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[TN only] Old Hickory Credit Union $250 Checking Bonus, Direct Deposit Not Required


Update 10/3/26: Bonus is back but for $250 this time (was $150). Hat tip to reader Bockrr

Offer at a glance

  • Maximum bonus amount: $250
  • Availability: TN only
  • Direct deposit required: None. says ACH credit or ACH payment will work
  • Additional requirements: None
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: December 31, 2026 December 31, 2021

The Offer

Direct link to offer

  • Old Hickory Bank is offering a bonus of $150 when you open a new Kasa checking account and meet the requirements for three months
    • At least 1 direct deposit, ACH credit, or ACH payment transaction
    • At least 15 debit card purchases
    • Be enrolled in and agree to receive e-statements
    • Be enrolled in and log into online banking or OHCUGO mobile app

The Fine Print

  • $250 New Member Offer:
  • Offer available October 1 through December 31, 2026.
  • New members who open any eligible Kasasa® account during the promotional period and meet the required qualifications the first 3 months will earn a $250 bonus.
  • Membership eligibility requirements apply.
  • Limit one $250 incentive per qualifying new member.
  • Account must remain open and in good standing. Bonus may be reported as income and is subject to applicable tax reporting requirements.
  • Additional terms and conditions may apply.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is no monthly fee on this account.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any early account termination fee or not.

Our Verdict

Hilarious that they are using AI without checking anything ‘I’d use this section to briefly highlight the actual Kasasa account options/benefits once the team confirms which accounts are included. That gives us a chance to sell the product rather than making the entire campaign about $250.’

Previously they have offered a $250 bonus, but that required a direct deposit. Unfortunately it’s a hard pull as well. If you’ve already done all of the better bonuses then this could be worth doing, so we will add it to the best bank bonus page.

Useful posts regarding bank bonuses:

Why Gen Z is paying witches and tarot readers for guidance



This summer, with torrential rain threatening her outdoor wedding, a bride did the one thing left on her checklist. She hired an Etsy witch to cast a spell for clear skies. 

“I just didn’t know what else to do,” she told her bridesmaid, Brooke Bekoff. “I hope it works; it can’t hurt.”

A weather app had already told her it would rain, for free. Horoscopes, tarot cards, and astrology explainers are also only a scroll away. Yet consumers continue paying for what free content can’t offer—someone to interpret their fresh breakup, career decision, or fear about the future.

That desire for personalized guidance has built a big business. The U.S. psychic-services industry generated $2.3 billion in revenue in 2025, according to a July 2025 IBISWorld report. Revenue grew at an annualized rate of 5.5% over the five years through 2025, with nearly half of women ages 18 to 49 consulting astrology or a horoscope at least once a year. But IBISWorld describes the market as highly fragmented, leaving room for entrepreneurs who want to organize it.

Bekoff, 29, is one of them, and her idea started at that very wedding. The rain continued as the bride got ready. But then, in a moment Bekoff described as straight out of a movie, the clouds parted right as the bridal party headed outside. Sunlight replaced the downpour, and not a single drop fell during the ceremony until it started to pour again after it ended. 

What struck Bekoff, a former growth product manager at TaskRabbit and Robinhood, wasn’t just the weather. Of roughly eight bridesmaids, she recalled five or six saying they had recently hired Etsy witches for needs of their own. They lived across the country and ranged from Gen Zers to millennials.

“I remember that being like, ‘Wait a minute, this is such an interesting opportunity,’” Bekoff said. “There’s really something here culturally.”

Paying for interpretation, not information

Part of that culture plays out online, where the pitch often opens with a hook: Stop scrolling. This message is for you. A tarot reader flips cards for someone who just went through a breakup. An astrologer tells Virgos that their dream job is right around the corner, so stay and watch this video.

The message can feel uncannily specific, but it didn’t necessarily appear by chance. Someone who watches, likes, or shares videos about breakups is likely to be served more of them—including spiritual guidance that speaks to the same worry. 

