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In this live trading session, we will study real-time market movements using price action, market structure, support and resistance, liquidity, technical analysis and high-probability trading setups. The objective is to understand how the market is moving and how professional traders approach live market conditions.

If you are looking for BTC live trading, Bitcoin live trading, crypto live trading, live crypto trading, gold live trading, XAUUSD live trading, forex live trading or Ethereum live trading, you are at the right place. These sessions provide real-time BTCUSD and XAUUSD market analysis along with educational insights into crypto and forex trading.

During our live sessions, we regularly analyze Bitcoin and BTCUSD, Gold and XAUUSD, Ethereum and other major cryptocurrencies and forex markets. Depending on market conditions, we discuss potential setups, important price levels, market trends, breakouts, reversals, liquidity zones and overall market structure.

Our live trading content is designed for traders who want to learn how to analyze BTC live, BTC trading live, Bitcoin trading live, crypto trading live, gold trading live, live trading XAUUSD, live forex trading and other major financial markets.

Ashutosh Kumar Live Trading also covers live market analysis, price action trading, technical analysis, crypto trading, Bitcoin trading, Gold trading, XAUUSD trading, BTCUSD analysis, Ethereum trading, forex trading and trading psychology.

Whether you are following BTC live trading today, Bitcoin live trading today, crypto live trading today, gold live trading today or XAUUSD live trading today, the goal of every session is to provide structured market analysis and help viewers understand the reasoning behind each market observation.

Subscribe to Ashutosh Kumar for regular live trading sessions, Bitcoin and crypto market analysis, Gold XAUUSD analysis, Forex market analysis and educational trading content.

Disclaimer: All videos and livestreams on this channel are provided strictly for educational and informational purposes only. Nothing presented on this channel should be considered financial, investment or trading advice. We do not provide buy or sell recommendations. Trading cryptocurrencies, forex, gold and other financial instruments involves substantial risk, and losses can occur. Past performance does not guarantee future results. Always conduct your own research and consult a qualified financial professional before making any financial decision. Ashutosh Kumar is not a SEBI Registered Investment Adviser.

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University Of Maine Will Give College Credit For Soft Skills Learned In High School


Starting this fall, all seven schools in the University of Maine system, plus Cloud County Community College and Pratt Community College in Kansas, will award college credit for soft-skills credentials students earned in high school through the nonprofit Jobs for Maine Graduates and its national spinoff GenUS.

Program leaders say it’s the first time colleges have granted credit for “durable skills” (leadership, communication, financial literacy, career readiness) developed in high school outside the colleges’ own courses. The credentials will be treated much like credit for prior learning, the same framework colleges have long used for military training and AP exam scores.

University of Maine students can receive up to eight of the 120 credits needed for a bachelor’s degree, with each campus deciding how many count and whether they apply toward majors or electives. That’s meaningful money at a time when the average cost of college keeps climbing.

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Why It Matters

Free credits equate to real savings for students. Families spent an average of $34,019 on college last year, and eight credits is more than half a semester’s worth of coursework a student won’t have to pay for. Entering with credits can also shorten time to degree, and can help with graduating college in three years.

There’s an access angle too. University of Maine Chancellor Dannel Malloy noted many Jobs for Maine Graduates students are low-income and would be first in their family to attend college, so arriving with credits already banked makes enrolling less intimidating.

The Details

  • Students earn 30 micro-credentials for demonstrating skills like work ethic, persistence, and initiative, which bundle into eight credentials including Leadership Development, Job and Career Readiness, and Financial Literacy.
  • The two Kansas colleges will accept the Job and Career Ready and Financial Literacy credentials as substitutes for their existing interpersonal communication and personal finance courses.
  • The program runs in 72 Kansas high schools and 17 middle schools today, and GenUS is expanding nationally.

How This Connects

The move fits two trends we’ve been tracking here at The College Investor.

Personal finance instruction is now mandatory in 28 states, so a pipeline that converts that coursework into college credit gives those mandates a payoff beyond graduation requirements.

And employers and states are dropping degree requirements in favor of demonstrated skills — colleges accepting skills credentials for credit is the same shift running in the other direction.

What’s Next

GenUS will host representatives from a dozen states in Kansas in September, with Wisconsin and Kentucky showing strong interest. Watch whether other public university systems follow Maine’s lead and whether credentials start reducing what families actually pay by replacing tuition-bearing courses at scale.

Editor: Colin Graves

The post University Of Maine Will Give College Credit For Soft Skills Learned In High School appeared first on The College Investor.

