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PNC $100/$400 Checking Bonus

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PNC $100/$400 Checking Bonus


Update 6/1/26: Extended to 8/31/2026. Bottom tier of reward is now $100 instead of $200. 

Extended further through 5/28/2026

Extended to 3/12/2026

1/5/2026

Extended to 11/17/2025

Extended until 06/30/25

extended until 3/31/2025

Extended through 01/02/2025

Extended through 10/31/2024

Update 7/2/24: Extended until 9/3/2024

Update 5/15/24: Extended again til 7/1/24

Update 1/4/24: Extended again until 02/29/2024

Update 11/1/23: extended until 01/02/2024

Update 9/12/23: extended through Oct 31

Update 7/4/23: Extended through 8/31

Update 4/1/23: Extended until 06/30/2023.

Update 1/3/23: Extended until 3/31/23

Terms state good through 01/02/2022. I assume it should be 01/02/2023.

Update 8/29/22: Deal is back and valid until 10/31/2022.

Offer at a glance

  • Maximum bonus amount: $200 or $400
  • Availability: Nationwide
  • Direct deposit required: $2,000-$5,000 depending on bonus
  • Additional requirements: None
  • Hard/soft pull: Soft 
  • ChexSystems: Unknown
  • Credit card funding: Codes as a cash advance
  • Monthly fees: $15-$25, avoidable
  • Early account termination fee: $25 if closed within six months none
  • Household Limit: None
  • U.S. Citizenship Required: Yes, for online applications. Resident alien and non-resident aliens now allowed online.
  • Expiration date: 10/31/2021 6/30/22

The Offer

Direct link to offer

  • PNC is offering checking bonuses of up to $400. Both bonuses require the following direct deposits within 60 days of account opening:
    • Open a Virtual Wallet Performance Spend and receive $100 with direct deposits totaling $2,000
    • Open a Virtual Wallet Performance Select and receive $400 with direct deposits totaling $5,000
  • To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page and completed with a mobile device between 5/03/2022 to 6/30/2022

The Fine Print

  • Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address. For online or phone origination, the Zip code of your primary address will be used to determine product availability. For origination through a PNC location, product availability will be based on the physical PNC location. You may earn a $400 reward if you open a new Virtual Wallet with Performance Select or a $250 reward if you open a new Virtual Wallet with Performance Spend. Changing your product type any time after account opening and prior to the payout of your earned reward, could result in different offer requirements and reward amount.
  • To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page between 9/21/2021 to 10/31/2021, and a qualifying Direct Deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.
  • A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet Performance Select or $2,000 for Virtual Wallet Performance Spend. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.
  • New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly fee is waived first three months. 

Virtual Wallet Checking Pro with Spend ($200 Bonus)

$15 avoidable by 2K DD or 2K average monthly balance

Virtual Wallet With Performance Select $25 Monthly Fee ($400 Bonus)

You can get this fee waived if you meet any of the following:

  • Average monthly balance of $5,000 or more
  • Qualifying direct deposits of $5,000 or more
  • $25,000 in linked eligible account

Early Account Termination Fee

No longer any EATF.

There is an early account termination fee of $25. This is charged if you close your account within 180 days. There is some evidence to suggest that they don’t actually charge this fee, but YMMV.

Our Verdict

Seems similar to the previous PNC deal, but this time the $400 link should be showing for more people. Not sure if this deal is available nationwide or not, but the $400 bonus is as good as it gets from PNC so we will add this to our list of the best bank account bonuses.

