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3 Growth Stocks Down 43%, 28%, and 41% to Buy Right Now


After a brief hiatus, the market’s bigger-picture pullback appears to be back underway, once again led by the names that were once its most popular picks.

As veteran investors will still attest, however, this weakness is ultimately a buying opportunity.

With that as the backdrop, here’s a closer look at three deeply discounted growth stocks that long-term investors should consider buying on this short-term dip. In no particular order…

1. UiPath

It’s no real secret why UiPath (PATH +1.86%) shares are down more than 40% from their early December peak. Most artificial intelligence (AI) stocks started struggling around that time as the hype surrounding them began running headlong into fiscal reality, and UiPath is very much an AI stock. It could be considered one of the industry’s overlooked pioneers, in fact.

And that’s precisely what makes this ticker’s pullback a buy. While rivals have tried to replicate and mimic what UiPath does, this company’s initial vision of automated workflow is the one that still makes the most intuitive sense for end users.

Today’s Change

(1.86%) $0.20

Current Price

$11.22

Simply put, UiPath allows an organization’s employees to automate computer work that would otherwise be done manually at a much slower pace. Data backups, paying invoices (and flagging unusual ones), turning an overwhelming number of documents into manageable and actionable insights, and automatically optimizing inventory levels — including forecasting future demand — are all in this company’s technical wheelhouse.

And the marketplace increasingly likes what it does, making and keeping this company viable. UiPath turned $481 million worth of revenue into non-GAAP operating income of $150 million during the final quarter of last year, up 14% and 12% year over year (respectively) to extend long-established growth trends. This ticker’s recent pullback is mostly about the broader industrywide sell-off. Now priced at less than 14 times this year’s projected per-share profits, this particular stock’s sell-off is likely nearer its bottom than not.

2. Remitly Global

Given all the digital capabilities at the world’s disposal in this modern era, one would think it’s relatively easy to send money across any border. But that’s not the case. It’s still a surprisingly complicated process.

Remitly Global (RELY +1.46%) is making it easier, though. While the industry is still highly regulated to prevent unauthorized or impermissible money transfers, Remitly’s platform — which functions similarly to PayPal, Cash App, and Zelle — handles the technical logistics of cross-border transfers including any necessary currency exchange. If and when they’re not allowed, the platform simply doesn’t facilitate the transaction. Consumers and enterprises conducting cross-border business are welcome to use the app.

A person is taking care of some banking matters while seated in front of a laptop.

Image source: Getty Images.

And they are using it, in droves. The app’s active customer count improved 19% year over year to 9.3 million during the final quarter of last year, driving a 35% increase in the total amount of money transferred. Total revenue grew 26% to $442 million, allowing the company to swing from a loss of $5.7 million in the same quarter a year earlier to $41.2 million this time around. Analysts are looking for comparable growth for at least the next couple of years, too. The 41% pullback from last February’s peak certainly looks like a gift.

3. Meta Platforms

Last but not least, buy Facebook parent Meta Platforms (META 0.82%) while its shares are down 28% from August’s high.

Meta Platforms Stock Quote

Today’s Change

(-0.82%) $-4.76

Current Price

$574.47

It’s not difficult to figure out what’s happened here. Although it’s not a massively important artificial intelligence player, AI does feature prominently in Meta’s growth plans. For instance, its artificial intelligence-powered chatbot Meta AI is accessible directly from Facebook members’ primary feeds, preventing them from moving offsite to an alternative platform like ChatGPT or Google’s Gemini (an Alphabet product). The company’s also using AI to improve the performance of its own flagship advertising business. This much exposure to the artificial intelligence revolution has understandably caused investors to lump Meta in with most other companies that are also investing heavily in AI.