The appeal has even become a joke across Instagram and TikTok: “Me going to a tarot reader instead of a therapist because I need hope, not a diagnosis.”

Kaidong Yu, a marketing researcher at City University of Macau, frames it as the difference between information and interpretation.

“There is already an enormous amount of free mystical content online, so scarcity of information is probably not the main source of value,” he told Fortune. What a paid practitioner offers instead is specificity: “What does this mean for me, in my situation, right now?”

That value may have little to do with getting a better prediction, Yu said. It may come from “the feeling of being heard, receiving a coherent narrative, validating an intuition or turning a confusing situation into a manageable set of possibilities.”

Buyers don’t necessarily have to believe the magic works. In Yu’s research on mystical consumption, one participant said feng shui objects made him feel more confident even if they didn’t change his luck. Another said tarot didn’t provide an answer but helped them think through their options.

“The practice does not have to eliminate uncertainty,” Yu said. “It can simply make uncertainty more psychologically manageable.”

Building a marketplace for the mystical

Bekoff set out to sell exactly that. After the wedding, she built Divina, a marketplace where practitioners offer tarot readings, spell work, Reiki, astrology, and other spiritual services. She launched the website Sept. 1.

The model borrows from TaskRabbit, where Bekoff previously worked as a growth product manager. Practitioners set their own rates, and Divina takes a 10% cut of each booking.

Bekoff expected to spend her first month recruiting practitioners. She didn’t have to. Divina grew organically from two or three practitioners to more than 100, offering over 200 listings. Many already had social-media audiences and experience selling their services online.

Demand remains much smaller but is beginning to follow. Divina has recorded more than $1,000 in bookings and receives a handful each day, according to Bekoff. Customers most often seek guidance about relationships, careers, money, and pregnancy, with offerings ranging from written tarot readings and photographed card spreads to “womb readings” for expectant parents.

Some practitioners need a new storefront because of enforcement elsewhere. Etsy’s policy prohibits spellcasting and services promising outcomes such as love, wealth, or employment. It permits tarot and psychic readings when customers receive something tangible, such as written results or a recording.

The policy is longstanding, but sellers say Etsy has recently removed shops that operated openly for years and accumulated thousands of reviews, according to Vice. 

Etsy did not respond to a request for comment.

Selling hope without guaranteeing results

Running a marketplace for the mystical carries some risks. Bekoff said she reviews every practitioner application and requires identity verification. Customers then have 72 hours after receiving a service to report a problem before payment is released to the practitioner.

Customers must also acknowledge that they are not purchasing a guaranteed outcome. Someone paying for clear skies or a dream job is buying the service performed—not a promise that the wish will come true.

That distinction is central to the business. Yu describes the product as “a structured experience of hope and control.” 

The same search for agency is showing up beyond tarot, and it isn’t necessarily pulling young people away from religion. Harris Poll data found 33% of Gen Z identifies as religious, compared with 18% of baby boomers, 22% of Gen X, and 19% of millennials.

But many young adults aren’t choosing one spiritual path. Libby Rodney, chief strategy officer at The Harris Poll, calls the mix “the Faith Stack.”

“Church AND manifestation AND tarot,” she wrote on LinkedIn. “Not as contradiction. As construction.”

Half of Gen Z respondents practice manifestation by focusing their thoughts and actions on a desired outcome or use vision boards—collages that visually represent their goals—while three in 10 practice astrology or tarot, according to Harris. For many customers, a paid reading is not competing with a Sunday service or even with a free horoscope. It is one more tool in a spiritual kit they are assembling themselves.

Fifty-seven percent of Gen Z respondents said they had turned to spirituality to feel greater control over their futures. “That’s the reason that they are spiritual—they’re looking for some sense of agency and control,” Rodney previously told Fortune.

Yu cautioned that reassurance can become harmful when it starts replacing, rather than supporting, someone’s ability to make decisions. But for a person who feels powerless, even a symbolic action can offer a place to begin.

