Home Blog

AI Agents Are Coming for Your Admin Work (Here’s How to Use Them Now)



Tell me if this is you. Most of the time, you do not feel burned out from patient care itself. It is the constant stream of small, repetitive tasks surrounding it that slowly drains time and energy.

The inbox that never clears. Notes that need rewriting. Stuff you want to read but never get to. Messages that require thoughtful replies when you are already mentally spent.

Individually, these tasks seem minor. Together, they take hours each week.

So instead of letting it “be the norm” and allowing it to constantly consume you, why not make use of the smartest tools we have today? 

And they are not just tools that give answers, but systems that help handle parts of the work for you. Less like a Google search and more like a… if you’re a fan of Iron Man, “Jarvis.”

These are often called AI agents.

Now, don’t jump into thinking it’s super complicated stuff. In practical terms, they can be as simple as creating structured, reusable workflows inside tools like ChatGPT. With the rapid release of recent ChatGPT features, these workflows are becoming easier to set up and reuse.

In this article, you will learn what AI agents actually are, how they show up inside ChatGPT today, and how to build simple, repeatable workflows that reduce your administrative load.

We have 3 step-by-step examples you can try out today. Let’s talk about it!


Disclaimer: While these are general suggestions, it’s important to conduct thorough research and due diligence when selecting AI tools. We do not endorse or promote any specific AI tools mentioned here. This article is for educational and informational purposes only. It is not intended to provide legal, financial, or clinical advice. Always comply with HIPAA and institutional policies. For any decisions that impact patient care or finances, consult a qualified professional.

It’s not just the talks. Or the speakers. Or the strategies.

PIMDCON, the #1 Real Estate & Entrepreneurship Conference for Physicians, works because of what happens between the sessions.

The conversations. The clarity. The shift.

LEARN MORE ABOUT PIMDCON

1. What AI Agents Actually Are (In Practical Terms)

Most people use ChatGPT in a one-off way, which is also where many of the common mistakes when using ChatGPT start to show up. You open it, type a prompt, get a response, and move on.

That works, but it still requires you to restart the process every time.

AI agents introduce a small but meaningful shift.

Instead of thinking through the same task repeatedly, you define a structure once and reuse it whenever that task comes up.

Inside ChatGPT, this often looks like:

A simple way to understand it:

Regular use is reactive. You ask, it answers.
Agent-style use is structured. You define how it should think and respond ahead of time.

This does not replace your judgment. It reduces how often you need to organize the same type of work from scratch. If you’re just getting started, having a simple ChatGPT cheat sheet can make it easier to apply these workflows consistently.

2. Three Practical “Agent-Style” Workflows Using ChatGPT

These are simple systems you can set up once and reuse whenever needed.

Before diving in, it is important to set clear boundaries. AI can be helpful for administrative and informational tasks, but it should not be used for anything involving patient-specific medical decisions, protected health information, or clinical judgment.

There are clear lines physicians should not cross when using tools like ChatGPT, and understanding those limits is essential to using AI responsibly. If you want a deeper breakdown, here’s a helpful guide on what doctors should never do in ChatGPT.

With that in mind, focus on using the examples below for safe, practical, non-clinical workflows you can apply today.

1. Email Assistant GPT

If you regularly send similar types of emails, you can create a structured prompt or custom GPT that handles the format and tone consistently.

Instead of rewriting the same type of message each time, you trigger a system you already built.

How to set it up:

  1. In ChatGPT, go to “Explore GPTs” → “Create” (top right corner)
  2. The name can be “Email Assistant”, just write a short description of what the AI is about, and in the instructions section, paste the prompt below.
  3. Use this prompt:

Act as a professional communication assistant for a physician.

Your task is to draft a clear, concise, and professional email response based on the input provided.

Follow these guidelines:

  • Maintain a [tone: e.g., friendly, neutral, formal, empathetic]
  • Keep the message [length: e.g., brief, detailed]
  • Ensure clarity and avoid unnecessary complexity
  • Preserve the original intent of the message

Output the email in this format:

  • Subject line (if applicable)
  • Greeting
  • Body (well-structured paragraphs)
  • Closing

If needed, improve the structure and wording, but do not add information that was not implied.

Here is the message to respond to:
[PASTE MESSAGE OR BULLET POINTS HERE]

  1. Leave the rest for now (we can explore them later) and hit “Create”.

You stay in control of the final message, but the structure is handled for you each time.

2. Research and Summary GPT

Instead of deciding how to process information every time, you can standardize how you review content.

This is useful for general knowledge, industry updates, or long-form content that would otherwise take more time to process.

How to set it up:

  1. In ChatGPT, go to “Explore GPTs” → “Create”
  2. The name can be “Research Assistant”, just do the same thing earlier, and in the instructions section, paste the prompt below.
  3. Use this prompt:

Act as a research assistant helping a physician quickly understand new information.

Your task is to analyze the provided content and extract the most relevant insights.

