Opinions expressed by Entrepreneur contributors are their own.
Key Takeaways
Discover seven surprising ways AI can help you build and run a one-person business.
See how to turn a business bottleneck into a clear assignment for an AI specialist.
Explore app building, customer recovery and AI teamwork without hiring staff or writing code.
What could you build if your one-person business had the capabilities of a team? A working app, a customer-recovery campaign or a clearer picture of what’s driving revenue could start with an assignment you give AI.
In the video above, I demonstrate seven practical possibilities, including AI operating browser-based tools, handing work to Lovable and coordinating specialist agents. You’ll see how these capabilities connect to business jobs you can recognise in your own day.
The starting point is a defined outcome. Give AI relevant context, clear boundaries and a result to work toward, and you can begin delegating the steps that move a job forward.
That could mean investigating a change in sales, preparing customer follow-ups or building an internal tool. You set the direction and approval points; each AI specialist gets a useful responsibility.
In The Wolf Is at The Door, I identified AI delegation as a skill that would help people adapt. These demonstrations show what that looks like in practice, from the initial job brief to the handoff between tools.
An Intuit QuickBooks article citing its 2026 AI Impact Report reports that 78% of U.S. businesses said AI improved productivity and 43% said it increased revenue. Your starting point can be one workflow where the benefit is easy to check.
Think of the app you’ve postponed, the customers you want to reconnect with or the reporting that takes you away from building your business.
Watch the video above for all seven experiments, the customer-recovery job brief, the ChatGPT-to-Lovable handoff and the revenue-diagnosis assignment I would delegate first.
Choose one example that fits your business. It could become the first job your AI team takes on.
The free AI Success Kit, available to download for a limited time, comes with a free chapter from my new book, The Wolf is at The Door – How to Survive and Thrive in an AI-Driven World.
Key Takeaways
Discover seven surprising ways AI can help you build and run a one-person business.
See how to turn a business bottleneck into a clear assignment for an AI specialist.
Explore app building, customer recovery and AI teamwork without hiring staff or writing code.
What could you build if your one-person business had the capabilities of a team? A working app, a customer-recovery campaign or a clearer picture of what’s driving revenue could start with an assignment you give AI.
In the video above, I demonstrate seven practical possibilities, including AI operating browser-based tools, handing work to Lovable and coordinating specialist agents. You’ll see how these capabilities connect to business jobs you can recognise in your own day.
The starting point is a defined outcome. Give AI relevant context, clear boundaries and a result to work toward, and you can begin delegating the steps that move a job forward.
Nuclear energy investors have one question on their minds: What the heck is going on with Oklo(OKLO -5.82%)?
The poster child of artificial intelligence energy, the driving force behind the “nuclear renaissance” (remember that?), the company challenging our conventional image of nuclear power as a sprawling industrial complex of steel and concrete, with enormous cooling towers looming ahead — oh, that Oklo? It trades at $27 a share today, down 86% from an all-time high of roughly $194.
How does Oklo fall from $194 to $27, and more importantly, should you buy?
Image source: Oklo.
Oklo at $27: How we got here
Oklo, as you might know, is trying to build a small modular reactor (called Aurora) that looks like a cross between a cathedral and an eco-cabin. “Trying” doesn’t mean it lacks the technical know-how to do it. No, instead, “trying” means making it through the lengthy, expensive process of securing regulatory approval to sell electricity from certified reactors, which has been ongoing since 2016.
$25.25-$1.56 (-5.82%)
NYSE · As of 4:00 PM ET 10/30/26
It’s no surprise that Oklo has been mired in this regulatory approval for over a decade (this is nuclear energy, after all). What is surprising is the response to nuclear that made Oklo such a hot stock.
Although Oklo went public in 2024, enthusiasm really accelerated in 2025. This was a time when powerful artificial intelligence models were emerging, and people were generally won over (at least at first) by the technology’s language fluency and rational capacities.
