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Free/Cheap Wine from Last Bottle: Grab Yours Now


Get Free/Cheap Wine from Last Bottle

Starting August 20, Last Bottle is running a promotion, offering free ground shipping on all wine orders as part of its latest Marathon Madness sale. You can sign up now through a referral link to get $10 credit and with free shipping you can find some very cheap, or maybe free wine. Just keep refreshing and new wines will go on sale continuously.

If you see one you want to purchase, do so quickly before it sells out. The cheaper deals are usually be available from 4PM to 6PM.

Sign up now (my referral) and place your order. 

Free/Cheap Wine from Last Bottle

Important Terms

  • First come, first served!!
  • You must complete your purchase on each wine (no saved cart).
  • All orders placed during this marathon will be combined. We will BEGIN shipping immediately and will require several weeks to get to all states (up to 6 weeks). Please be patient!
  • Offer is not valid in AK or HI.

Guru’s Wrap-up

Last Bottle has some decent wines, although I doubt you will find any amazing choices for around $10. It’s still free or very cheap wine, so check it out and see what’s available.

Looks like they are releasing new bottles every 10 few minutes, but the cheapest options sell out quickly. Keep reloading the site to see new offerings. Also add your credit card and address right away, so you have it ready to check out quickly.

You can also invite others and get a $30 credit. So you can possibly invite a friend or family member (with a different address) and get a couple of bottles for free.

They do take a while to ship these wines, so don’t expect to have them for this weekend’s party. The company says that it will take “several weeks”.

HT: DoC

If You’d Invested $10,000 in Oracle a Year Ago, Here’s What It Would Be Worth Today


A $10,000 investment in Oracle (ORCL -3.65%) made one year ago is worth about $6,300 today, dividends included. The stock closed at $248.28 on Aug. 15, 2025, and it trades at about $154 as of this writing — a decline of about 38%.

That one number undersells the ride. Within a month of that purchase, the stake was briefly worth almost $14,000. By late July of this year, it had shrunk to about $4,600. I can’t think of another company this large that traveled that far in both directions in 12 months.

Here’s the path between those two numbers.

Image source: Getty Images.

The pop

Last Sept. 9, Oracle reported fiscal 2026 first-quarter results that changed how the market thought about the company. Revenue grew 12%, which was fine.

The number that mattered was remaining performance obligations (RPO), the contracted future revenue the company hasn’t yet delivered. RPO hit $455 billion, up 359% year over year, on a handful of multibillion-dollar artificial intelligence (AI) contracts.

The next day, the stock rose 36%, its biggest one-day gain since 1992, adding about $244 billion of market value and touching a record high of $345.72 along the way. At that peak, the $10,000 stake was briefly worth nearly $14,000. Management also laid out a path for cloud infrastructure revenue to grow from $18 billion in fiscal 2026 to a projected $144 billion by fiscal 2030.

And the demand itself held up, for what it’s worth. RPO kept climbing all year and ended fiscal 2026 (this past May) at $638 billion, up $85 billion in the final quarter alone. Cloud infrastructure revenue accelerated as the year went on, from 55% year-over-year growth in the fiscal first quarter to 93% by the fiscal fourth quarter, reaching $18.1 billion for the full year. Total revenue rose 17% to $67.4 billion, and earnings per share climbed 34% to $5.83 on a generally accepted accounting principles (GAAP) basis.

Paying for it

So the growth showed up. What the market spent the rest of the year weighing was the bill for delivering it.

Oracle spent $55.7 billion on capital expenditures in fiscal 2026, up from $21.2 billion in fiscal 2025. That spending more than doubled in a single year. Operating cash flow of $32.0 billion, up an impressive 54%, couldn’t keep pace, and free cash flow came in at negative $23.7 billion.

To cover the gap, the company raised $43 billion in debt and $5 billion in equity during the fiscal year, and it expects to raise about $40 billion more in fiscal 2027, including a $20 billion at-the-market stock issuance (selling new shares directly into the market) that dilutes existing shareholders.

The cost-cutting turned severe, too. Oracle ended fiscal 2026 with about 141,000 full-time employees, roughly 21,000 fewer than a year earlier. Of course, the dividend kept arriving ($0.50 per quarter, or about $80 on the stake over the year), but that barely dents a decline of this size.

Investors repriced the company accordingly. The stock had its worst week since 2001 in late June, and in late July it touched a 52-week low of $114.50 — down 67% from the September peak. At that price, shares fetched about 14 times the earnings management was guiding for. A $10,000 stake from August 2025 was worth about $4,600 that day.

Oracle Stock Quote

Today’s Change

(-3.65%) $-5.70

Current Price

$150.52

Where that leaves it

Shares have recovered about 35% from the July low. And the growth is not slowing. Management guided for fiscal 2027 revenue of about $90 billion, up more than 30%, with first-quarter revenue expected to grow 27% to 29%.

