquisition or IPO, Republic Europe has this to say:

There is now a growing trend for companies to stay private for longer. In jurisdictions like the US, there has been an influx of capital into private companies, providing them with an incentive to stay private for longer. The UK IPO market has also been challenging, deal volume is at a 30 year all time low, with this year only 3 listings on LSE and 7 on AIM. The focus is on private markets, but to date, there is very little liquidity available. Republic Europe’s mission to innovate the private investment space applies here as well. We offer various liquidity solutions for investors.

Republic Europe reports that more than 20,000 investors have traded shares in over 1,000 companies, providing opportunities for investors in more than 85% of their funded firms.

Group co-CEO Kendrick Nguyen says he sees three themes shaping the coming year.

  • The IPO window is opening; capital will continue to support local champions, with Europe and the UK well-positioned; and tokenization is moving from buzzword to reality, with tokenized assets expected to top $16 trillion by 2030.

“The winners will be the platforms that pair credible compliance rails with products people actually want to hold and can actually understand,” says Nguyen.

Republic Europe reportedly lost around £10.64 million for the fiscal year 2023. If it were profitable, it would probably be more forthcoming, but like most early-stage firms, it continues to invest in growth, and as the largest online capital formation entrant, it is better positioned to become profitable than many of its peers.



I Had 4 Kids, No Cash, and a Traveling Spouse: Now I’ve Got 4 Rentals



Just three years ago, Joanna Caldera was working as a nurse, raising four children while her husband was gone most of the month in the oil fields. She wanted time […]

25 Easy Jobs You Can Do From the Comfort of Home


Social media manager with a phone and tablet
PeopleImages.com – Yuri A / Shutterstock.com

Editor’s Note: This story originally appeared on FlexJobs.com.

Whether you’re struggling with burnout and stress in your current role or simply craving more flexibility, easy remote, work-from-home jobs probably sound like the ideal solution to your work-life balance needs.

To help you find easy work-from-home jobs hiring now, we’ve outlined job titles and categories to consider in your search.

Each of the following jobs features median salary data from Payscale.

1. Administrative Assistant

Guy working on a computer
carballo / Shutterstock.com

Median salary: $46,994

Administrative assistants handle scheduling, email management, and document preparation. Strong organizational and communication skills are key for success in this role.

While some positions may require experience with specific software, like Microsoft Office or Google Workspace, a high school diploma is often enough to get started.

2. Bookkeeper

Man filing his taxes
Ground Picture / Shutterstock.com

Median salary: $50,290

Bookkeepers manage financial records, track transactions, and ensure accuracy in a company’s finances. If you have an eye for detail and a knack for numbers, a bookkeeping job might be a great fit.

While a degree in accounting or finance can be helpful, many bookkeepers start with just a high school diploma and relevant experience.

3. Content Moderator

Worried middle-aged man
polkadot_photo / Shutterstock.com

Median salary: $59,559

Content moderators block improper or harmful user-generated content from websites and online forums to protect a brand’s reputation.

The skills needed to excel in these positions include analytical reasoning, attention to detail, and resilience.

You don’t need a degree, but having one in communication, psychology, or information technology can be a boost both to land the position and excel once hired.

4. Data Entry Clerk

Data entry on a laptop
baranq / Shutterstock.com

Median salary: $41,156

Data entry clerks need to be proficient in data-tracking software and have speedy typing skills. Data entry is all about putting information into databases or spreadsheets while keeping everything accurate, so attention to detail is your best friend as a data entry clerk.

There are no degree requirements to get started, but career growth will generally require advanced degrees, such as in data science or data analysis.

5. ESL Teacher

Distance education or online teaching. A woman in a headset has a virtual class using a laptop.
Prostock-studio / Shutterstock.com

Median salary: $56,382

If you have a passion for the English language, you can become an ESL teacher and help non-native speakers.

Additionally, ESL teachers need to have a strong understanding of English vocabulary, grammar, and pronunciation, as well as empathy for language learners. Some ESL teaching roles may also require a degree in English.

