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Bitcoin coils at $85,337 in bull trap or breakout setup: Live




Bitcoin coils at $85,337 in bull trap or breakout setup: Live

American Airlines Adds Cash and Miles Flight Bookings


American Airlines Adds Cash and Miles Flight Bookings

American Airlines is finally adding more flexibility for AAdvantage members who don’t have enough miles to cover an entire award ticket.

Starting in the coming weeks, eligible AAdvantage members will be able to book flights using a combination of cash and AAdvantage miles. The feature will be available on both AA.com and the American Airlines app.

Members will first search for a flight using the regular cash option. During checkout, American will display available cash-and-miles combinations and provide a slider that lets travelers adjust how much cash and how many miles they want to use.

The initial rollout will be available to U.S. AAdvantage members booking domestic U.S. flights on American, excluding Alaska and Hawaii. American says additional routes will be added later.

To book with cash and miles:

  1. Once logged into the AAdvantage® account, members will select their desired flights with cash.
  2. During checkout, members will be presented with an optional trip insurance offer.
  3. After making their trip insurance selection, available cash and miles options will be displayed. Members can use a slider to choose the combination of cash and miles that best fits their preferences.
  4. Once a selection is made, the cost summary will automatically update to reflect the chosen combination.
  5. Members can then enter their payment information and complete their booking.

Vancouver-area home sales down 8.4% in September as prices fall: board




Home sales in the Vancouver region were 8.4% lower last month compared with a year ago, as fewer apartment-style homes changed hands.

Is It Too Late to Buy Micron Technology Stock After Its 12-Month Gain of 500%?


Graphics processing units (GPUs) are the most important data center chips for processing artificial intelligence (AI) workloads, which is why investors have piled into suppliers like Nvidia and Advanced Micro Devices over the last few years. However, GPUs require an increasing amount of high-bandwidth memory (HBM) to keep data flowing smoothly. Without it, bottlenecks would throttle the performance of AI chatbots and agents.

Micron Technology (MU -2.05%) is one of the world’s top suppliers of memory, and it’s experiencing significant AI-related demand across multiple categories, including the data center. As a result, its revenue and earnings are growing at an explosive rate, fueling a whopping 500% gain in its stock over the last 12 months (as of the market close on Thursday, Oct. 1).

Can the rally continue, or have investors already priced in most of the company’s future growth?

Image source: The Motley Fool.

Micron just reported a blockbuster set of results for fiscal 2026

Micron wrapped up its 2026 fiscal year on Sept. 3. The company generated a record $133.1 billion in total revenue, a staggering 256% increase from the previous year. That growth rate accelerated significantly from fiscal 2025 when revenue increased by 49%.

AI-related demand for memory fueled the incredible result, and it didn’t come solely from the data center industry. Below are Micron’s four business units, their fiscal 2026 revenue, and their growth rates.

Segment

Fiscal 2026 Revenue

Growth (Year Over Year)

Cloud Memory

$43.1 Billion

219%

Core Data Center

$37.6 Billion

420%

Mobile and Client

$36.6 Billion

209%

Automotive and Embedded

$15.9 Billion

234%

Data source: Micron Technology.

The cloud memory segment is where Micron accounts for memory sales to hyperscale customers (including companies like Amazon and Microsoft), as well as HBM sales to all data center customers. The core data center business includes sales of storage and non-HBM memory solutions to data center operators.

The mobile and client segment includes memory sales to manufacturers of smartphones and personal computers. This is an increasingly important category because AI models are quickly becoming more efficient, so many devices can now process them locally rather than relying on external data centers.

Finally, the automotive and embedded business is where Micron accounts for memory sales to car and robot manufacturers. The company says vehicles fitted with Level 4 autonomous capabilities (full self-driving) require more than double the memory and storage capacity than vehicles with older Level 2 and Level 3 technologies. Moreover, humanoid robots are expected to use as much memory as Level 4 autonomous vehicles, so both of these emerging industries present Micron with an enormous opportunity.