And for the bride, it did. Whether the Etsy witch changed the weather, the forecast shifted, or the bridal party simply got lucky is almost beside the point.

“Who knows if it was the Etsy witch? Who knows what it was?” Bekoff said. “I guess that’s what faith is.”



Your Workforce Isn’t Fighting AI. It’s Drawing the Blueprint for It.









Your Workforce Isn’t Fighting AI. It’s Drawing the Blueprint for It. – SPONSOR CONTENT FROM WORKDAY




























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Tasmania’s First Home Owner Grant Explained


Check if you’re eligible to take advantage of Tasmania’s First Home Owner Grant.

The dream of owning a home could be more attainable for first-time buyers through Tasmania’s version of the First Home Owner Grant (FHOG).

However, the grant is less generous than it once was. Here’s what it provides and how potential first-home buyers can apply.

What is the Tasmanian First Home Owner Grant?

The Tasmanian First Home Owner Grant provides a one-time payment to first-time buyers purchasing or building a new home in the state.

Administered by the Tasmanian State Revenue Office (SRO), grants are as follows:

  • From 1 July 2026, the First Home Owner Grant will be $20,000 (down from $30,000), made up of a $10,000 base and an additional $10,000, subject to eligibility
  • From 1 July 2025 – 30 June 2026, the grant provided $30,000 for those entering transactions 

Are you eligible for the grant?

To qualify for the Tasmanian First Home Owner Grant, applicants must comply with the following requirements:

Eligibility requirements

Building rules

To access the grant, applicants must be buying a home that hasn’t previously been occupied, purchasing an off-the-plan property, or building a home.

There is no longer a limit on the time in which it takes to build a home in order for a buyer to be eligible for the grant.

Though, if you’re able and planning to access the $20,000 or $30,000 grant, you’re build process must be completed within 24 months of the foundations being laid or, if you’re buying off-the-plan, 24 months of the contract being signed.

How to apply for the First Home Owner Grant in Tasmania

If you’re applying for financing through a home loan lender that is an approved agent, they will apply for the grant on your behalf.

Applicants who aren’t getting a home loan for their purchase or who are applying for a home loan through a lender that isn’t an approved agent can make their submissions directly to the Tasmanian SRO through the FHOG portal.

The SRO will make contact within 10 days of you submitting your application to let you know if you’ve been approved or refused.

When will the grant be paid?

When the grant will be paid depends on the type of property you’re buying and how it’s being constructed.

Building a home through a builder

If you’re funding your home purchase with a mortgage and building through a registered builder, you’ll likely receive the funds after the foundation is laid.

If you’re not taking out a home loan, your grant will probably be paid when the build is completed.

Building your own home

If you’re building your home yourself, the grant will likely be paid on the receipt of occupancy certificate, proof of completion, or proof of construction.

Buying an off-the-plan home

If you’re going through a lender when purchasing an off-the-plan property, the funds will typically be paid when you settle on the purchase.

If you’re applying directly, you’ll likely get the money when your solicitor or conveyancer provides a confirmation of settlement or when the property’s title is transferred into your name.

Tasmanian First Home Owner Grant: FAQs

Can I apply for the grant if I am not a first-time homebuyer?

No, the Tasmanian First Home Owner Grant is specifically designed for first-time homebuyers.

If you’ve previously owned or co-owned a property anywhere in Australia, you may not be eligible for the grant.

What is the maximum property value limit to be eligible for the grant?

There are currently no price caps for the First Home Owner Grant.

Are there any additional government incentives available for first-home buyers in Tasmania?

Apart from the First Home Owner Grant, there is no longer any stamp duty exemptions or concessions available in the state from 1 July 2026.

Homebuyers may still be able to access the federal government’s 5% Deposit Scheme.

Can the grant be used for renovations or additions to an existing property?

No, the Tasmanian First Home Owner Grant is not applicable for renovations or additions to an existing property.

The grant is specifically intended for the purchase or construction of a new home.


