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TuneCore partners with RoyFi to offer royalty advances to indie artists


TuneCore, the Believe-owned digital distribution platform for self-releasing artists, is rolling out a new royalty advance program for eligible independent artists through a new partnership with financial tech firm RoyFi.

Through RoyFi, TuneCore launched TuneCore Direct Advance, which lets artists apply for upfront financing in exchange for a flat fee. Repayment is drawn from future royalty earnings, according to a press release on Wednesday (April 8).

Artists can secure direct cash advances without giving up equity or transferring ownership of copyrights, said TuneCore. They can repay the advance through royalty income until the balance hits zero.

Once fully recouped, RoyFi’s claim on those earnings ends automatically and all future royalties revert to the artist. TuneCore says artists can choose between a larger upfront advance or a structure where they control how much of their catalog participates in repayment.

Brian Miller, TuneCore’s newly appointed Chief Business Officer, said: “At TuneCore, we are always listening to our artists to understand their challenges and develop solutions that can help them stay independent, retain their creative control, and keep releasing music on their own terms.”

“At TuneCore, we are always listening to our artists to understand their challenges and develop solutions that can help them stay independent, retain their creative control, and keep releasing music on their own terms.”

Brian Miller, TuneCore

“Whether artists need cash to pay for studio time, new equipment, tour transportation, marketing efforts, or a little help with their rent, we are now able—through our partnership with RoyFI—to give them the option to take an advance that helps them stay independent as they grow, with fair recoupment terms that don’t hurt them in the future.”

Peter Harvey, Chief Executive Officer, RoyFi, added: “TuneCore has long been the standard bearer of independent music distribution, and we’re excited to formalize our partnership to bring transparent, artist-first funding directly to independent creators.”

The partnership was led internally by Bennett Henson, TuneCore’s Senior Director of Strategy.

“TuneCore has long been the standard bearer of independent music distribution, and we’re excited to formalize our partnership to bring transparent, artist-first funding directly to independent creators.”

Peter Harvey, Royfi

TuneCore distributes music to more than 150 streaming and download platforms, including Spotify, Apple Music, Amazon Music, and TikTok, and operates across five continents. It charges artists a flat annual fee and lets them keep 100% of their royalties.

In March, TuneCore reported that its Accelerator program has helped generate 50 billion streams for participating artists since its launch in 2023. The program also helped facilitate 15 billion track discoveries, with 515,000 independent artists currently enrolled. That’s up from 450,000 reported a year ago.

In November, TuneCore said self-releasing artists have earned more than $5 billion via its platform since it was founded in 2006. TuneCore described the milestone at the time as “the first public achievement of its kind” among distributors for self-releasing artists. The milestone came over a year and a half after TuneCore crossed the $4 billion threshold.

Music Business Worldwide

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Mind the Gender Gap, Edition 3


For sustainable economic growth and the creation of a more equitable society, workforce diversity, wherein people have equitable access to career opportunities regardless of gender, is a critical input. Increasing women’s participation in the workforce tends to accelerate both economic prosperity and social development for a nation. Along with our earlier work on the subject, this report is CFA Institute and CFA Society India’s contribution to raising awareness about gender disparity and encouraging conversations within the industry to bridge this gap.

This third edition of “Mind the Gender Gap” (the first edition was published in March 2023 and the second in December 2024) aims to direct attention toward the subject, serving as a resource for generating dialogue among policymakers, regulators, and industry. In this context, while the capital market regulator is responsible for framing regulations such as the Business Responsibility and Sustainability Reporting (BRSR) framework, it is essential to determine how these measures are being implemented on the ground.

In May 2021, Securities and Exchange Board of India (SEBI) released the BRSR framework, a comprehensive set of sustainability disclosures covering environmental, social, and governance issues. In this report, we analyze the BRSR disclosure data for 300 companies over three reporting periods: fiscal year (FY) 2022–23, FY 2023–24, and FY 2024–25. Our sample selection methodology is designed to provide comprehensive representation, encompassing approximately 70% of total market capitalization of listed companies in India. This approach ensures that the study includes the most significant companies while covering the broader market across different sectors and industries.