In a series of prepared remarks to shareholders released on Sept. 30, Micron Chief Executive Sanjay Mehrotra said memory supply could be even tighter in fiscal 2027 and fiscal 2028 compared to fiscal 2026, suggesting the company’s revenue is likely to continue growing at a brisk pace.

Micron stock is technically cheap, but there’s a catch

The ongoing global shortage of memory is giving suppliers the ability to dictate prices, significantly boosting their profit margins. As a result, Micron’s earnings exploded higher by 879% to $74.33 per share during fiscal 2026. That places its stock at a price-to-earnings (P/E) ratio of just 14.7, so it’s cheaper than both the S&P 500 and the Nasdaq-100 indexes which trade at P/E ratios of 23.5 and 35.2, respectively.

Wall Street’s average estimate (provided by Yahoo! Finance) suggests Micron could grow its earnings to $176.69 per share in fiscal 2027, placing its stock at a forward P/E of just 6.2. But why is a company growing at Micron’s pace trading at such a steep discount to the broader market? Simply put, the semiconductor industry has always been highly cyclical, so investors know the recent bonanza probably won’t last forever.

Micron Technology Stock Quote

Today’s Change

(-2.05%) $-22.50

Current Price

$1,074.89

Micron and its competitors are racing to build more manufacturing capacity, which will eventually ease supply constraints and put downward pressure on prices. Micron won’t be able to maintain its current level of earnings when that time comes, so its stock might be more expensive than it currently appears at face value. Plus, the rising cost of chips and components could significantly impact demand in the near future.

Last Tuesday, ChatGPT creator OpenAI launched a new $500-per-month subscription plan to suit its heaviest users. At the same time, it halved the number of tokens available through its $200-per-month subscription, which used to be its top plan. In essence, the company has increased the price of its most expensive offering by 150% overnight, and rising infrastructure costs are almost certainly the reason why.

A few months ago, a survey conducted by UBS Group found that 60% of businesses were already routing some AI tasks to cheaper, more efficient models in an effort to reduce costs. These models use less computing power, so if this trend continues, Micron and every other semiconductor company could see a gradual drop in demand.

With all of that in mind, I personally won’t be buying Micron stock at the current price. I’m not predicting it will suffer a sharp decline in the near term, but it’s very difficult to determine its fair value given the potential shift in supply demand dynamics over the next couple of years.

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SAT Scores Rise For A Second Straight Year As The Test Turns 100


The average SAT score for the high school class of 2026 climbed to 1045, a 16-point gain over the class of 2025, according to the College Board’s 2026 SAT Suite annual report released this week. It marks the second consecutive year of increases, with scores up across all demographic groups. This marks a positive improvement coming out of Covid as more students choose to send SAT scores even when colleges don’t require them.

Both test sections improved. Reading and Writing rose 7 points to 528, which the College Board says returns that section to pre-pandemic levels. Math gained 9 points to 517 but still trails the 523 average posted by the class of 2020. Students can compare their own results against what counts as a good SAT score.

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Why It Matters

The SAT improvement is coming at a time when test optional is ending at many colleges nationwide. Every Ivy League school now requires test scores, and Notre Dame will require the SAT or ACT starting with fall 2028 applicants. In the class of 2026, 42% of test takers met or exceeded both the Reading and Writing and Math college readiness benchmarks, approaching the 45% the class of 2019 reached, per the College Board.

The report also found that more than 1.3 million students earned SAT scores that affirmed or exceeded their high school GPA, making the score a strength on their application. That held for more than 82% of Black and Latino students and nearly 80% of first-generation students, a useful signal at a time when grade inflation makes GPAs harder for admissions offices to read.