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Buying a home or looking to refinance? The table below features home loans with some of the lowest interest rates on the market for owner occupiers. See our main first home buyer loans page for more insights and tips.



Lender Home Loan Interest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option Tags Features Link Compare Promoted Product Disclosure

5.94% p.a.

5.98% p.a.

$2,978

Principal & Interest

Variable

$0

$530

90%

  • Available for purchase or refinance, min 10% deposit needed to qualify.
  • No application, ongoing monthly or annual fees.
  • Dedicated loan specialist throughout the loan application.

Disclosure

5.89% p.a.

5.80% p.a.

$2,962

Principal & Interest

Variable

$0

$0

80%

  • A low-rate variable home loan from a 100% online lender.
  • Backed by the Commonwealth Bank.

Disclosure

6.33% p.a.

6.33% p.a.

$3,105

Principal & Interest

Variable

$0

$395

80%

  • Easy online application. Refinance only
  • No upfront or ongoing fees. LVR < 80%
  • End-to-end human support if you need it

Disclosure

5.99% p.a.

6.01% p.a.

$2,995

Principal & Interest

Variable

$0

$150

60%


Disclosure


Important Information and Comparison Rate Warning

Important Information and Comparison Rate Warning

Article originally written by Gerv Tacadena. Last updated by Denise Raward in 2026.

Image by Nico Smit on Unsplash

First published in July 2023

Capitolis’ $200M ESecLending Buy Leads This Week’s Fundings And Acquisitions


Capitolis to acquire eSecLending in $200M, all-cash deal

eSecLending is an independent securities lending business working with large asset owners, including pension funds, insurance companies, and asset managers, to lend securities to major global banks.

The acquisition lets Capitolis add securities lending as a complementary capability to its existing financial resource optimization solutions.

Capitolis is acquiring eSecLending from Parthenon Capital and the company’s management team. As part of the transaction, Parthenon Capital is investing in Capitolis.

Ascerta changes name, raises $18M for enterprise AI management

Formerly known as Pay-i, Ascerta unveiled the new name alongside an $18 million Series A led by Dell Technologies Capital, with participation from Hitachi Ventures, BGV, Wipro Ventures and earlier investors. The round brings total funding to $22.9 million and will help Ascerta scale what it calls Enterprise AI Management, giving companies a single view of AI cost, adoption and business value across the organization.

Autoheal raises $7.9M for self-improving software, AI agents

The round was led by Innovation Endeavors, with Harpinder Singh joining Autoheal’s board, alongside participation from Emergent Ventures, U&I Ventures, Darkmode Ventures, Batch Ventures, and Param Hansa Values.

Autoheal’s software factory connects existing coding agents, code repositories, CI/CD, observability, cloud runtimes, and issue trackers, giving all worker agents in the factory a shared engineering context graph.

Elio Mortgage announces $5.1M pre-seed

The round was led by Motive Partners and Social Leverage, with Jeff Horing, co-founder and managing director of Insight Partners, participating as an angel investor.

Elio is building its proprietary AI-native platform from inside a working mortgage operation, where engineers and loan officers work side by side. That live environment allows the company to redesign origination from within the workflow rather than trying to solve it from the outside with point solutions.

Paytech Walapay confirms $4.6M seed round

Walapay provides payments infrastructure for account issuance, collections, FX, and payouts. The round was led by Generative Ventures, with participation from Commerce Ventures, Polygon, Verda Ventures, NGC Ventures, FGV Capital, AAF, Jsquare, Knollwood, Big Brain Holdings and others.

Walapay gives enterprises, fintechs, payment service providers (PSPs), and financial institutions a single API to move money across currencies and geographies, with direct local rail integrations across Latin America, Africa, and Asia.

 



7 INVESTMENTS para maging P1 MILLION ang P1,000 monthly



#investingtips Akala mo ba kailangan ng malaking pera para maging milyonaryo? Sa video na ito, ituturo ko kung paano palalaguin ang P1,000 monthly investment mo hanggang umabot ng P1 Million!