6. Game Tester

Gamer playing a video game.
anon_tae / Shutterstock.com

Median salary: $52,226

Game testers assess the overall gameplay and features of games, as well as identify glitches or bugs to ensure games are ready for release.

As a game tester, you must have strong attention to detail, problem-solving, and communication skills in order to convey findings.

While you won’t need a degree, you generally need to have some gaming experience.

7. Photo Editor

Young happy man using laptop to work as an editor or developer
Kite_rin / Shutterstock.com

Median salary: $65,522

Photo editors enhance and manipulate digital images for various media outlets, including magazines, websites, and social media. They must have a keen eye for detail, proficiency in editing software (like Adobe Photoshop), and a strong artistic sense.

While a degree in graphic design or photography can be beneficial, many roles prioritize a strong portfolio over formal education.

8. Proofreader

older woman looking at computer
fast-stock / Shutterstock.com

Median salary: $51,295

If you’re a language whiz with a sharp eye for errors, proofreading could be your perfect fit.

As a professional proofreader, you’ll collaborate with writers and editors to ensure every piece has spotless grammar, punctuation, and formatting.

Many companies hiring proofreaders lean toward candidates with a bachelor’s degree in English, journalism, or related fields.

9. Receptionist

Man in headset working remotely using digital tablet, while running on treadmill.
SofikoS / Shutterstock.com

Median salary: $38,805

Remote receptionists handle incoming calls, schedule appointments, and assist customers via phone or email. Excellent communication skills and multitasking abilities are essential for receptionists.

A high school diploma is generally enough to qualify, but experience in customer service or administrative support is often preferred.

10. Sales Representative

Woman in a headset on a call
Alejandro Camacho B / Shutterstock.com

Median salary: $52,371

Sales representatives keep open communication with existing customers and generate leads for a company. Sales roles require problem-solving and conflict-resolution skills to position your company as the right service or product for the customer’s needs.

While you don’t need a degree to get in the door, having a bachelor’s degree in business or marketing is a plus, especially if you’re interested in advancing within this field.

11. Social Media Specialist

Man using Airpods and tablet at home with a coffee mug and laptop on the table.
Prostock-studio / Shutterstock.com

Median salary: $54,642

Looking to dive into a social media role? Bring your creativity, communication skills, and a pulse on the latest platform trends. As a social media specialist, you’ll promote a brand’s image and message on various digital platforms.

While a degree isn’t required, you’ll stand out from the competition with a bachelor’s degree in marketing, journalism, or communications.

12. Translator

Worker in a headset
DenisProduction.com / Shutterstock.com

Median salary: $54,612

If you’re fluent in multiple languages, working as a translator can be a rewarding and flexible job. Translators convert written or spoken content from one language to another while maintaining accuracy and tone.

Most roles require proficiency in at least two languages and may prefer a degree in linguistics or a related field, though not always.

13. Travel Consultant

Work from home
Monkey Business Images / Shutterstock.com

Median salary: $51,723

Travel consultants do more than just buy plane tickets and book accommodations. In this role, you’ll need organization skills to create itineraries and secure tickets for popular attractions while also employing problem-solving skills when things don’t go as planned.

Having a degree in hospitality or a related field will help you embark on this career, but it’s not a requirement.

14. Tutor

Woman with a side hustle
Dragana Gordic / Shutterstock.com

Median salary: $39,537

Tutoring is all about working with students and guiding them through various subjects. Communication skills are vital, and what you need to know varies by topic and platform.

Tutors generally have the flexibility to set their hours, and degree requirements are usually determined by the subject and education level you’re interested in tutoring.

15. Writer

Woman working on her computer
metamorworks / Shutterstock.com

Median salary: $63,753

If you’ve got a flair for words, a writing career might be your ideal fit. Whether you want to become a content strategist, copywriter, or freelance writer, get started with a top-tier command of language and the ability to tweak your tone to match an audience and brand.

Many writing roles need only a high school diploma, while others look for stronger academics, such as technical writing certifications or degrees.

