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End of Month Checklist
The month of September is almost over, so this is a good time to take a look at any credits and offers that you need to use or take advantage of before the month ends. There are several credit cards that offer monthly credits that expire if you don’t use use them, plus some valuable quarterly, semi-annual and annual credits. So this is a good time to take a look at everything available to you and make sure that you don’t miss anything.
Hopefully this end of month checklist will help some you cash in on some last minute savings and deals!
Monthly Credits
- Platinum Card® from American Express
- $15 Uber Cash each month for Uber Eats orders or Uber rides in the U.S. ($35 in December).
- $25 entertainment credit for Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Up to $300 annually. Enrollment required.
- $12.95 Walmart+ monthly membership credit.
- American Express® Gold Card
- $10 dining credit for Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. Up to $120 annually. Enrollment required.
- $10 Uber Cash each month for Uber Eats orders or Uber rides in the U.S.
- $7 Dunkin credit (up to $84 annually). Enrollment required.
- American Express Business Gold Card
- $20 for purchases at FedEx, Grubhub, and office supply stores. Up to $240 annually. Enrollment required.
- $12.95 Walmart+ monthly membership credit.
- The Business Platinum Card® from American Express
- $10 in statement credits per month for wireless telephone service purchases
- Amex Delta Cards
- Marriott Bonvoy Brilliant® American Express® Card
- Chase Sapphire Reserve
- $10 Lyft credit
- $10 Peloton credit
- $25 DoorDash credit ($5 for restaurant orders and two $10 promos for non-restaurants)
- Chase Sapphire Reserve for Business
- $25 DoorDash credit ($5 for restaurant orders and two $10 promos for non-restaurants)
- $10 Lyft credit
- Chase Sapphire Preferred
- Chase United Cards Rideshare Credit
- United Explorer: $5 in monthly credits
- United Quest: $8 in monthly credits, $12 in December
- United Business: $8 in monthly credits, $12 in December
- United Club Infinite: $12 in monthly credits, $18 in December
- Club Business: $12 in monthly credits, $18 in December
- Chase Credit Cards Instacart Credit
- Chase Disney Inspire
- $10 monthly credit after spending $10+ on qualifying subscriptions directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com. Yearly activation required.
- Citi/AAdvantage Executive Mastercard
- Citi AT&T Points Plus
- $10 per line monthly discount on AT&T wireless bills and $10 monthly discount on eligible AT&T internet bills when enrolled in AutoPay and paperless billing at AT&T
- $20 statement credit each billing cycle after spending $1,000 or more on purchases
- World Legend/Elite Mastercards
- $10 off your second Instacart order each month
- $5 monthly Lyft credit after three rides
- Robinhood Platinum Card
- $20 Monthly Credit for restaurant purchases. Extra $10 applied to December Credit.
- $30 DoorDash credit: Up to three (3) $10 off $50 discounts each January and up to two (2) $10 off discounts in every other calendar month.
- $20 Monthly Credit on autonomous ride purchases. Extra $10 applied to December Credit.
Other Annual, Semi-Annual and Quarterly Credits
- Platinum Card® from American Express
- The Business Platinum Card® from American Express
- $600 Hotel credit ($300 semi-annually) for Fine Hotels + Resorts and The Hotel Collection
- $150 Dell credit (plus another $1,000 credit if you spend $5,000 at Dell)
- $200 Airline Incidental Credit every calendar year.
- $200 credit ($50 quarterly) for purchases within the Hilton portfolio
- $209 annually in statement credits for a CLEAR® Plus membership
- American Express® Gold Card
- Hilton Honors American Express Aspire Card
- $400 credit ($200 semi-annually) for purchases at participating Hilton Resorts.
- $200 airline credit ($50 quarterly) for booking direct or through AmexTravel.com
- $209 annually in statement credits for a CLEAR® Plus membership
- Free Night Reward upon renewal. Plus Free Night after you spend $30,000 in a calendar year and an additional Free Night Reward after you spend $60,000.
