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Nothing in this video constitutes tax, legal, financial and/or investment advice, nor does any information in this video constitute an invitation and/or solicitation to invest in a particular security. This video merely expresses the author’s opinion and should be viewed as such. Before proceeding with any investments, you should do your own research and seek advice from an independent licensed professional.
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The author of this video does NOT accept liability for any investment decisions, as this video is provided only for educational and entertainment purposes. Although the author has endeavored for the information in this video to be correct and accurate, he does NOT assume liability nor does he guarantee that the data will be updated, correct and/or accurate at all times.

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Why an Unfinished Degree Can Help Your Resume (and How to List It)


Editor’s Note: This story originally appeared on Zety.com.

You started a degree but didn’t finish it. Now you’re wondering, “Should I include my unfinished degree on my resume or leave it off?”

Here’s the good news: An unfinished degree can still work in your favor. Employers care about the skills and knowledge you gained, not just the diploma. The key is knowing how to present your incomplete degree clearly and honestly.

In this guide, you’ll discover when to include an unfinished degree on your resume and how to format it the right way.

Should You Include an Unfinished Degree on Your Resume?

You should include an unfinished degree on your resume if it’s relevant to the job or shows useful skills. If it doesn’t relate to the role or adds confusion, it’s better to leave it off.

Listing some college on a resume can still show progress, knowledge, and commitment. It tells employers you’ve gained training in a certain area, even if you didn’t finish the program.

When to Include an Unfinished Degree on Your Resume

Include an unfinished degree on your resume if:

  • The coursework relates to the job you’re applying for.
  • You gained skills that match the role.
  • It helps fill a gap in your work history.
  • You’re still actively working toward the degree.
  • You’re changing careers, and your coursework supports your new field.

When to Leave an Unfinished Degree Off Your Resume

Leave off an unfinished degree if:

  • The degree isn’t related to the job.
  • It’s very outdated and no longer relevant.
  • It makes your resume confusing or cluttered.
  • You have more relevant education or experience to highlight.
  • You started the degree a long time ago and haven’t used those skills since.

The most important thing is to keep it simple and accurate. As long as you don’t suggest you graduated, an unfinished degree can still add value to your resume.

How Do You List an Unfinished Degree on a Resume?

List your unfinished degree in the education section of your resume, including the school name, the degree you were or are currently working toward, and your dates of attendance. You can also add details like relevant coursework or credits if they support your application.

If You’re Still in School

If you’re still working toward your degree, list it as “in progress” or include your expected graduation date. This shows employers you’re actively studying and when you plan to finish.

Keep it simple and place it in your education section with your school and program. If your coursework relates to the job, you can also add a few relevant classes below your degree.

Here’s an example of how to list an in-progress degree on your resume:

Education

BA in Psychology, expected June 2026
University of Washington | Seattle, WA
Relevant Coursework: Cognitive Psychology, Research Methods, Statistics

Pro Tip: Place your education section above your work experience if it’s recent or relevant to the job. Otherwise, keep it below so your experience stands out more. This helps employers quickly see your academic progress and shifts the focus away from limited experience.

If You Have an Incomplete Degree

If you have an incomplete degree, you can still list it on your resume. The goal is to show what you started without making it seem like you finished. Keep it short and honest. Don’t try to explain why you didn’t finish. Instead, focus on the skills, credits, and experience you do have.

Use phrases like “coursework toward” or “completed coursework in.” In addition to relevant coursework, you can add the number of credits earned and any notable honors, like Dean’s List semesters or departmental scholarships.

Here’s an example of how to put some college on a resume:

Education

Coursework toward a BA in Communications
University of Florida | Gainesville, FL | 2021–2023
Completed: 45/120 credits
Dean’s List: Fall 2022
Completed Courses: Public Speaking, Media Writing, Digital Marketing

Unfinished Degree on Resume Examples

Below are examples of how to list unfinished degrees of various levels on your resume. Keep it honest and clear so employers can quickly see your education status and progress.

Incomplete Associate Degree

You can still list an incomplete associate degree on your resume if it shows useful coursework or helps explain your educational background. Include the credits you completed and any relevant classes you took so that employers understand your progress.

Here’s an example of how to list an unfinished associate degree on a resume:

Education

30 credits toward an AA in Business Administration
Seattle Central College, Seattle, WA
Relevant Coursework: Accounting Basics, Business Law, Economics

Incomplete Bachelor’s Degree

If you’re adding an incomplete bachelor’s degree to your resume, keep the focus on your relevant accomplishments, like coursework, projects, or credits earned.

