StoneX Financial has recently opened its coverage of Robinhood Markets (NASDAQ:HOOD) with a Buy rating and a $170 price objective. The call came from Mark Palmer, managing director and senior research analyst at the firm. Against Tuesday’s close of $117.34, when the shares fell 3.91 percent, that target implies about 45 percent upside.
Palmer’s initiation argued that Robinhood’s operating trends are speeding up across almost every key measure.
Second-quarter net revenue increased 32 percent year over year to $1.31 billion.
Crypto-related revenue dropped 38 percent and now represents 8 percent of net revenue, compared with 16 percent a year earlier.
Rather than treating that mix shift as a setback, the note framed it as evidence that the company is no longer defined mainly by digital asset trading.
The core of the bull case is Robinhood’s move beyond commission-free retail brokerage into exchange platforms and blockchain infrastructure that can earn software-like margins.
Robinhood Chain, the company’s Ethereum Layer 2, launched on mainnet on July 1.
The research described recent 24-hour gas-fee collections that exceeded those of other Ethereum Layer 2 networks combined.
Daily fees were about $4.59 million by September 3, and annualized revenue was near $39 million as of August 29.
StoneX’s model projects that the chain could generate $980 million in revenue by fiscal 2029 at an 85 percent margin.
Prediction markets are the other growth engine cited in the report. In the second quarter Robinhood handled 13.6 billion event contracts, including more than 5 billion during the World Cup period.
That activity produced roughly $156 million in revenue, up 50 percent from the prior quarter.
On the same Tuesday as the stock’s decline,
Robinhood also disclosed equity stakes and commercial arrangements with Crypto.com and OG.com, including plans to route some event-contract volume to OG.com.
Palmer presented these businesses as the reason the stock should be valued less like a traditional broker and more like a platform building high-margin rails.
The $170 target is among the more aggressive recent Street estimates and assumes the Layer 2 network and event-contract franchise can scale fast enough to support a higher multiple.
The rating is an initiation, not a settled consensus.
Forward estimates can shift with user engagement, regulation, crypto-market conditions, and execution on the new infrastructure. Even so, the StoneX note adds to a growing set of analyst arguments that Robinhood’s next phase of growth may come from software-style economics rather than trading commissions or crypto volume alone.
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When the third quarter is over at the end of the month, it is likely agency mortgage-backed securities issuance volume will not reach either BTIG and consensus expectations, a new report said. As borrowers shift toward home equity products, originators focused on HELOC and non-QM securitizations have a distinct competitive edge.
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“If we assume September volume is consistent with the July/August pace (which appears optimistic given rates and typical seasonality), agency MBS issuance would imply volumes 6% below our third quarter expectations and 12% below consensus,” the BTIG report from Douglas Harter said. “Our third quarter volume estimates are 5% below consensus.”
The Mortgage Bankers Association’s Weekly Application Survey released Wednesday morning had the conforming 30-year fixed-rate mortgage at 6.85%, a gain of 6 basis points.
These reports came out prior to the 10-year Treasury reaching 4.86% on Wednesday morning, the highest it has been since Nov. 1, 2023, when the intraday peak was 4.9%. Reports that oil prices reached $100 a barrel appear to be a driving factor. But the markets also likely reacted to Treasury Scott Bessent’s announcement to now triple the longer-debt buyback plan.
The coverage universe Harter cites consists of five companies: loanDepot, PennyMac Financial Services, Rithm, Rocket Cos., and UWM Holdings.
He projects those five to produce $134.6 billion of mortgages, versus the overall consensus of $141.1 billion. Only Rocket is expected to come in above projections by 4%. BTIG is just one of four analysts covering loanDepot, according to S&P Global IQ, and its estimate is the same as the consensus.
For the full year, his projection of $563.3 billion is 2% below consensus for the five companies, while for 2027, he is 6% under at $586.2 billion; the consensus is $574.7 billion and $625 billion, respectively.
Lenders most below issuance estimates: Pennymac and loanDepot
For expected issuance in the current quarter, Pennymac and loanDepot are the furthest below BTIG’s estimates, off by 25% and 17% respectively, based on July and August issuance data. But there’s a caveat for loanDepot:
“We would note that HELOCs, which are not captured in agency MBS issuance, are becoming a bigger part of volume for loanDepot and could be driving some of the underperformance in MBS issuance data,” Harter said. “When compared to our estimate of lock volume (which doesn’t include HELOC), the MBS issuance volume implies 3% lower volumes than our estimate.”