- Hilton Honors American Express Surpass Card
- The Hilton Honors American Express Business Card
- Amex Delta Cards
- Chase Sapphire Reserve
- Chase Sapphire Reserve for Business
- Chase United Cards
- United Explorer:
- $50 annual Avis/Budget credit (2x$25)
- $100 annual United Hotels credit ($2x$50)
- $100 annual JSX credit
- United Quest:
- $80 annual Avis/Budget Credit (2x$40)
- $200 annual United Travel Bank credit
- $150 annual Renowned Hotels & Resorts credit
- $150 annual JSX Credit
- United Business:
- $50 annual Avis/Budget Credit (2x$25)
- $150 annual Renowned Hotels & Resorts credit
- $100 annual JSX credit
- United Club Infinite:
- $100 annual Avis/Budget Credit (2x$50)
- $200 annual Renowned Hotels & Resorts Credit
- $200 annual JSX Credit
- United Club Business:
- $100 annual Avis/Budget Credit (2x$50)
- $200 annual Renowned Hotels & Resorts Credit
- $200 annual JSX Credit
- United Explorer:
- The Ritz-Carlton Card
- $300 Airline Incidental Statement credit. Must request it.
- Chase DoorDash Credit
- Chase Sapphire Preferred
- $50 annual Chase Travel Hotel Credit
- Chase Hyatt Business
- $100 in Hyatt credits each anniversary year (2 x $50).
- IHG One Rewards Premier Card
- $50 United TravelBank Credit ($25 semi-annually)
- IHG One Rewards Premier Business Card
- $50 United TravelBank Credit ($25 semi-annually)
- Citi Strata Elite
- $300 Annual Hotel Benefit for stay of 2+ nights booked through cititravel.com.
- $200 credit for up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply), Best Buy®, Future Personal Training, and Live Nation
- $200 Annual Blacklane® Credit ($100 semi-annually)
- Citi Strata Premier
- $100 off a single hotel stay of $500 or more (excluding taxes and fees) booked through cititravel.com
- Citi/AAdvantage Executive Mastercard
- Capital One Venture X
- $300 annual credit (based on cardmember year) for Capital One Travel bookings.
- Capital One Venture X Business
- $300 annual credit (based on cardmember year) for Capital One Travel bookings.
- Capital One Venture Business
- $50 annual Capital One Business Travel credit.
- $50 annual advertising or software credit.
- Bilt Palladium
- $400 Bilt Travel Hotel credits annually ($200 semi-annually) for bookings of 2 night or more
- $200 in Bilt Cash annually
- Bilt Obsidian
- $100 in annual Bilt Travel Hotel credits ($50 semi-annually) for bookings of 2 night or more
- U.S. Bank Altitude Reserve
- $325 annual credit for travel or dining purchases.
- U.S. Bank Triple Cash Business Card
- $100 annual credit for recurring software subscriptions after 11 consecutive months of eligible purchases, even if you pay less than $100 in total.
- Bank of America Premium Rewards Elite Card
- $300 Airline Incidental Statement credit
- $150 for lifestyle conveniences including video streaming services, food delivery, fitness subscriptions and rideshare
- Bank of America Premium Rewards Card
- $100 Airline Incidental Statement credit
- Barclays JetBlue Premier Card
- $300 in annual statement credits on hotels, car rentals, cruises and more with no minimum spend required.
- Barclays JetBlue Plus Card
- 5,000 bonus points each year after your JetBlue Plus Card account anniversary
- $100 statement credit annually after you purchase a JetBlue Vacations package of $100 or more.
- Robinhood Platinum Card
- $300 Annual Travel Statement Credit (2x $150 semi-annually).
- $500 Hotel Booking Credits via Robinhood Travel Portal (2x $250 semi-annually).
- Oura Membership – $70 value
- Function Health Membership – $365 value
- Amazon One Medical Membership – $199 value
- $200 Health Wearables Statement Credit
- City National Bank Crystal Visa Infinite Card
- $350 Airline Incidental Statement credit for domestic airlines.
- PenFed Pathfinder Rewards Visa Signature Card
- $100 Airline Incidental Statement credit for domestic airlines.
- Walmart+ (Free with Amex Platinum)
- Free Whopper with any purchase every 3 months.
Global bonds set for worst week in a month as U.S.-Iran risks rise
Global bond markets are heading for their worst week in a month as investors grow increasingly uneasy about a stalemate between the U.S. and Iran.
Cryptocurrency Explained: 101 Beginner's Guide For 2025!!
Crypto can be hard to wrap your head around. We would know – we’ve been doing it for over 6 years just on YouTube! That’s why we reckon it’s about time to get back to the basics.