This report is designed for both regulators and investors as an input into more effective, evidence-based regulatory decisions and as an effective tool for an investor’s evaluation process. By tracking trends over time and examining how reported data translate into practice, this third edition aims to drive impact toward meaningful gender inclusion. For example, despite strong growth in the total workforce over this period, the representation of women in the workforce for our sample declined between FY 2022–23 and FY 2024–25, indicating that inclusion has not kept pace with expansion.

When we analyze gender participation at the senior level in companies, we find that women’s participation at the board of directors (BoD) level remains between 18% and 19% throughout FY 2022–23, FY 2023–24, and FY 2024–25. The weakest representation for women, however, is among Key Managerial Personnel (KMP): For every seven male KMP, we found less than one female KMP. Almost two-thirds of the sample companies have no female KMP. Additionally, female directors earn significantly less than their male counterparts, with male directors’ remuneration being 3.6 times that of female directors. And, this pay gap has widened during the last three years.

Some sectors, such as Information Technology, Financials, and Consumer Discretionary, have higher female representation in the workforce, typically ranging between 23% and 34%, compared with other sectors such as Communication Services, Energy, Industrials, Materials, Real Estate, and Utilities, where female representation ranges between 4% and 15%. Lower still are Utilities, Materials, and Energy, with only 4%–6% female participation in the workforce, and they also have some of the widest pay gaps at the senior level. Overall, between FY 2022–23 and FY 2024–25, total employment for our sample companies grew by more than 1 million, but female representation constituted only around 18% of this incremental addition.

Several areas have scope for significant improvement. For example, companies must improve disclosures related to remuneration. Additional granularity on data provided pertaining to employees, such as based on hierarchy or roles performed by them along with clear definitions of what those job levels mean, will significantly improve quality analysis and actionable insights. We have observed that the definition of KMP greatly varies from company to company, and this variation may lead to inconsistent results. We recommend that guidelines be issued on classification of KMP and who should be included in that category. This standardization would make the comparison more consistent and useful, both for analysis and for possible corrective measures to reach pay parity.

Beyond board diversity, there is a need to improve diversity within senior management. SEBI has already mandated that companies have at least one female independent director on company boards. It is now essential to think and discuss at the board level how to increase women’s representation in KMP, which has been lagging and has the smallest amount of female representation. Additionally, regarding remuneration disclosure, we recommend further granularity within BoD and KMP at job levels to understand the significant difference in remuneration between men and women.

In the context of education, a clear gap exists between the number of women enrolled in higher education and the opportunities available for them in the workforce. For example, according to data released by the Indian government in 2024, women now constitute 43% of total enrollment in STEMM (Science, Technology, Engineering, Mathematics, and Medicine) streams at the higher education level.[1] Similarly, according to the All India Survey on Higher Education, a 2021–22 report from India’s Ministry of Education, female enrollment in higher education in India reached an all-time high of 20.7 million, with women constituting 48% of total enrollment.[2] The report also highlights that although total (male and female combined) PhD enrollment has increased 81.2% during the period between 2014–15 and 2021–22, female PhD enrollment has more than doubled during the same period. Women now constitute 46% of total new enrollments.

Indian companies are making progress in disclosing useful information on gender participation in the workforce through BRSR in their annual reports. We believe such disclosure is the first step, and a critical one, to making real progress on gender parity, where much work remains. Our analysis also suggests that disclosures remain uneven, however—particularly for senior leadership categories such as BoD and KMP, where definitions and methodology vary across firms. The report’s findings highlight the need for more consistent reporting practices to enable meaningful comparison and accountability.