If the degree isn’t relevant or doesn’t add value, you can leave it out and highlight certifications or work experience instead.

Here’s a sample education section with an incomplete bachelor’s degree:

Education

60/120 credits toward a BA in Computer Science
Arizona State University, Tempe, AZ | 2021–2023
GPA: 3.7
Relevant Coursework: Programming Fundamentals, Data Structures, Web Development
Projects: Built a personal portfolio website using HTML, CSS, and JavaScript

Only include your GPA on your resume if it helps your application. For example, a strong GPA (3.5 or higher) can be added for recent or relevant education. If your GPA is lower or not available, leave it off and focus on your coursework, credits, or skills instead.

Incomplete Master’s Degree

If you have an incomplete master’s degree, you can list it alongside any completed degrees on your resume if it helps show higher-level training or skills that match the job.

Here’s an example with a completed bachelor’s degree and an incomplete master’s degree:

Education

Master’s Coursework in Business Administration
University of Texas at Austin, Austin, TX | 2022–2023
Focused Study Areas: Leadership, Financial Analysis, Strategic Marketing
Capstone Project: Analyzed small business growth strategies for a local company

Bachelor of Arts in Business Administration
University of Oregon, Eugene, OR | 2018–2022
Key Coursework: Marketing Principles, Organizational Behavior, Managerial Economics

Pro Tip: Make this section work for you. Highlight advanced coursework or relevant projects that show real-world skills. Keep anything unrelated short, or leave it off your resume.

Alternatives to College Degrees to Add to Your Resume

If you don’t want to list an incomplete degree on your resume, you still have plenty of options for showcasing continuing education and skills. Employers care about what you can do, and things like certifications, training programs, and hands-on learning can all help prove that.

Here are some strong alternatives to college degrees to include on your resume:

  • Online courses: Completed training from platforms like Coursera or Udemy
  • Bootcamps: Intensive programs in tech, design, data, or business
  • Certifications: Industry-recognized credentials or job-relevant certifications like Google Career Certificates, CompTIA, or Project Management Professional (PMP)
  • Professional training programs: Employer-led or industry training courses
  • Workshops and seminars: Short-term learning focused on specific skills
  • On-the-job training: Skills learned directly through work experience

Only list training that’s relevant to the job you’re applying for. This keeps your resume focused and easy to read while still showing what makes you a great fit for the job.

How to Address Incomplete Education in a Cover Letter

If you didn’t finish your degree, you can still mention it in your cover letter—just keep it short and simple. The goal is to be honest, then quickly move the attention to your skills and experience.

There’s no need to explain the full story. Instead, highlight what you learned and how you’ve used it since then. The key is to stay positive and confident when you write your cover letter.

Here’s an easy way to think about it:

  • Mention your education in one quick line.
  • Point out useful skills or coursework.
  • Move right into your experience or strengths.

For example:

I completed coursework toward a BA in Communications at the University of Florida, where I focused on writing and media studies. Since then, I’ve gained hands-on experience in content creation and digital marketing, building strong writing and editing skills along the way.

Don’t dwell on the unfinished degree. Keep the spotlight on what you can do and the results you’ve gotten so far. You can use our Cover Letter Generator for content ideas to get started.

Tips for Presenting Your Education Positively

When you’re listing an unfinished degree on your resume, show what you can do, not what’s missing. You don’t need to overexplain—just focus on your strengths and keep things clear and confident.

Here are a few tips:

  • Lead with your strongest sections: If your degree is incomplete, place sections like skills and experience above education so your most valuable strengths are seen first.
  • Focus only on relevant details: To create a targeted resume, only include education that directly supports the job you’re applying for, and remove anything that doesn’t.
  • Use clear labels: Start your education entry with wording like “Coursework toward BA,” “In progress,” or “Completed [X of Y] credits” so employers immediately understand your education status and don’t mistake an incomplete degree for a complete one.
  • Turn coursework into skills: Instead of only listing classes, describe what you did with them, such as “Built simple websites using HTML and CSS in coursework.”

