Offer at a glance
- Maximum bonus amount: $200
- Availability: CO only, OOS might work
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Hard pull?
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
The Offer
Direct link to offer
- Metrum Community Credit Union is offering a $200 bonus when you open a new checking account and complete following requirements:
- $50 bonus when you open a new High Yield or Cash Back Spending Account with eStatements and debit card
- $150 bonus when within 1st 90-days after opening when account meets all qualifications and receives a high yield interest or cash back paid to the account:
- Cash Back Spending Account qualifications: (a) post and clear seventeen or more debit card purchase transactions during the statement period and (b) enroll to receive periodic statements electronically.
- High Yield Spending Account qualifications: (a) complete a total of $500 or more in direct deposits (ACH) during the statement period (b) post and clear seventeen or more debit and/or credit card purchase transactions during the month and (c) enroll to receive periodic statement electronically.
The Fine Print
- 1st $50 paid with new High Yield or Cash Back Spending Account opened and account enrolled with eStatements and debit card activated. Offer not available to existing primary accounts with checking/spending account opened in the last 12-months;
- 2nd $150 bonus will be paid within 1st 90-days after opening when account meets all qualifications and receives a high yield interest or cash back paid to the account.
- Qualifications for Cash Back and High Yield Spending Accounts apply.
- Cash Back Spending Account qualifications: (a) post and clear seventeen or more debit card purchase transactions during the statement period and (b) enroll to receive periodic statements electronically.
- High Yield Spending Account qualifications: (a) complete a total of $500 or more in direct deposits (ACH) during the statement period (b) post and clear seventeen or more debit and/or credit card purchase transactions during the month and (c) enroll to receive periodic statement electronically.
- High Yield APY subject to change anytime, see rate sheet for current rates.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Neither of these accounts has a monthly fee.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Hard pull worth it for some people, but not others. No direct deposit required at least on the cash back spending account. Will add to our best bank account bonuses.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