All of a sudden, Wall Street was giddy about nuclear energy. And why not? AI needs power, preferably clean power, and nuclear is one of the best sources of clean electricity. With backing from Sam Altman, Oklo seemed like the perfect partner for data centers in an era of increasingly powerful and energy-intensive models.
Oklo still seems like a good partner for data centers. But that future seems a lot farther away than it did last year. Building nuclear power plants, even small ones, takes time and money, and investors seem reluctant to pay a premium for profits that might not materialize for years. Meanwhile, tech companies are looking for ways to secure electricity sooner, including Alphabet‘s (GOOG -1.45%)(GOOGL -1.40%) recent 20-year agreement with Constellation Energy(CEG -0.83%) to add 890 megawatts of nuclear capacity by upgrading its reactors.
Is Oklo a buy at $27?
The sobering truth: Oklo at $27 is essentially the same as Oklo at $194.
At $194, investors were betting on a company with no regulatory approval and no Aurora powerhouse in operation. At $27, Oklo is basically in the same situation.
That’s not to say it’s not a buy. Indeed, at $27 per share, investors are certainly getting a better price. Still, the company carries a roughly $5 billion market valuation, despite generating little revenue, so I wouldn’t call Oklo a “bargain.”
Given that Oklo is probably years away from generating meaningful revenue, most investors will likely want to let this story play out before jumping on board.
Read weekly Deep Dives from my research team and join the group chat on my Learn With Me Substack:
Legal Disclaimer:
Any information on this channel is provided for educational purposes only. None of the above is investment advice, a recommendation or an offer to sell, or a solicitation of an offer to buy, any securities or investment products.
Mortgage rates are even lower today, inching their way closer and closer to a 6-handle.
And once again tech stocks are getting hammered, pushing a lot of money toward the safety of bonds.
When that happens, their corresponding yields (or interest rates) drop, and that spells relief for mortgage rates.
The bellwether 10-year bond yield was down another seven basis points (bps) after Amazon and Intel spooked the market.
It’s the one silver lining in an otherwise gloomy situation, but only if you’re actually in need of a mortgage right now.
Tech Stocks Continue to Rattle the Market, Pushing Money Into Bonds
The other day we saw Alphabet shares get rocked. Today, we saw Amazon and Intel get hit, the latter of which plummeted over 30% at last glance. Yikes!
Intel said it might not achieve positive cash flow, an issue we’ve heard a lot of recently.
It appears all that infrastructure and AI spending is catching up to these companies, even if they do eventually profit from the buildout.
That has rattled investors, who were loving the high returns from AI-related names but now might be having second thoughts.
If they all of a sudden say hey, bonds look pretty attractive here with near-5% returns, that takes pressure off mortgage rates.
And that’s basically what we’ve been seeing, despite other headwinds like inflation, high oil prices, and the ongoing Middle East conflict.
[Compare five different mortgage rates side by side with my mortgage rate calculator.]
Why Do Falling Tech Stocks = Lower Mortgage Rates?
It’s a classic flight to safety.
When investors get nervous about stocks, they tend to sell and buy bonds instead, especially U.S. Treasuries, which are guaranteed to be paid out.
More demand for bonds pushes their price up and yield down.
As we know from many years of data, 30-year fixed mortgage rates tend to follow the 10-year yield in veritable lockstep.
So if you ever want to track mortgage rates, simply look at the 10-year bond yield and you’ll have a pretty good idea as to their direction.
If the 10-year yield drops, 30-year fixed mortgage rates should be lower on the day as well.
If the yields go up, which they did for the past few months until recently, 30-year fixed mortgage rates should also rise. And boy did they ever.
For perspective, the 10-year bond yield was as high as 5.365% in early October, the highest level since 2002, and now back below 5%.
You can thank the stock market rout for that, and basically nothing else.
The fact that yields fell despite data showing the economy grew at its fastest pace in a year with inflation running hot says a lot.