Key Takeaways

Whether or not you completed your degree takes a back seat to the value that it can add to your resume. Keep these points in mind when you’re listing an unfinished degree on your resume:

  • You can include an unfinished degree if it adds value: Only list it if it shows relevant skills, training, or progress toward the job you want.
  • Be clear and honest about your status: Use simple labels like “coursework toward,” “in progress,” or “credits completed” so employers don’t assume you graduated.
  • Focus on what you have completed: Highlight coursework, credits, and projects that show real skills and match the role.
  • Put your strongest content first if needed: If your degree is unfinished, lead with skills, experience, or certifications instead of education.
  • Keep your resume clean and relevant: Only include education details that help you get the job, and leave out anything that adds confusion or clutter.

Meet the man who invents new potato varieties for your potato chips: 5 new variants in the last 15 years



Researchers have spent decades developing potatoes for chip makers that can grow in all kinds of climates, avoid diseases and pests, sit in storage for months and still deliver a satisfying crunch. They’ve also kept an eye on consumer trends; a shift to snack-size portions has increased the demand for smaller chipping potatoes, for example.

“The potato industry is dynamic,” said David Douches, a Michigan State University professor who leads the school’s Potato Breeding and Genetics Program. “The needs change, the costs, the pressures that they have, and the markets change. So we have to adapt to that with our varieties.”

Douches has developed five new potato varieties for chips in the the last 15 years. His latest breakthrough is a bioengineered potato that can maintain a proper sugar balance when stored at colder temperatures, which can help keep potatoes from rotting. He is currently growing seeds for commercial testing of the potato, which is not yet on the market.

Douches’ work helps fight world hunger; he has developed disease-resistant varieties for farmers in Nigeria, Kenya, Rwanda and Bangladesh. But he’s also helping U.S. chip makers, grateful snackers and Michigan’s $2.5 billion potato industry. While Idaho leads the U.S. in potato production, Michigan is the top producer of potatoes for chips.

There are around 50 unique potato varieties grown for chips in the U.S. right now, according to the National Chip Program, a cooperative that brings together Michigan State and 11 other university breeding programs with growers, companies that make chips, and the U.S. Department of Agriculture.

Efforts to improve those varieties are constant. The National Chip Program evaluates around 225 new potato varieties each year and selects 100 for further trials, said Tim Rendall, the director of production research at Potatoes USA, a trade group that oversees the chip program.

The close partnership between researchers, farmers and potato chip companies is unusual in the food industry, said Phil Gusmano, the vice president of purchasing at Better Made Snack Foods, which has produced potato chips in Detroit since 1930. Better Made worked closely with Douches when he was developing two of the varieties the company uses now, Gusmano said.

“We were able talk about size profile and different needs that make a really good chip,” Gusmano said. “And the great thing is, they’re willing to listen to what we have to say, because if they put together a potato that doesn’t really meet the needs for the end processor, it doesn’t do them any good.”

Breeding a new type of potato can take up to 15 years, Douches said. The simple potato has a surprisingly complicated genetic structure, with four chromosomes in each cell compared to two in most species, including humans. That makes it harder to predict which traits that cross-bred plants will inherit, he said.

“We’re never able to fix a trait and carry that over to the next generation, so it’s very difficult to find a potato that has all the traits that we want,” Douches said.

Douches became fascinated with potato breeding and genetics while in graduate school. At Michigan State, he focuses on chipping potatoes, since Michigan is a leading producer. Around 70% of the state’s potato crop is destined for chip processing, according to the Michigan Ag Council. The trade group estimates that one of every four bags of potato chips produced in the U.S. contains Michigan potatoes.

Breeding potatoes that can sit in storage for nearly a year has been one of the biggest challenges in Douches’ 40-year career. Historically, farmers harvested potatoes and then stored them in huge piles at around 50 degrees Fahrenheit (10 degrees Celsius). Temperatures any colder cause sugar levels to rise in the root vegetables, and higher sugar content leads to darker potato chips. But warmer storage conditions can lead to rot.

“You think they’re just these inanimate objects, but they actually are respiring and breathing,” Douches said. “When you do that to them, you’ve got, like, a two- to three-day window where they’re happy.”

His Manistee variety, which was released in 2013, can be safely stored until July at 45 F (7.2 C) degrees. His new bioengineered potato can be stored at 40 F (4.4 C).

Gusmano said Better Made used to source potatoes from outside of Michigan for half the year because the Michigan potatoes it harvested in the fall only could be stored until February. The company now uses newer varieties, like Douches’ Mackinaw potato, which can be stored until July and is resistant to several common diseases.

“We’re not shipping potatoes from all over the country to be fried here in Michigan,” Gusmano said. “Instead, they’re being shipped from an hour and a half away all year long.”