Follow these guidelines:

  • Focus on clarity and accuracy
  • Avoid speculation beyond the provided content
  • Highlight only what is useful and actionable

Output in this format:

  1. Summary (2–3 sentences)
  2. Key Points (5 bullet points)
  3. Practical Takeaways (2–3 bullet points)
  4. Optional: Areas that may require deeper review or verification

Adjust depth based on this preference: [quick overview / moderate detail / deep dive]

Here is the content:
[PASTE ARTICLE, TEXT, OR TOPIC HERE]

This creates a consistent intake system instead of approaching every piece of content differently.

3. Notes to Action GPT

Notes are easy to collect but harder to organize. A structured workflow can turn them into something usable.

Instead of rethinking how to process notes each time, you follow the same system. This works well for personal organization, planning, or non-clinical documentation.

As a reminder, avoid pasting any patient-identifiable information or protected health data into general AI tools. Keep this workflow limited to personal notes, ideas, or non-clinical content.

How to set it up:

  1. In ChatGPT, go to “Explore GPTs” → “Create”
  2. The name can be “Notes Assistant”, same thing again, just paste the prompt below.
  3. Use this prompt:

Act as an organizational assistant helping a physician turn raw notes into clear, actionable output.

Your task is to organize and structure the provided notes into something easy to review and act on.

Follow these guidelines:

  • Keep language simple and direct
  • Group related ideas logically
  • Do not remove important context

Output in this format:

  1. Key Points (summarized bullets)
  2. Action Items (clear, specific tasks)
  3. Next Steps (prioritized, if possible)
  4. Optional: Open Questions or unclear areas

Adjust structure based on this use case: [personal notes / personal ideas / project planning]

Here are the notes:
[PASTE NOTES HERE]

Over time, this becomes a reliable system for turning scattered thoughts into structured output.

A simple rule to keep in mind:

If you are repeating the same type of task multiple times per week, you can likely turn it into a reusable workflow.


Unlock the Full Power of ChatGPT With This Copy-and-Paste Prompt Formula!

Download the Complete ChatGPT Cheat Sheet! Your go-to guide to writing better, faster prompts in seconds. Whether you’re crafting emails, social posts, or presentations, just follow the formula to get results instantly.

Save time. Get clarity. Create smarter.


3. How to Start Without Overcomplicating It

You do not need advanced tools to start seeing benefits. Start with one small system.

  • Step 1: Choose one repetitive, non-clinical task
    Emails, summaries, or notes are good starting points.
  • Step 2: Use or create a structured prompt
    This becomes your repeatable workflow.
  • Step 3: Save it somewhere accessible
    So you are not rewriting it each time.
  • Step 4: Review every output
    AI can miss nuance. Treat it as a draft assistant.
  • Step 5: Avoid sensitive or patient-identifiable data
    Use these workflows only for appropriate, non-confidential use cases.

The goal is not to automate everything. It is to reduce friction in one area at a time.

Final Thoughts

You know… for years we’ve been told to “work smarter, not harder,” but now it feels like that idea just got real… like really real. 

These AI agents are real, and they’re already here (whether we use them or not), ready to take things off your plate, especially the repetitive admin stuff that drains your energy. And the interesting part? The people who benefit the most won’t be the ones who resist it… It’ll be the ones who learn to use it early and intentionally.

So maybe the question isn’t, “Will AI replace what I do?” but rather, “How can I leverage this to free up my time for what actually matters?” Because at the end of the day, it’s not about doing more… it’s about doing more of the right things.

So… are you going to watch this shift happen, or be part of it?

Start with one workflow. Keep it simple. Use it consistently. The real benefit comes from building consistent usage habits over time rather than using it occasionally.

Because over time, those small systems can quietly give you back hours each week.


Download The Physician’s Starter Guide to AI – a free, easy-to-digest resource that walks you through smart ways to integrate tools like ChatGPT into your professional and personal life. Whether you’re AI-curious or already experimenting, this guide will save you time, stress, and maybe even a little sanity.

Want more tips to sharpen your AI skills? Subscribe to our newsletter for exclusive insights and practical advice. You’ll also get access to our free AI resource page, packed with AI tools and tutorials to help you have more in life outside of medicine. Let’s make life easier, one prompt at a time. Make it happen!


Disclaimer: The information provided here is based on available public data and may not be entirely accurate or up-to-date. It’s recommended to contact the respective companies/individuals for detailed information on features, pricing, and availability. All screenshots are used under the principles of fair use for editorial, educational, or commentary purposes. All trademarks and copyrights belong to their respective owners.

If you want more content like this, make sure you subscribe to our newsletter to get updates on the latest trends for AI, tech, and so much more.

Further Reading



Average national asking rents fall to $2,008 after largest drop in five years: report




A new report says March featured the largest drop for average asking rents in Canada in nearly five years.