In a country where women face significant barriers both inside and outside the workplace, we hope our follow-up report, along with our previous work and the work of others, will start a conversation that will eventually make workplaces more diverse and inclusive for women.

AI Agents Are Coming for Your Admin Work (Here’s How to Use Them Now)



Tell me if this is you. Most of the time, you do not feel burned out from patient care itself. It is the constant stream of small, repetitive tasks surrounding it that slowly drains time and energy.

The inbox that never clears. Notes that need rewriting. Stuff you want to read but never get to. Messages that require thoughtful replies when you are already mentally spent.

Individually, these tasks seem minor. Together, they take hours each week.

So instead of letting it “be the norm” and allowing it to constantly consume you, why not make use of the smartest tools we have today? 

And they are not just tools that give answers, but systems that help handle parts of the work for you. Less like a Google search and more like a… if you’re a fan of Iron Man, “Jarvis.”

These are often called AI agents.

Now, don’t jump into thinking it’s super complicated stuff. In practical terms, they can be as simple as creating structured, reusable workflows inside tools like ChatGPT. With the rapid release of recent ChatGPT features, these workflows are becoming easier to set up and reuse.

In this article, you will learn what AI agents actually are, how they show up inside ChatGPT today, and how to build simple, repeatable workflows that reduce your administrative load.

We have 3 step-by-step examples you can try out today. Let’s talk about it!


Disclaimer: While these are general suggestions, it’s important to conduct thorough research and due diligence when selecting AI tools. We do not endorse or promote any specific AI tools mentioned here. This article is for educational and informational purposes only. It is not intended to provide legal, financial, or clinical advice. Always comply with HIPAA and institutional policies. For any decisions that impact patient care or finances, consult a qualified professional.

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1. What AI Agents Actually Are (In Practical Terms)

Most people use ChatGPT in a one-off way, which is also where many of the common mistakes when using ChatGPT start to show up. You open it, type a prompt, get a response, and move on.

That works, but it still requires you to restart the process every time.

AI agents introduce a small but meaningful shift.

Instead of thinking through the same task repeatedly, you define a structure once and reuse it whenever that task comes up.

Inside ChatGPT, this often looks like:

A simple way to understand it:

Regular use is reactive. You ask, it answers.
Agent-style use is structured. You define how it should think and respond ahead of time.

This does not replace your judgment. It reduces how often you need to organize the same type of work from scratch. If you’re just getting started, having a simple ChatGPT cheat sheet can make it easier to apply these workflows consistently.

2. Three Practical “Agent-Style” Workflows Using ChatGPT

These are simple systems you can set up once and reuse whenever needed.

Before diving in, it is important to set clear boundaries. AI can be helpful for administrative and informational tasks, but it should not be used for anything involving patient-specific medical decisions, protected health information, or clinical judgment.

There are clear lines physicians should not cross when using tools like ChatGPT, and understanding those limits is essential to using AI responsibly. If you want a deeper breakdown, here’s a helpful guide on what doctors should never do in ChatGPT.

With that in mind, focus on using the examples below for safe, practical, non-clinical workflows you can apply today.

1. Email Assistant GPT

If you regularly send similar types of emails, you can create a structured prompt or custom GPT that handles the format and tone consistently.

Instead of rewriting the same type of message each time, you trigger a system you already built.

How to set it up:

  1. In ChatGPT, go to “Explore GPTs” → “Create” (top right corner)
  2. The name can be “Email Assistant”, just write a short description of what the AI is about, and in the instructions section, paste the prompt below.
  3. Use this prompt:

Act as a professional communication assistant for a physician.

Your task is to draft a clear, concise, and professional email response based on the input provided.

Follow these guidelines:

  • Maintain a [tone: e.g., friendly, neutral, formal, empathetic]
  • Keep the message [length: e.g., brief, detailed]
  • Ensure clarity and avoid unnecessary complexity
  • Preserve the original intent of the message

Output the email in this format:

  • Subject line (if applicable)
  • Greeting
  • Body (well-structured paragraphs)
  • Closing

If needed, improve the structure and wording, but do not add information that was not implied.