In other words, even hot economic data couldn’t stop the bond rally as fears of an AI bubble take center stage.
But What Does a Tech Selloff Mean for Home Buyers?
Here’s the problem with this recent mortgage rate rally.
Lower rates driven by fear and wealth destruction aren’t the same as lower mortgage rates driven by good news, like falling inflation.
If tech stocks keep sliding, that hits 401(k)s and other retirement accounts that many buyers may have been counting on for a down payment. Or for reserves.
Or simply to feel comfortable making a 6- or 7-figure home purchase.
And that diminishing wealth effect could eventually weigh on home sales even as interest rates improve.
Of course, it’s not definitive yet. October is notoriously bad for stocks and this year hasn’t disappointed.
If tech stocks bounce back, bond yields could pop right back up too and take mortgage rates with them.
And remember, mortgage rates are slow to fall and quick to rise.
Read on: How are mortgage rates determined?
Before creating this site, I worked as an account executive for a wholesale mortgage lender in Los Angeles. My hands-on experience in the early 2000s inspired me to begin writing about mortgages 20 years ago to help prospective (and existing) home buyers better navigate the home loan process. Follow me on X for hot takes.
The typical U.S. public school schedules about 1,231 hours a year, spread over roughly 179 days of 6.9 hours each.
Kansas requires 186 school days while Colorado requires 160. Students in the five longest-schedule states get 133 more hours a year than those in the five shortest.
Scheduled time overstates learning time, since 22.6% of students were chronically absent in 2024-25. Four-day school weeks cut about 85 hours a year.
American students spend about 1,231 hours in school each year, but where a child lives changes that number by weeks. A new Education Week review of state requirements found that Colorado sets the lowest bar at 160 instructional days, while Kansas sets the highest at 186. A review of 74 studies found that more time in school raises test scores, so those rules carry real weight for families.
No federal law sets how long students attend school. State lawmakers and local school boards make that call, and several states are rewriting their rules. EdWeek reports that Oklahoma will raise its minimum from 166 to 173 days in 2027-28. West Virginia will replace its 180-day rule with a 900-hour minimum that same year. The changes follow other state rewrites of school rules, such as New York’s move to end the Regents exam requirement.
How Much Time Do U.S. Students Spend In School Each Year?
Which States Require The Most And Least School Time?
Where Do Students Actually Spend The Most Hours?
How Does The U.S. Compare To Other Countries?
How Much School Time Do Students Actually Miss?
What School Time Means For Family Budgets
What Parents Can Do Now
How Much Time Do U.S. Students Spend In School Each Year?
The typical K-12 public school student is scheduled for 1,231 hours of school a year. That figure comes from a Brown University and Stanford analysis published in Education Next, which used 2017-18 federal survey data. Schools averaged 178.6 days a year and 6.9 hours a day, with high schools running slightly longer than elementary schools.
Over 13 years from kindergarten through 12th grade, those hours add up to about 16,000. Parents weighing using a 529 plan for private elementary and high school can ask any school for its annual hours, since state minimums are only a floor.
133 more hours a year, or 1.4 extra years over K-12
Source: Kraft and Novicoff, Education Next. The College Investor.
Which States Require The Most And Least School Time?
Kansas requires the most instructional days at 186, and Colorado requires the fewest at 160. EdWeek counts 32 states that require at least 180 days. That 26-day difference grows to 338 days over a K-12 career, close to two full school years. Kansas’s minimum is 16% higher than Colorado’s, which clears the 10% threshold that researchers tie to measurable gains in achievement.
Other states count hours instead of days. A Thomas B. Fordham Institute review of state minimums found that Texas required 1,260 hours a year as of 2023. Arizona high schools needed only 720. Texas sets that high bar even as its public schools lost 76,000 students in one year. South Carolina now requires 1,080 hours on top of 180 days.
Every state’s rules appear in the table below, based on the Education Commission of the States’ 50-state comparison with 2026 changes reported by EdWeek. Families weighing a move can check these minimums alongside each state’s 529 plan options.
