Home Blog

Flagstar Bank Bonus, Earn Up to $500 with New Checking Account (Select States)


Flagstar Bank Checking Account Bonus

🔃 Update: The bonus is now up to $500 and valid through April 30, 2026. You will receive a $300 credit for Flagstar Ready Checking or a $500 credit for Flagstar Elite Checking into this account as a bonus 91-104 days after an initial deposit is made to the new account (account funding) opened, subject to the following conditions: Within the first 90 days of the account funding (bonus period) you must maintain an average daily Balance of $500 or more and have one or more direct deposits (ACH credits) totaling $500 or more.


Flagstar Bank is offering a checking account bonus of up to $350. The bonus you earn depends on the checking account that you open. Before you continue reading any further, you should know that this bonus is only available in AZ, CA, FL, IN, MI, NJ, NY, OH, WI. Now let’s see how this bonus works.

How to Earn This Bonus

There are two bonuses available, based on which checking account you open:

  • Open a Ready Checking or Elite Checking account with $50 or more.
    • $250 Bonus for Ready Checking
    • $350 Bonus for Elite Checking
  • Maintain an average daily balance of $500 or more for the first 90 days.
  • Set up one or more direct deposits totaling $500 or more in the first 90 days

You will receive a $250 credit for Flagstar Ready Checking or a $350 credit for Flagstar Elite Checking into this account as a bonus 91-104 days after an initial deposit is made to the new account. For tax purposes, you will receive an IRS form from Flagstar Bank.

Flagstar Bank Bonus, Earn Up to $500 with New Checking Account (Select States)

Are You Eligible?

Here are the eligibility details for this bonus:

  • Offer available in AZ, CA, FL, IN, MI, NJ, NY, OH, WI.
  • You must be a new personal checking customer of Flagstar Bank.
  • Offer is limited to one checking bonus per household

Account Fees

  • Monthly fees:
    • Flagstar Ready Checking has no monthly fees.
    • Flagstar Elite Checking has $15 monthly fee waivable with $25,000 combined monthly average balance in your Flagstar personal deposit accounts
  • Early account closure fee and reclamation of bonus may be imposed for accounts closed within 180 days

Guru’s Wrap-Up

This is a decent bonus from Flagstar Bank, but the $250 offer is probably the better option here. Flagstar Elite Checking is required for the $350 bonus, which means that you need to pay $15 per month for 6 months. You can waive the fee with $25,000 balance, but that’s not worth it. So I would just open the Flagstar Ready Checking account and go for the $250 bonus.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by visiting dannydealguru.com/tag/NY-bank-bonus/. Just replace NY with your state.

And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Use the social media buttons below to share this article. Your support ad engagement is always greatly appreciated.


💡 Link & Full Details

  • OFFER PAGE
  • Max Bonus: $500
  • Account Type: LifeGreen Checking
  • Availability: AZ, CA, FL, IN, MI, NJ, NY, OH, WI.
  • Type of Inquiry: Soft pull
  • Direct Deposit Requirement: $500 within 90 days (see what works)
  • Other Requirements: $500 balance for 90 days
  • Credit Card Funding: No
  • Early Account Closing Fee: Must keep account open for 180 days
  • Expiration Date: 04/30/24 5/31/24 6/30/24 9/30/24 11/30/24 11/30/2025 2/28/26 4/30/26

HT: DoC

Share Bank Bonuses and other deals with us and our readers

Foyer, Nayya bring homeownership to employee benefits


Foyer and Nayya are partnering to offer first-time homeownership benefits to employees across the country.

Processing Content

Employers who use Nayya’s agentic AI platform can provide Foyer, a dedicated 401(k) for homeownership, as a benefit that helps its employees buy a home by saving for a down payment, building credit and navigating the entire purchase process in one place, the companies announced in a press release Thursday. The partnership utilizes Foyer’s homeownership tools and Nayya’s benefits guidance. 

“First-time homebuyers have never had to work harder or be more intentional to get into their first home,” said Landy Liu, founder and CEO of Foyer, in the release.

“We built Foyer to be a 401(k) for homeownership, a dedicated account and experience that helps people save, build credit and get expert advice so they can stop renting and start owning. Partnering with Nayya means employers can finally offer a homeownership benefit alongside retirement and healthcare, meeting this generation where their real financial goals are today,” he added.