Essay: The Perils of Declining Judgment in the Age of AI



Essay: The Perils of Declining Judgment in the Age of AI

Morningstar backs OSFI’s call to keep both stress test and LTI limits in place




Ratings agency says stress test and LTI limits serve different roles, with both helping contain risk ahead of a major wave of renewals

Earn Bonus Points for Spending on Membership Rewards Cards


Amex Offer for Membership Rewards Bonus Points

Check your American Express credit cards for a new Amex Offer that can earn you Membership Rewards Bonus Points for all your everyday spend. You can find this offer in your Amex consumer and business credit cards. There are usually lots of different versions of this offer, but the best we have seen so far works out to an extra 3.4X points on all purchases. Check out the full details of the offer below.

Offer Details

There are many different versions of this offer such as:

  • Spend $59,000+ and earn 200,000 Membership Rewards, up to 3 times. (HT: VFTW)
  • Spend $20,000+ and earn 30,000 Membership Rewards, up to 3 times.
  • Spend $26,000+ and earn 9,000 Membership Rewards, up to 3 times.
  • Spend $24,500+ and earn 6,500 Membership Rewards, up to 3 times.

Offer and availability may vary by cardholder. Just login to your American Express account(s) to see if you are eligible to add this offer to your card(s).

Important Terms

  • A qualifying purchase is a purchase at any merchant for goods and services minus returns and other credits,  usually within 90 days after adding the offer to your eligible Card. Check your offer terms for exact details.
  • Qualifying purchases do not include fees, interest charges or purchases of cash equivalents.
  • Each time you make one or more qualifying purchases totaling the required spend amount, you will receive the corresponding Membership Rewards bonus points, up to 3 times.

About Amex Offers

Amex Offers are an extra perk on all American Express credit cards, charge cards, and even prepaid cards. You can see these offers in your accounts either as a statement credit or extra Membership Rewards points for spending a certain amount at eligible merchants. You will need to add the offer to a specific card first, and then use that card to get the credit. Here are a few things you should know:

Guru’s Wrap-up: Membership Rewards Amex Offers

We see this Amex Offer for Membership Rewards Bonus Points every few months, and usually it’s not worth chasing these bonuses. But it can make sense to go for it if you’re already putting spend on the card, or if you get a really good offer (which is very rare).

The best offer I have seen so far is for 200,000 bonus points when you spend $59,000. While that is a lot of spend, it is also a good opportunity for small businesses to earn an extra 3.4X points for every dollar. It could also be useful if you’re working on a welcome bonus for a new Amex Business Platinum Card.

Just keep in mind that you need to complete eligible purchases within 90 days after adding the offer to your card. So don’t add the offer until you’re ready to start spending.

Check your cards and let me know if you see one of these offers!

As Stocks Slide, Here’s 1 to Consider Buying


The S&P 500 and Nasdaq Composite have started to recover from their 2026 lows. The conflict in Iran appears to be cooling, with oil currently priced less than $90 per barrel.

Many stocks have been rebounding on the news, but some of them still remain well below 2026 highs. Robinhood (HOOD 5.31%) has received some attention, with its shares up by roughly 30% from their 2026 lows. However, the fintech company is also down by more than 25% year to date.

Although a slowdown in Bitcoin (BTC +1.73%) transaction volume has hurt Robinhood, its other businesses more than make up for declining crypto revenue. Buying Robinhood stock during any weakness may prove to be a solid move in the long run. Its compelling growth rates across multiple businesses and high user engagement tell the story well.

Image source: Getty Images

Robinhood has multiple growth levers that support rising profits

Robinhood Chief Executive Officer Vlad Tenev told investors that the company remains committed to building the “Financial SuperApp” when touting Q4 2025 results. Those same results highlight multiple growing businesses and rising profitability.

Robinhood Markets Stock Quote

Today’s Change

(-5.31%) $-4.84

Current Price

$86.43

Stock trading and options revenue rose by 41% and 54% year over year, respectively. Net interest revenue surged by 39% year over year as more investors borrow on margin to boost their exposure to equities. Crypto revenue dipped by 38% year over year, but it has been a major growth catalyst in the past. If Bitcoin regains momentum — and that has been happening during the past month — it could become a growth driver for Robinhood’s business yet again.

Although Robinhood is primarily known for stock and options trading, it has also entered prediction markets. This segment is growing rapidly, with Robinhood reporting more than 300% year-over-year revenue growth in its “other transactions revenue,” with prediction markets playing a key role.