Source: Education Commission of the States, Education Week. The College Investor.
Where Do Students Actually Spend The Most Hours?
Actual schedules run above the legal minimums. Kraft and Novicoff found median scheduled hours range from 1,131 a year in Hawaii to 1,313 in Texas. Students in the top five states, Texas, Nebraska, Arkansas, Mississippi and Alabama, spend 133 more hours a year in school than students in Hawaii, Nevada, Maine, Oregon and Rhode Island. That adds up to 1.4 extra years of school by graduation, before counting any dual enrollment college classes.
How Does The U.S. Compare To Other Countries?
U.S. students get more required class time than students in most developed countries, but their math scores land right at the international average. The OECD’s Education at a Glance 2025 report puts U.S. compulsory instruction at 8,917 hours across primary and middle school, against an OECD average of 7,642. Only four of the 35 OECD countries with national data require more: Australia, Denmark, Costa Rica and Colombia. U.S. teens still scored 463 in math on the latest PISA exam, exactly the OECD average.
The U.S. gets its hours from long days, not a long year. American schools average about 179 days, while the OECD average is 186 days in primary school. A typical U.S. day runs 6.9 hours, which pushes total time above most countries. Research on how longer school days affect achievement finds the payoff shrinks once days are already long.
More Class Time, Middle-Of-The-Pack Math: U.S. Vs. The World
Country
Required Class Hours, Primary And Middle School
PISA 2025 Math Score
Math Rank (Of 91)
Australia
11,000
478
17
United States
8,917
463
27
Netherlands
8,640
483
13
Singapore
8,500*
563
2
United Kingdom
8,500*
488
10
Canada
8,300
485
11
France
8,210
458
33
Ireland
8,185
480
14
Spain
7,891
457
35
Switzerland
7,680
499
9
OECD Average (Midpoint)
7,642
463
–
Italy
7,557
468
24
Germany
7,333
464
25
Japan
7,260
525
5
China (Four Provinces)
6,640*
612
1
South Korea
6,453
522
6
Estonia
6,432
508
8
Finland
6,413
469
22
Poland
5,304
484
12
*Estimated. China’s figure converts class periods to hours. Singapore and the U.K. set no national hours, so their figures are estimated from annual calendar requirements.
Source: OECD Education at a Glance 2025, OECD PISA 2025, China Ministry of Education. The College Investor.
How Does U.S. School Time Compare With China, Japan And South Korea?
The top-scoring Asian systems require less classroom time than the U.S., not more. Japan requires 7,260 hours across primary and middle school, and South Korea requires 6,453. That’s about 1,700 and 2,500 fewer hours than the U.S. Japan still scored 525 in math and South Korea 522 on PISA 2025, about 60 points above American students. Both countries also beat U.S. scores in reading and science on the same global exam.
China doesn’t report instruction time to the OECD. Its national curriculum plan, as published in Guangdong’s implementation rules (PDF File), sets 9,522 class periods over nine years of compulsory school. Primary periods last 40 minutes and middle school periods last 45. That works out to about 6,640 hours of new instruction by The College Investor’s math. Students in Beijing, Shanghai, Jiangsu and Zhejiang still posted the world’s top PISA math score at 612.
Neither figure counts private tutoring or after-school academies, since both measure only required school lessons. In the U.S., families who pay for that extra help can now cover tutoring with 529 plan money. Singapore, which ranked second in math at 563, doesn’t report hours to the OECD, and its school calendar points to about 8,500.
How Does The U.S. Compare With Europe?
European results show the same split between time and scores. Estonia posted Europe’s top math score at 508 while requiring 6,432 hours, about 2,500 fewer than the U.S. Poland requires the fewest hours in the OECD at 5,304 and still outscored American students by 21 points. The United Kingdom sets no national minimum for instruction time in England, and its students scored 488.