Hat tip to reader Jackie

Useful posts regarding bank bonuses:

  • A Beginners Guide To Bank Account Bonuses
  • Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
  • PSA: Don’t Call The Bank
  • Introduction To ChexSystems
  • Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
  • What Banks & Credit Unions Do/Don’t Pull ChexSystems?
  • How To Use Our Direct Deposit Page For Bank Bonuses Page
  • Common Bank Bonus Misconceptions + Why You Should Give Them A Go
  • How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
  • Affiliate Links & Bank Bonuses – We Won’t Be Using Them
  • Complete List Of Ways To Close Bank Accounts At Each Bank
  • Banks That Allow/Don’t Allow Out Of State Checking Applications
  • Bank Bonus Posting Times

Cantor Fitzgerald reiterates Overweight on CrowdStrike stock

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Cantor Fitzgerald reiterates Overweight on CrowdStrike stock

Why study BSc (Hons) International Business Management

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Why study BSc (Hons) International Business Management



Develop the insight, confidence, management skills and international perspective to succeed in the modern global marketplace or set up your own business on this professionally-focused degree, accredited by the Chartered Management Institute (CMI).

Find out more at

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The Performance of Small Business Investment Companies

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Gregory W. Brown, Wendy Y. Hu, David T. Robinson, and William M. Volckmann II

A large-sample analysis shows SBIC funds outperform non-SBIC peers across IRR, MOIC, and PME. Performance is strongest for funds using moderate SBA leverage and larger fund sizes, with equity strategies showing greater variability than debt funds.

China’s plan to transform its west

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Additional contributions by Haohsiang Ko, Chris Campbell and Annalee Mather.

The location and route of the tunnel system for the hydropower dam are indicative, as official designs have not been made public. While the route shown is approximate, it follows an elevation change consistent with the proposed plans for the facility.

Mehebub Sahana, an environmental geographer at Manchester University, and Ye Huang, a researcher at Global Energy Monitor, assessed possible locations for the facility and reviewed satellite imagery to determine whether recent construction activity was linked to the project.

Images of major infrastructure projects included at the top of the story, in the order in which they appear: China News Service/Getty Images; CFOTO/Sipa USA; Xinhua/Shutterstock; CFOTO/Sipa USA; Reuters; Xinhua/Shutterstock; CFOTO/Sipa USA; CHINE NOUVELLE/SIPA/Shutterstock. Videos from ski resorts in Xinjiang were sourced from China’s Xiaohongshu social media platform.

Foreclosure inventory rises in 1Q to six-year high

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Foreclosure inventory rises in 1Q to six-year high


The U.S. foreclosure inventory as of the end of the first quarter was at its highest level in six years, with over three quarters of the nation’s metro areas reporting higher rates, Cotality’s latest Loan Performance Indicators report disclosed.

Processing Content

The foreclosure inventory rate rose for the first time in 15 months, with both quarterly and annual increases of 0.1 percentage points to 0.4% as of March 31.

Foreclosure activity has increased on an annual basis for 14 consecutive months as of May, a recent Attom Data Solutions report noted.

Currently, 3% of all mortgages are in some stage of delinquency, a gain of 0.2 percentage points year-over-year. But it was down from 3.2% in the report for year-end 2025.

The growth in the foreclosure inventory “reflects a gradual transition from the historically low levels seen through 2024, as more loans move through later stages of delinquency,” said Molly Boesel, senior principal economist, in a press release.

The 77% of cities reporting foreclosure rate increases shows this is a broad-based trend rather than being isolated to a few markets, Boesel continued. Furthermore, it is markedly higher than in the December report, when Cotality found just under half of metros had increases in their foreclosure rate.

“In many areas, particularly across parts of Florida and Texas, the rise in foreclosure activity aligns with earlier increases in serious delinquencies, suggesting that once borrowers fall behind, it is becoming more difficult to recover,” Boesel said.

Early stage delinquencies, defined at between 30 and 59 days late, totaled 1.5% for the period, down from 1.6% in December but up from 1.4% compared with March 2025.

What Cotality defined as the adverse delinquency period, between 60 and 89 days past the scheduled payment due date was 0.4%, unchanged from one year prior, but down from 0.5% in the December report.

But loans over 90 days late, those viewed as serious delinquencies, broke through the 0.9% to 1.1% range these occupied since June 2024. The rate in the March report of 1.2% compared with 1.1% in December and 1% in March 2025.