Prediction markets are peer-to-peer markets that let investors predict the outcomes of certain events, such as who will win a football game. It’s similar to sports betting, but prediction markets are less frowned upon legally since it’s investors betting against each other instead of investors betting against a sportsbook.

This growth isn’t a Q4 fluke, either. Robinhood has had 48% annualized revenue growth during the past three years. The fintech firm has delivered this growth while its net profit margins have checked in at more than 40%, showing that it is converting a large portion of its revenue into profit.

Robinhood’s users are very active on its app

Recent revenue growth trends only tell part of the story. A deeper look reveals a strong foundation built around the engagement of 27 million funded users. That figure increased by 7% year over year.

Not only is Robinhood adding new users, but it’s also seeing more activity from existing customers. Its total platform assets increased by 68% year over year, with net deposits, acquired assets, and higher equity valuations contributing to the increase. More people are allocating capital to Robinhood, and that also coincides with a 58% year-over-year increase in Robinhood Gold subscribers, which reached a record-breaking 4.2 million individuals.

These numbers lend credence to Tenev’s goal of turning Robinhood into the “Financial SuperApp.” A recovering stock market may well lead to a rally that boosts trading activity. 

Robinhood’s recent stock price woes do not align with its strengthening fundamentals. Transaction revenue should continue to increase as long as the S&P 500 and Nasdaq Composite keep rising, which has contributed to revived investor enthusiasm in financial markets. As that long-term catalyst continues to help Robinhood gain market share, its growing presence in prediction markets could unlock a new wave of revenue growth.

Citizens cuts Blackstone stock price target on volatility concerns




Citizens cuts Blackstone stock price target on volatility concerns

From Poverty to Multi-Millions: The Proven Path to Financial Freedom



[Wealth on Your Terms Podcast with Tobi Adekeye]

In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it.

We talk about the three core laws top performers use to win, the key shifts that move you from high income to true wealth, and how to think about multi-generational wealth so your work outlives you. We also get into practical structure and strategy—what to measure, how to build the right team around your goals, and how families can preserve wealth across generations.

Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.

🎙️ About Wealth on Your Terms
Wealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com
📲 Follow us on Instagram:

Subscribe & tap the 🔔 so you don’t miss the next episode.
To allow us post more episodes,
– Hit the like button to support this podcast and
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🔗 Listen on Your Favorite Platform
– Spotify:
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🏡For real estate inquires,
I’m Tobi Adekeye. I’m a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario
– Connect with me:
– Follow my real estate page: @tobi.realestate

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✨ Connect with me, Tobi:
📷 Instagram:
🎥 Tiktok:
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🗞️ Newsletter:

📲 Connect With Dr Wesley
– Website:
– Foundation Cohort, our High-Income to Wealth program designed for those who are just beginning their wealth-building journey. It’s an excellent resource for individuals looking to establish a strong financial foundation before advancing to more complex structures.
Cohort Dates: Week 1: Oct 31 & Nov 1
Week 2: Nov 14 & Nov 15
Week 3: Nov 28
– 📧 highincome2wealth@gmail.com or maria@highincometowealth.com
– 📞Telephone & Whatsapp: +14376075043 or +2347037468190
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📌 Timestamps
00:00 – The “money is a game” mindset: why most people never learn the rules
03:49 – The hidden laws that govern money and why they’re kept secret
13:30 – From income to wealth: the four asset classes every millionaire builds on
17:25 – The immigrant wake-up call: freedom, taxes, and the golden handcuffs of a 9-to-5
26:37 – How to transition from earning a paycheck to building real wealth
33:44 – The four key transitions that separate the wealthy from everyone else
39:32– What it really takes to build and preserve multi-generational wealth
53:12– The five capitals families must pass down to sustain wealth
1:16:04 – Final lessons on wealth, purpose & preserving your family’s future

⚠️ Disclaimer
This content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

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[Targeted] Chase Business Checking: $50 Bonus For Making 15 Zelle Transactions Of $5+ Each


The Offer

No direct link to offer, sent out via e-mail. Subject line is ‘Simplify how you get paid and make payments with Zelle, plus earn a bonus’

  • Chase is offering business checking customers a $50 bonus when they make 15+ Zelle transactions of $5+ each by 7/16/26

Our Verdict

Hopefully this is similar to the Bill Pay bonus where people were able to get it added to their account. If that method works/doesn’t work let us know and we can update the post. If you don’t already have a Chase business checking account you can currently get a $500 or $750 bonus.

Hat tip to reader C F