However, the price of that growth has changed character entirely. The fiscal 2027 guidance also calls for $8.05 of non-GAAP (adjusted) earnings per share, which puts the stock at about 19 times its own earnings guidance. That’s far below the premium the stock commanded last fall, and the multiple looks reasonable only if the guidance is hit while tens of billions of dollars of spending continue.

In short, the market never stopped believing in Oracle’s demand. The backlog grew through the entire decline. What changed is the price investors will pay for growth that requires this much capital and this much dilution to deliver.

A year ago, the market valued Oracle like a software company with an exciting backlog. Today it’s valued like what it has become — a capital-intensive builder of AI infrastructure. The lower price arguably fits the harder business.

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Why Beverage Founders and Investors Say Alex Cooper’s Unwell Hydration Wasn’t Built to Last



Unwell Hydration’s collapse shows the limits of celebrity-backed CPG—and why a massive audience doesn’t necessarily translate into shelf velocity, experts say.

30 Senators Press State Department To Clear Student Visa Backlog Before Classes Start


Thirty senators sent a letter to Secretary of State Marco Rubio on August 11, 2026, demanding the State Department restore priority to F, M, and J visa interviews before the fall term begins.

Led by Sen. Alex Padilla (D-CA), the group wrote in the letter (PDF File) that “no timely visa appointments are available for students at some embassies and consulates” during peak application season. They gave the department 30 days to answer 10 questions covering staffing, interview slot allocation, and the guidance sent to consular posts since August 2025.

The push lands as international enrollment already drives job cuts and program closures at U.S. universities.

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Why It Matters

International students made up about 6% of U.S. higher education enrollment but contributed nearly $43 billion to the economy in 2024-2025 and supported more than 355,000 American jobs, according to the letter.

Most pay full out-of-state or international rates, subsidizing the price domestic families pay, as we reported in how colleges build and inflate their sticker prices. Research the senators cite found that for every additional international undergraduate at a public university, two more in-state freshmen can enroll.

When that revenue disappears, the gap gets closed with tuition hikes and cuts, and the average cost of college keeps climbing.

What The Senators Are Asking For

  • Restore consular priority to interviewing and adjudicating student visas in time for the school year
  • Extend interview waivers for vetted returning student applicants
  • Resume publicly posting monthly visa issuance data by category, paused since September 2025
  • Disclose all guidance sent to embassies on prioritizing or deprioritizing student visas since August 2025
  • Report average F, M, and J processing times at the five busiest posts, month by month
  • Report how many applications were refused under the new online presence vetting rules, by reason

How This Connects

The squeeze started with the 2025 policy shift (a May 27 to June 18, 2025 pause on student visa interviews followed by social media vetting for all applicants) which cut new student visas 35.6% last summer.

The effects show up in university budgets now: UT Arlington projected a $13 million to $15.6 million tuition revenue loss for fiscal 2026, and DePaul laid off 114 staff. Schools facing similar shortfalls appear in our tracker of colleges closing and merging in 2026 and in Syracuse’s first budget deficit in years.

The 30-day clock puts a written response due around September 10, 2026 — after most fall terms begin. NAFSA modeling reported by Inside Higher Ed projects visa delays could cut international enrollment 15% next year and erase roughly $7 billion in spending.

Watch whether the Department of State resumes monthly reporting, and whether interview waivers get extended before spring applications open. Students already enrolled who need funding should compare international student loan options, since most require a U.S. cosigner.

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The post 30 Senators Press State Department To Clear Student Visa Backlog Before Classes Start appeared first on The College Investor.

(Saturday 8/22) Krispy Kreme: Free Donut


The Offer

Press Release

  • Krispy Kreme will offer a free glazed donut on Saturday, August 22, 2026, for those dressed in Pokemon attire. 

Our Verdict

They’re doing Pokemon-themed donuts the whole week in honor of the Pokemon 30th anniversary, and on Saturday 8/22/26 they are offering the freebie for those in dress.

Big lenders are crashing the DSCR party and private lenders are watching closely


“These aren’t dumb people,” he said. “But there’s definitely a difference versus how you would assess risk in a typical conventional loan. Inherently, they haven’t dealt with concentration risk and some of those things that we have since the beginning of residential investor lending becoming institutionalized.”

He said the underwriting considerations that come with investor lending, including concentration risk, market-specific conditions, and the distinction between performing and non-performing local inventory, require accumulated experience that does not transfer automatically from conventional lending.

“They’re still kind of coming at it with a broad brush,” he said. “At the end of the day, those guys know mortgages. It’s just a function of — are the nuances at some point at scale going to be problematic or not? We’ll see.”