For Pennymac, its agency MBS volume of $5.8 billion in August, was down by 19% versus July. It was also 44% lower than the second quarter’s average monthly pace.
“This is directionally in line with expectations following the weak update for July funded/lock volumes provided with second quarter earnings, but is trending 25% below our estimate through the first two months of the quarter,” Harter pointed out.
But Onity, at plus 5%, and Rocket, plus 1%, are above agency MBS issuance expectations.
BTIG calculated agency MBS issuance of $116.2 billion in August, up 5% for the month, helped by the 8% rise in purchase volume. But for the companies it covers, total issuance was down 2%.
By channel, a 1% drop in correspondent-related issuance was more than offset by a 10% gain in retail and a 2% rise in wholesale.
Non-agency issuance activity during August
Non-agency MBS issuance was up 14% month-to-month, with increases in closed-end second and home equity line of credit securitizations offsetting a decline in the home equity investment segment.
BTIG estimated $8.4 billion of non-qualified mortgage securitizations during August, which it said was 17% slower than the second quarter pace.
In its Aug. 28 non-agency securitization weekly, Bank of America Securities reported $82 billion of non-QM issuance year-to-date. For the same report for July 31, at the time year-to-date issuance was $68 billion.
Methodology differences in measurement by various sources explains the discrepancies.
Home equity product issuances, which include all three segments, totaled $3.3 billion in August, BTIG said. Through the first two months of the third quarter issuance is at a 19% faster pace than three months prior and 10% higher versus the same time in 2025.
Kroll Bond Rating Agency has reported over $23 billion of home equity issuance through the first six months of the year. B of A Securities reports $30 billion through Aug. 28, a gain of $4 billion during the month.
Agency MBS buys at the GSEs
Keefe, Bruyette & Woods, in a Sept. 7 flash note, said the retained MBS portfolios at Fannie Mae and Freddie Mac are now at $173 billion and $140 billion. Both companies currently have a $225 billion cap, although they also have “meaningful room” to make more purchases, said Bose George.
“We expect continued buying from the GSEs through 2026 and into 2027, which should help keep spreads relatively stable,” said George. “However, GSE buying this year appears to be largely dictated by the level of spreads, so buying might remain limited if spreads remain stable at current levels.”
George noted the spread between agency MBS and the 10-year Treasury yield is 101 basis points, modestly wider than where it was at the end of the second quarter, at 95 basis points.
Given the 10-year Treasury to 30-year mortgage spread is at 198 basis points, slightly above the long-run average of 193 basis points, further tightening is not likely, George said.
Yuhas’ pet-sitting business grew quickly thanks to word-of-mouth endorsements.
She began hiring people she trusted to help her expand The Funny Sitter.
Now, she averages $5,000 a month, with a significant spike during the holiday season.
This as-told-to story is based on a conversation with Stephanie Yuhas, an award-winning film and television writer and producer and founder of pet-sitting service The Funny Sitter. Income from her pet-sitting side hustle currently averages approximately $5,000 per month but can reach about $15,000 during the holiday season. The piece has been edited for length and clarity.
Image Credit: Courtesy of The Funny Sitter
I am originally from the East Coast, New Jersey and Philly, and I actually never had pets before other than fish. My mom never let me. So never in a thousand years would I have thought I’d start a pet-sitting side hustle.
I came to LA because a show that I wrote sold to Amazon Studios and went into development, but then Amazon dissolved their kids and family division. The show resold to HBO Max. My producer moved on and brought me and the whole team with him to HBO Max. In the meantime, in the background, I was helping develop a series called Mystery Science Theater 3000, a reboot.
The pandemic and strikes shift the industry landscape
I had been doing that on the East Coast, but it broke the Kickstarter world record, and Netflix picked it up. I never expected that to happen. It was a total indie. Now, that’s not my show; I just worked on it. But things were really popping off. I won a mentorship at Netflix, where we were developing a feature. We thought we had it in the bag. Then Covid hit.
Already, there were some mergers happening in my entertainment industry, but with Covid, then the strikes, and ultimately leaving my marriage — where I basically lost everything and had to walk away from my home with nothing more than a teal suitcase — I was like, What do I do? I had to get my bearings.
Finding the first pet-sitting gig, growing with word-of-mouth
Through a Google listserv, I saw that someone needed a person to watch their pets. I’m like, That’s great. Because this was still the middle of the pandemic, so looking for apartments was really hard. It felt like the safer choice. At that point, I did it as more of a survival thing — I didn’t charge for the first job I ever did.