Kahit hindi kalakihan ang kita mo, kayang-kaya mong simulan ang iyong “Road to 1 Million.” Pag-uusapan natin ang 7 legit na investment options sa Pilipinas ngayong 2026:

1. Digital Banks – Mataas na interest kumpara sa traditional banks.
2. Time Deposits – Safe na lagayan ng pera na may guaranteed return.
3. Government Bonds – Pautang sa gobyerno na siguradong babalik sa’yo.
4. Pag-IBIG MP2 – Ang paborito ng lahat! Tax-free at mataas ang dividends.
5. Mutual Funds & UITFs – Hayaan ang mga experts ang magpalago ng pera mo.
6. REITs – Kumita sa real estate kahit wala kang sariling properties.
7. Negosyo – Paano gamitin ang maliit na puhunan para sa passive income.

Huwag kalimutang i-LIKE ang video na ito at mag-SUBSCRIBE para sa lingguhang tips tungkol sa pag-iipon at pag-iinvest! Comment “1 MILLION” sa ibaba kung sisimulan mo na ang investment journey mo ngayong buwan! 🚀

LINKS:
Mutual funds –
UITFs –

CHAPTERS:
Legit Investments in the Philippines 2026

00:00 – Intro
00:00:59 – 1. Digital banks
00:02:38 – 2. Time deposits
00:03:25 – 3. Government bonds
00:05:08 – 4. Pag-IBIG MP2
00:06:38 – 5. Mutual funds & UITFs
00:07:39 – 6. REITs
00:09:05 – 7. Negosyo
00:11:44 – Final Reminders

#investing
#investmenttips
#investmentgoals
#investingforbeginnersguide
#moneygoals
#financialfreedom
#pagibigmp2
#digitalbanking
#paanoyumaman #personalfinance #personalfinanceph
#upaknimaestro
#usapangpera

source

Now AI Can Pass Mock Exams. Can it Replace Investment Analysis?



Now AI Can Pass Mock Exams. Can it Replace Investment Analysis?

Your Customer Experience Starts Before the First Sale


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • Having a put-together, clean, organized brick-and-mortar location and a user-friendly website are both paramount to the customer journey.
  • When there’s a problem with a product or a customer service experience, unpack the entire situation or product life cycle and uncover where friction could be hiding rather than assuming where it exists.
  • Businesses can create a seamless customer experience in multiple ways. Sometimes it’s through culturally relevant campaigns that resonate with customers in a fresh way, and other times, it’s through amplifying the world-class, repeatable customer service that earns recognition and trust.

In small business, every customer interaction is a marketing opportunity. While attracting new customers is essential, long-term growth emerges from the experiences that keep people coming back.

From strong first impressions and seamless service to operational excellence and lasting loyalty, small moments that shape the customer journey can become your greatest competitive advantage. Read on, small business owners, for strategies to strengthen your customer experience and turn awareness into preference.

Exploring the rise of ‘micro-expectations’

Before you can even think about the customer experience, consider your business “front door” of sorts. Whether your business offers a brick-and-mortar location or connects to customers in virtual spaces, first impressions are everything, no matter if they happen in the physical environment or online.

For a storefront, for instance, simple things like dirty windows, broken fixtures or wilting plants may seem insignificant in the broader scheme of things. But they immediately suggest to prospective customers that their welcome is an afterthought. In the digital world, websites that are difficult to navigate for customer service or “about us” information pose a similar problem. Experiences that were once “nice-to-haves” have migrated to something much bigger: the baseline of the customer experience.

Any brand space needs dedicated attention from you and your team to send the right signals to your prospective and current customers from the start. Customers expect personalized experiences and speed from all businesses now, regardless of size. In fact, McKinsey reports that 80% of consumers expect personalized interactions, and 71% get frustrated if they don’t receive them. That personalization polish can start with your front door signaling in both what customers see and how they’re greeted. The moment a customer walks through your door or lands on your website, they’re already forming opinions about whether you value their time and business.