The share of first-time homebuyers fell to a record low of 21%, while the typical age of first-time buyers rose to an all-time high of 40 years, according to a report released in November by the National Association of Realtors. Affordability struggles due to high home prices and mortgage rates, along with decreased inventory, has pushed younger prospective homebuyers out of the market. 

“Young workers are under enormous pressure: they are navigating a historic housing affordability crisis while trying to make sense of increasingly complex benefits and financial decisions,” said Sarah Liebel, CEO of Nayya, in the release. “By adding Foyer’s first-time homebuyer experience to our platform, we are helping employees turn homeownership from a distant goal into a concrete, guided plan.”

Nayya serves millions of employees in the United States. Its new platform reduces benefits-related HR questions and helps employees make decisions, sometimes taking some actions on their behalf. Foyer is the first homeownership-focused benefit on the platform and will be surfaced next to health, retirement and other financial wellness offerings, the release said.

Foyer members can open a dedicated homeownership savings account, set savings goals and earn rewards that can be used toward a down payment. Members can also access credit monitoring and credit-building tools through the platform, as well as advisors, including former loan officers, according to the release.

The partnership reflects increased demand from employers for more benefits that support life goals like buying a home. Many of Foyer’s members are lower income earners and women, groups that have been locked out of homeownership and could take advantage of earlier preparation and employer-backed support, the release said.

“Homeownership is still one of the most powerful ways to build long-term wealth, but the system was not designed for today’s first-time buyers,” Liu said. “Employers are uniquely positioned to help their teams close that gap. Through Nayya, offering Foyer as a benefit becomes as simple as adding another line to the benefits menu, while employees get a single app dedicated to getting them mortgage-ready.”

President Donal Trump recently expressed reluctance to support penalty-free use of tax-advantaged 401(k) funds for down payments, as he reportedly told reporters he is “not a huge fan of” the idea because “401(k)s are doing so well.”



18 Years of ETF Investing: My Worst Mistakes (European Investor)



👉🏼 Master ETF & index investing from Europe – here’s the easy way to get started or optimize your portfolio:

📩 Get investing insights for European investors in your inbox – join 70’000+ newsletter readers:

All the content on this channel is for educational purposes only and does not constitute investment advice. Any examples of investments, investment firms, or strategies are provided purely for illustrative purposes and are not endorsements. This content does not take into account your personal financial situation or risk profile. Investing involves risk, and you should do your own research or consult a licensed financial advisor before making any decisions.

Always watch out for scammers in the comments. Any recommendation of a specific financial advisor or expert is almost certainly a scam. Any profit claims that sound too good to be true are likely a scam. I will never ask you to message me privately. I will never recommend you use a specific investment platform or buy a particular investment.

I only offer educational courses via my website indexmasterclass.com (use the links above).

source

ICE agents called in to help ease airport security lines may not be leaving anytime soon



Even after President Donald Trump ordered emergency pay for Transportation Security Administration agents to ease long security lines, major U.S. airports on Sunday were still urging travelers to arrive hours early — and federal immigration officers brought in to help may not be leaving anytime soon.

Trump’s executive order on Friday instructed the Department of Homeland Security to pay TSA officers immediately, though it’s unclear how quickly travelers will see an impact. The move comes during a busy travel stretch, with spring breaks underway and Passover and Easter approaching.

Tens of thousands of TSA employees have been working without pay since DHS funding lapsed on Valentine’s Day. The department’s shutdown reached 44 days on Sunday, eclipsing the record 43-day shutdown last fall that affected all of the federal government.

Trump deployed Immigration and Customs Enforcement agents to some airports a week ago to help with security as TSA callouts rose nationwide — the same officers who may now remain in place if TSA staffing strains continue.

When will ICE’s deployment at airports end?

Making the rounds on Sunday morning news shows, White House border czar Tom Homan said it depends on how many TSA employees would be returning to work after they start receiving their pay.

“ICE is there to help our brothers and sisters in TSA. We’ll be there as long as they need us, until they get back to normal operations and feel like those airports are secure,” he told CBS’ “Face the Nation.”

