Brian Schimpf, CEO of defense tech company Anduril, says that the nature of modern armed conflict has fundamentally shifted—and that the U.S. military’s supply chain is dangerously unprepared for it.
“The U.S. and Israel did something like ten times as many strikes in the first month of the war as they did in the entire Gulf War,” Schimpf said at Fortune‘s Brainstorm Tech conference in Aspen on Monday. “This is the new normal of what these conflicts are going to look like.”
Schimpf’s remarks opened on a pointed note: back in March, when he was interviewed for a profile of Anduril in Fortune, he predicted that the Strait of Hormuz could still be blocked by the time the Brainstorm Tech conference rolled around. It was.
For Schimpf, that’s not an anomaly, it’s the new blueprint. Modern conflicts, he argued, are no longer primarily about destroying military assets; they’re about strangling economies. Data centers, oil refineries, and shipping lanes are the targets now, and low-cost drones have made striking them cheaper than ever. “The economic warfare that is effectively the Strait of Hormuz, this is the new normal of what these conflicts are going to look like,” he said.
More from Fortune’s 25th Brainstorm Tech:
Anthropic’s Boris Cherny, creator of Claude Code, says there are days he manages tens of thousands of AI agents at once
Twitch CEO: Social media has become ‘anti-social’ and can’t match the shared, human connection of live streaming
Your career needs a ‘gym membership’ to keep up with continuous AI advancements, says Campus founder Tade Oyerinde
For the U.S. he said, the new reality is a particularly tricky problem. It’s “essentially impossible to inflict economic pain on China without catastrophic economic pain on the U.S.,” Schimpf said.
That logic flows directly into how he thinks about Anduril’s business. Schimpf was especially candid about supply chain fragility. He noted that the U.S. fired through roughly 850 Tomahawk missiles in four weeks of conflict with Iran—burning through a stockpile that the Pentagon had been replenishing at a rate of about 90 per year.
His proposed solution is not just redesigning weapons to be more manufacturable—it’s moving upstream into raw materials. “We’re looking at how do we secure supply of germanium years out,” he said, pointing to China’s systematic acquisition of critical minerals, including rare earth magnets and copper film suppliers, as a strategic stranglehold the U.S. has been slow to counter.
The CEO was equally as candid speaking about the current defense tech valuation frenzy—where some companies are raising at 50x or even 100x forward revenue. “I do think there is a bit of a bubble.” He invoked the Uber-and-Lyft dynamic, arguing that in any hot category, roughly 90% of returns accrue to the top two players, and that companies chasing stratospheric valuations are setting themselves up for an impossible growth bar. Anduril has been deliberate about its own pricing, he said, but acknowledged the temptation is real.
An Anduril listing on the public markets is a long-running subject of speculation. Schimpf, when pressed on the IPO question, declined to give a timeline. In March, the company raised a $5 billion Series H raise at a $61 billion valuation, led by venture capital firms Thrive Capital and Andreessen Horowitz. Last week, Anduril cofounder Trae Stephens told Fortune he saw the company ideally going public in the next couple of years.
Schimpf, however, made an argument for the advantage of remaining private. “Right now, we’re in a hype-y time. We’re growing like crazy. Why would we go out right now? We don’t need to, he said.” Schimpf laid out a simple 3-point framework for contemplating an IPO: If you go public in the middle of a “hype cycle,” when growth is slowing, or when you’re more than two years from profitability, and you’ll have a bad three-year stock return. Anduril checks at least one of those boxes, he said, citing the current industry-wide hype cycle, and therefore sees no rush.
I was on LinkedIn the other day and came across a post featuring a mortgage rate history chart with rates for each year.
It started with 1975, when the 30-year fixed apparently averaged 9.0%, 1980 when it was supposedly 14.4%, and 2015 when it was 4.0%.
For whatever reason they skipped a lot of years in between, I suppose to make the chart more concise.
But what jumped out at me was the fact that mortgage rates were in the 2-3% range in 2012 and 2013 and didn’t make the chart.
It seems a lot of people either don’t know that or don’t remember.
You Could Get a 2-3% Mortgage Rate in 2012 and 2013!
Believe it or not, it wasn’t just 2020 and 2021 when mortgage rates were at their lowest.
Sure, the 30-year fixed technically hit its all-time low in January of 2021, per Freddie Mac data.
And the 15-year fixed hit its record low in July 2021.
But there were some incredibly good years for mortgage rates nearly a decade earlier.
Not only that, but home prices were about 50% off at the time as well!
So if you had purchased real estate in 2012-2013, you likely made out really, really, well.