“While overall mortgage performance remains relatively stable, the growing number of metros with rising foreclosure rates points to emerging pressure in pockets of the housing market that warrants close monitoring,” Boesel said.

In a mid-May discussion with National Mortgage News editors and reporters, Cotality Chief Economist Selma Hepp pointed to a likely underlying cause for the rise in foreclosures.

“What I really think inventory may be coming from more meaningfully is investors, and not just mega investors, like small and medium sized investors as well,” Hepp said.

She noted that during the pandemic, second home purchase activity boomed.

Since then, the holding costs for these owners have gone up in terms of property taxes and insurance. “It’s not as cheap to hold on to properties as it was,” Hepp said.

This shift affected those who bought second homes or as an investment short-term rentals. “That’s where we are seeing pockets of inventory come up,” she continued.

Cotality found in the March report 40 states reported annual increases in the delinquency rate.

Mississippi and Georgia had the largest gains at approximately 50 basis points over March 2025. The 5.7% rate for Mississippi tied neighboring Louisiana as the states with the highest share. Louisiana reported a 0.2 percentage point annual increase.

Alabama was next at 4.2%, followed by Georgia at 4.1%.



Apple AirTag: 1st Gen for $14.72, 2nd Gen 5 for $100

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Apple AirTag: 1st Gen for $14.72, 2nd Gen 5 for $100


Apple AirTag Sale

This article contains affiliate links for which I may be compensated.

VIP Outlet via eBay has the Apple AirTag (1st Gen) on sale for $14.72 with promo code TAKE8OFFSALE. Shipping is free.

Sam’s Club has 5-Pack Apple AirTag (2nd Gen) for $99.98. Shipping is free for Plus members.

Disclosure: This article contains affiliate links. If you take action (i.e. subscribe, make a purchase) after clicking a link, I may earn some beer 🍺🍺🍺 money, which I promise to drink responsibly. When applicable, you should always go through shopping portals to earn cashback. But when that’s not an option, your support for the site is always greatly appreciated. Thank you for reading!

Downtown Music Publishing strikes deal to represent Biz Markie catalog and name, image & likeness rights

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Downtown Music Publishing strikes deal to represent Biz Markie catalog and name, image & likeness rights


Downtown Music Publishing (DMP) has signed a deal to represent the catalog of hip hop pioneer Biz Markie.

The deal, announced on Thursday (May 28), covers publishing administration and sync licensing, alongside representation of the late artist’s name, image, and likeness (NIL) rights.

Biz Markie, born Marcel Hall, died in 2021. His catalog and associated rights are managed under the direction of his widow, Tara Hall, executor of the estate.

Recorded music assets are managed through Revilo Records, with distribution and catalog services provided in partnership with Rhino Entertainment and Warner Music Group.

Publishing interests are represented through Surrey Lane Publishing and administered by Downtown Music Publishing.

The Biz Markie Experience oversees name, image, and likeness, intellectual property, and experiential initiatives, with administration also handled by DMP.

“Biz Markie was a truly original producer, performer, and cultural force,” said Jedd Katrancha, Chief Creative Officer, Downtown Music Publishing.

“We’re honored to be entrusted with preserving and amplifying his legacy.”

Biz Markie is best known for the 1989 single Just a Friend, a record that was initially underestimated before becoming one of the most enduring songs in popular music.

“Biz Markie was a truly original producer, performer, and cultural force.”

Jedd Katrancha, Downtown Music Publishing

The announcement arrives on the 40th anniversary of Make the Music With Your Mouth, Biz, the 1986 release that introduced Biz Markie and his style.

According to Downtown, Biz Markie released five studio albums alongside compilations and singles, and his music has been sampled more than 1,500 times, from Wu-Tang Clan to the Rolling Stones. The company says he collaborated with Jay-Z, Nas, the Beastie Boys, Big Daddy Kane, Will Smith, and Slick Rick, among others.

“There’s a longer story behind this, but one day I asked Biz, ‘Who do you think I am to you?’ His reply runs through my mind every day,” said Tara Hall, widow of Marcel Hall and executor of the estate.