Speaking on CNN’s “State of the Union,” Homan said it also depends on how many TSA agents “have actually quit and have no plan on coming back to work.”

Nearly 500 TSA officers have quit since the shutdown started, according to DHS.

When will TSA officers get paid?

Homan, in his CNN interview, said he hopes TSA officers will be paid by Monday or Tuesday.

“It’s good news because these TSA officers are struggling,” Homan said. “They can’t feed their families or pay their rent.”

Also on Sunday, Charlotte Douglas International Airport said in a post on X that backpay could arrive for TSA agents beginning Monday.

“While this action provides critical relief, CLT supports long-term solutions to ensure continued stability for this essential workforce,” the airport said.

Johnny Jones, secretary-treasurer of the American Federation of Government Employees’ TSA chapter, said Sunday that he has heard from workers worried they may not receive their full back pay because TSA management was given very short notice to begin processing payments. He also said TSA agents are concerned they could miss pay for time they were unable to work because they couldn’t afford to report for duty.

“It is a disaster in progress,” Jones said.

What’s the current situation on the ground?

Some of the busiest airports in the United States continued to ask travelers to arrive hours before their departure time in order to get through security lines.

Houston’s main airport, George Bush Intercontinental, warned Sunday evening that TSA wait times could reach four hours or longer. Atlanta’s Hartsfield-Jackson International Airport also told passengers to arrive at least four hours early for both domestic and international flights.

LaGuardia Airport posted an alert Sunday evening on its website that “TSA lines are currently longer than usual.” A separate advisory on its site said wait times “can change quickly.”

Baltimore-Washington International Airport said Sunday that “wait times have greatly subsided on this Spring Break Sunday.” But the airport still asked passengers to show up several hours early. Louis Armstrong International Airport in New Orleans offered the same guidance on Sunday.

Maryland Gov. Wes Moore said in a post on X Saturday evening that more ICE agents were being deployed to BWI to assist at TSA security checkpoints to “speed up the clearance process for passengers — not immigration enforcement.”

How soon will this help with airport delays?

It’s hard to tell.

Caleb Harmon-Marshall, a former TSA officer who runs a travel newsletter called Gate Access, said the staffing crisis won’t improve significantly until officers are confident that they won’t be subjected to more skipped paychecks.

“It has to be an extended pay for them to come back or want to stay there,” he said, estimating longer lines could linger for another week or two.

Jones, the TSA union leader, offered a more optimistic outlook on Sunday, saying he’s hopeful that passengers could see wait times ease closer to typical levels once workers are able to afford basic expenses like gas to get to work.

TSA will also have to decide whether to reopen checkpoints or expedite service lanes they closed or consolidated at airports due to inadequate staffing, which led to passengers standing in screening lines that clogged check-in areas or showing up far too early for their flights.

A handful of airports have experienced daily TSA officer call-out rates of 40% or higher. Nationwide on Thursday, more than 11.8% of the TSA employees on the schedule missed work, the most so far, DHS said Friday.

How Asset Allocation Is Changing in Core 401(k) Menus


Larger DC plans tend to offer fewer diversifiers than smaller plans and, as a result, allocate a greater share of assets to more traditional asset classes. This is a somewhat surprising finding, given that larger plans are typically more familiar with the potential benefits of alternative investments, particularly those that also sponsor defined benefit plans. In theory, larger plans should also have greater access to specialized investment options, including private assets, than smaller plans. How this apparent disconnect evolves will be worth watching.

Taken together, these trends suggest that asset allocation within DC core menus is shaped not solely by deliberate portfolio construction, but also by defaults, availability, and plan design choices. For investment professionals, understanding how those forces interact is increasingly important as DC plans continue to play a larger role in retirement savings.


[1] Cerulli (2025)

Should You Forget Palantir and Buy These 2 Under-the-Radar AI Stocks Instead?


Palantir Technologies (PLTR 3.05%) has been one of the most impressive growth stories in the market over the past few years. Its revenue growth has accelerated for 10 straight quarters, as commercial customers flocked to its artificial intelligence (AI) platform, which essentially acts as an AI operating system.