Anyway, I saw the chart and commented that mortgage rates were also sub-3% in 2012 and 2013.
Most responded to be with doubt or snarky sarcasm, so I took the time to review some old Freddie Mac mortgage rate data.
Didn’t take long to find it. In the Primary Mortgage Market Survey (PMMS), I found that 30-year fixed rates were in the low 3s during 2013.
The lowest was 3.34% in January of 2013. And in 2012, spent nearly the entire second half of the year at 3.50% or lower, as seen above.
In case you’re unaware, Freddie Mac mortgage rates are mere averages and actual rates can be a lot lower (or higher).
But I fondly recall many people snagging rates in the 3s and even sub-3% rates back then.
My Friend Got a 2.75% Mortgage Rate Nearly 15 Years Ago!
A vividly remember a friend of mine got a 2.75% 30-year fixed way back then and a super low purchase price to boot!
If we turn our attention to 15-year fixed mortgages, they were even lower, averaging around 2.625% to 2.75% for a good chunk of the year.
So it wasn’t just pandemic-era mortgage rates that were sub-3%. A full decade earlier home buyers were snagging these low interest rates.
And they made out even better, as noted, because home prices were about 50% lower at the time as the market was still recovering from the early 2000s housing crash.
As for why mortgage rates were that low back then, it was the same story as 2020-2021.
The Federal Reserve was running Quantitative Easing (QE) at that time as well and buying billions in mortgage-backed securities (MBS) to push mortgage rates lower.
Whether they needed to do it again a decade later is a bigger question, as all that easy money led to another big wave of inflation and arguably wasn’t really necessary.
Read on: Try my mortgage rate calculator to quickly compare interest rates an .125% to 0.25% (or more) apart to determine the difference in payment and total interest expense.
(photo: Michael Coghlan)
Before creating this site, I worked as an account executive for a wholesale mortgage lender in Los Angeles. My hands-on experience in the early 2000s inspired me to begin writing about mortgages 20 years ago to help prospective (and existing) home buyers better navigate the home loan process. Follow me on X for hot takes.
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Updated second year Q&A:
Answering all your questions about my degree: BA Business Management!
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11:53 MY NEW BLOG!!
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Grubhub is celebrating the FIFA World Cup by offering several freebies, BOGOs, fan‑favorite deals, and $0 delivery and service fees on restaurant orders over $50. The promotion runs for three weeks, with over 10 separate deals.
High-yield savings account rates have held steady, with some banks even increasing their rates, to start June.
As of June 8, 2026, some online banks are still offering interest rates up to 5.00% APY, but these top APYs are usually limited by deposit size. This is still much better than the average of 0.38% APY, according to the FDIC.
Banks and credit unions are constantly adjusting their annual percentage yields (APYs) as markets react to Federal Reserve policy and inflation data, so staying up to date can make a real difference. Here’s where the best savings rates stand today — and what you should know before moving your money.
💰 Today’s Best Savings Rates At a Glance
Here are the best bank and credit union savings accounts rates today:
Bank or Credit Union
Top APY
Balance Requirement
Varo
5.00%
On the first $5,000
Consumers Credit Union
5.00%
On the first $10,000
Pibank
4.40%
$0
Everbank
4.10%
$0.01
CIT Bank
4.10%
$2,500
1. Varo – Varo is a bank that offers up to 5.00% APY on the first $5,000 with qualifying direct deposits. Read our full Varo review.
2. Consumers Credit Union – CCU offers up to 5.00% APY on your checking account for the first $10,000. The requirements to earn are tiered. Read our full Consumers Credit Union Review.
3. PiBank – PiBank is the online brand of Intercredit Bank, N.A and offers 4.40% APY with no monthly maintenance fees and no minimum balance requirements. However, lots of consumers complain about only being allow to withdraw via wire transfer. Read our full Pibank review.
4. Everbank – Everbank offers a boosted rate of 4.10% guaranteed for 90 days in partnership with Raisin. Plus, they’re currently offering a cash bonus of up to $1,200 for new deposits. Read our full Everbank review.
5. CIT Bank – CIT Platinum Savings a two-tiered savings account.
Open an account with promo code CITBoost and you’ll earn 4.10% APY* on balances of $5,000 or more for the first six months* — that’s 10x the national average savings rate.
After 6 months, you’ll return to the regular rate of 3.75% APY* with a $5,000 minimum balance. Otherwise you’ll earn 0.25% APY. See website for full details. Read our full CIT Bank review.
You can find a full list of the best high yield savings accounts here >>
How High Yield Savings Accounts Work And Why Rates Matter?