Then, through word-of-mouth, people were like, “This woman is actually really good.” As it turns out, a former homeowner who doesn’t smoke and is kind of sober curious was in-demand.
Image Credit: Courtesy of The Funny Sitter
I didn’t know when production was going to start again, so I was transitioning to be an author. I was making all of my money ghostwriting books for other people. One thing led to another, and I just kept on booking and booking through word-of-mouth.
Then I got onto Rover. Because I have dyscalculia, it’s very difficult for me to do invoicing. When I’m in Hollywood, or even when I’m with the book clients, I have an agent who handles all that stuff. So I needed a third-party agency to handle the finances. Then I became one of the top pet-sitters on Rover.
People pay to put their animals at ease
Now that there’s been a return to office, I’m more popular than ever. If I’m going to do a sit requiring constant care, where I can’t leave the house, I charge a lot for that because I have to get Postmates, etc. People pay it because their animals often have severe separation anxiety and will get destructive. They know that I have a sort of calm, Disney-princess energy sometimes. I’m literally writing princess movies and things like that.
Someone told me early on that sometimes you can get paid more as a pet-sitter in Hollywood than Hollywood gets paid in Hollywood. I thought it was a joke, and then I looked at the financials. My pet-sitting income currently averages approximately $5,000 per month, although it can reach about $15,000 during the holiday season or when I take on unusual, high-demand bookings. The business is highly seasonal, with a significant dip between early January and early April.
When you average it out in terms of how many hours you spend writing books, making TV shows, being in development hell, dollar for dollar, you’re going to make more money pet-sitting sometimes, especially if you end up in the specialty that I have. I’ve managed mansions and estates. I’m not going to compete with a college student who just comes by to drop some kibble in the bowl.
Entering the circus, navigating extreme clients
Over time, I realized it’s not just about pet-sitting. My job is to enter your circus and be the ringleader. Other things come up, too; maybe someone needs a ride to the airport. So the income is stacking within the gig because I am taking over someone’s life for them, and I do charge extra for that. When there’s a lot of animals in the house, each animal gets charged additionally.
Especially in the Los Angeles market, I’ve had really extreme clients. I had a client who expected a medium-pressure cat massage every single time the cat ate. I was like, This cat has a better life than most people I know. Definitely most comedians.
And then I got popular enough that clients were overlapping dates. I can’t handle two houses at once. But my friends who are also in the entertainment industry, who have the exact same problems as me and very similar qualifications, were like, “Can I try?” So I started to expand The Funny Sitter family.
The exact same skills I used running like a full service production company translate to pet-sitting, and at the end of the day, this is all still service.
Image Credit: Courtesy of The Funny Sitter
Embracing the side hustle and gig work amid industry upheaval
Initially, I actually hid the fact that I was pet-sitting because I was embarrassed. Our industry has such an awful “fake it till you make it” standard, and I worried that admitting I was doing gig work would make me look like I wasn’t a “real” creative anymore.
But when the world reopened and I started attending peer events again, including Women in Animation, I realized I was far from alone. Many of my peers had also turned to pet-sitting and other gig work to weather the pandemic, strikes, mergers and the upheaval in our industry. Those conversations were part of how I began understanding just how important the strikes were, and how strange it was that, in some cases, we could earn more and find more stability caring for other people’s animals than we could creating the work we were trained to do.
That changed how I thought about the stigma around gig work. I want to be very open about my “side hustle” because I think there is nothing inherently lesser about being a gig worker compared with having a conventional 9-to-5. During lockdown, gig workers, including Uber drivers, delivery workers and pet-sitters, were often the people keeping essential parts of life functioning while others couldn’t safely leave their homes. There is dignity in that work.
Unlocking more financial stability and creative independence
And, unexpectedly, the financial stability of pet-sitting has also helped me become more creatively independent. It has allowed me to step back from doing as much service work through my ghostwriting company and start writing my own books again for the first time in years. My publisher went under, many of the network executives I had worked with moved on, and we’re still navigating enormous disruptions from AI.
I’ve realized I can’t sit around waiting for the industry to “go back to normal.” My other company, Permission Slip, was founded because I was done waiting for permission from power players to create my art. While directly supporting art is more ideal, gig work is a good backup when that isn’t possible. I’m building my own intellectual property independently, without a development budget or advances, supported in part by my pet-sitting business and my backers on Patreon.