The Details

  • More than 1.95 million students in the class of 2026 took the SAT, a 2.5% decrease from the prior class and the first drop since the pandemic-affected class of 2021.
  • Participation still grew in 42 states and the District of Columbia, while international participation rose 13.5%.
  • SAT School Day, often free to students, accounted for 65% of test takers, with more than 10,000 schools offering it.
  • About 3 million students took the PSAT/NMSQT, the only qualifying test for the National Merit Scholarship. Mean scores on PSAT-related tests ticked up after three straight years of declines.

How This Connects

Math remains the weak spot, and that lines up with other data we’ve tracked. U.S. teens ranked 23rd in math on the 2026 global exam, and UC San Diego’s remedial math class filled up this year.

For families, scores carry a direct financial payoff because many schools tie merit aid to test results, which can offset part of the $34,019 families spent on college last year.

What’s Next

The class of 2027 is testing now, and its fall SAT and PSAT/NMSQT results will show whether the math recovery continues.

Families deciding whether to test can check which colleges require the SAT or ACT for 2027 and compare paid and free SAT prep options, including the College Board’s free Official SAT Practice on Khan Academy.

Editor: Colin Graves

The post SAT Scores Rise For A Second Straight Year As The Test Turns 100 appeared first on The College Investor.

Bill Withers’ publisher sues UMG, Sony, and Kobalt, claiming Olivia Dean’s ‘I’ve Seen It’ copies ‘Just the Two of Us’


Bill Withers‘ publisher is suing UMG, Capitol Records, Sony‘s publishing arm, and Kobalt over an Olivia Dean track.

Mattie Music Group, which does business as Bleunig Music, claims that Dean’s I’ve Seen It copies the melody of Just the Two of Us, the 1981 hit co-written by Withers.

Under its Bleunig Music name, the company is one of three publishers credited on Just the Two of Us, alongside Antisia Music and BMG Ruby Songs. Neither of the other two has joined the case.

The complaint describes Mattie Music Group as “a copyright proprietor” of the composition, and says Withers was signed to it as a songwriter when he co-wrote the song.

The publisher says its representatives reached what they considered the “obvious and inescapable conclusion” that I’ve Seen It copied the Withers track.

The seven-page complaint was filed on Thursday (October 1) in federal court in Los Angeles, under case number 2:26-cv-11383. The filing, obtained by MBW, can be read in full here.

I’ve Seen It is the closing track on Dean’s second album, The Art of Loving, which Capitol released on or about September 26, 2025, according to the complaint.

The filing credits the song to Dean, Bastian Langebaek, and Max Wolfgang.

Neither Dean nor her two co-writers on the track are named as defendants, though the complaint also sues 50 “Doe” defendants and says it will add their real names once known.

Instead, the suit targets the companies behind the recording and the song: Capitol Records, LLC; Universal Music Group, Inc., named in the complaint as a Delaware corporation with its principal place of business in Los Angeles County; a Sony publishing company named as Sony Publishing (US) LLC, doing business as Sony/ATV Songs LLC; and Kobalt Music Publishing America, Inc., doing business as Songs of Kobalt Music Publishing.

UMG‘s US recorded-music company is ordinarily named in litigation as UMG Recordings, Inc., and Sony‘s US publishing company as Sony Music Publishing (US) LLC.

MBW has contacted Capitol parent UMG, Sony, and Kobalt for comment. None had responded at the time of publication.

The complaint refers to Just the Two of Us as the “Original Work.” It calls Dean‘s song the “Infringing Work,” a term it uses from the middle of the filing onward without expressly defining it.

It states that “Defendants Capitol and UMG distributed and exploited sound recordings of the Infringing Work and Defendants Sony and Kobalt licensed and exploited publishing rights in the Infringing Work.”

“Defendants Capitol and UMG distributed and exploited sound recordings of the Infringing Work and Defendants Sony and Kobalt licensed and exploited publishing rights in the Infringing Work.”

Mattie Music Group‘s complaint

“In early August, 2026, upon listening several times to I’ve Seen It, representatives of Plaintiff came to what they considered to be the obvious and inescapable conclusion that I’ve Seen It copied in large and significant part the Original Work,” the complaint states, “including without limitation repeated copying of the distinctively protectable melody, and clearly infringed Plaintiff’s copyrights in and to the Original Work.”