High-yield savings accounts function just like traditional savings accounts, but they pay a much higher annual percentage yield (APY) — often 10 to 15 times more. You can see how these rates compare to the savings rates at the 10 largest banks in America – and these rates put them to shame.
“We’re seeing banks become increasingly competitive on both APY and bonus offers to start June.” – Robert Farrington
The banks and credit unions on this list typically always have above-average rates, so even if the Federal Reserve lowers rates and these accounts lower their rates, you’ll still be head.
For example, a $10,000 balance earning 4.00% APY will generate about $400 in interest per year, compared with less than $20 at a big-bank rate of 0.20%. That gap makes it worth tracking rate changes regularly and switching institutions if your current bank stops staying competitive.
However, we expect more rates to dip below that 4.00% level in the coming weeks.
What To Know Before Opening An Account
Before opening a new account, review the key details that determine how much you’ll earn — and how easily you can access your funds.
Watch For Intro Or Promo Rates: APYs can rise or fall at any time. But a strong introductory rate doesn’t guarantee long-term performance. None of the rates listed here are introductory, but some referral codes may only be temporary rates.
Transfer Limits: Federal rules no longer cap savings withdrawals at six per month, but many banks still impose limits.
Safety: Confirm that the institution is FDIC- or NCUA-insured, which protects up to $250,000 per depositor, per bank or credit union.
Access: Many top-yield accounts are online-only. Make sure you can deposit via mobile app and link external accounts for easy transfers.
These details help you separate truly high-performing savings options from accounts that look appealing but may include hidden limitations or slower rate adjustments.
How We Track And Verify Rates
At The College Investor, our goal is to help you make smart, confident decisions about your money. To create this list, our editorial team reviews savings account rates daily across more than 50 banks, credit unions, and fintechs. We verify data using each institution’s official website, rate disclosures, and regulatory filings.
Only accounts available to U.S. consumers and insured by the FDIC or NCUA are included.
Our coverage is independent and editorially driven – we never rank accounts based on compensation. While we may earn a referral fee when you open an account through certain links, this does not influence our recommendations or reviews. Our opinions are our own, based on a consistent evaluation of usability, fees, yields, and customer experience.
FAQs
How often do savings account rates change?
Banks can adjust rates daily or weekly based on market conditions.
Are online banks safe?
Yes — as long as they’re FDIC-insured. Verify coverage on the FDIC’s BankFind site.
Is interest on savings accounts taxable?
Yes. You’ll receive a 1099-INT if you earn $10 or more in interest.
Should I move my money if rates drop?
It depends on the difference in APY and your transfer limits, and frequent rate chasing can reduce returns if transfers take time.
Disclosures
CIT Bank For complete list of account details and fees, see our Personal Account disclosures.
* Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
* Platinum Savings APY Boost Promotion Terms and Conditions
This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate.
The Promotion begins on February 13, 2026, and ends June 30, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions.
The promotion can end at any time without notice.
Editor: Colin Graves
Reviewed by: Richelle Hawley
The post Best High-Yield Savings Rates for June 8, 2026: Up to 5% appeared first on The College Investor.
Universal Music Greater China (UMGC), a division of Universal Music Group, has acquired the recorded rights to the Carrier Creative catalog of 1980s and 1990s Mandopop.
The catalog includes recordings by the group Little Tigers and singer-songwriter Johnny Chiang, along with acts including Nicky Wu, Alec Su, You Huan Pai Dui, Hong Hai Er, and Girl Group.
The deal was announced on Monday (June 8) at UMGC’s inaugural China Summit in Beijing.
The acquisition follows a partnership launched in 2025 between UMGC and Taiwan-based music companySkyhigh Entertainment, which previously managed the catalog.
That collaboration led to the restoration, remastering, and global streaming relaunch of more than 600 recordings and 66 albums, including 24 releases from Little Tigers and Johnny Chiang, according to UMGC.
According to the announcement, the repertoire is “widely regarded as one of the foundational catalogs of the modern Chinese era”, and “helped define the first golden age of Chinese-language youth pop culture, and shaped the emotional memory of multiple generations across the Chinese-speaking world”.
It is the first catalog acquisition by UMGC in the region, the company said.
“We are deeply grateful to Shirley Miao for her trust in placing this extraordinary catalog with Universal Music, and we will honor that trust by preserving its legacy while creating new possibilities for these works in the years ahead.”