More time doesn’t guarantee a top score in Europe either. France requires 8,210 hours and Spain requires 7,891, yet both scored below the U.S. at 458 and 457. Germany, Italy and Finland all finished within six points of the U.S. with fewer required hours. The same disconnect shows up with money at home, where New York City schools are projected to spend about $43,778 per student and still trail the nation in fourth-grade math.
How Much School Time Do Students Actually Miss?
Scheduled hours overstate time in class. An American Enterprise Institute analysis reported by Chalkbeat found 22.6% of students were chronically absent in 2024-25, down from a peak of 28.3% in 2022. A chronically absent student misses at least 10% of the year, or about 18 days of a 180-day calendar. Attendance matters for older students too, since missed classes cut into time for SAT and ACT prep now that more colleges require scores.
Four-day weeks cut time by design. More than 2,100 schools in 26 states used a four-day schedule in 2024-25, according to an Education Week report on new state limits. Kraft and Novicoff found those students get 85 fewer instructional hours a year, or about 12 school days at a 6.9-hour pace. For working parents, the fifth weekday becomes a child care bill, an expense a dependent care FSA can pay with pre-tax dollars.
What School Time Means For Family Budgets
A 180-day calendar leaves about 185 days a year, counting weekends and summer, when children are not in class. Starting in 2026, a dependent care FSA lets families set aside up to $7,500 pre-tax for care of children under 13. Summer day camp counts, while overnight camp does not. That same contribution is one of several pre-tax moves that can lower a student loan payment under RAP and IBR.
Families who buy more learning time have new tools as well. The annual 529 limit for K-12 costs doubled to $20,000 in 2026, and the 529 plan expansion now covers tutoring, books and testing fees. Starting in 2027, taxpayers can claim the $1,700 Education Freedom Tax Credit for gifts to K-12 scholarship groups in states that opt in.
What Parents Can Do Now
Ask for your school’s annual hours. Compare them with the 1,231-hour national average and with the research on how school time affects scores.
Track attendance by the semester. Eighteen missed days in a 180-day year makes a student chronically absent. Catching it early protects the time students need for the SAT and ACT.
Budget for days without school. Enroll in a dependent care FSA during open enrollment to cover after-school care and day camp.
Pay for extra learning with a 529. Tutoring and testing fees are now qualified 529 plan expenses for K-12 students.
Turn high school hours into college credit. Dual enrollment lets students earn credits that cut what families pay later.
FAQs
Does More Time In School Raise Test Scores?
More time raises scores, but only in larger doses. A review of 74 studies on time in school found a 10% increase in total time is the threshold most likely to produce measurable gains. Adding a single day to the school year produced only small math effects.
Which Country Has The Longest School Day?
Among OECD countries, Costa Rica requires the longest primary school day at about 5.7 hours of instruction. The College Investor calculated that by dividing required annual hours by school days in the OECD’s 2025 instruction time data. The U.S. ranks third at about 5.4 hours, and its middle schoolers get about 5.7 hours a day. Those figures count only class time, so the full day with lunch and recess runs longer than the class time researchers tie to achievement.
What State Has The Shortest School Hours?
Hawaii has the shortest actual school schedule, with a median of 1,131 hours a year, according to the Kraft and Novicoff analysis. By law, Arizona sets the lowest high school minimum at 720 hours, and Colorado sets the fewest required days at 160 among states with a day minimum. Shorter school days can mean more paid after-school care, an expense a dependent care FSA covers with pre-tax dollars.
Editor: Colin Graves
The post How Much Time Do Students Spend In School? By State appeared first on The College Investor.
[2026.10 Update] The welcome bonus is $2,000 for depositing $200,000. Offer ends 01/11/27. One recent change is that funds held in a Citi Savings account now also count toward the bonus requirements. Citi has also introduced Citi Premium Boost: Meet this account’s minimum balance requirement and receive at least $5,000 in Enhanced Direct Deposits (EDDs) each month to qualify for a higher rate on your Citi Savings account—4.00% APY as of October 2026. This makes the opportunity cost of keeping your money in the account relatively low.