Identifying friction

Even the most resilient businesses can experience setbacks when misfires happen. These missteps are often small moments rather than dramatic situations, where a customer’s experience stumbles due to unclear processes, slow responses, repeat information or gatekept access to real people when the situation requires it. The key here is to unpack the entire experience or product life cycle and uncover where friction could be hiding rather than assuming where it exists.

Consider common friction points: A customer places an order but receives no tracking number or confirmation email, leaving them wondering if their transaction went through. A returning customer calls your business and has to repeat their account information to multiple employees because there is a lack of information-sharing across your team. Your FAQ page answers generic questions but not the common problem a customer could experience. A customer service line puts them on hold indefinitely during your busiest hours. These small moments compound, and research finds that 92% of customers will abandon a company after negative experiences like these.

The transactions between you and your customer could be flawless, but lack of a confirmation email could result in a missed shipment or back-end organizational issue. The same goes for internal departments. If your teams fail to receive an important announcement about a change to your service offerings, your customers, partners and stakeholders may experience misaligned messaging in simple interactions.

Providing end-to-end communication eliminates friction. When you establish processes and ways of working that share critical information between your teams, customers and other stakeholders, you create operational excellence built on connection. Start by documenting your processes — how orders flow, how customer information is tracked, how issues are escalated. When a process only exists in your head, you become the bottleneck. When it’s written down, anyone can follow it, and your customer is on the receiving end of a quality workflow.

Turning operational excellence in your marketing advantage

Seamless experiences warrant positive attention, and efficient operations are the foundation. When processes are seamless — when customers know what to expect, when your team can solve problems, when clarity removes friction — something shifts. Customers feel valued. That earned trust comes from predictability, clarity and empowerment, all of which compounds into loyalty.

In practice, businesses approach this in multiple ways. Sometimes it’s through culturally relevant campaigns that resonate with customers in a fresh way. One example is our recent introduction of Blu, our first-ever brand character, whose friendly, helpful and uplifting personality brings to life the personalized service, local expertise and breadth of resources that The UPS Store franchisees provide to small business owners in their communities. Other times, it’s amplifying the world-class, repeatable customer service that earns recognition and trust.

What remains constant across both: Service speaks for itself. When your operations are solid, you can afford to take bigger risks because you have confidence in flawless delivery.

For local business owners especially, this is an advantage. Many customers think of “their” local business as exactly that — theirs — because they’ve experienced consistent, reliable service from people they know. This investment in operational excellence creates a foundation that allows them to take creative risks and stay top of mind with customers.

Building loyalty through consistency, reliability and memorable service

Customer trust relies on accountability, consistency and memorable moments. Consistency means delivering the same quality and experience every time, whether it’s your busiest day or your slowest. Reliability means owning your brand commitments even when it requires extra hours and difficult conversations to ensure every touch point meets expectations.  

Memorable service goes deeper: from personalization, like remembering a customer’s name or preferences, to serving as a proactive problem-solver, to small gestures that show appreciation like a handwritten note. Meaningful wins create authentic connections that are often more valuable than grand gestures or expensive rewards.

That’s what loyalty looks like: the quiet confidence that comes from being consistently, reliably cared for in small moments throughout the customer journey itself. They’re what transforms awareness into preference, and preference into the kind of lasting loyalty that drives real growth.

Key Takeaways

  • Having a put-together, clean, organized brick-and-mortar location and a user-friendly website are both paramount to the customer journey.
  • When there’s a problem with a product or a customer service experience, unpack the entire situation or product life cycle and uncover where friction could be hiding rather than assuming where it exists.
  • Businesses can create a seamless customer experience in multiple ways. Sometimes it’s through culturally relevant campaigns that resonate with customers in a fresh way, and other times, it’s through amplifying the world-class, repeatable customer service that earns recognition and trust.

In small business, every customer interaction is a marketing opportunity. While attracting new customers is essential, long-term growth emerges from the experiences that keep people coming back.