This generalization, however, ignores an important, nuanced difference between Meta and other companies building artificial intelligence businesses. That is, whereas most of the other names in the industry are building stand-alone products that rely on broad demand for artificial intelligence hardware, software, and platforms (think Qualcomm‘s AI-capable Snapdragon mobile processor, CoreWeave‘s expensive cloud computing platform built specifically for training/learning, and Broadcom‘s recent deep focus on developing high-speed networking solutions specifically for AI data centers), Meta still remains the planet’s preferred social networking platform. It’s simply — and wisely — just using artificial intelligence as a means of bolstering this proven business.

It’s working, too. The company’s fourth-quarter 2025 revenue growth accelerated to a pace of 24%, thanks to steady user growth and a 16% year-over-year improvement in average revenue per user, mirroring similar growth in the total number of ad impressions delivered during the three-month stretch.

The point is, rather than looking for stocks of companies that can develop artificial intelligence solutions, perhaps investors should be looking for companies that can actually do something constructive with them. That’s Meta to be sure.

Rakuten Adds Bank Of America Cards To Portal – Up To $250 ($500 Total On Travel Rewards)


Update 4/5/26: Travel rewards is now $250 for a combined $500. Will add this to our best credit card bonus page. 

Rakuten is offering up to an additional $150 when applying for a Bank of America card through its portal. Rates are as follows:

  • $150 for Travel Rewards
  • $75 for Customized Cash

Users that have elected to receive Membership Rewards points instead of cashback will see $0 and be ineligible to earn anything.

Affiliates can sometimes earn well in excess of $500 for a successful applicant. Normally shopping portals are forbidden from offering incentives on credit cards as other affiliate partners don’t like it. Rakuten must have negotiated this deal specially with Bank of America to get around these clauses. (We don’t use credit card affiliate links on Doctorofcredit ever.)

Rakuten launched something similar with Chase that was at one point offering $300/30,000 additional points. At launch that was a smaller bonus so it’s possible Rakuten will increase these Bank of America offers. It’s important to note that this $150/$75 is in addition to the standard sign up bonuses on these cards which are:

  • Customized cash: $200 + increased cashback first year
  • Travel Rewards: 25,000 points after $1,000 in spend

We’ve actually try to negotiate similar increased bonuses for our readers with card networks directly before and have always been told it’s not possible due to existing contracts with other partners (we are working on a deal that would effectively pass on any affiliate commission to a charity partner). It’s great to see that Rakuten has been able to pull this off and hopefully they can expand it. 

If you don’t already have a Rakuten account you can currently get a $50 referral bonus. 

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Mr.Vishal Singh is a Indian business coach, Motivational Speaker, Trainer and business Implementor. He is one of the Greatest Influencers, an Motivational Speaker, Leadership Consultant & Inspirational Business Coach.

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Trump Accounts: 4 Million Kids Enrolled, IRS Says


Key Points

  • The IRS says more than 4 million children have been enrolled in tax-advantaged Trump Accounts, with over 1 million elections filed for the $1,000 pilot program contribution.
  • Eligibility for the $1,000 federal seed contribution is limited to children born between January 1, 2025, and December 31, 2028, who are U.S. citizens with a valid Social Security number.
  • Contributions to Trump Accounts open on July 4, 2026, with deposits accepted from parents, relatives, friends, employers, state governments, and philanthropic organizations up to an annual limit.

The Internal Revenue Service announced that taxpayers have opened more than 4 million Trump Accounts. Of those enrollments, more than 1 million families have elected to receive the $1,000 “Baby Bonus” contribution available through the Trump Accounts pilot program.

The numbers, based on Form 4547 submissions filed with individual tax returns, signal strong early adoption of a program that could reshape how American families save for their children’s futures.

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How Trump Accounts Works

Trump Accounts function as a new type of individual retirement account designed for minors. Parents, guardians, and other authorized individuals can request establishment of an account for any eligible child who has not turned 18 before the end of the calendar year and holds a valid Social Security number.

The pilot program adds a $1,000 federal contribution for children born between January 1, 2025, and December 31, 2028. To claim it, families simply check a box on IRS Form 4547 when filing their 2025 tax return.