Mattie Music Group then hired musicologist Alexander Stewart to compare the two songs.

“Dr. Stewart conducted a preliminary musicological comparison and a search for similar prior art and concluded that the works contain substantial similarities in protectable musical expression, including repeated copying of the distinctively protectable melody,” the filing reads.

The complaint argues that the success of Just the Two of Us means Dean and her co-writers could have heard it.

“Because of the Original Work’s extraordinary and sustained commercial dissemination, including its Billboard success, Grammy recognition, decades of radio play, widespread streaming availability, and numerous commercially released cover versions, Olivia Dean, Bastian Langebæk, and Max Wolfgang had a reasonable opportunity to encounter the Original Work before creating I’ve Seen It,” it states.

The Withers publisher goes further, claiming the overlap between the songs would point to copying even without that evidence of exposure.

“Independently of the widespread-dissemination evidence, the number, character, and arrangement of the shared musical features are so striking that they support an inference that the similarities did not result from coincidence, independent creation, or reliance on common musical elements,” the lawsuit reads.

The publisher says it sent written notice to each defendant on or about August 17, 2026, identifying its copyright registration for Just the Two of Us, the accused composition, and the material musical similarities. The 1981 registration certificate was filed with the complaint as a separate exhibit.

“Despite receiving notice, Defendants continued reproducing, distributing, licensing, publicly performing, and commercially exploiting the Infringing Work,” the complaint claims.

“Despite receiving notice, Defendants continued reproducing, distributing, licensing, publicly performing, and commercially exploiting the Infringing Work.”

Mattie Music Group‘s complaint

The publisher alleges that the infringement by Capitol, UMG, Sony, and Kobalt was, and remains, “willful.”

Mattie Music Group seeks its losses plus the profits the defendants made from the alleged infringement, with “the exact sums to be proven at the time of trial.”

Alternatively, it can opt for statutory damages at any point before final judgment – up to USD $150,000 per work if the infringement is found to be willful.

The publisher is also asking the court to permanently bar the defendants from further infringing its copyright in the Withers song, and to award interest, costs, and attorneys’ fees. It further says it is entitled to an order authorizing the seizure, impounding, or destruction of infringing copies.

Just the Two of Us was co-written by Withers, who died in 2020, with Ralph MacDonald and William Salter. According to the complaint, a recording featuring jazz saxophonist Grover Washington Jr. and lead vocals by Withers was released as a single in February 1981.

The filing states that the song reached No. 2 on the Billboard Hot 100 and won the Grammy for Best R&B Song.

Dean won the Grammy for Best New Artist in February 2026, and she was among UMG’s top sellers in Q4 2025.

In April 2026, co-writer Langebaek signed a global deal covering his future works with Sony Music Publishing UK and joint venture Second Songs, having previously been signed to Universal Music Publishing Group. Wolfgang is signed to Kobalt worldwide.

The complaint does not set out which publisher administers each writer’s share of I’ve Seen It. Langebaek‘s Sony deal was announced more than six months after the album’s release and covers works written from that point on.

Copyright claims pitting one hit against another have been tested in US courts before.

In June 2025, the US Supreme Court declined to hear an appeal from Structured Asset Sales, which claimed that Ed Sheeran‘s Thinking Out Loud copied Marvin Gaye‘s Let’s Get It On, leaving lower-court wins for Sheeran, Warner Music Group, and Sony Music Publishing in place. A separate Structured Asset Sales claim, built on the sound recording rather than the sheet music, was left untouched by that ruling.Music Business Worldwide

[TN only] Old Hickory Credit Union $250 Checking Bonus, Direct Deposit Not Required


Update 10/3/26: Bonus is back but for $250 this time (was $150). Hat tip to reader Bockrr