Apple AirTag (2nd Gen) 4-Pack for $79.99 on Amazon


Apple AirTag (2nd Gen) 4-Pack for $79.99

This article contains Amazon affiliate links.

Amazon has a nice discount on the new Apple AirTag (2nd Gen) 4-Pack, which was released earlier this year.

The 4-pack is currently priced at $79.99, down from the previous deal of $85, making it a good opportunity to pick up several of Apple’s latest trackers at once. The new second-generation AirTag comes with improved Precision Finding, a louder speaker, upgraded range, and expanded Find My features.

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  • FIND YOUR ITEMS ON FIND MY—AirTag (2nd generation) helps you keep track of what matters. Attach one to any item you want, and keep track of it using the Find My app.
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  • ENHANCED SPEAKER—With a 50% louder speaker and a new, distinctive chime, it’s easier than ever to hear and find AirTag.
  • PING FROM FAR AND WIDE—Upgraded Ultra Wideband and Bluetooth chips allow you to find your items from even farther away than ever before.
  • SHARE ITEM LOCATION—Share AirTag location access temporarily and securely with trusted contacts, third parties, or over 50 airline partners if you lose something important.
  • BATTERY LIFE—AirTag (2nd generation) works for more than a year on a standard battery you can easily replace when your iPhone alerts you.
  • SAFE, SOUND, FOUND—Only you or authorized users can see your AirTag location, and your location data and history are never stored on AirTag itself.
  • MORE SUSTAINABLE DESIGN—The latest AirTag features 85% recycled plastic in the enclosure and 100% fiber-based packaging.

 

Disclaimer: As an Amazon Associate I earn from qualifying purchases made through this article. Using links on the site for Amazon purchases is the best way you can support the site as you normally can’t earn cash back for these purchases. But, you should still check shopping portals such as Rakuten, TopCashback, RebatesMe, ShopBack and others for possible cashback. Your support is always greatly appreciated!

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AMD vs. Nvidia: SpaceX and Tesla CEO Elon Musk Weighs In on His Top Pick


AMD (AMD +1.10%) and Nvidia (NVDA +1.49%) are recognized as two of the top computing unit manufacturers in the AI arms race. While Nvidia got off to a hot start and dominated the initial build-out, AMD has made up some ground recently, although Nvidia still holds a far lead.

Unless you’re familiar with the computing industry, determining which company has the best technology may not be easy. To determine which products are best, sometimes finding a smart voice in the industry is the best approach.

One of the most highly regarded minds in the world is Elon Musk, CEO of both Tesla and Space Exploration Technologies. Both companies are spending heavily on computing infrastructure: Tesla is training its self-driving vehicles on countless hours of recorded driving footage, and SpaceX owns xAI, the maker of the Grok large language model.

Musk knows a thing or two about which computing units he prefers his companies to use, and he just gave a glowing endorsement to one of these two firms.

SpaceX and Tesla CEO Elon Musk. Image source: The White House.

Musk prefers his companies to use Nvidia products

During SpaceX’s Q2 conference call, Musk stated:

And going forward, we’ve decided to build exclusively on Nvidia because we think the Vera Rubin architecture is the best architecture . We think it’s the best AI computer, and we greatly value our close cooperation and partnership on many levels with Nvidia. So, we’re exclusive to Nvidia.

That’s a pretty definitive quote, but what may be lost in that announcement is how impressive Nvidia’s next-generation hardware will be. Currently, all the AI breakthroughs and advancements we’ve seen are on the Hopper or Blackwell architectures. Compared to Blackwell architecture, Rubin provides a tenfold reduction in inference token cost and a fourfold decrease in the number of GPUs required to train an AI model. Rubin GPUs will be more efficient, so AI firms could accomplish the same amount of work with fewer GPUs. But what will most likely happen is that firms will deploy the same number of GPUs to increase computing capacity and lower the cost per unit of work.

Nvidia Stock Quote

Today’s Change

(1.49%) $3.23

Current Price

$220.78

That’s a huge improvement, and with Rubin chips now in full production and shipping in the near future, Nvidia could see another revenue boost. However, it doesn’t necessarily need to be a better stock pick than AMD.

Nvidia is growing faster than AMD

Both companies have recently reported results, so a somewhat apples-to-apples comparison is possible (although AMD’s report were about a month before Nvidia). AMD’s total revenue rose 50%, while data center revenue increased an impressive 107%. Nvidia outperformed AMD by every measure, as its total revenue rose by 106%, while data center revenue rose 117%.

That pretty definitely scores the growth comparison in favor of Nvidia, but it also has another unique quirk: It’s far cheaper than AMD.