Image Credit: Courtesy of The Funny Sitter
Life becomes material for art
In fact, life is becoming material for the art. I’m developing a series called Mars Rover, which asks: “What if the first man on Mars was actually man’s best friend?” The dog’s behavior in the story is based entirely on the behaviors of the beloved pets I’ve cared for. My clients are genuinely excited by the idea that their pets could inspire a character that might someday appear on television or in a book.
I don’t want the takeaway to be “Don’t pay artists; get them to watch your cats instead!” That would be completely contrary to what I believe. Arts and entertainment is a high-risk venture, and I honestly wish I didn’t need two jobs to pursue my creative ambitions.
But the steady work of pet-sitting saved me during one of the most difficult periods of my life. What I never expected was that it would do more than help me survive. It gave me enough stability to start building again, and now I feel like I’m actually thriving in both businesses.
Start small, build relationships and have fun
If you’re considering pet-sitting, start small. And don’t ever make a job for yourself that you don’t want. I’ve seen a lot of people who pet-sit to get free accommodations to travel, and they’re not into pets. It is wildly unethical, and it is not going to work out for you. This is a real job. If you treat it as such, people will treat you with respect, and everyone is going to have a good time.
Approach it sort of like dating; I say no to a ton of clients, which is really hard because sometimes people take it personally. But you have to come up with a list of questions upfront because you’re interviewing the person whose pet you’re sitting as much as they’re interviewing you.
But ultimately, have fun. The most rewarding part of this is that I get to have pets all over the world, and you bond with the animals. I was just flown to Hawaii for a sit, and I never thought that that would happen in a million years. But they’re like, “We don’t want anyone but you.” So if you are looking to love pets all over the world and build longevity and relationships, then approach it with intention and have a blast.
Key Takeaways
Yuhas’ pet-sitting business grew quickly thanks to word-of-mouth endorsements.
She began hiring people she trusted to help her expand The Funny Sitter.
Now, she averages $5,000 a month, with a significant spike during the holiday season.
This as-told-to story is based on a conversation with Stephanie Yuhas, an award-winning film and television writer and producer and founder of pet-sitting service The Funny Sitter. Income from her pet-sitting side hustle currently averages approximately $5,000 per month but can reach about $15,000 during the holiday season. The piece has been edited for length and clarity.
Image Credit: Courtesy of The Funny Sitter
I am originally from the East Coast, New Jersey and Philly, and I actually never had pets before other than fish. My mom never let me. So never in a thousand years would I have thought I’d start a pet-sitting side hustle.
I came to LA because a show that I wrote sold to Amazon Studios and went into development, but then Amazon dissolved their kids and family division. The show resold to HBO Max. My producer moved on and brought me and the whole team with him to HBO Max. In the meantime, in the background, I was helping develop a series called Mystery Science Theater 3000, a reboot.
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The Federal Reserve’s G.19 consumer credit release published September 8 put outstanding student loan debt at $1,858.2 billion at the end of the second quarter of 2026. That is up $55.6 billion from $1,802.6 billion a year earlier, a 3.1% increase. This is also the first time the national student loan balance has gone above $1.85 trillion.
Total consumer credit grew at a 4.2% seasonally adjusted annual rate in July to $5.19 trillion. Federally held consumer credit (Direct Loans, Perkins, and Ed-held FFEL) was $1,605.6 billion, roughly flat since March, even as millions of borrowers move onto new repayment plans.
It’s important to remember that Q3 is typically when the federal balance sheet sees the biggest jump in student loan debt as fall enrollment hits the books.
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Why It Matters
The amount of student debt in the United States is still growing, but the pace has changed. Annual growth peaked at $104.3 billion in 2011 and has not topped $57 billion in any year since 2020, well underway before the new graduate and parent borrowing caps took effect.
That deceleration is mostly a lending story rather than a repayment story. Undergraduate enrollment growth has slowed, Grad PLUS is gone for new borrowers, and origination volume has fallen with it.
For families, the typical 2026 graduate still borrows about $43,500. It’s just that there are fewer students to enroll in college changing the overall aggregate numbers.
Two Decades Of Growth
Student loan debt has more than tripled since 2006. The shape of that growth is the story: steep through the 2010s, then flattening sharply in recent years.
2023 remains the only annual decline in the series, reflecting federal discharges rather than ordinary repayment. This is a reminder of the myriad of Biden-era loan forgiveness programs that saw upwards of $188B forgiven.