[2025.7 Update] It seems starting from 2019, Citigold added a $200 Subscription Rebate benefit: earn up to $200 in statement credits for subscriptions made with: Amazon Prime, Costco, Audible, Hulu, Spotify, TSA PreCheck, Global Entry.
[2024.10 Update] The new offer is $1,500 with $200k deposit requirement.
[2024.1 Update] The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k. The bonus offer seems nice, but requiring $200,000 in the checking account (not including savings or brokerage account!) is insane in my opinion. Nowadays a simple savings account can give you 5%+ APY, so this bonus is completely not worth it.
Application Link
Benefits
$2,000 sign-up bonus! Please read below for the requirements to get this bonus.
No monthly fee. But In order to be eligible, you must maintain $200,000 in combined average monthly balance in all eligible deposit, retirement, and investment accounts.
[New] $200 Subscription Rebate: earn up to $200 in statement credits for subscriptions made with: Amazon Prime, Costco, Audible, Hulu, Spotify, TSA PreCheck, Global Entry.
Discounted annual fees for some premium credit cards from Citi. The reduced annual fees remain even if you close your Citigold account thereafter.
Free access to non-Citi ATM.
$0 Early Termination Fee. So you can close your account at any time, or you can downgrade it to the basic version checking account.
[New] Citi Premium Boost: Meet this account’s minimum balance requirement and receive at least $5,000 in Enhanced Direct Deposits (EDDs) each month to qualify for a higher rate on your Citi Savings account—4.00% APY as of October 2026. This makes the opportunity cost of keeping your money in the account relatively low.
Bonus Requirements
This bonus is only available for new clients. Those who currently have a Citi checking or savings account, or have closed an account within 180 days are not eligible for this offer. Those with a Citi credit card are not exempt from these rules.
Deposit the required amount into your account within 45 calendar days of account opening, then maintain at least that balance every day from day 46 through day 90. The deposit requirements and corresponding cash bonuses are listed below:
Deposit Amount
Bonus
$30,000
$500
$200,000
$2,000
$1,000,000
$4,000
[Update] Funds held in both checking and savings accounts count toward the deposit and balance requirements.
Different Citi Checking Accounts
Here is a comparison and contrast on the official website.
Summary
Citigold used to be available to everyone as long as you are willing to pay the monthly fee. However, after Nov. 2016, Citigold requires a balance of at least $200,000 to maintain the account. Now only rich people can consider this account. Now that funds held in savings count toward the bonus requirements and the savings rate can be boosted to a competitive level, this welcome bonus is worth pursuing—provided you have that much spare cash to move around.
Application Link
If you like this post, don’t forget to give it a 5 star rating!
I started following Thomas Miller’s political forecasts during the January 2021 Senate races in Georgia. Just a few days before the election, the polls and pundits anticipated a relatively easy win for both Republican candidates. But Miller—a prominent data scientist and professor at Northwestern University—posited a Democratic sweep, and he was right. He also called Trump’s victory in 2024. What’s different about Miller’s models? They’re far more current than the polls, and they’re centered on prediction market prices that are typically a better guide than the voter surveys—plus Miller adjusts the outlook in every Senatorial contest by using all we know about every contest.
Now, Miller is applying an updated version of his model for the current Senate elections. You can find the stats on his website, Virtualtout.io, and I highly recommend paying a visit. Once again, Miller starts by incorporating the betting venues’ data. “I use the numbers from two sites, Polymarket and Kalshi,” he told Fortune. “They’re the ones that trade the most dollars, where most of the action happens.” Miller then calibrates the posted “prices” so that they reflect probabilities, and the odds for both leading candidates tally to 100%. In a further step, he deploys multiple time series analysis to find underlying factors driving the betting prices, and uses trusted models from finance and economics to project how they’re likely to influence voters moving forward.