NVDA PE Ratio (Forward) Chart

NVDA PE Ratio (Forward) data by YCharts

AMD trades at nearly three times the price tag that Nvidia does, which is a huge premium to pay, especially considering that Nvidia’s technology is recognized better by one AI CEO and is growing far faster. Even if you value the stocks using 2027 earnings estimates, Nvidia is far cheaper.

NVDA PE Ratio (Forward 1y) Chart

NVDA PE Ratio (Forward 1y) data by YCharts

It’s rare when investors can buy a company that’s doing better on nearly every measure than its competitor at a far cheaper stock price, but that’s exactly what the market is handing investors right now. As a result, I think investors should swap AMD shares for Nvidia, if they have any. Or if you’re on the fence about which one to buy, I think the answer is pretty clear, pretty definitive, and obvious: Nvidia.

The down payment myth still keeping buyers on the sidelines


“When you get into that kind of first-time homebuyer number, that handholding is something that we really pride ourselves on,” he said. “Anytime you’re going to go drop $500,000 on your first home, it’s a scary moment, and our originators don’t take that lightly. They go into that conversation detailed, explaining every part of the process.”

Ospina pushed back on the idea that affordability concerns have scared off first-time buyers.

“I don’t believe that the demand for a first-time homebuyer to get into a home has waned one bit,” he said. “Getting into a home far outweighs renting in most cases, and these people understand that owning a home and building equity sooner rather than later is a safe bet. By the time you’re done with that mortgage, you will have equity, whereas with renting, you’ll have none of that.”

Breaking the myth

Down payment assistance is a major part of how SimplyPMG turns that demand into closed loans, according to Ospina. He said the company tracks usage closely because it shows how much business depends on buyers simply knowing the option exists.

“Last quarter, 30% of our first-time homebuyers used some form of DPA,” he said. “And of that 30%, about 50% of it used that DPA as a forgivable grant, so they were getting into these homes where the down payment is forgiven.”

Nature and Significance of Management Class 12 | Class 12 Business Studies One Shot | Vishwaas Batch



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Private Market Investment in the EU


This report examines the European Union’s expanding private markets and revised European long-term investment fund framework, assessing investor opportunities, risks, protections, and policy changes needed to support responsible, sustainable growth in Europe.

[YMMV] Verizon Shine: Free NFL Sunday Ticket from YouTube (9/4)


Note: This doesn’t go live until sometime on 9/4/26, unsure on exact time. These go quickly so goodluck. 

The Offer

  • Verizon Shine is offering free NFL Sunday Ticket from YouTube:
    • Login to My Verizon App
    • Click on me & then Verizon Shine
    • Click to claim offer for a NFL Sunday Ticket from YouTube

Our Verdict

Free is free. How good this deal is really depends on how many of these freebies they are giving out. Goodluck to anybody that goes for it.

The Small Decisions You Skip Are Costing Your Team 209 Hours a Year. Here’s How to Fix It.


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • The choices that shape a company aren’t the dramatic ones — they’re the small, repeated decisions founders defer or never document, which compound into the friction, rework, and bottlenecks that quietly slow growth.
  • Decision debt is reversible, but only if you build frameworks that make ownership clear before a decision lands on someone’s desk — who owns it, who provides input, and what a good outcome looks like.

When founders think about the decisions that shape a company, they tend to picture the dramatic ones: the funding round, the pivot, the key hire. But after building more than 22 companies through DRC Ventures, I’ve learned that those rarely determine whether an organization runs smoothly. The everyday choices do — the ones we make quickly, repeat constantly and almost never examine.

I call the residue of those choices decision debt. Like financial debt, it accumulates quietly. It’s a process nobody documented, an ownership question left unanswered or a recurring issue everyone works around instead of solving. Individually, each feels too small to matter. Together, they slow growth, frustrate good people and pull leaders back into work they should have handed off long ago.

The cost is higher than most founders realize. Asana’s research found that the average knowledge worker loses roughly 209 hours a year to duplicated work, the kind of effort that gets repeated because nobody was sure it had already been handled. That is decision debt showing up on the clock. The good news is that it’s recognizable and reversible, but only if you know what to look for. These are the patterns I watch for across my own organizations and the steps I take to reduce decision debt before it limits long-term performance.

Recognize the hidden patterns that create friction

Decision debt rarely announces itself. It hides behind symptoms that teams learn to tolerate: the project that stalls every time it reaches a certain step, the approval that always routes back to you or the rework that happens because nobody is sure who owns the original task.