Here is the message to respond to:
[PASTE MESSAGE OR BULLET POINTS HERE]

  1. Leave the rest for now (we can explore them later) and hit “Create”.

You stay in control of the final message, but the structure is handled for you each time.

2. Research and Summary GPT

Instead of deciding how to process information every time, you can standardize how you review content.

This is useful for general knowledge, industry updates, or long-form content that would otherwise take more time to process.

How to set it up:

  1. In ChatGPT, go to “Explore GPTs” → “Create”
  2. The name can be “Research Assistant”, just do the same thing earlier, and in the instructions section, paste the prompt below.
  3. Use this prompt:

Act as a research assistant helping a physician quickly understand new information.

Your task is to analyze the provided content and extract the most relevant insights.

Follow these guidelines:

  • Focus on clarity and accuracy
  • Avoid speculation beyond the provided content
  • Highlight only what is useful and actionable

Output in this format:

  1. Summary (2–3 sentences)
  2. Key Points (5 bullet points)
  3. Practical Takeaways (2–3 bullet points)
  4. Optional: Areas that may require deeper review or verification

Adjust depth based on this preference: [quick overview / moderate detail / deep dive]

Here is the content:
[PASTE ARTICLE, TEXT, OR TOPIC HERE]

This creates a consistent intake system instead of approaching every piece of content differently.

3. Notes to Action GPT

Notes are easy to collect but harder to organize. A structured workflow can turn them into something usable.

Instead of rethinking how to process notes each time, you follow the same system. This works well for personal organization, planning, or non-clinical documentation.

As a reminder, avoid pasting any patient-identifiable information or protected health data into general AI tools. Keep this workflow limited to personal notes, ideas, or non-clinical content.

How to set it up:

  1. In ChatGPT, go to “Explore GPTs” → “Create”
  2. The name can be “Notes Assistant”, same thing again, just paste the prompt below.
  3. Use this prompt:

Act as an organizational assistant helping a physician turn raw notes into clear, actionable output.

Your task is to organize and structure the provided notes into something easy to review and act on.

Follow these guidelines:

  • Keep language simple and direct
  • Group related ideas logically
  • Do not remove important context

Output in this format:

  1. Key Points (summarized bullets)
  2. Action Items (clear, specific tasks)
  3. Next Steps (prioritized, if possible)
  4. Optional: Open Questions or unclear areas

Adjust structure based on this use case: [personal notes / personal ideas / project planning]

Here are the notes:
[PASTE NOTES HERE]

Over time, this becomes a reliable system for turning scattered thoughts into structured output.

A simple rule to keep in mind:

If you are repeating the same type of task multiple times per week, you can likely turn it into a reusable workflow.


Unlock the Full Power of ChatGPT With This Copy-and-Paste Prompt Formula!

Download the Complete ChatGPT Cheat Sheet! Your go-to guide to writing better, faster prompts in seconds. Whether you’re crafting emails, social posts, or presentations, just follow the formula to get results instantly.

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3. How to Start Without Overcomplicating It

You do not need advanced tools to start seeing benefits. Start with one small system.

  • Step 1: Choose one repetitive, non-clinical task
    Emails, summaries, or notes are good starting points.
  • Step 2: Use or create a structured prompt
    This becomes your repeatable workflow.
  • Step 3: Save it somewhere accessible
    So you are not rewriting it each time.
  • Step 4: Review every output
    AI can miss nuance. Treat it as a draft assistant.
  • Step 5: Avoid sensitive or patient-identifiable data
    Use these workflows only for appropriate, non-confidential use cases.

The goal is not to automate everything. It is to reduce friction in one area at a time.

Final Thoughts

You know… for years we’ve been told to “work smarter, not harder,” but now it feels like that idea just got real… like really real. 