Fertig said the question will be whether these larger lenders are accounting for the risks that private lenders have been identifying. Accounting for some of those risks is one of the reasons why the National Private Lenders Association came up with its watch list to try to identify potential fraudsters.

“We’re biased, and we think we’ve taken all of these remarkable steps to deal with what we’ve seen as the real risks and what have caused losses and where severities are coming from,” he said. “And then you’re seeing these big guys come in and just don’t even acknowledge any of it. And we’re sitting there going like, ‘You just have to wait until it happens.’”

People are going to lengths to stop themselves from being filmed through Meta’s ‘pervert glasses’



There’s an ongoing arms race to protect identities and privacy in the age of facial recognition, biometric scanning and data collection. Now, some of those concerns are coming from the influx of wearables, namely, smart glasses, and how to go about protecting oneself from being filmed in public. Some joke about singing Disney songs, others use software, and some have even resorted to physical tricks. 

And the concern is warranted: Meta’s Ray-Ban Meta Glasses, for example, have been coined “pervert glasses” for recording people undressing, and the company is even being sued after a study revealed Meta’s subcontractors are viewing your most intimate moments. This is all culminating into a real privacy concern as not only is your right to privacy (or lack thereof) in the public realm coming into question, but so is how to stop what you do in public from getting stored on a company’s servers. 

“We are living in weird times,” Jim Waldo, a professor of computer science who teaches several technological privacy courses at Harvard, told Fortune. “The technology is changing. It’s the combination of the Meta Glasses with facial recognition, AI, and a number of other sorts of technologies that are all coming together and putting us in an environment that we just aren’t prepared to deal with yet.”

The privacy concerns are real—from the suit to data collection, and even the social media content made with the tech has left people chalking up Meta Glasses as a form of surveillance. Even Meta’s Instagram has had to act: the platform disabled several accounts thanks to violations of content usage after those accounts amassed millions of followers by streaming live feeds from Meta glasses.

“We don’t want harassing content on our platforms and take it down when we find it,” a spokesperson for Instagram told Fortune.

A new era of wearable technology

Gone are the days of “dumb” smart wear. No longer are wearables contained to just your fitness trackers or your sleep monitors, they now have cameras with AI built in them. Most prominently in this space are Meta’s Ray-Ban Meta Glasses, which have cameras built directly into the frames, allowing users to take photos and videos without pulling out a phone. The glasses also have microphones that capture audio, and Meta has enabled livestreaming directly from the glasses to Facebook and Instagram.

There’s a way to tell if you’re being recorded: the glasses use a white capture LED on the front of the frames that blinks when content is being captured. Meta says the LED cannot be switched off and that the camera is disabled if the LED is covered or blocked.

“We will keep strengthening our protections as our glasses become even more capable,” Meta spokesperson Dina El-Kassaby told Fortune.

But experts are still concerned about the privacy implications of wearable technology. “They’re making it safe for the consumer,” Waldo said. “They’re not making it safe for the people around the consumer.”

There are also legal implications for the use of these smart glasses in public. Gene Kang, partner at law firm Rivkin Radler LLP, told Fortune the technology itself is not necessarily the problem, but that people don’t know they could be filmed.

“If you’re holding up your phone to somebody’s face, they’re going to know,” Kang said. In that situation, he explained, there could potentially be an argument for implied consent if the person knows they’re being recorded and does nothing to object. With the inconspicuous glasses, however, that assumption becomes much harder to make—meaning privacy and consent laws can potentially be invoked.

“If they’re not aware that they’re being recorded, then I think that presents a different issue,” he added. “I think they would potentially have a claim there.”

Discreet recordings, “Pick-up artistry” and data sensitivity

According to a study done by University of Sydney researchers, “pick-up artistry” content has picked up in recent years. This type of content, spread around social media and mainly perpetrated by individuals in the “pick-up artist” community, attracts viewers who wish to watch point-of-view reels of women being approached in public.

The study found 60% of over 350 videos analyzed involved behavior classified as potentially harassing. In 43% of the videos, women were subjected to derogatory commentary, and other subjects were identified or doxxed. The study focuses on what the researchers defined as “ambient capture”—recording people in their everyday surroundings without them realizing that a camera was pointed at them.

The researchers found a relationship between the apparent covertness of the recording devices and the severity of the harassment. “We should all be very concerned,” Dr. Milica Stilinovic, one of the study’s authors, told Fortune.

Fighting back

The harmful content perpetrated online echoed concerns among consumers, leading them to find avenues to protect themselves. People have started to use face markings to confuse the facial recognition system within the glasses, and a theory has circulated online to sing copyrighted songs when under suspicion of being recorded.

