Receive a sign up bonus of 85,000 miles after $5,000 spend on the Bank of America Alaska Airlines Atmos business card + companion fare
Card Details
Annual fee of $95 is not waived in the first year
Card earns at the following rates:
3x miles per $1 spent on Alaska Airlines tickets, vacation packages, and cargo purchases
1x miles on all other purchases
Coach Companion Fare from $121
First checked bag free – only when the card is used to buy the tickets
Priority boarding when you pay with your card.
$100 discount off an annual Alaska Lounge+ Membership when you pay with your card.
(Starts in March 2023) 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America business account.
(Starts in March 2023) 2x miles on gas, local transit including rideshare, and shipping.
No foreign transaction fees
Our Verdict
Better than the 75,000 miles previously offered. Bank of America business cards don’t report to your personal credit report, great for those usesful for staying under 5/24 Chase. We will add this to our best credit card bonuses page. There are also increased offers on the personal card of 85,000 miles or 100,000 miles on the Visa Infinite. Personal Hawaiian (which are Atmos as well) is also 80,000 miles.
BMO is investing in AI and launching new solutions to build deeper relationships with clients. “We’re seeing tangible value from AI in several areas, including decisioning, customer experience, software development and employee productivity,” Chief Executive Daryl White said during the bank’s fiscal third-quarter earnings call today. However, during the quarter, BMO reported 2.5 million interactions […]
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If you ever wanted to know how to invest as a teenager, this is the video for you. My best investing advice for teenagers – Enjoy!
00:00 How To Invest As A Teenager
00:43 AGE 13 – Open An Investing Account
03:40 AGE 14 – Find Your Talent
04:52 AGE 15 – Stash Your Money
06:34 AGE 16 – Hone Your Skills
08:15 AGE 17 – Pass Your Driving Test
09:32 AGE 18+
10:04 Step One – Open A Bank Account
11:42 Step Two – Get A Credit Card
13:20 Step Three – Open Adult Investing Account
15:16 Step Four – Consider University
17:31 Step Five – Avoid Bad Debt
19:00 Step Six – Start A Side Hustle
20:13 Step Seven – Long Term Investing
This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance doesn’t guarantee future results. Images used throughout the video are for illustrative and educational purposes only, not indicative of past or future performance.
Pies & AutoInvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions.
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*Trading 212’s terms and fees apply –
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This question is about what payments and periods count for Public Service Loan Forgiveness.
When the 8th Circuit Court blocked parts of the SAVE income-driven repayment plan, borrowers enrolled in the plan were placed into an administrative forbearance. This pause temporarily stopped required payments and interest accrual (interest has since been turned back on). But unlike the pandemic-era payment freeze, these months do not directly count toward PSLF progress.
For borrowers relying on Public Service Loan Forgiveness after 10 years of payments, this pause has been a setback. Time in forbearance is not considered an active repayment period, so it cannot be applied toward the 120-payment requirement.
However, there is a workaround called PSLF Buyback that may be an option… but other setbacks and massive delays are causing issues with that option.
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The Role Of PSLF Buyback
The Department of Education has created the PSLF Buyback Program, designed for borrowers who are close to completing their 120 qualifying payments. Under this option, individuals can retroactively make up for certain ineligible months, including those in the SAVE forbearance.
PSLF buyback is only eligible for certain periods of deferment or forbearance. The SAVE forbearance qualifies as one of them.
To qualify, borrowers must:
Have worked full-time for a qualifying employer during the months in question.
Certify that employment through the PSLF Help Tool if not previously done.
Be within range of the 120-payment mark: buyback is only available if it would push the borrower across the finish line.
Make a lump-sum payment equal to what they would have owed under an income-driven repayment plan at that time.
The process is manual, and borrowers should expect significant delays. Current reports indicate that processing could take more than a year, leaving some uncertain about when loan forgiveness will finally be granted.
Should Borrowers Stay In SAVE Forbearance If They Want PSLF?
Whether to remain in SAVE forbearance depends on how close a borrower is to forgiveness.
Close to 120 Payments: If within a year of forgiveness, staying in forbearance and relying on buyback may make sense. However, this requires making up the skipped months later, often with a sizable lump-sum payment. It may also make sense to simply switch to IBR and begin making payments if you can afford it, because PSLF Buyback may take over a year to process – where as “regular” PSLF may be quicker by simply making payments.
Far From Forgiveness: Borrowers with several years left should consider switching to another income-driven repayment plan if they can afford the payments. Options like IBR or PAYE allow payments to continue counting toward PSLF without interruption. Since the buyback only applies near completion, those further away may be better off resuming payments now.
Not Pursuing PSLF: For borrowers seeking forgiveness under general income-driven repayment programs, the buyback option does not apply. Remaining in SAVE forbearance simply extends the timeline. You can wait or leave depending on your budget and ability to resume payments.
Key Takeaway
For public service workers pursuing loan forgiveness, the SAVE forbearance is a complicated detour. It may provide temporary relief, but it does not count toward PSLF progress on its own.
The PSLF Buyback Program offers a path forward, though it is limited, slow, and best suited for those nearing forgiveness.