5 Easy Work-From-Home Jobs for Beginners With No Experience

Young man wearing a headset working at a laptop
Pixel-Shot / Shutterstock.com

The good news is that many simple remote jobs, like those in customer service, telemarketing, and virtual admin, don’t require years of experience to get started. If you have strong communication skills or a knack for organization, for example, there are plenty of easy work-from-home jobs, no experience required, to consider.

Check out the following five career fields with beginner remote jobs to see if any appeal to you:

1. Call center

  • Average salary: $42,860
  • With solid communication skills, call center jobs might be right up your alley and can be fairly easy remote jobs to get. Call center roles are all about assisting customers over the phone, so soft skills like hands-on customer service and multitasking will help you stand out. While a degree is a bonus as you grow into leadership roles, it’s not essential when you’re just getting started.

2. Customer service

  • Average salary: $45,864
  • Remote customer service jobs involve supporting customers and resolving their concerns via chat, email, or phone, just like you would in person. You need patience, a calm demeanor, and solid problem-solving skills. Most customer service roles require no more than a high school diploma, but if you’re looking to specialize in fields such as tech support, you’ll likely need a specialized certificate or degree.

3. Telemarketing

  • Average salary: $37,092
  • Telemarketing relies on strong communication and persuasion skills to expand a customer base and guide potential customers toward making a purchase. To excel as a telemarketer, building trust and having top-tier interpersonal skills are key. You’ll find there aren’t any degree requirements for these roles, making a telemarketing job a solid example of easy remote jobs anyone can do.

4. Transcription

  • Average salary: $48,711
  • In the world of transcription, having a keen ear is a must. Transcriptionists and transcribers listen closely to audio recordings and turn them into accurate written text. Speedy typing and a sharp eye for detail? Essential. While many of these roles are easy-to-get remote jobs that only require a high school diploma, specialized areas like medical transcription might require more learning.

5. Virtual admin

  • Average salary: $50,502
  • Virtual admins are the backbone of an organization or project, juggling tasks from scheduling to email management. When companies hire for virtual assistant jobs, a background as an admin might give you an edge over your competition. As a virtual admin, clear communication and multitasking are your best assets, and a high school diploma will generally get you started.

5 Easy Remote, Part-Time Jobs

Customer service
Antonio Guillem / Shutterstock.com

The following five fields, including administration and transcription, offer plenty of opportunities for easy part-time jobs from home. While you’ll recognize a few of these roles from the previous lists, they’ve earned a spot here because they adapt so well to part-time hours.

1. Part-time administrative roles

  • Average pay: $14.97–$26.03 per hour
  • Like administrative assistant or other virtual admin roles mentioned before, administrative jobs focus on scheduling, email management, and record-keeping. These roles are part-time friendly because many small businesses only need a few hours of organizational support each week, making these easy, remote, part-time jobs pretty common.

2. Part-time customer service

  • Average pay: $13.18–$23.59 per hour
  • In part-time settings, customer service jobs focus on covering peak demand periods through chat, email, or phone. Customer service roles are among the most accessible, easy part-time remote jobs since many employers hire for evening or weekend shifts, which you can fit around school, caregiving, or another job.

3. Part-time data entry

  • Average pay: $13.12–$21.63 per hour
  • Part-time data entry jobs center on inputting or updating information in spreadsheets or databases. Data entry work is easy to divide into smaller projects, which makes it a natural fit for easy, part-time work-from-home jobs.

4. Part-time transcription

  • Average pay: $12.90–$35.23 per hour
  • Like the transcription roles listed previously, part-time jobs in this field involve converting audio into accurate text. These roles work well as easy, online part-time jobs because projects can be assigned by recording, letting you complete one file at a time whenever it fits into your schedule.

5. Part-time translation

  • Average pay: $15.24–$44.87 per hour
  • Translation work requires accuracy and fluency across multiple languages. It stands out among easy part-time jobs that pay well since rates are typically higher than general admin work. Plus, projects such as translating product descriptions or marketing copy can often be completed on a flexible schedule.