Timothy Xu, Universal Music Greater China
Timothy Xu, Chairman & Chief Executive Officer, Universal Music Greater China, said: “The Little Tigers, Johnny Chiang and the broader Carrier Creative catalog represent one of the most important chapters in the history of Chinese-language popular music. These songs helped shape the sound, identity and collective memory of an entire generation.
“We are deeply grateful to Shirley Miao for her trust in placing this extraordinary catalog with Universal Music, and we will honor that trust by preserving its legacy while creating new possibilities for these works in the years ahead.”
UMGC’s inaugural China Summit took place after China overtook Germany to become the world’s fourth-largest recorded music market in 2025, according to the IFPI.
China’s recorded music revenues grew 20.1%YoYlast year, the fastest rate among the world’s 20 largest markets.
“The landmark acquisition of the Carrier Creative catalog demonstrates our ongoing commitment to preserving China’s important musical heritage, and with Jason Zhang joining our global artist roster UMGC is firmly at the forefront of Chinese pop music.”
Adam Granite, UMG
Under Chairman & Chief Executive Officer TimothyXu, UMGC has signed a series of deals with Chinese artists.
They include an exclusive global agreement with Liu Huan, known domestically as the “King of Chinese Pop,” covering recording and publishing rights, and, most recently, a deal with Chinese singer, songwriter, and producer JasonZhang.
The Carrier Creative deal also follows Xu‘s comments to MBW in a recent interview on the company’s appetite for dealmaking in the market.
“M&A is a very important strategy for Universal Music in China,” Xu told MBW.
“I believe Tim and the UMGC team will continue to care for these works with the passion, respect, and long-term commitment they deserve.”
Shirley Miao, Carrier Creative
Shirley Miao, Founder of Carrier Creative, said: “These songs have been my life’s work. For nearly forty years, I have devoted myself to caring for this catalog and carrying it through different eras. There is a great deal of emotion in finally passing it on.”
Added Miao: What matters most to me is knowing they are now in the hands of people and a company I truly trust. I believe Tim and the UMGC team will continue to care for these works with the passion, respect, and long-term commitment they deserve.”
“Our work with Universal Music began with a shared goal: to bring these classics back to listeners in the best possible way. Through careful restoration, remastering and global streaming relaunch, we were able to preserve the warmth and character of the original recordings while suited to today’s digital platforms.”
Mark Liu, Skyhigh Entertainment
Mark Liu, Chief Executive Officer, Skyhigh Entertainment, said: “Our work with Universal Music began with a shared goal: to bring these classics back to listeners in the best possible way. Through careful restoration, remastering and global streaming relaunch, we were able to preserve the warmth and character of the original recordings while suited to today’s digital platforms.”
“Congratulations to Universal Music, Skyhigh Entertainment, and Carrier Creative on this partnership.”
Nicky Wu, Little Tigers
Nicky Wu (吴奇隆), member of Little Tigers, said: “Congratulations to Universal Music, Skyhigh Entertainment, and Carrier Creative on this partnership. I believe Universal Music will carefully preserve the youth and memories we all shared together, while helping these classic songs from Chinese pop music continue to reach more audiences and travel even further for years to come.”
Johnny Chiang (姜育恒), Mandopop singer-songwriter, said: “Looking back on those years, every melody created during the Carrier Creative era remains a precious treasure of its time. I’m very happy to see these timeless classics become part of UMG’s catalog legacy, and I hope they will continue to move new generations of listeners for many years ahead.”
Adam Granite, CEO of Universal Music Group AMEA, said: “UMGC’s inaugural China Summit reflected the energy, ambition and investment we bring to this dynamic music market. The landmark acquisition of the Carrier Creative catalog demonstrates our ongoing commitment to preserving China’s important musical heritage, and with Jason Zhang joining our global artist roster UMGC is firmly at the forefront of Chinese pop music.
“Thank you to all the partners and artists who joined us on this special occasion, and who continue to work with us as we take China’s music to audiences around the world.”
The deal follows the news of UMG’s recent signing of superstar Chinese singer, songwriter, and producer Jason Zhang.
Together with Jason Zhang’s personal label ‘Planet Culture’, UMGC will work across Jason Zhang’s future recorded music, artist management, live performance, international presence and broader strategic developmentMusic Business Worldwide
Advanced Micro Devices (AMD +5.16%), better known as just AMD, is one of the largest tech companies that’s not in the trillion-dollar club right now. Currently, its valuation sits at around $800 billion. In just the past 12 months, its shares have skyrocketed more than 300% as its growth rate has improved and investors have begun to take it more seriously in its attempts to take market share from rival Nvidia in the chip market.