Today’s video explains what crypto is from start to finish in a way that anyone can understand. Whether you’re a crypto veteran or just starting out, this video will help you on your crypto journey.
Enjoy!
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📺Essential Videos📺
Crypto For Beginners Original Video 👉
Bitcoin Mining Explained 👉
Top Crypto Wallets 2025 👉
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⛓️ 🔗 Useful Links 🔗 ⛓️
► Paper Stock Certificates:
► Coins vs. Tokens:
► Crypto Categories List:
► Coin Bureau Club:
► Token Unlocks Tracker:
~~~~~
– TIMESTAMPS –
0:00 Intro
0:40 Cryptocurrency Explained For Beginners
4:26 Different Types Of Cryptocurrencies
8:12 Which Cryptocurrency Should I Buy?
12:45 How To Find 100x Cryptocurrencies
17:07 Top Tips For Crypto In 2025
~~~~~
📜 Disclaimer 📜
The information contained herein is for informational purposes only. Nothing herein shall be construed to be financial legal or tax advice. The content of this video is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Trading cryptocurrencies poses considerable risk of loss. The speaker does not guarantee any particular outcome.
#crypto #cryptotrading #cryptoforbeginners
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Building Commitment to Long-Term Investing
Long-term investing is one of the most widely accepted principles in finance. The strategy is well supported: the data is clear, the logic is sound, and the outcomes are well documented. So, when clients hesitate, many financial advisors assume the reason is risk tolerance, lack of conviction, or insufficient understanding.
In practice, stalled decisions often have little to do with any of these. Clients don’t necessarily disagree with the strategy, but committing early can feel internally misaligned. They understand the rationale. And still, when it comes time to move forward, momentum slows.
Advisors may grow frustrated by the hesitation, but it helps to understand its source. The resistance is not about whether the strategy makes sense. It is about how the act of committing feels. For some clients, a decision is never just a choice — it is also a rejection of every other possibility.
While the advisor points to the door labeled “long-term strategy,” the client’s attention lingers on all the other doors still open. Choosing one can feel like stepping onto ground that has not fully formed.
This piece explores how to coach clients through that mental framework.
I Don’t Use the Term “Generational Buying Opportunity” Lightly. Here’s Why It Applies to This “Magnificent Seven” Growth Stock.
Nvidia (NVDA +4.30%) is up a mind-numbing 21,840% over the last decade. At first glance, it might seem like a stock that was a generational buy rather than one that can still deliver incredible returns. The same goes for its “Magnificent Seven” peers.
Here’s why Nvidia still has a long runway for growth and why it remains a generational buying opportunity hiding in plain sight.
Image source: Getty Images.
Nvidia has become a better value
In October, Nvidia became the first company to surpass $5 trillion in market capitalization, reaching an all-time intraday high and closing at a high on Oct. 29. But roughly six months later, the stock remains down by about 4% from that peak at about $4.85 trillion, even though Nvidia has continued to grow earnings, innovate, and raise its long-term guidance.
Nvidia now says it expects at least $1 trillion in artificial intelligence (AI) chip revenues in 2026 and 2027. The stagnating stock price, paired with optimistic earnings expectations, has pushed Nvidia’s forward price-to-earnings ratio down to just 24.
Nvidia is already a reasonable value, but it could end up being dirt cheap in hindsight if its AI roadmap comes to fruition.
Today’s Change
(4.30%) $8.60
Current Price
$208.24
Key Data Points
Market Cap
$5.1T
Day’s Range
$199.82 – $210.94
52wk Range
$104.08 – $212.19
Volume
8M
Avg Vol
174M
Gross Margin
71.07%
Dividend Yield
0.02%
A multidecade runway for future growth
Nvidia’s best quality is its flexibility — an especially rare attribute for a company of its size.
It has, over the years, pivoted from a professional visualization and gaming company to primarily providing AI chips for data centers. But its data center business has been anchored by general-purpose graphics processing units (GPUs) for training AI models. Hyperscale data centers have far higher energy and compute requirements, demanding energy and cost efficiency across AI chips, networking, and IT equipment. On its March earnings call, Nvidia competitor Broadcom said it believes its custom application-specific integrated circuits, which are designed for narrower workloads, will eventually overtake traditional GPU designs in data centers — a threat to Nvidia.