Borrowers further from their goal may find it more practical to switch to a qualifying repayment plan now rather than rely on uncertain future corrections. However, individual budget considerations matter.
People Also Ask
Does the SAVE Forbearance count for PSLF?
The SAVE forbearance does not directly count for PSLF, but borrowers can use the buyback program to “buy back” eligible months during the SAVE forbearance.
Can I use PSLF buyback for the time in SAVE forbearance?
Yes, the SAVE administrative forbearance is an eligible forbearance for PSLF buyback.
Should I leave the SAVE forbearance if I plan on pursuing PSLF?
It depends. It may help you reach your goal faster to leave the SAVE forbearance. But whether you can afford it in your monthly budget will make the difference.
Southwest Airlines Announces Partnership With Eva Airways
Southwest Airlines announced on Monday a partnership with Taiwan-based Eva Airways Corp. for transpacific flights. This is the airline’s second deal with a Taiwanese partner this month following China Airlines.
Dallas-headquartered Southwest announced in social media posts Monday that passengers can start booking and flying trans-Pacific itineraries with EVA Air through four initial gateways; Los Angeles (LAX), San Francisco (SFO), Seattle (SEA), and Chicago O’Hare (ORD).
Just like the partnership with China Airlines, the EVA Air arrangement is also just a basic interline agreement. That provides travelers a streamlined experience with connecting flights on a single ticket and check bags going to their final destination. But travelers will not receive any “reciprocal benefits, like free checked baggage and priority boarding”, as reported by NerdWallet.
Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The ultra-wealthy don’t pay their fair share—but it’s not illegal. They just know six specific loopholes that are hiding in plain sight, available to anyone smart enough to use them. We’re not talking about offshore…
“Thank you President Trump for your commitment to stopping mortgage fraud and following the law,” Pulte said. “If you commit mortgage fraud in America, we will come after you, no matter who you are.”
US FEDERAL HOUSING STATEMENT ON THE FIRING OF LISA COOK:
Thank you President Trump for your commitment to stopping mortgage fraud and following the law. If you commit mortgage fraud in America, we will come after you, no matter who you are.
Jamie Cox, managing partner at Harris Financial Group, told CNBC that Cook’s removal is another step in Trump’s effort to remake the Federal Reserve.
“The President is going to remake the Board of Governors of the Federal Reserve over the next year, and he’s doing so in very unconventional ways – we’ve had a resignation and now a termination, opening the door to accelerate this change,” Cox told CNBC. “Trump has essentially usurped the Fed’s forward guidance function for the time being and is telling markets lower rates are coming, which is being manifest in a steeper yield curve, with short-term treasuries dropping like a rock.”
Claudia Sahm, economist and creator of the recession indicator, the Sahm rule, agreed on her X account that it was about Fed control. She criticized the move.
“This is a new attempt of the administration to gain more control over the Fed,” Sahm said on X. “They’re pulling as many different levers as they can find to get that control. Do not forget. It’s about control of the Fed. This is a very dark day.”
A major deal was announced today that sent Cronos flying.
Cronos (CRO 30.97%) is flying higher on Tuesday, up 24.9% in the last 24 hours as of 1:38 p.m. ET today. The spike comes as the S&P 500 and the Nasdaq Composite are little changed.
Cronos, the token of the major exchange Crypto.com, is jumping after news broke that Crypto.com and Trump Media & Technology are teaming up to create a new company that will acquire Cronos.
Trump Media will add Cronos
The parent company of Truth Social, Trump Media, will partner with Crypto.com to create a new entity that will be taken public via a SPAC deal. The entity will merge with Yorkville Acquisition and be listed under the ticker MCGA. The deal is funded with $1 billion in CRO tokens, $200 million in cash, $220 million in warrants, and an equity line of up to $5 billion from a Yorkville affiliate.
As part of the deal, Trump Media will purchase around $100 million in Cronos to add to its own books, while Crypto.com will buy roughly $50 million in Trump Media stock.
The deal to accumulate Cronos mirrors the same strategy by Trump Media to accumulate Bitcoin on its own books, which the company modeled after a strategy that was pioneered by Michael Saylor’s MicroStrategy (doing business as Strategy). However, this deal is unique in that the target asset is a relatively minor altcoin at least in comparison to Bitcoin or Ethereum, which most other companies have targeted to this point.
Image source: Getty Images.
While the news led to a rush of investors purchasing Cronos, I would stay away from this token for now. There is likely to be a lot of volatility around this deal, just as there is a lot of volatility around Trump Media stock. If you’re interested in investing in cryptocurrency, stick to Bitcoin or Ethereum.
Johnny Rice has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin and Ethereum. The Motley Fool has a disclosure policy.
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Does the finance industry add value, or just chaos? From crashing economies to turning homes into gambling chips, it’s made billions while leaving us questioning its worth. We unpack its core role—connecting capital to land, labor, and ideas—and how it fueled the Industrial Revolution and consumer credit. But today’s mega-banks, high-frequency trades, and info gaps are sucking value dry, boosting inequality instead. Featuring insights from Rana Foroohar (Financial Times) and Warren Buffett’s casino warning—watch if finance is a tool or a trap!
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