Offer at a glance

  • Maximum bonus amount: $250
  • Availability: TN only
  • Direct deposit required: None. says ACH credit or ACH payment will work
  • Additional requirements: None
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: December 31, 2026 December 31, 2021

The Offer

Direct link to offer

  • Old Hickory Bank is offering a bonus of $150 when you open a new Kasa checking account and meet the requirements for three months
    • At least 1 direct deposit, ACH credit, or ACH payment transaction
    • At least 15 debit card purchases
    • Be enrolled in and agree to receive e-statements
    • Be enrolled in and log into online banking or OHCUGO mobile app

The Fine Print

  • $250 New Member Offer:
  • Offer available October 1 through December 31, 2026.
  • New members who open any eligible Kasasa® account during the promotional period and meet the required qualifications the first 3 months will earn a $250 bonus.
  • Membership eligibility requirements apply.
  • Limit one $250 incentive per qualifying new member.
  • Account must remain open and in good standing. Bonus may be reported as income and is subject to applicable tax reporting requirements.
  • Additional terms and conditions may apply.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is no monthly fee on this account.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any early account termination fee or not.

Our Verdict

Hilarious that they are using AI without checking anything ‘I’d use this section to briefly highlight the actual Kasasa account options/benefits once the team confirms which accounts are included. That gives us a chance to sell the product rather than making the entire campaign about $250.’

Previously they have offered a $250 bonus, but that required a direct deposit. Unfortunately it’s a hard pull as well. If you’ve already done all of the better bonuses then this could be worth doing, so we will add it to the best bank bonus page.

Useful posts regarding bank bonuses:

Why Gen Z is paying witches and tarot readers for guidance



This summer, with torrential rain threatening her outdoor wedding, a bride did the one thing left on her checklist. She hired an Etsy witch to cast a spell for clear skies. 

“I just didn’t know what else to do,” she told her bridesmaid, Brooke Bekoff. “I hope it works; it can’t hurt.”

A weather app had already told her it would rain, for free. Horoscopes, tarot cards, and astrology explainers are also only a scroll away. Yet consumers continue paying for what free content can’t offer—someone to interpret their fresh breakup, career decision, or fear about the future.

That desire for personalized guidance has built a big business. The U.S. psychic-services industry generated $2.3 billion in revenue in 2025, according to a July 2025 IBISWorld report. Revenue grew at an annualized rate of 5.5% over the five years through 2025, with nearly half of women ages 18 to 49 consulting astrology or a horoscope at least once a year. But IBISWorld describes the market as highly fragmented, leaving room for entrepreneurs who want to organize it.

Bekoff, 29, is one of them, and her idea started at that very wedding. The rain continued as the bride got ready. But then, in a moment Bekoff described as straight out of a movie, the clouds parted right as the bridal party headed outside. Sunlight replaced the downpour, and not a single drop fell during the ceremony until it started to pour again after it ended. 

What struck Bekoff, a former growth product manager at TaskRabbit and Robinhood, wasn’t just the weather. Of roughly eight bridesmaids, she recalled five or six saying they had recently hired Etsy witches for needs of their own. They lived across the country and ranged from Gen Zers to millennials.

“I remember that being like, ‘Wait a minute, this is such an interesting opportunity,’” Bekoff said. “There’s really something here culturally.”

Paying for interpretation, not information

Part of that culture plays out online, where the pitch often opens with a hook: Stop scrolling. This message is for you. A tarot reader flips cards for someone who just went through a breakup. An astrologer tells Virgos that their dream job is right around the corner, so stay and watch this video.

The message can feel uncannily specific, but it didn’t necessarily appear by chance. Someone who watches, likes, or shares videos about breakups is likely to be served more of them—including spiritual guidance that speaks to the same worry. 

The appeal has even become a joke across Instagram and TikTok: “Me going to a tarot reader instead of a therapist because I need hope, not a diagnosis.”

Kaidong Yu, a marketing researcher at City University of Macau, frames it as the difference between information and interpretation.