Nvidia has wasted no time addressing this concern. It has developed a rack-scale solution under its Vera Rubin architecture that includes a GPU, a central processing unit (CPU), memory chips, and interconnects to achieve what Nvidia calls extreme co-design. The system is purpose-built for the age of AI inferencing, which uses AI models on previously unseen data, such as autonomous driving or AI agents. Nvidia is betting big on the widespread adoption of AI agents and a boom in demand for AI inference tokens — the currency needed to pay for AI usage. Nvidia’s hardware and software are built to process tokens as fast as possible, which is appealing to its hyperscale customers.
In addition to inference, Nvidia is investing heavily in physical AI. This means applying AI in the real world beyond the data center through robotics, autonomous vehicles, manufacturing, and so on. Physical AI is less than 3% of its revenue but could transform the business in the coming decades.
The ideal growth stock for long-term investors
Nvidia marks a distinct paradigm shift in the stock market. Historically, when companies reach large-cap or megacap size, it can give them increased operating leverage, but it can also make it harder to sustain a higher-percentage growth rate. For example, Apple has evolved into more of a consumer staples company than a high-growth tech giant, now that the iPhone and Apple’s product ecosystem have become mainstream. And the world can only consume so much Coca-Cola. But Nvidia is quite literally creating new markets in the digital and physical worlds.
I expect Nvidia’s market cap to increase several-fold over the next decade, but the stock could also endure significant volatility and steep drawdowns along the way, driven by economic cycles, spending patterns among key consumers, and investor sentiment. All told, Nvidia is still a generational buying opportunity and a foundational AI stock to buy and hold, but only for risk-tolerant investors.
Meet the Doughlicious founder who started over at 50 —and still won’t take a day off
At 50, most people are thinking about winding down; Kathryn Bricken decided to start again. The Miami-born founder turned a side project—balling cookie dough with an ice-cream scoop in her garage—into Doughlicious, a multi-million-dollar sweet-treat brand that produces more than a million cookie dough and gelato bites every single week.
Her route there was anything but straightforward. Bricken says she was “food-obsessed” long before Doughlicious—cooking with her mum, working the tills at Publix—but spent her early career in corporate America; first as a Legislative Correspondent in Capitol Hill, then in health care policy work with a senator before becoming a lobbyist at the Health Insurance Association of America.
Her taste of entrepreneurship came after falling pregnant with twins, followed by another baby soon after. With three children under 3, Bricken decided she needed a job she could manage while they slept. “Which is how I began making decorative cakes and cookies,” she tells Fortune. “They had to be beautiful but also taste amazing and, of course, be better-for-you.”
“It wasn’t easy. I remember starting catering jobs, making cookies and not going to bed until 4 a.m., only to be up again at 7 a.m. to be a mom.”
When the family relocated to London in 2008, Bricken suddenly realized that Brits had biscuits—not the soft, gooey American-style cookies and cookie dough she grew up with. Without even planning it, she had serendipitously found a gap in the market of her new home.
Bricken did everything herself in the early days. “I’ve worked 20-hour days to make it all happen as we scaled,” she says. Gripping mixing bowls so relentlessly that she destroyed the cartilage in her thumb joint entirely, eventually requiring surgery and a full replacement. Then, in June 2019, she found a lump. Stage 1 breast cancer. A lumpectomy followed, then rounds of radiation—all while continuing to run the company.
“Having a focus such as Doughlicious was a blessing,” she adds. “It kept my mind off the cancer and any pain because I knew I just had so many other things I had to do…. I did not have the time to be sad and dwell on myself.”
She has now been clear for five years. And the company she refused to stop building through surgery, radiation, and recovery has more than rewarded that resilience. Doughlicious is today stocked in thousands of stores, including Tesco, Morrisons, Whole Foods Market, and Ocado across the U.K., and at Target and Whole Foods in the U.S.—with a presence stretching from Australia and France to Saudi Arabia and Switzerland. And the woman who once mixed, balled, packaged, and shipped every order herself now leads a 50-strong team doing it all at a scale.
Fortune’s series, The Good Life, shows how up-and-coming leaders spend their time and money outside of work.
Being in the C-suite is a high-pressure job with long hours, board responsibilities, and intense scrutiny. But what is it like to be a top executive when you’re off the clock? Here’s what she told us.
The Money
What’s been the best investment you’ve ever made?
A 52-year-old Hobart Mixer. It cost me £1,200, but it did the job and had a stronger motor than any of the new ones.
And the worst?