Given its robust growth opportunities and the excitement around artificial intelligence (AI) these days, is it inevitable that AMD hits a market cap of $1 trillion this year?
Image source: Getty Images.
Could the bullishness around AMD’s stock continue this year?
The latter part of this year could be a crucial time for AMD. Back in February, CEO Lisa Su said that the second half of the year would be an “inflection point” for its business as it ships Helios, its new server-scale system for AI.
Strong demand for Helios could be what gives the tech stock the added boost that it needs to reach $1 trillion in market cap. To get to $1 trillion, AMD’s stock would need to rise by another 25%, which may seem like a trivial amount given how strong its gains have been over the past year and the excitement around AI stocks as a whole.
A big part of the reason investors have become more bullish around AMD has been due to its improving growth rate. In its most recent quarter, which ended on March 28, its revenue totaled $10.3 billion, representing a year-over-year increase of 38%. In the previous quarter, its growth rate was more modest at 34%. A continued acceleration due to Helios may convince investors that the stock is the real deal, giving it the push it needs to hit $1 trillion in market cap.
Today’s Change
(5.16%) $24.04
Current Price
$490.42
Key Data Points
Market Cap
$760B
Day’s Range
$477.74 – $494.86
52wk Range
$115.06 – $546.44
Volume
988.5K
Avg Vol
37.5M
Gross Margin
47.09%
The expected growth may already be priced into the stock’s value
The biggest challenge for AMD’s stock at this stage may simply be due to valuation. It’s trading at more than 160 times its trailing earnings, and even when you factor in analyst expectations, its forward price-to-earnings multiple is still high at around 67. At such a high premium, the market may already be expecting Helios to do exceedingly well, and unless it completely blows past expectations, the stock may not necessarily experience a surge in value.
While I wouldn’t rule out the possibility of AMD reaching $1 trillion this year, I don’t expect it to finish there this year. Valuations have been elevated for some time in tech, and I believe a correction may be coming for the overall sector. Buying AMD stock at its current price is risky as it depends on a rosy outlook for tech and AI. With virtually no margin of safety, I wouldn’t rush to buy the stock right now.
A new report says Canada could be poised for a slower-than-usual summer rental market as average asking rents for May were down approximately $100 from a year earlier.
Maximum bonus amount: $150 savings & $200 checking
Availability: Select areas in UT, NV, AZ, ID, OR, NM, CA. Can see if you’re eligible here.
Direct deposit required: Yes, no minimum specified
Additional requirements: See below
Hard/soft pull: Hard
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: 12 months, bonus forfeit
Household limit: None listed
Expiration date:
The Offer
Direct link to offer
America First Credit Union is offering a bonus of up to $350. Broken down as follows:
$150 when you open a savings account and add a checking account
$200 when you receive at least $1,000 in direct deposits within 60 days
The Fine Print
Membership, eligibility, terms, creditworthiness, change & conditions apply. Primary owners of America First accounts opened within the last 12 months are ineligible, as are employees and volunteers, as well as business, secondary & special accountholders.
Members will forfeit bonuses if accounts are closed or transferred within 12 months.
Direct deposit requirement does not apply to bank-to-bank, peer-to-peer (Venmo, Zelle®, PayPal, Apple Pay, etc.) wire transfer, or internal transfer transactions. Cash will be deposited within 60 days of meeting requirements.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Classic checking has no monthly fees to worry about.
Early Account Termination Fee
Account must be kept open for 12 months otherwise bonus is forfeit
Our Verdict
Shame about the hard pull but otherwise seems worth doing especially as you can get some of the bonus without a direct deposit/checking account. Previous bonuses have all been for less money or available in less areas. We will add this to our list of the best checking bonuses.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
A Beginners Guide To Bank Account Bonuses
Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
PSA: Don’t Call The Bank
Introduction To ChexSystems
Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
What Banks & Credit Unions Do/Don’t Pull ChexSystems?
How To Use Our Direct Deposit Page For Bank Bonuses Page
Common Bank Bonus Misconceptions + Why You Should Give Them A Go
How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
Affiliate Links & Bank Bonuses – We Won’t Be Using Them
Complete List Of Ways To Close Bank Accounts At Each Bank
Banks That Allow/Don’t Allow Out Of State Checking Applications
![[UT, NV, AZ, ID, OR, NM, CA] America First Credit Union $150 Savings + $200 Checking Bonus](https://globalinvestmentstrategy.com/wp-content/uploads/2026/06/america-first-credit-union-350-1024x416-768x312.png "[UT, NV, AZ, ID, OR, NM, CA] America First Credit Union $150 Savings + $200 Checking Bonus")