The danger is normalization. When a bottleneck repeats often enough, people stop seeing it as a problem and start treating it as the way things are. I’ve watched capable teams build elaborate workarounds for issues that a single clear decision would have eliminated.

The first step is simply paying attention to friction. When something takes longer than it should or surfaces the same complaint twice, that’s worth examining. Recurring problems are rarely about effort. They’re usually a signal that a decision was deferred somewhere upstream.

Build frameworks that make decisions consistent

One of the most expensive forms of decision debt is revisiting choices you’ve already made. When a team asks the same question every few weeks, it isn’t being thorough. The team is missing a framework.

Much of this traces back to unclear expectations. A 2025 Gallup report found that only 47% of employees strongly agreed they knew what was expected of them at work, the lowest level in years. When that many people are unsure of what they should be doing, decisions stall and ownership blurs.

Early in scaling my businesses, I was involved in far too many decisions that didn’t need me. It felt responsible at the time, but it created a single point of dependency that slowed everyone down. What changed things was defining clear priorities, documenting how decisions get made and assigning ownership to specific roles rather than routing everything through me.

A good framework answers three questions before a decision ever lands on someone’s desk: who owns it, who provides input and what a good outcome looks like. Once those are clear, teams move faster and with more confidence, because they aren’t guessing at the rules each time. Consistency isn’t the enemy of speed. It’s what makes speed sustainable.

Replace reactive leadership with strategic discipline

Fast-moving environments reward quick thinking, but they also tempt leaders into making every call in the moment. The problem is that decisions made under pressure tend to optimize for the next 24 hours rather than the next 24 months. Each one feels efficient. Collectively, they create complications that someone has to clean up later.

Discipline, for me, means slowing down just enough to ask whether a decision serves the long-term vision before asking how fast it needs to happen. The moments I’m proudest of weren’t the fastest responses. They were the ones where I paused, checked the decision against where we were actually trying to go and adjusted course before the cost compounded.

This is where structure protects you. When you’ve built clear criteria and a regular rhythm for reviewing decisions, you can respond thoughtfully without losing momentum. Responsiveness and reflection aren’t opposites. The right systems let you have both.

Reassess your systems before you add complexity

Growth has a way of magnifying whatever already exists. A process that works fine with a team of five can buckle under a team of 50, and the inefficiencies you tolerated early become structural problems at scale. Complexity doesn’t fix this. It usually buries it.

Before adding headcount, tools or layers, I’ve found it’s worth asking a harder question: do the systems we already have actually support where we’re headed? Across my ventures in wellness, nutrition and other consumer products, the operations that scaled well were the ones we reviewed regularly and simplified deliberately, not the ones we kept piling onto.

Regular operational reviews are the cheapest insurance a founder can buy. They surface decision debt while it’s still small enough to address, instead of after it has hardened into the way the company works.

Pay it down before it costs you

The long-term health of a company isn’t decided by a handful of dramatic moments. It’s built, or eroded, by the quality and consistency of thousands of ordinary decisions. Decision debt is what happens when those small choices go unexamined — and the interest compounds whether or not you’re watching.

The founders who build durable businesses aren’t the ones who never accumulate decision debt. They’re the ones who notice it early, address the root cause and keep their systems clear enough that the debt never has a chance to grow. Sustainable companies are built the same way they’re run: intentionally, one decision at a time.

Key Takeaways

  • The choices that shape a company aren’t the dramatic ones — they’re the small, repeated decisions founders defer or never document, which compound into the friction, rework, and bottlenecks that quietly slow growth.
  • Decision debt is reversible, but only if you build frameworks that make ownership clear before a decision lands on someone’s desk — who owns it, who provides input, and what a good outcome looks like.

When founders think about the decisions that shape a company, they tend to picture the dramatic ones: the funding round, the pivot, the key hire. But after building more than 22 companies through DRC Ventures, I’ve learned that those rarely determine whether an organization runs smoothly. The everyday choices do — the ones we make quickly, repeat constantly and almost never examine.

I call the residue of those choices decision debt. Like financial debt, it accumulates quietly. It’s a process nobody documented, an ownership question left unanswered or a recurring issue everyone works around instead of solving. Individually, each feels too small to matter. Together, they slow growth, frustrate good people and pull leaders back into work they should have handed off long ago.

The cost is higher than most founders realize. Asana’s research found that the average knowledge worker loses roughly 209 hours a year to duplicated work, the kind of effort that gets repeated because nobody was sure it had already been handled. That is decision debt showing up on the clock. The good news is that it’s recognizable and reversible, but only if you know what to look for. These are the patterns I watch for across my own organizations and the steps I take to reduce decision debt before it limits long-term performance.