From strong first impressions and seamless service to operational excellence and lasting loyalty, small moments that shape the customer journey can become your greatest competitive advantage. Read on, small business owners, for strategies to strengthen your customer experience and turn awareness into preference.

Exploring the rise of ‘micro-expectations’

Before you can even think about the customer experience, consider your business “front door” of sorts. Whether your business offers a brick-and-mortar location or connects to customers in virtual spaces, first impressions are everything, no matter if they happen in the physical environment or online.

3 No-Brainer Stocks to Buy If Data Center Expenditures Hit $3 Trillion by 2030


It’s no secret that the artificial intelligence (AI) hyperscalers are dumping billions of dollars into data centers to provide enough computing power to train their AI models along with running existing workloads. There’s not enough computing capacity to go around, and it will be several years before there is enough to meet the demand of an AI-first economy. Nvidia (NVDA +1.34%) believes that AI spending will grow to $3 trillion to $4 trillion annually by 2030, which indicates a massive growth runway.

If that projection pans out, there are a handful of stocks that are no-brainer buys — namely, Nvidia, Taiwan Semiconductor (TSM +2.96%), and Micron (MU -2.05%). All three of these stocks are set to cash in big time if data center capital expenditures hit that level, and each looks like a solid investment to make right now.

Image source: Getty Images.

Nvidia

Nvidia is clearly the market leader in terms of AI computing units. While the competition is getting stiffer, Nvidia holds a massive market share lead that cannot be topped. During the second quarter, it generated $96 billion in revenue, with the bulk of that coming from data center products. Next quarter, that figure is expected to rise to $108 billion. Nvidia is far from done growing too. During its last earnings call, it told investors that it expects 70% revenue growth during 2027. With the AI build-out expected to intensify through 2030, there’s a monster runway for Nvidia to grow into.

However, the market doesn’t respect this projection. Nvidia trades for an incredibly cheap price tag of less than 15 times next year’s earnings.

NVDA PE Ratio (Forward 1y) Chart

NVDA PE Ratio (Forward 1y) data by YCharts.

If Nvidia hits all analyst projections, and trades for 30 times earnings at the end of next year (an entirely reasonable valuation for a company growing that fast), the stock would be primed to double. That makes it a smart buy now, and I think investors will be well rewarded for buying Nvidia shares today.

Taiwan Semiconductor and Micron

Nvidia doesn’t make any of the components that go into its chips; it just designs them. That’s where Taiwan Semiconductor and Micron come in. Both of these companies are chip foundries, but they focus on different types of chips. Taiwan Semiconductor produces logic chips, while Micron makes memory chips.

Taiwan Semiconductor Manufacturing Stock Quote

Taiwan Semiconductor Manufacturing

Today’s Change

(2.96%) $13.58

Current Price

$472.78

Each of these companies is vital to the function of computing chips like Nvidia, but also for its competitors. There aren’t a lot of options in the chip foundry world, so most companies end up working with these two. That makes them fairly neutral investments in the AI race, and if you believe that Nvidia is primed to lose market share, then these two hedge that bet.

Micron and Taiwan Semiconductor may not have the upside that Nvidia or its peers have. Still, they are also pretty much guaranteed to continue rising if AI data center capital expenditures continue to rise. There are several projections, including Nvidia’s, that say this, which makes it a pretty solid investment thesis.

Micron Technology Stock Quote

Today’s Change

(-2.05%) $-22.50

Current Price

$1,074.89

Right now, Micron is producing stronger growth than Taiwan Semiconductor. That’s because the memory chip space is in a serious supply crunch, and chip prices are skyrocketing as a result. This won’t last forever, but as of now, Micron looks to have more upside for this reason. Still, Taiwan Semiconductor is in a great spot, as it holds a dominant 72.5% revenue share in the chip foundry space as of Q2 2026.

Both companies are great investments and make for a great diversification bet alongside Nvidia. All three of these stocks are slated to cash in if the AI race ramps up through 2030. I’m a firm believer that that will happen, making these three stocks excellent buys now.

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