General contributions to Trump Accounts are set to begin July 4, 2026. Once that date arrives, accounts can receive deposits from a broad range of sources: parents, relatives, friends, employers, state governments, philanthropic organizations, and individuals. 

The annual contribution limit for 2026 will be $5,000.

Key Dates And Eligibility

The program has two tiers of eligibility. Any child under 18 with a valid Social Security number can have a Trump Account opened on their behalf. The $1,000 pilot contribution layer is more restrictive: only U.S. citizen children born between 2025 and 2028 qualify.

Elections are made through Form 4547, filed alongside the taxpayer’s 2025 return. The IRS enrollment figures released this week are based solely on forms received so far during the current filing season, meaning the final count will likely be higher once the filing deadline passes.

The July 4, 2026 contribution start date gives the IRS and Treasury several more months to finalize administrative details.

You can follow the process at TrumpAccounts.gov.

What This Means For Families

For households with young children, the Trump Accounts program represents a new tax-advantaged way to build long-term savings. The $1,000 baby bonus contribution is effectively free money from the federal government for eligible families.

The structure resembles state-level baby bonds programs that have gained traction in recent years, though this version operates at the federal level and is tied to the retirement account framework. 

The sign-up pace (4 million children enrolled, with 1 million pilot elections) suggests that tax preparers and filing software have integrated the Form 4547 process smoothly into the 2025 filing season. That matters because participation in government savings programs has historically lagged when enrollment requires extra steps.

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CIA deception campaign in Iran helped the spy agency uncover the location of the downed F-15 airman



The United States pulled off a daring rescue of two aviators whose fighter jet was shot down by Iran, plucking the pilot from behind enemy lines before setting off a complicated extraction of the second service member who hid deep in the mountains as Tehran called for Iranians to help capture him.

The CIA looked to throw off Iran’s government before the crew member was found, launching a deception campaign to spread word inside the Islamic Republic that it had already located him.

Even as President Donald Trump and other U.S. officials described an almost cinematic mission, rescuers faced major obstacles, including two Black Hawk helicopters coming under fire and problems with two transport planes that forced the U.S. military to blow them up.

“This is the first time in military memory that two U.S. Pilots have been rescued, separately, deep in Enemy Territory,” Trump wrote early Sunday on his Truth Social platform. “WE WILL NEVER LEAVE AN AMERICAN WARFIGHTER BEHIND!”

US officials stayed silent as the operation played out

In a pair of social media posts, Trump said the operation over the weekend required the U.S. to remain completely silent to avoid jeopardizing the effort, even as the president and top members of his administration continuously monitored the airman’s location.

The White House and the Pentagon refused to publicly discuss details about the downed fighter jet for well over 24 hours after the initial crash, particularly about the first crew member rescued from the F-15E Strike Eagle— an effort that Trump later said took seven hours in broad daylight over Iran.

The United States and Iran’s government then were both racing to find the second crew member, a weapons systems officer, whose location neither side knew.

The CIA spread word that the U.S. had found him and were moving him by ground to get him out of Iran, according to a senior Trump administration official who spoke on condition of anonymity to discuss details not yet made public.

The confusion allowed the CIA to uncover the location of the service member, who was hiding in a mountain crevice, the official said. The intelligence agency sent the coordinates to the Pentagon and the White House, where Trump ordered a rescue operation.

Iran urged the public to look for the ‘enemy pilot’

Meanwhile, an anchor on a channel affiliated with Iranian state television had been urging residents in the mountainous region of southwest Iran where the fighter jet went down to hand over any “enemy pilot” to police and promised a reward for anyone who did.

Trump said the American aviator was being “hunted down” by enemies who were “getting closer and closer by the hour.” The United States was monitoring his location continuously, he said.

At the right moment, Trump said, he directed the military to send dozens of heavily armed aircraft to rescue the crew member, who the president said is “seriously wounded” but will recover.

Iranian state media reported that airstrikes in southwestern Iran on Saturday killed at least three people and wounded others, in the same area where the missing American crew member was believed to be.