While Palantir is a premier AI company, the stock comes with an absurd valuation, trading at a forward price-to-sales (P/S) ratio of 47. That type of multiple leaves little upside potential over the medium term, which is why these two more under-the-radar stocks involved in agentic AI orchestration look like better buys.

1. UiPath

UiPath (PATH 3.13%) is in the middle of transitioning from a pure play in robotic process automation (RPA) into an agentic AI orchestration platform with its Maestro platform. The thing that really helps differentiate the company is that Maestro can manage both software bots and third-party AI agents. Given that software bots can automate simple repetitive rule-based tasks at a fraction of the cost of AI agents, this can help save customers money and is a strong selling point.

Today’s Change

(-3.13%) $-0.34

Current Price

$10.70

Meanwhile, its RPA background, which gives it strong governance and compliance guardrails, is an ideal starting point for an agentic AI platform. The company is only at the beginning of its AI agent opportunity, but it is showing early signs of momentum, with its new annual recurring revenue (ARR) growth accelerating last quarter after years of deceleration. Trading at a forward P/S multiple of 3 and a forward price-to-earnings (P/E) multiple of 13, the stock is cheap.

The outline of a brain with an illustration of an AI chip inside it.

Image source: Getty Images.

2. ServiceNow

While ServiceNow (NOW 3.94%) itself may not be under the radar, I think its AI agent orchestration opportunity is. The software-as-a-service (SaaS) company is a leader in IT workflow and automation, and tends to be tightly integrated into its customers’ data and workflows. Its platform doesn’t just sit on top of data, it sits on top of other important software tools to help orchestrate tasks across them. Meanwhile, its configuration management database (CMDB) is often the single source of truth for an organization’s entire technical infrastructure.

ServiceNow Stock Quote

Today’s Change

(-3.94%) $-4.08

Current Price

$99.56

That positions ServiceNow as a prime candidate to be an AI agent orchestration layer. The company has recently launched AI Control Tower just for this purpose, while its recent acquisitions of Armis and Veza will add important additional security components to its offering. Armis will provide an asset visibility layer, while Veza brings rights permissions. This has the potential to be a big growth driver for the company. Meanwhile, the stock is attractively valued, trading at a forward P/S multiple below 6.5 and a forward P/E under 24 while the company is growing its revenue at a 20% clip.

Geoffrey Seiler has positions in ServiceNow and UiPath. The Motley Fool has positions in and recommends Palantir Technologies, ServiceNow, and UiPath. The Motley Fool has a disclosure policy.

[CO, NM, AZ, In Branch Only] Bank of Colorado $500 Business Checking Bonus


Offer at a glance

  • Maximum bonus amount: $500
  • Availability: CO, NM, AZ, in Branch only
  • Direct deposit required: No, but $5,000+ in ACH deposits
  • Additional requirements:
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: Up to $1,000
  • Monthly fees: $5-$8
  • Early account termination fee: Bonus forfeit, 90 days
  • Household limit: One per bustomer
  • Expiration date: 5/31/2026

The Offer

Direct link to offers: CO | NM | AZ (Not offered at NE, KS, MO or WY or TX)

  • Bank of Colorado is offering a $500 bonus  when you open a new business checking accounts with promo code GROW and complete the following requirements within 90 days:
    • Receive $5,000 or more in ACH deposits or
    • Initiate 15 debit card purchases

The Fine Print

  • Offer valid for new customers only.
  • Limit one $500 bonus per customer.
  • All checking accounts have a $100 minimum opening deposit.
  • Bonus will be deposited into the account 90 days after account opening.
  • Treasury Management services 60-day trial will start after setting up service during consultation.
  • All accounts include free eStatements, additional fee applies for paper statements.
  • Offer valid for new business accounts listed that are opened between 1/15/2026 – 5/31/2026 at any Bank of Colorado location.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

  • Business growth has a $8 fee that is waived with an average daily balance of $3,500 ($5 paper statement fee as well). 
  • Business analyst has $5 fee (with another $5 paper fee) that can’t be waived

Early Account Termination Fee

You must keep the account open for a minimum of 90 days otherwise you will forfeit the bonus. There is also an early account termination fee of $75.

Our Verdict

Annoying that it needs to be opened in branch. Not sure we have seen a business bonus from them before (although I feel like I just wrote these post a few weeks ago so I might be wrong). 