How This Connects
It’s important to remember that the $1.86 trillion total says nothing about how individual borrowers are handling their own debt.
The average federal balance is $39,547 against a median of $20,281, spread across 42.8 million borrowers. A gap that wide means a small group of very large balances pulls the average up.
The total also hides who has stopped paying: 7.7 million borrowers were in default as of March 2026. These individual borrowers face the worst situation because collection costs always exceed the cost of repayment, and these borrowers face the indirect costs of poor credit as well.
What’s Next
Third-quarter data is due in December and it will be the first read that includes new student loan originations under the new OBBBA limits. The signal to watch is whether the usual Q3 disbursement surge (roughly $30 billion in each of the last two years) comes in materially smaller, which would tell you the caps are reshaping borrowing rather than just redirecting it.
Editor: Colin Graves
The post Student Loan Debt Reaches $1.86 Trillion, Up $55.6 Billion From A Year Ago appeared first on The College Investor.
Let me cut to the chase. PepsiCo(PEP -1.44%) is a fantastic dividend growth stock to buy right now and hold for a very long time.
Today’s Change
(-1.44%) $-1.99
Current Price
$136.46
Key Data Points
Market Cap
$189BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Day’s Range
$136.33 – $138.12
52wk Range
$133.73 – $171.48
Volume
3.3M
Avg Vol
8.4M
Gross Margin
53.98%
Dividend Yield
4.19%
The raise that keeps on giving
PepsiCo raised its dividend in May 2026. The quarterly payout was set to $1.48 per share, which is a 4% increase from the previous quarter and the year-ago period. The dividend policy works out to a generous 4.3% annual yield against recent prices, comparing favorably to even the best high-yield savings accounts nowadays.
But that’s not the whole story. You see, this wasn’t PepsiCo’s first dividend boost. The company is a Dividend King, which means it has raised its payouts for at least the last 50 years. The soda and snack giant’s check-boosting streak started 54 years ago, in 1972.
Image source: The Motley Fool.
Dividends did PepsiCo’s heavy lifting
In other words, PepsiCo isn’t just a consistent dividend payer, but a deeply committed dividend growth stock. The company’s free cash flows rose 131% over the last two decades. Dividends paid quintupled over the same period.
And the rich payouts make a real difference to shareholder returns. PepsiCo’s stock price rose 29% over the last decade. If you reinvested the dividends in more stock along the way, you’d have a total return of 75% instead.
PEP Total Return Level data by YCharts
The lag is the opportunity
The 10-year returns don’t look great compared with the S&P 500 (^GSPC -0.37%), whose total return has surged 319% since September 2016. Then again, PepsiCo isn’t a player in the AI boom, which drove most of the index’s outperformance in recent years.
And that underperformance is part of my investment thesis here. As of Sept. 8, PepsiCo’s stock is down 14.3% over the past six months. Coca-Cola(KO -0.56%), Keurig Dr Pepper(KDP -0.35%), and Monster Beverage(MNST -1.26%) all gained at least 13%. As a result, PepsiCo carries some of the lowest valuation ratios in the large-cap beverage sector.
That’s the Dividend King I want in my portfolio: a boring snack-and-soda machine that keeps raising the check every year, currently marked down for a September sale.
Anders Bylund has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Monster Beverage. The Motley Fool has a disclosure policy.
Non-affiliate disclosure: all information about this card has been collected independently by US Credit Card Guide and has not been reviewed by the issuer.
[2026.9 Update] There’s a link with 90k offer.
[2026.3 Update] The 90k offer is expired. Currently there’s only the regular 75k offer.
[2026.1 Update] There’s a link with 90k offer.
Application Link
Benefits
90k offer: earn 90,000 bonus Avios miles after spending $5,000 in 3 months. The best recent offer is 100k.
We value EI Avios at 1.2 cents (Airline Miles Value), so the 100k highest sign-up bonus is worth about $1,200. BA Avios, IB Avios and EI Avios can be transferred to each other at a 1:1 ratio (both accounts need to be at least 90 days old).
Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and Level. Earn 2 Avios per $1 spent on hotel accommodations. And earn 1 Avios per $1 spent on all other purchases.
Every calendar year you make purchases of $30,000, you’ll receive an economy companion ticket good for 12 months.
No foreign transaction fee.
Disadvantage
Annual fee $95, NOT waived first year.