American rescuers face obstacles with aircraft during the operation

The American rescue mission ran into major challenges behind enemy lines. Iran’s joint military command claimed it struck two U.S. Black Hawk helicopters taking part in the operation.

A person familiar with the situation said the two helicopters were able to navigate to safe airspace, although it’s unclear if they landed or if crew members were injured. The person spoke on the condition of anonymity to discuss the sensitive information.

Then, the U.S. military was forced to bring in additional aircraft to complete the rescue of the second service member due to a technical malfunction, according to a regional intelligence official briefed on the mission. The U.S. blew up two transport planes it was forced to leave behind because of the mishap, said the official, who spoke on condition of anonymity to discuss the covert mission.

Iran’s state television on Sunday aired a video showing what it claimed were parts of a U.S. aircraft shot down by Iranian forces, along with a photo of thick, black smoke rising. The broadcaster said Iran had shot down a transport plane and two helicopters that were part of the rescue operation.

Iran’s joint military command said the destroyed aircraft included two C-130 military transport aircraft and two Black Hawk helicopters in the province of Isfahan, where the rescue took place.

“The fact that we were able to pull off both of these operations, without a SINGLE American killed, or even wounded, just proves once again, that we have achieved overwhelming Air Dominance and Superiority over the Iranian skies,” Trump said on social media.

A second US military jet also was shot down

Trump, however, did not mention that a second military jet also went down the same day as the F-15E.

Iranian state media said Friday that a U.S. A-10 attack aircraft crashed after being struck by Iran’s defense forces.

A U.S. official, speaking on condition of anonymity to discuss a sensitive military situation, confirmed a second U.S. Air Force combat aircraft went down in the Middle East on Friday.

An additional U.S. pilot was rescued but details were not available given the security concerns, another person familiar with the situation said.

Neither provided more information, including whether it was the A-10.

Stock market today: Oil rises and stock futures drop as Trump makes apocalyptic threats against Iran



After stocks notched the first positive week since the U.S.-Israel war on Iran started over a month ago, Wall Street is weighing another round of threats and the latest deadline from President Donald Trump.

Futures tied to the Dow Jones industrial average fell 284 points, or 0.61%. S&P 500 futures were down 0.57%, and Nasdaq futures lost 0.56%.

U.S. oil futures rose 1.9% to $113.69 a barrel, and Brent crude climbed 1.8% to $110.99. The national average gasoline price reached $4.11 a gallon on Sunday, according to AAA, up from $2.98 before the war.

In Europe, which depends heavily on Mideast refiners for jet fuel, shortages forced Italy to limit supplies at several airports. That’s after several countries in Asia have already started rationing energy.

The U.S. dollar was up 0.07% against the euro and up 0.16% against the yen. The yield on the 10-year Treasury was flat at 4.345%.

The conflict has entered its sixth week, reaching the end of Trump’s earlier timeline for the war to last four to six weeks.

But Tehran shows no signs of relinquishing its grip over the Strait of Hormuz, even as it allows a growing trickle of tankers through, while Trump appeared to be emboldened by a daring rescue of a U.S. airman shot down over Iran.

In a social media post on Sunday, he threatened to destroy Iran’s power plants and bridges if the strait isn’t open by Tuesday, then demanded, “Open the F—in’ Strait, you crazy bastards, or you’ll be living in Hell – JUST WATCH! Praise be to Allah.”

That appeared to push his deadline back from Monday, which was already delayed from an earlier deadline a week and a half ago.

Trump also told ABC News that if Iran doesn’t make a deal, “their whole country is gone.” He then told Fox News, “If they don’t make a deal and fast, I’m considering blowing everything up and taking over the oil,”

And in an interview with the Wall Street Journal, he said that if Iran keeps the strait closed, “they’re going to lose every power plant and every other plant they have in the whole country.”

Mohammad-Bagher Ghalibaf, the speaker of the Iran parliament, responded in kind. “Your reckless moves are dragging the United States into a living HELL for every single family, and our whole region is going to burn because you insist on following Netanyahu’s commands,” he wrote on social media.