By the way, he thinks his model works better than AI.
Miller updates the probabilities of a Republican or Democratic win every 10 minutes. The odds that a candidate will win scroll across the top of the Virtualtout.io screen continuously, in a band resembling a stock ticker tape. For each race, Miller also posts the change over the last 24 hours. Miller calls the streaming feature the “NowCast.”
As for those “underlying” factors, one force swamps all others: Donald Trump. “The states don’t move independently of one another,” says Miller. “If one goes up for Democrats, chances are they’ll all go up for Democrats, and vice versa. The entire market is dominated by what Trump does and says hour by hour.” Put simply, when voters don’t like the POTUS’s words or actions, all Republican odds tend to fall. Miller asserts that his model has identified 85% to 90% of what’s causing the variances on Kalshi and Polymarket, and “my interpretation is that it’s overwhelmingly Trump and the Republican positions generally.”
Though he opened Virtuatout.io to public view about a week ago, Miller started running the numbers on September 17. What’s most striking is just how far the GOP chances have faded in just six weeks.
As of around 9 AM on October 30, five days before most polling sites close, Virtualtout.io gives the Republicans a 17.1%, or just over one-sixth probability, of winning 50 seats and hence retaining control of the upper chamber. On September 17, that figure was twice as high at 34.8%, or slightly better than one-in-three. In all five contests where the Democrats can flip a seat, their chances are better than 60%—in most cases, much better.
In North Carolina, where Republican Thom Tillis is retiring, leaving an open seat, the GOP was never remotely close, and now harbors a minuscule 4% shot at victory. In Texas, the Republican odds have dropped since September 17 from 46.15% to 31.9%, in Ohio from 45.4% to 31.8%, and in Alaska from 32.95% to 28.6%.
In only one state is the GOP faring better than in mid-September and that’s Maine. Republican Susan Collins started as an underdog at 32.6%, but has clawed back to 39.9%, adding 1.7 points in the last 24 hours. In Alaska, things are also looking up for the Republicans: After falling to a low of 23.4% on October 23, incumbent Dan S. Sullivan’s prospects have improved by over 5 points to 28.6%.
For the political pros looking for harbingers of big trouble for either side, the towering sign is the Republican woes in traditional strongholds Iowa and Kansas. In the former, Republican Ashley Hinton dropped from 61.75% on September 17 to a virtual tie at 53.4%, a trend mirrored in Kansas where Adam Hamilton was looking a likely victor six weeks ago at 75.8%; now, he’s down almost 19 points at 57.1%. In the last day, Hinton and Hamilton have shed 1.45% and 2.47 points respectively.
In the one state where Republicans saw a big chance for a flip, the horizon’s receding fast. The GOP chances of beating Abdul El-Sayed in Michigan have slipped from better than a third in mid-September to about a quarter (25.4%).
If the Democrats indeed score a flip in every contest where their probabilities in Miller’s model stand at 60% or better, and hold all the seats they have now, they’ll clinch a majority of 52 to 48, nearly reversing the Republican dominance at 53-47.
In South Carolina, recently rerated on the Fox News Channel from “lean Republican” to “tossup,” Miller still has Darline Graham at a commanding 75%, though she’s slipped 2.4 points in the past 24 hours.
Keep in mind that Miller’s setting odds, not making definitive predictions. A candidate at over 30% still stands a decent chance of winning. And Republicans are over that bogey in Maine, Ohio, and Texas, and close and trending the right way in Alaska. Odds-defying events happen all the time. The problem for Republicans is that they’d have to beat those odds multiple times, plus defend seats they never dreamed they’d have to defend.
It’s still far from over. And one of the best places to get a plausible, non-AI driven snapshot from a data scientist who’s been doing this for six years, is that NowCast on Tom Miller’s Virtualtout.io.