These AI agents are real, and they’re already here (whether we use them or not), ready to take things off your plate, especially the repetitive admin stuff that drains your energy. And the interesting part? The people who benefit the most won’t be the ones who resist it… It’ll be the ones who learn to use it early and intentionally.

So maybe the question isn’t, “Will AI replace what I do?” but rather, “How can I leverage this to free up my time for what actually matters?” Because at the end of the day, it’s not about doing more… it’s about doing more of the right things.

So… are you going to watch this shift happen, or be part of it?

Start with one workflow. Keep it simple. Use it consistently. The real benefit comes from building consistent usage habits over time rather than using it occasionally.

Because over time, those small systems can quietly give you back hours each week.


Download The Physician’s Starter Guide to AI – a free, easy-to-digest resource that walks you through smart ways to integrate tools like ChatGPT into your professional and personal life. Whether you’re AI-curious or already experimenting, this guide will save you time, stress, and maybe even a little sanity.

Want more tips to sharpen your AI skills? Subscribe to our newsletter for exclusive insights and practical advice. You’ll also get access to our free AI resource page, packed with AI tools and tutorials to help you have more in life outside of medicine. Let’s make life easier, one prompt at a time. Make it happen!


Disclaimer: The information provided here is based on available public data and may not be entirely accurate or up-to-date. It’s recommended to contact the respective companies/individuals for detailed information on features, pricing, and availability. All screenshots are used under the principles of fair use for editorial, educational, or commentary purposes. All trademarks and copyrights belong to their respective owners.

If you want more content like this, make sure you subscribe to our newsletter to get updates on the latest trends for AI, tech, and so much more.

Further Reading



Average national asking rents fall to $2,008 after largest drop in five years: report




A new report says March featured the largest drop for average asking rents in Canada in nearly five years.

American Express Platinum Cardholders To Lose Lufthansa Lounge Access


American Express has announced that starting October 1, 2026 Platinum cardholders will no longer be able to access Lufthansa lounges. 

American Express® Card Members will no longer have access to Lufthansa Lounges effective October 1, 2026. Eligible American Express Card Members continue to have access to more than 1,550 airport lounges worldwide, including 32 locations in the Centurion Lounge Network — and can find a current list of airport lounges at www.americanexpress.com/findalounge. In addition to the Centurion Lounge Network, Card Members can continue to enjoy access to other partner lounges, including: Delta Sky Club ®, Escape Lounges, Plaza Premium Lounges, and Priority Pass Select.

The program was first launched in 2017 and has been continually extended since then. Lose of access is a bit of a surprise given that the program was expanded earlier this year. 

The world’s 500 richest people made more than a quarter trillion yesterday



Wall Street traders saw a huge surge yesterday, and the world’s wealthiest billionaires had their best day in nearly a year, after President Donald Trump took back his threat that “a whole civilization will die tonight” on Tuesday, quelling traders’ fears. 

The world’s 500 richest people made $265 billion yesterday, according to the Bloomberg Billionaires Index. With the Dow Jones Industrial Average jumping 2.85% and the S&P 500 soaring by 2.51%, it was the second-largest single-day profit since the index was created in 2012.

Meta CEO Mark Zuckerberg made the most gains and added $12.8 billion to his personal net worth as Meta shares—of which Zuckerberg owns about 13%—rose 6.5%. Luxury goods billionaire Bernard Arnault had the second-highest gains with $9.89 billion. 

The largest gain for the world’s 500 wealthiest people was just a year ago tomorrow, on April 10.  Last year on this day, Trump paused his planned “Liberation Day” tariffs, and the subsequent 24 hours of trading added a record $304 billion to the top 500 wealthiest’s net worths. In comparison, this Wednesday saw 61 people on the index grow their wealth by more than $1 billion. 