“Biz answered, ‘You are my future.’ Going through his music, photographs, and videos from the beginning of his career has been incredibly meaningful.

“As we approach the 40th anniversary of Make the Music With Your Mouth, Biz, I’m excited to share these pieces of his story and celebrate the creativity and spirit that made Biz who he was.

“In many ways, I’m creating a blueprint for how to honor a legend while finding new ways for his work to live on for future generations. Biz preserved his legacy, and now it’s my job to protect it.”

DMP also represents the catalogs of John Lennon & Yoko Ono, George Gershwin, and Louis Armstrong, and others.

“In many ways, I’m creating a blueprint for how to honor a legend while finding new ways for his work to live on for future generations. Biz preserved his legacy, and now it’s my job to protect it.”

Tara Hall, MANAGER AND executor of the estate

The deal lands during a period of change for Downtown, whose parent company was acquired by Universal Music Group’s Virgin Music Group in February in a $775 million transaction.

That deal closed after the European Commission cleared it, subject to UMG‘s commitment to divest Downtown‘s Curve royalty accounting business.

Last month, the company’s CD Baby division launched a full-service artist program for 10 independent acts in 2026.

Downtown says it serves business clients, creators and artists in 145 countries across its Publishing, Distribution and Artist & Label Services, and CD Baby divisions.

The company sold its owned catalog of 145,000 copyrights to Concord in 2021 for around $400 million, repositioning itself as a services company that administers rights rather than owning them.Music Business Worldwide

How To Invest In Crypto Complete Beginner's Guide

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How To Invest In Crypto Complete Beginner's Guide



Get $200 in Free Crypto when you sign up and trade here 👉
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Video Outline
0:00 Intro
01:27 What You’ll learn
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37:30 Chapter 4: Wallets vs Exchanges – Which is best?
48:56 Chapter 5: Coinbase Tutorial
56:06 Chapter 6: How to Research Cryptocurrencies
1:04:20 Chapter 7: Building Your Crypto Portfolio
1:08:48 Chapter 8: Crypto Taxes
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Advertiser Disclosure:
This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities.
Offers are current only as the time of the video publishing date and may have changed by the time you watch it.

This video was sponsored by Coinbase.

Disclaimer: Please note, that the information provided in this video is for educational and entertainment purposes only. It is not financial advice. Cryptocurrency investments are extremely risky and highly speculative, involving significant potential for loss due to market volatility. Do NOT invest more than you are able to lose. I am not a financial advisor, and my views should not be taken as financial guidance. Always do your own research and consult with a professional before making any investment decisions. Remember, your investments are solely your responsibility, and I will not be liable for any losses or damages arising from your decisions based on this content.

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Insiders Are Buying This Nvidia-Backed $15 Stock Hand Over Fist. Should You?

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Insiders Are Buying This Nvidia-Backed $15 Stock Hand Over Fist. Should You?


Long known for mobile brick phones and traditional telecom infrastructure, Nokia (NOK 3.14%) is quietly in the middle of an exciting transformation. Back in October, Nvidia (NVDA 1.45%) made a $1 billion strategic investment in Nokia, marking a major turning point as the telecom provider pushed into artificial intelligence (AI).

Since Nvidia’s investment, Nokia’s stock has climbed from roughly $6 to just below $15, reflecting growing investor excitement around the company’s AI ambitions. Adding to this momentum is a flurry of insider purchases.

NOK data by YCharts.

Let’s explore how Nokia is transforming its telecom roots into an AI-focused ecosystem, and assess whether early results are compelling enough to support following the company’s insiders and buying the stock.

How are Nokia and Nvidia working together?

Nvidia’s investment in Nokia focuses on developing AI-RAN technology and on the telecom industry’s shift from 5G to AI-native 6G networks. Nvidia is embedding its graphics processing units (GPUs) and Arc-Pro computing platform into Nokia’s radio access network software. This integration allows mobile operators to run intelligent, real-time AI at the network edge rather than outsourcing to centralized data centers.