“Make no mistake: You won’t gain anything through war crimes. The only real solution is respecting the rights of the Iranian people and ending this dangerous game.”

Meanwhile, more than 2,000 Marines are in the Middle East, with thousands more troops on the way—as well as a third aircraft carrier.

Trump could deploy them to seize Kharg Island, from which 90% of Iran’s oil is exported, or other small islands near the Strait of Hormuz to weaken Iran’s grip on the narrow waterway that’s critical to the global oil trade.

For now, it’s unclear if the successful rescue of the F-15 airman after a harrowing operation makes a future ground assault more or less likely.

“On the one hand, the costs from this episode (four, as many as seven aircraft) may suggest the risks to such operations are simply too great to contemplate,” Gregory Brew, a Eurasia Group analyst focusing on oil and Iran, posted on X. “On the other hand, the admin may perceive the successful retrieval following operations inside Iranian territory as proof that such operations are feasible.”

Finance of America faces early data breach class action


A Finance of America customer has fired off a data breach class action lawsuit against the company for a hack that allegedly occurred two weeks ago.

Processing Content

Melanie Place filed the negligence complaint against the lender and servicer last week in a Texas federal court, based on a limited report of an incident. A cybersecurity blog recently posted that a ransomware group known as Word Leaks took credit for an attack on the lender and servicer March 20.

While consumers frequently file data breach lawsuits against companies following a hack, Place’s complaint is a rare instance of litigation filed before a company’s public disclosure. One of the law firms behind Place’s suit also filed an early data breach complaint against Evolve Mortgage Services in December, for a prior incident the company later disclosed. 

Finance of America has not reported any data breach in several public state attorneys general databases. Neither the company nor attorneys for Place responded to requests for comment Thursday. 

The cybersecurity notice doesn’t contain further details. Last week’s filing however suggests “upon information and good faith belief” that the breach compromised FOA customers’ personally identifiable information including Social Security numbers. The lawsuit also suggests a potential class of tens of thousands to hundreds of thousands of victims. 

Finance of America is a prominent reverse mortgage lender, and it posted greater annual profits in 2025 despite a $21 million loss in the fourth quarter. The company’s major moves in recent months include buying Onity subsidiary PHH Mortgage Corp.’s reverse mortgage assets, and buying out Blackstone’s equity position in FOA. 

More data breach litigation

The case is yet another legal action taken against a mortgage lender, servicer, or vendor for a reported data breach, the majority of which are filed before the full scope of the actual incident is known. Not every incident is followed by a lawsuit, however, while other cases unfold in smaller state courts.

Within the mortgage industry, such lawsuits have also not reached jury trials, as companies have come to resolutions with affected customers. Bayview Asset Management in January agreed to a $26 million settlement for a prospective class of around 5.8 million consumers, to settle a case pending since 2022. 



Amex Business Gold 200K NLL Offer, Check Link (Targeted)


Amex Business Gold 200K NLL Offer

The American Express® Business Gold Card currently has a welcome bonus of 200,000 Membership Rewards. That is a great bonus that is now available through a targeted link that has no lifetime language (NLL). There are also similar links for 175K and 125K bonuses. These NLL links usually get around the dreaded pop-up as well, if you’re in pop-up jail. Check out the details below.

Amex Business Gold 200K NLL Offer

Signup Bonus Details

  • DIRECT LINK: Earn 200,000 points after spending $15,000 in eligible purchases on the Business Gold Card in the first three months of Card Membership.
  • DIRECT LINK: Earn 175,000 points after spending $15,000 in eligible purchases on the Business Gold Card in the first three months of Card Membership.
  • DIRECT LINK: Earn 125,000 points after spending $15,000 in eligible purchases on the Business Gold Card in the first three months of Card Membership.
  • Annual Fee: annual_fees

American Express® Business Gold Card

Card Details

  • Earn 4X Membership Rewards points on the 2 categories where your business spends the most (up to $150,000 per calendar year):