A Chief Marketing Officer that promised a lot and delivered nothing.
What are your living arrangements like: Swanky apartment in the city or suburban sprawling?
City living in London. I love walking the dogs and getting my morning coffee from my local café that also sells Doughlicious. I am lost in suburbia!
What’s in your wallet?
£20, a driving license and 4 credit cards. I have the £20 for emergencies but never use cash.
Do you invest in shares?
I’m currently only investing in Doughlicious. I need to stay focused.
What personal finance advice would you give your 20-year-old self?
Always have health insurance. In the U.S. I let mine lapse for 2 days over a weekend and I got tonsillitis and had to be admitted into the hospital. I left with a $12,000 bill.
What’s the one subscription you can’t live without?
I love Bon Appetit Magazine. I’ve been subscribing to Bon Appétit since 1990. It’s not just about eating, it’s about exploring, experimenting, having fun in the kitchen, and it’s been with me through everything—from my earliest cooking disasters to building Doughlicious.
What’s your most ridiculous ongoing expense?
I joined some social member clubs and I’ve kept them because I love to go dancing when I have some time.
Courtesy of Doughlicious
The Routine
How do you get your daily coffee fix?
One coffee a day first thing in the morning while walking the dogs. I love an extra hot latte with whole milk and an extra shot of espresso.
How often in a week do you dine out versus cook at home?
Usually half dine out and half make something at home. Takeout is something that I can’t make easily so we get sushi, pho, or truffle pizza.
How do you unwind from the top job?
I like to unwind by taking the dogs on a walk after work. It gives me time to think about the day while also getting some exercise. I get tired from sitting so it’s good for me to move around after a long day. I wish I had time for proper fitness classes but for now they will need to wait.
What’s your take on work-life balance at the top?
I try to have a work-life balance but it’s super hard. Weekdays are especially hard to disconnect so I try to disconnect at least one of the weekend days. Weekdays I usually start at 6:40 a.m. with emails, walk the dogs with coffee and then get to the office about 8:30 a.m. and then leave the office between 7:30 p..m and 8 p.m.
The Rewards
Are you the proud owner of any tech gadgets?
I love my iphone. I just upgraded from an iPhone 13 to a 17 and I am obsessed with the camera and all its functions.
How do you treat yourself when you get a promotion?
I’m the founder and we are still super scrappy so I don’t give myself a promotion. For me a promotion is the brand awareness growing globally.
How many days annual leave do you take a year?
I rarely take a vacation. We will go away for a week in the summer and I will work early mornings and then take a couple of hours in the afternoon. Being a founder is a 24/7 responsibility.
Take us on holiday with you, where did you go this year?
This year we were in six states in the US for work and then in France and Italy for weekend holidays.
Chase Disney Inspire Bonus To Change 5/4 (From $300 Giftcard + $300 Statement Credit To $500 Statement Credit)
According to WDWNT the sign up bonus on the new Chase Disney Inspire card will be changing on 5/4. Currently the sign up bonus is as follows after $1,000 in spend within three months:
- $300 Disney eGiftcard
- $300 statement credit
The bonus will change to:
- $500 statement credit
Spend requirement will remain the same at $1,000.
Card Details
- $149 annual fee, not waived first year
- Sign up bonus (see above)
- Card earns at the following rates:
- 10% back at DisneyPlus.com, Hulu.com or Plus.ESPN.com
- 3% back at gas stations and most U.S. Disney locations
- 2% back at grocery & restaurants
- 1% back on all other purchases
- $10 monthly credit for Disney+, Hulu and ESPN
- Anniversary credits:
- $200 Disney Rewards dollars after spending $2,000 per anniversary year on U.S. Disney Resort and Disney Cruise Line bookings
- $100 Disney Theme Park Tickets credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets
- 0% APR for 6 months on select Disney vacation packages
- This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.
Our Verdict
I suspect most people interested in this card would prefer the $300 + $300 deal as they can readily use the gift cards.
Flagstar pares back earnings outlook amid elevated CRE payoffs
- Key insight: Elevated payoffs and paydowns in Flagstar’s commercial real estate portfolio were driving factors in the bank’s decision to lower its earnings guidance for 2026 and 2027.
- What’s at stake: The bank is trying to remix its loan portfolio as part of a turnaround that involves reducing its historically high concentration in commercial real estate lending.