The rally won’t offset that the 500 wealthiest billionaires are still at a collective loss of $38.8 billion year-to-date. The world’s richest man Elon Musk alone lost about $3 billion on Wednesday. 

That growth may not last forever. Both the Dow and and S&P 500 briefly dipped this morning before making modest gains as reports of a shaky ceasefire dominated headlines. Crude oil climbed back up to $100 per barrel on Thursday morning, as doubts grow over how the ceasefire will hold. The current price is far from its peak of $118.35 since the war began, but much higher from its $70 cost before the war. 

After an eleventh-hour ceasefire deal between the U.S., Israel and Iran was reached on Tuesday, just before Trump’s self-imposed 8 p.m. deadline that night, a ceasefire agreement sent markets soaring. Then Israel heavily bombarded what it considered Hezbollah strongholds in Lebanon on Wednesday, killing more than 200 people. Iran, which said it believed the ceasefire included Lebanon, claimed Israel had violated the agreement and thus closed the Strait of Hormuz to non-approved ships in response to the attacks. 

On Thursday as talks continue, Trump told NBC News that he asked Israeli Prime Minister Benjamin Netanyahu to be “a little more low-key” in operations in Lebanon.

The Fortune 500 Innovation Forum will convene Fortune 500 executives, U.S. policy officials, top founders, and thought leaders to help define what’s next for the American economy, Nov. 16-17 in Detroit. Apply here.

What’s Stopping the 4-Day Workweek?


Answers to HBR readers’ questions about what it really takes to implement a shorter workweek.

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Bithumb Initiates Legal Proceedings To Recover Bitcoin Accidentally Sent To Users


South Korea based digital currency exchange Bithumb has reportedly initiated legal proceedings in an attempt to recover Bitcoin (BTC) that had been accidentally / unintentionally distributed to platform users during a surprising event this past February. As per recent media reports from local sources, crypto exchange Bithumb has asked the court to freeze certain accounts that were said to be involved in the unfortunate incident, collectively carrying 7 BTC (appr. $500,000 at the time of writing) through a formal seizure.

A seizure order effectively seizes an account’s outstanding assets in order to secure a claim prior to an official court ruling on the matter, usually before a civil suit. In this case, the vast majority of funds were actually returned by the users but the reason Bithumb may be taking legal action right now is to set a precedent or establish a certain expectation: that being that in the future, users do not decide to keep funds sent to them unintentionally.

Earlier this year in February, the South Korea based digital assets exchange accidentally sent out 620,000 Bitcoins, valued at more than $42 billion, across numerous customer accounts. This was reportedly done as part of the company’s promotional campaign.

The unfortunate error for Bithumb is said to have originated from an exchange worker manually inputting the incentive unit as Bitcoin and not the actual Korean fiat currency (as it should have been).

The issue had led to the BTC’-KRW cryptocurrency trading pair on the platform to fall by around 15-20%, resulting is significant losses for platform users.

The crypto exchange then said that they will be compensating any impacted customers at 110% of their total losses.

Bithumb also stated that it will now aim to significantly improve its internal controls and introduce a so-called protection fund for any future issues.

Although the majority of traders in the accidental distribution issue have returned the BTC at the cryptocurrency exchange platform’s request, certain investors are actually refusing to do it.

They are now stating / arguing that they don’t really have to return the funds since the error was due to the company’s own mistake.

Notably, Bithumb’s incident has impacted South Korea‘s wider crypto-assets sector, as local authorities have pointed out that the exchange’s weak or sub-par internal controls and risk management processes are not adequate.

What’s also concerning that the exchange would actually rely on manual processes whereby a critical error like entering a BTC amount and not a fiat amount can actually be done in practice. It seriously calls into question how such a large exchange can commit such an embarrassing error.

This incident has led to local regulators considering stricter measures to impose legal responsibilities on crypto exchanges.  Bithumb‘s management also revealed that it has been negatively impacted by the issue. The firm said it postponed its IPO to 2028 at least.