Recommended Application Time
[5/24 Rule] If you have 5 or more new accounts opened in the past 24 months, Chase will not approve your application, no matter how high your credit score is. The number of new accounts includes all credit card accounts, not only Chase accounts. See this post for details about how to possibly bypass this rule.
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. Note that what matters here is the time you got the sign-up bonus, not the time you open the account or close the account.
Don’t apply for more than 2 Chase credit cards within 30 days, or it’s highly likely that you will get rejected.
We recommend you to apply for this card after you have a credit history for more than a year.
Summary
The sign-up bonus on this card is quite decent. BA Avios, IB Avios and EI Avios can be transferred to each other at a 1:1 ratio, so it is a good card to earn Avios quickly together with Chase BA. These mileage programs each has its own advantage. The earning structure is not attractive at all, so if you are not flying EI frequently then it is not a good card to keep for long.
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Recommended Downgrade Options
You can not downgrade this card to any card with no annual fee, so I suggest you close it when you don’t want to keep it any longer.
After Applying
Call 800-436-7927 to check Chase application status. This is an automated telephone line, and the information has the following meanings: Receive decision in 2 weeks means your application is probably approved; Receive decision in 7-10 days means your application is probably rejected; Receive decision in 30 days simply means your application requires further review and there’s nothing to tell you for now.
Historical Offers Chart
Note: Sometimes there are offers such as 100k or 75k on this card, but the spending requirements after the first 50k are huge. Therefore, we don’t treat them as sign-up bonus; instead, we treat them as spending bonus instead. Similarly, the 4x up to 100k offer is also not counted.
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Higher payments haven’t eliminated demand. They’ve raised the standard a property has to meet before a buyer feels comfortable acting. That also means pricing matters more. Buyers increasingly seem willing to test sellers with lower offers when a home has been sitting, while many sellers are still anchored to what they believe their property should be worth. The result is a growing expectations gap, one that’s playing out across the country as homebuyer demand hits a record low while seller inventory keeps widening, not just here in Sacramento.
New construction is competing for those buyers
Another major factor in Greater Sacramento is new construction. We have a significant amount of new-home development throughout communities such as Elk Grove, Roseville, Folsom and the surrounding areas, and I see more buyers considering new construction because builders are giving them something many resale sellers can’t: financial incentives.
A resale seller might be reluctant to reduce the price by $20,000. A builder, on the other hand, may be willing to offer substantial closing-cost assistance, a rate buydown or special financing through its preferred lender, part of a pattern of builders leaning harder on price cuts and buydowns than resale sellers can match. For a payment-conscious buyer, that can be extremely powerful. A buyer may prefer an established neighborhood or a larger lot on a resale home, but when they compare that home at the prevailing market rate against a new home with a significantly lower promotional rate or substantial closing-cost incentive, the new construction payment can become difficult to ignore.
That’s why resale sellers and their agents need to understand that they aren’t necessarily competing only against the house down the street anymore. In some parts of Greater Sacramento, a region where pending home sales have climbed faster than almost anywhere else in the country, they’re competing against builders with an incentive budget.
The opportunity is property specific
This is why broad statements about whether Sacramento is a buyer’s or seller’s market aren’t particularly useful right now. A desirable home that is updated and priced correctly may still require a strong offer. A property that has been sitting for 45 or 60 days could give the buyer an opportunity to negotiate price, seller credits or both. And a new construction community may present an entirely different opportunity because the builder is motivated to move inventory and can use financing incentives to make the monthly payment more attractive. The strategy has to change with the property.
Application link :-
📚 BCom 1st Year | Sem 1: Business Organization and Management – Chapter 1 📚
Welcome to our comprehensive lecture series on Business Organization and Management! In this video, we dive deep into Chapter 1, offering a detailed overview of the fundamentals that every BCom 1st-year student for sem 1st exam 2023-24 needs to know.
🔹 Chapter 1: Understanding Business Organizations 🔹
🔸 Key Topics Covered:
– What is a Business Organization?
– Types of Business Organizations
– Importance and Role of Business Organizations
– And more!
📌 Whether you’re a student looking for in-depth knowledge, or just someone interested in the world of business, this video is a valuable resource. Stay tuned for more chapters in this series to ace your BCom coursework!
📚 Course Outline:
– Chapter 1: Understanding Business Organizations
– Chapter 2: Management Functions and Process
– Chapter 3: Planning in Business
– And much more!
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🔗 Useful Links:
– Check out our playlist for more BCom 1st-year topics
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