    • Purchases at U.S. media providers for advertising in select media (online, TV, radio)
    • U.S. purchases at restaurants, including takeout and delivery
    • U.S. purchases at gas stations
    • Monthly wireless telephone service charges made directly from a provider in the U.S.
    • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
    • U.S. purchases made from electronic goods retailers and software & cloud system providers

  • Earn 3X Membership Rewards points on flights and prepaid hotels booked on AmexTravel.com.
  • Earn 1X Membership Rewards point on all other purchases.
  • Earn up to $20 in statement credits each month for eligible purchases at FedEx, Grubhub, and Office Supply Stores. Enrollment required.
  • $150 annual credit for U.S. purchases with Squarespace.
  • Walmart+ Membership Credit for a monthly Walmart + membership (subject to auto-renewal).
  • Book a two-night minimum The Hotel Collection stay through American Express Travel and get a $100 experience credit.
  • Pay Over Time Option
  • No preset spending limit
  • No Foreign Transaction Fees
  • Cell Phone Protection for up to $800 per claim and max 2 claims per 12 months. 
  • Trip Delay Insurance, Baggage Insurance Plan and Car Rental Loss and Damage Insurance
  • Extended Warranty and Purchase Protection for 90 days (up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year).
  • Annual Fee: annual_fees (Rates & Fees)

Guru’s Wrap-up

This is a great welcome bonus for the Amex Business Gold Card. You need to spend $15,000 in the first 3 months to earn the 200,000 Membership Rewards points. That’s a lot of spend, so make sure you are able to complete it before applying.

This offer has no lifetime language. That means that if the link works for you after logging in, then you can get the bonus again, even if you have the card or had it in recent years.

If you’re looking for other NLL offers, you can find the latest articles here.

Let me know in the comments if the link works for you!

Investing From $0 In 2026: The Complete Strategy



Imagine waking up in 2026 with zero dollars. It sounds terrifying, but it creates a clean slate. 📉 In this video, I break down the exact mathematical path I would take to build wealth from absolute scratch in the current economy. We aren’t just talking about stocks; we are talking about debt destruction, cash buffers, and tax shields. 🛡️

I’m not selling a course. This is a pure strategy session covering the “Avalanche Protocol” for debt, why cash isn’t trash, and the specific order of operations for your 401k and Roth IRA. Whether you are starting fresh or just need a reset, this is your roadmap to your first $100k. 💰 Let’s fix your financial future. 🚀

Timestamps:
00:00 – The 2026 Reality Check
02:03 – The Debt Myth
05:25 – The Emergency Trap
05:59 – The Cash Drag Illusion
09:13 – The Diversification Trap
09:46 – The Stock Picking Illusion
13:09 – The Tax Drag
13:36 – The Account Hierarchy
16:52 – The Income Ceiling
17:16 – The Frugality Trap
20:13 – The 2026 Roadmap

Sources:
✅ SPIVA Scorecards (Active vs. Passive Management Data)
✅ IRS Tax Code (Roth IRA & 401k Contribution Rules)
✅ Historical Market Data (S&P 500 Average Returns)
✅ The Psychology of Money (Behavioral Finance Concepts)

#personalfinance #investingforbeginners #howtomakemoney #financialeducation #moneymanagement #compoundinterest #passiveincome #howtoinvest #savemoney #budgeting #financialindependence #wealthbuilding #investingstrategies #retireearly #debtfreejourney #avalanchemethod #indexfunds #RothIRA #2026strategy

⚖️ Disclaimer: I am not a financial advisor. Content is for entertainment & educational purposes only. Investing involves risk. Always do your own research.

🤖 Production Note: This channel utilizes AI tools for voiceover & visual rendering, but every single video is originally researched, scripted, storyboarded, and manually edited by me, Tom. The sketch-style visuals are designed to simplify complex topics. This is a human-led project dedicated to high-quality financial education.

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How a perilous US rescue mission in Iran nearly went off course




How a perilous US rescue mission in Iran nearly went off course