Most of us have walked out of a meeting thinking, “I wish I’d said that.” Dr. Kristine Sickels has a name for it: the voice values gap. It’s the distance between what you believe and what actually comes out of your mouth. Left alone, that gap can quietly cost you promotions, clients, and credit for your own ideas.
In this episode of the Duct Tape Marketing Podcast, John Jantsch talks with Sickels about her new book, The Clearest Voice in the Room. Sickels spent nearly 20 years in corporate marketing leadership. She shares the two 360 reviews that changed how she communicates, why “executive presence” so often rewards volume over substance, and how naming your values out loud gives your team a way to read you.
They also walk through her VOICE framework (values, outcomes, identity, consistency, energy) and the shift from “spotlight speaker” to “lighthouse speaker.” This episode is for small business owners, marketers, and leaders who want to speak with more intention in meetings, sales conversations, and on stage.
Guest bio
Dr. Kristine Sickels spent nearly 20 years at Newell Brands. She rose to senior vice president of marketing over a portfolio worth more than $2 billion that included Rubbermaid, Crock-Pot, Calphalon, Mr. Coffee, and Oster. In 2010 she left corporate life and co-founded C-Sweet, a multimillion-dollar women-owned consulting firm.
Sickels is part of the team at Mic Drop, an education company that helps women build keynotes, book paid speaking engagements, and grow their income and impact. She is the author of The Clearest Voice in the Room: How to Speak with Power and Intention at Work.
Key takeaways
Start with values. Knowing what you stand for tells you what to say and which topics are worth speaking into.
Name your values out loud. When Sickels tells a team she values candor, optimism, and curiosity, they know how to read her feedback and her questions.
Set expectations so candor isn’t misread. When people know what’s coming, a direct critique reads as care for the work. Without that context, it can feel personal.
Decide the outcome before you walk in. Know whether you want a decision, feedback on a recommendation, or buy-in, and let that shape what you say.
Ask what “executive presence” means. If you get that feedback, ask for specifics. It might mean handling tough client questions or speaking confidently about risk.
Watch for the seven silencers. People often hold back because of what they’ve seen happen to others in their culture. A leader who punishes honest feedback ends up hearing none.
Remember why you’re in the room. Handing over the mic can feel kind. But you were hired for your expertise, and speaking up is part of the job.
Be a lighthouse speaker. Spotlight speakers worry about how they look. Lighthouse speakers focus on guiding the room through an idea or decision, and that focus eases a lot of the nerves.
Get your reps in. Waiting for the big moment means missing the everyday meetings where comfort gets built. Try different styles until one feels like you.
Your energy speaks first. Walking in hurried, distracted, or buried in your phone says plenty before you open your mouth.
Great moments
[00:01]: John opens with the hidden cost of never saying what you believe out loud
[02:13]: Sickels shares the two 360 reviews that reshaped how she communicates
[04:18]: The voice values gap, and that “I wish I’d said that” feeling
[05:52]: Why company values on the wall don’t help when leaders haven’t defined their own
[06:50]: An introduction to the seven silencers
[07:59]: Naming your values to your team: optimism, curiosity, and candor
[10:26]: The trouble with “executive presence” and the loudest voice in the room
[12:21]: Why women often hand over the mic, and why they shouldn’t
[13:15]: Spotlight speaker vs. lighthouse speaker
[15:20]: The VOICE framework: values, outcomes, identity, consistency, energy
[17:50]: Finding a speaking style that feels authentic
[18:40]: Inside Mic Drop and how it helps women build paid speaking careers
[20:11]: Where to find Sickels and her book
Memorable quotes
“I believe that candor is care.” – Dr. Kristine Sickels
“It is not about being the loudest voice in the room. It is about being the clearest.” – Sickels
“We are hired for our expertise. We are in the room for what we know.” – Sickels
“Knowing what you stand for is going to help you know what to say.” – Sickels
“If we walk into a room and we’re hurried or we’re distracted, we’ve already said a ton and we’ve said nothing.” – Sickels