Some individuals have even developed software to help notify users for potential smart glass intrusion. Professor. Dr. Yves Jeanrenaud built an open-source, free software app Nearby Glasses, allowing users—as the name suggests—to be notified when Meta Glasses are nearby. According to its open-source repository, Jeanrenaud developed the app in response to “an intolerable intrusion, consent neglecting, horrible piece of tech that is already used for making various and tons of equally truely disgusting ‘content’.”

According to the Google Play store, the app has amassed over 100,000 downloads to date.

And while the app was made to help users stay aware of potential discreet filming, Professor Jeanrenaud included a disclaimer on the use of his technology.

“It’s still an imperfect approach and probably always will be,” he wrote. “It’s not all good only because this app exists now. We need better solutions to curb surveillance tech and privacy intrusion.”

Not all of the methods are feasible, however. A recent social media theory has circulated citing Disney songs can protect you from being filmed. The idea is that Disney’s notorious copyright strikes would be enough to get any unsolicited videos taken down across social media. But according to Kang, hiding behind copyright isn’t an effective way to protect yourself from discreet filming. 

“If you’re the person being recorded, you don’t own any copyright to the composition,” he explained. However, while he did add that copyright may not be an effective claim, he also said individuals who want to protect themselves should look into privacy claims instead.

“It’s really a privacy issue,” he said. “Which still could be applicable here.”



How AI Is Changing Trust, Content, and Customer Relationships


Catch the Full Episode:

Overview

In this episode of the Duct Tape Marketing Podcast, Sara Nay sits in for John Jantsch and talks with Heidi Ellsworth, president of Roofers Coffee Shop, about how small businesses build trust with customers. Ellsworth has spent more than 30 years in roofing, much of it helping tradespeople and small business owners tell their stories online. She and Nay talk about why online communities, directories, networking, and content still work together, and how that combination matters more now that AI shapes how people find and judge a business.

Ellsworth breaks down how she builds content: record your conversations, turn them into transcripts, then let AI help with the first draft. She and Nay also talk about what happens after the sale, where staying in touch with customers pays off, and why the best referral programs start with genuinely strong service.

This episode is for small business owners, marketing agencies, and consultants who want a grounded take on combining offline relationship-building with online content and AI tools without losing the trust that got them there.

Guest Bio

Heidi Ellsworth is president of Roofers Coffee Shop, an award-winning media and community platform serving the roofing, coatings, metal, and outdoor living industries. Ellsworth is a nationally recognized leader in the roofing industry and has helped shape how the industry connects and communicates online, she helped launch Roofers Coffee Shop with business partner Vicky Sharples in 2002, joining the company full-time in 2015. She also leads Ask A Roofer, connecting homeowners and business owners with roofing contractors.

Key Takeaways

  • Recorded conversations and phone videos are raw material for content. Turn them into transcripts, then build articles, posts, and case studies from there.
  • AI can speed up content creation, but it’s a drafting tool. Skipping the edit and read-through step is where AI-generated content goes wrong.
  • Combining online directories, articles, and podcasts with offline efforts like community involvement and networking builds the kind of consistency that earns trust, from both people and AI search tools.
  • It’s fine to talk publicly about the good work you do in your community. Sharing it amplifies the impact and supports your marketing.
  • Referral programs only work when the underlying service is excellent. Incentives do not make up for a weak customer experience.

Great Moments (Timestamps)

  • [00:59] – Heidi shares how watching her father, a general contractor, inspired her mission to help small businesses tell their stories.
  • [03:34] – Why the combination of online communities, directories, networking, and content works so well for small businesses.
  • [06:08] – How AI has raised the stakes for consistent, authentic online content.
  • [09:45] – Heidi’s case for why “transcripts are gold,” and how to use AI as a tool without losing your voice.
  • [14:50] – The overlooked importance of nurturing customers after the sale.
  • [18:54] – Heidi’s closing advice on getting to know your online resources.

Memorable Quotes

  • “It’s easier than it’s ever been [to produce content]. Transcripts are gold. If you’re looking for gold out there, transcripts are gold. So taking your phone and recording your thoughts, recording conversations, thought leadership conversations.” — Heidi Ellsworth
  • “We always say people do business with people, right? They want to know who they’re doing business with, and they want to feel good about buying from you and trust.” — Heidi Ellsworth
  • “You gotta think about yourself as a customer. As a customer, what do I want and what do I wanna do? And if I have a great experience, how many people am I gonna tell?” — Heidi Ellsworth
  • “Do those good deeds, but it’s okay to talk about it. It’s okay because other people, other small businesses will see what you’re doing and they will follow. So it amplifies the good deed, and it also helps your marketing.” — Heidi Ellsworth

Resources

 

AI and marketing, Content Marketing, customer journey, customer trust, Duct Tape Marketing Podcast, Heidi Ellsworth, Networking, online directories, Referral Marketing, Roofers Coffee Shop, roofing industry, Small Business Marketing

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