- Forward look: Flagstar’s board will likely consider capital distribution actions later this year, CEO Joseph Otting said.
Flagstar Bank notched its second consecutive profitable quarter, but lowered its near-term earnings guidance, citing elevated payoffs and paydowns of commercial real estate loans.
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The Long Island-based bank reduced its diluted adjusted earnings per share outlook by five cents this year and 10 cents next year. It also lowered its net interest income expectations. While the additional payoffs and paydowns are helping Flagstar to further diversify its loan book, they are temporarily constraining net interest income and margin growth, executives said.
During the quarter, which ended March 31, Flagstar’s commercial real estate and multifamily loan book fell by $1.6 billion, including through par payoffs and paydowns, the bank said. Of the total, $1.1 billion were par payoffs, and 42% of those were on substandard loans.
The payoffs and paydowns are “both good news and bad news,” Chief Financial Officer Lee Smith told analysts Friday. Fueled by weaknesses in its commercial real estate and multifamily loan book, the $87.1 billion-asset bank experienced eight straight quarterly losses
“The good news is it’s allowing us to get to our diversified strategy more quickly … but it does impact short-term interest income and [the net interest margin], and that’s what you’re seeing,” Smith said.
The bank is revamping its loan book, which has been dominated for decades by multifamily loans, to be more balanced. The goal is to have a portfolio that is one-third commercial real estate loans, one-third commercial-and-industrial loans and one-third consumer loans.
The company expects to be able to use the funds from commercial real estate payoffs to grow its commercial-and-industrial loans and consumer loans, and to originate new commercial real estate loans. But in the meantime, “it just sort of pushes everything out,” Smith said.
Flagstar, which was formerly known as New York Community Bancorp, has
After Otting arrived, he and the rest of
“We are doing exactly what we set out to do: strengthening our earnings profile, improving the quality of our balance sheet and building a top-performing regional bank,” Otting said Friday.
Executives expect Flagstar’s assets to be about $94 billion by the end of this year, and to increase to $102 billion by the end of 2027, aided by more commercial-and-industrial loan originations, growth in retained mortgages and new commercial real estate loans in areas outside of New York City, such as the Midwest, South Florida and California.
Analysts are keeping a close eye on Flagstar.
The bank “continues to show fundamental progress on remixing the balance sheet, both on the asset and liability side,” Jon Arfstrom, an analyst at RBC Capital Markets, wrote Friday in a research note. He described the bank’s commercial-and-industrial loan growth — those loans rose by 9% between the fourth quarter of last year and the first quarter of 2026 — as “strong.”
Net income for the first quarter was $21 million, compared with a loss of $100 million during the same period last year. Diluted earnings per share were three cents, matching analysts’ forecast, according to S&P Capital IQ. Adjusted diluted earnings per share, which excluded a $9 million fair value loss related to
Total revenue was $498 million, an improvement of 2% versus the prior-year quarter.
Net interest income totaled $443 million, up 8% year over year. Fee income was $55 million, down 31% from the year-ago period, reflecting
Noninterest expenses continued to decline, coming in at $466 million for the quarter, down about 12% year over year. Insurance charges by the Federal Deposit Insurance Corp. fell by 40%, while general and administrative costs and professional services expenses both saw double-digit declines.
For all of 2026, Flagstar is now expecting net interest income between $1.95 billion and $2.05 billion. In January, it had predicted full-year net interest income of between $2.15 billion and $2.2 billion.
Diluted adjusted EPS, which includes warrants and options, is now expected to be 60-65 cents for the entire year, down from the 65-70 cents forecasted in January.
For 2027, the bank now anticipates net interest income between $2.6 billion and $2.7 billion, down from the $2.8 billion-$2.9 billion it called for three months ago. Diluted EPS should be $1.80-$1.90, down from the $1.90-$2.00 predicted in January, the bank said.
During Friday’s call, some analysts were curious about what Flagstar will do with its excess capital, which totaled about $1.6 billion as of March 31.
The board, which has been waiting for consistent quarterly earnings, will likely consider capital distributions in the second half of the year, Otting said.
Studying Business Administration / PROS & CONS and WHAT TO KNOW!!
Other Videos Mentioned:
Business Administration Career:
Recommended Course:
Business Foundations Specialization (Coursera):
00:00 Intro
01:30 Pros
04:01 Recommended Courses
05:21 Cons
#Business Administration #Careergoals #CareerExploration
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