Nvidia logo on a black sign outside of the company's headquarters.

Image source: Nvidia.

How is Nokia becoming an AI business?

Rather than pivoting away from its telecom roots, Nokia is embedding AI capabilities on top of them, turning decades of connectivity expertise into a competitive advantage in the AI infrastructure landscape. Essentially, Nokia is repurposing its core telecom assets — radio access networks, optical transport systems, and Internet Protocol (IP) routing — into the foundation of an AI-centric ecosystem.

The shift is savvy, as it prioritizes several high-growth areas within the AI infrastructure realm, including data center networking equipment, high-bandwidth optical systems for training and inference clusters, and intelligent mobile distribution that embeds AI capabilities directly at the edge.

The company’s optical networking portfolio has been strengthened by its Infinera acquisition in February 2025, positioning Nokia as an essential infrastructure provider for handling massive data flows required by AI workloads. In turn, Infinera has helped Nokia evolve its transport and routing solutions to deliver scalable, energy-efficient connectivity solutions for hyperscale data centers.

In addition, Nokia is advancing cloud-native architectures and automation tools that allow broadband networks to become more autonomous and intelligent.

Nokia Stock Quote

Today’s Change

(-3.14%) $-0.48

Current Price

$14.80

Insiders are buying Nokia stock amid the current surge

During the first quarter, Nokia posted net sales of EUR 4.5 billion ($5.23 billion), representing 2% growth year over year. While this looks mundane on the surface, the real star of the company’s Q1 earnings was the newly formed AI business.

Revenue from AI and cloud customers grew 49% and now accounts for 8% of total sales. The company also secured EUR 1 billion ($1.16 billion) in new AI-related orders, particularly in optical networking, which itself grew 20%. While it’s still early, these figures suggest that Nokia can convert its legacy telecom infrastructure into tangible AI traction rather than simply riding market hype.

This company’s positive momentum has coincided with notable insider buying over the past couple of months. Below is a list of significant recent purchases made by Nokia’s C-suite:

  • Justin Hotard (Nokia CEO): Purchased 84,404 shares in late April 2026 at an average cost of EUR 9.15 ($10.64) per share.
  • Timo Ihamuotila (board member): Purchased 50,000 shares at an average price of EUR 9.10 ($10.58).
  • Konstanty Owczarek (chief corporate development officer): Purchased 70,000 shares between average prices of EUR 15.34 ($17.84) and EUR 15.99 ($18.59).

Broadly speaking, when multiple insiders purchase shares during a strong price run, it could be a signal that they believe the current valuation remains attractive relative to the company’s long-term opportunity.

With that said, should investors follow suit and buy Nokia stock right now? To me, the story is compelling: Nokia possesses genuine AI momentum in an emerging frontier, the company managed to forge a high-profile partnership with Nvidia, and there appears to be aligned insider conviction. Taken together, these points indicate meaningful multiyear growth in an addressable market expected to reach $200 billion by 2030.

Investors with a long-term time horizon who have bought into the AI networking thesis may find Nokia an attractive opportunity despite the recent run-up. All told, Nokia’s transformation is real, but whether it translates into sustained market leadership will ultimately be determined by management’s consistent execution in the quarters and years ahead throughout the AI infrastructure revolution.

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PNC $100/$400 Checking Bonus

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Update 6/1/26: Extended to 8/31/2026. Bottom tier of...

Cantor Fitzgerald reiterates Overweight on CrowdStrike stock

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Cantor Fitzgerald reiterates Overweight on CrowdStrike stock

Why study BSc (Hons) International Business Management

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PNC $100/$400 Checking Bonus

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Update 6/1/26: Extended to 8/31/2026. Bottom tier of...

Cantor Fitzgerald reiterates Overweight on CrowdStrike stock

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Cantor Fitzgerald reiterates Overweight on CrowdStrike stock

Why study BSc (Hons) International Business Management

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Develop the insight, confidence, management skills and international perspective...

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