“There is already an enormous amount of free mystical content online, so scarcity of information is probably not the main source of value,” he told Fortune. What a paid practitioner offers instead is specificity: “What does this mean for me, in my situation, right now?”

That value may have little to do with getting a better prediction, Yu said. It may come from “the feeling of being heard, receiving a coherent narrative, validating an intuition or turning a confusing situation into a manageable set of possibilities.”

Buyers don’t necessarily have to believe the magic works. In Yu’s research on mystical consumption, one participant said feng shui objects made him feel more confident even if they didn’t change his luck. Another said tarot didn’t provide an answer but helped them think through their options.

“The practice does not have to eliminate uncertainty,” Yu said. “It can simply make uncertainty more psychologically manageable.”

Building a marketplace for the mystical

Bekoff set out to sell exactly that. After the wedding, she built Divina, a marketplace where practitioners offer tarot readings, spell work, Reiki, astrology, and other spiritual services. She launched the website Sept. 1.

The model borrows from TaskRabbit, where Bekoff previously worked as a growth product manager. Practitioners set their own rates, and Divina takes a 10% cut of each booking.

Bekoff expected to spend her first month recruiting practitioners. She didn’t have to. Divina grew organically from two or three practitioners to more than 100, offering over 200 listings. Many already had social-media audiences and experience selling their services online.

Demand remains much smaller but is beginning to follow. Divina has recorded more than $1,000 in bookings and receives a handful each day, according to Bekoff. Customers most often seek guidance about relationships, careers, money, and pregnancy, with offerings ranging from written tarot readings and photographed card spreads to “womb readings” for expectant parents.

Some practitioners need a new storefront because of enforcement elsewhere. Etsy’s policy prohibits spellcasting and services promising outcomes such as love, wealth, or employment. It permits tarot and psychic readings when customers receive something tangible, such as written results or a recording.

The policy is longstanding, but sellers say Etsy has recently removed shops that operated openly for years and accumulated thousands of reviews, according to Vice. 

Etsy did not respond to a request for comment.

Selling hope without guaranteeing results

Running a marketplace for the mystical carries some risks. Bekoff said she reviews every practitioner application and requires identity verification. Customers then have 72 hours after receiving a service to report a problem before payment is released to the practitioner.

Customers must also acknowledge that they are not purchasing a guaranteed outcome. Someone paying for clear skies or a dream job is buying the service performed—not a promise that the wish will come true.

That distinction is central to the business. Yu describes the product as “a structured experience of hope and control.” 

The same search for agency is showing up beyond tarot, and it isn’t necessarily pulling young people away from religion. Harris Poll data found 33% of Gen Z identifies as religious, compared with 18% of baby boomers, 22% of Gen X, and 19% of millennials.

But many young adults aren’t choosing one spiritual path. Libby Rodney, chief strategy officer at The Harris Poll, calls the mix “the Faith Stack.”

“Church AND manifestation AND tarot,” she wrote on LinkedIn. “Not as contradiction. As construction.”

Half of Gen Z respondents practice manifestation by focusing their thoughts and actions on a desired outcome or use vision boards—collages that visually represent their goals—while three in 10 practice astrology or tarot, according to Harris. For many customers, a paid reading is not competing with a Sunday service or even with a free horoscope. It is one more tool in a spiritual kit they are assembling themselves.

Fifty-seven percent of Gen Z respondents said they had turned to spirituality to feel greater control over their futures. “That’s the reason that they are spiritual—they’re looking for some sense of agency and control,” Rodney previously told Fortune.

Yu cautioned that reassurance can become harmful when it starts replacing, rather than supporting, someone’s ability to make decisions. But for a person who feels powerless, even a symbolic action can offer a place to begin.

And for the bride, it did. Whether the Etsy witch changed the weather, the forecast shifted, or the bridal party simply got lucky is almost beside the point.

“Who knows if it was the Etsy witch? Who knows what it was?” Bekoff said. “I guess that’s what faith is.”



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