Hat tip to reader FunFix17

Useful posts regarding bank bonuses:

  • A Beginners Guide To Bank Account Bonuses
  • Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
  • PSA: Don’t Call The Bank
  • Introduction To ChexSystems
  • Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
  • What Banks & Credit Unions Do/Don’t Pull ChexSystems?
  • How To Use Our Direct Deposit Page For Bank Bonuses Page
  • Common Bank Bonus Misconceptions + Why You Should Give Them A Go
  • How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
  • Affiliate Links & Bank Bonuses – We Won’t Be Using Them
  • Complete List Of Ways To Close Bank Accounts At Each Bank
  • Banks That Allow/Don’t Allow Out Of State Checking Applications
  • Bank Bonus Posting Times

Court rules certain Ocwen-serviced RMBS mortgages are plan assets


The pension fund’s investments came in two flavors. Three of the trusts were structured as Delaware statutory trusts that issued notes under indenture agreements. The other three were New York law trusts classified as real estate mortgage investment conduits – REMICs – for tax purposes, and they issued regular-interest certificates. That structural difference turned out to matter a great deal. 

The lower court had sided with Ocwen and Wells Fargo across the board, finding that none of the mortgages inside the trusts counted as pension plan assets. The Second Circuit saw it differently – at least in part. 

For the indenture notes, the appeals court agreed with the lower court. Those notes looked like plain debt. They carried fixed interest rates, had maturity dates, and gave holders scheduled payments of principal and interest. Noteholders had no ownership stake in the trusts or the mortgage pools backing them. The trusts had issued separate certificates for that purpose, and those certificates sat below the notes in the payment hierarchy. The court acknowledged that the trusts were thinly capitalized and that repayment depended on how the mortgage pool performed, but it said those features amounted to ordinary credit risk – the kind every lender takes on. That is not enough to turn debt into equity under the federal retirement law framework. 

The REMIC certificates told a different story. The court looked at the trust agreements and found that they were set up to benefit the certificateholders. The mortgage pools had been conveyed to a trustee to create a trust for the benefit of those holders. Collection accounts were maintained for their benefit. Under New York trust law, anyone with a right to receive a benefit from a trust holds a beneficial interest in it — and under the Department of Labor’s regulations, a beneficial interest in a trust is an equity interest. Once it is equity, the look-through rule kicks in, and the mortgages inside the trust become pension plan assets. 

That distinction between the two structures is the crux of the decision. Notes issued under indenture agreements did not trigger look-through treatment. Certificates issued by REMIC trusts did. 

Stocks slide in Asia, Brent crude heads for record monthly rise




Stocks slide in Asia, Brent crude heads for record monthly rise

Scumbag Admits To Beating His Wife | Financial Audit



whatttt… this is the craziest post show ever ever ever… we find out she has a *PROTECTIVE ORDER AGAINST HIM* this is SO INSANE- Watch here: ➡️

⚡️ Download the DollarWise Budgeting App today:➡️
⚡️ Get your FREE Hammer Financial Score:➡️

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings:

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: or call (888) Yrefy-78

Wayfair. Every Style. Every Home.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️
⚡️Check out all of my custom Financial Audit merch: ➡️

=============================
*Check Out My Resources*
=============================
👉 I’VE MOVED MY INVESTMENTS TO WEBULL!
👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings:
👉 Land a high-paying job with no experience or degree: ➡️
👉 Get $20 from Acorns for free: ➡️
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0:
👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️
👉 Protect your online privacy and security for free with Aura: ➡️
👉 Get an exclusive HighLevel 30-day trial:

=============================
*Chapters*
=============================
00:00 Intro
06:18 bro is too old for that
16:22 pathetic.
25:27 pushing 30 btw (with bad debt)
32:31 bro what lol
46:00 HES ALMOST 30 (with bad debt)
58:26 what is bro on about??
01:10:22 this f*cking guy LMAO
01:23:02 Budget!!

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here: / @financialauditfollowups
🍿 Caleb Hammer Livestreams:
🍿 Livestream Cutdown VODs: / @livecalebhammer

=============================
*Connect with me!*
=============================
TikTok:
IG:
Facebook:

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit:

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

source