American Express Platinum Cardholders To Lose Lufthansa Lounge Access


American Express has announced that starting October 1, 2026 Platinum cardholders will no longer be able to access Lufthansa lounges. 

American Express® Card Members will no longer have access to Lufthansa Lounges effective October 1, 2026. Eligible American Express Card Members continue to have access to more than 1,550 airport lounges worldwide, including 32 locations in the Centurion Lounge Network — and can find a current list of airport lounges at www.americanexpress.com/findalounge. In addition to the Centurion Lounge Network, Card Members can continue to enjoy access to other partner lounges, including: Delta Sky Club ®, Escape Lounges, Plaza Premium Lounges, and Priority Pass Select.

The program was first launched in 2017 and has been continually extended since then. Lose of access is a bit of a surprise given that the program was expanded earlier this year. 

The world’s 500 richest people made more than a quarter trillion yesterday



Wall Street traders saw a huge surge yesterday, and the world’s wealthiest billionaires had their best day in nearly a year, after President Donald Trump took back his threat that “a whole civilization will die tonight” on Tuesday, quelling traders’ fears. 

The world’s 500 richest people made $265 billion yesterday, according to the Bloomberg Billionaires Index. With the Dow Jones Industrial Average jumping 2.85% and the S&P 500 soaring by 2.51%, it was the second-largest single-day profit since the index was created in 2012.

Meta CEO Mark Zuckerberg made the most gains and added $12.8 billion to his personal net worth as Meta shares—of which Zuckerberg owns about 13%—rose 6.5%. Luxury goods billionaire Bernard Arnault had the second-highest gains with $9.89 billion. 

The largest gain for the world’s 500 wealthiest people was just a year ago tomorrow, on April 10.  Last year on this day, Trump paused his planned “Liberation Day” tariffs, and the subsequent 24 hours of trading added a record $304 billion to the top 500 wealthiest’s net worths. In comparison, this Wednesday saw 61 people on the index grow their wealth by more than $1 billion. 

The rally won’t offset that the 500 wealthiest billionaires are still at a collective loss of $38.8 billion year-to-date. The world’s richest man Elon Musk alone lost about $3 billion on Wednesday. 

That growth may not last forever. Both the Dow and and S&P 500 briefly dipped this morning before making modest gains as reports of a shaky ceasefire dominated headlines. Crude oil climbed back up to $100 per barrel on Thursday morning, as doubts grow over how the ceasefire will hold. The current price is far from its peak of $118.35 since the war began, but much higher from its $70 cost before the war. 

After an eleventh-hour ceasefire deal between the U.S., Israel and Iran was reached on Tuesday, just before Trump’s self-imposed 8 p.m. deadline that night, a ceasefire agreement sent markets soaring. Then Israel heavily bombarded what it considered Hezbollah strongholds in Lebanon on Wednesday, killing more than 200 people. Iran, which said it believed the ceasefire included Lebanon, claimed Israel had violated the agreement and thus closed the Strait of Hormuz to non-approved ships in response to the attacks. 

On Thursday as talks continue, Trump told NBC News that he asked Israeli Prime Minister Benjamin Netanyahu to be “a little more low-key” in operations in Lebanon.

The Fortune 500 Innovation Forum will convene Fortune 500 executives, U.S. policy officials, top founders, and thought leaders to help define what’s next for the American economy, Nov. 16-17 in Detroit. Apply here.

What’s Stopping the 4-Day Workweek?


Answers to HBR readers’ questions about what it really takes to implement a shorter workweek.

CRYPTO LIVE TRADING || 13 Mar | ‪@ClockTraderlive‬ #bitcoin #ethereum #crypto #btclivetrading



📢join my social platforms for updates and analysis

✅Instagram:

✅Join my official telegram broadcast channel:

🌟 XM REGISTER AND GET 100% BONUS ON DEPOSIT- ( PARTNER CODE= FJX2F

🌟 VANTAGE Register PARTNER CODE= MjPm3Uno

🌟Exness- best platform to trade gold and forex=👉🏻 partner code= tfksshkgxb

🌟Delta exchange- FIU registered =👉🏻

🌟Bingx- register and get upto $12100 bonus💰=👉🏻 Refer code= FCHPB7

🏆Send your screenshot here after opening the account= 9266315787

🔥BEST INDIAN BROKER🔥:

🔥Best funded account upto $200k💰=

⚠️⚠️⚠️Disclaimer:

✨📢THIS STREAM IS FOR EDUCATIONAL PURPOSES ONLY. NOT A BUY / SELL ADVICE/ WE ARE NOT THE SEBI REGISTERED ADVISOR. PLEASE CONSULT YOUR FINANCIAL ADVISOR.

📌 Indian Law Compliance – This stream is for education pupose only and does not promote, solicit, or offer trading services within India. It complies with FEMA Act, 1999 and other regulations.

🚨”Disclaimer: Forex and CFD trading involve significant risk and may not be suitable for all investors. Exness is an offshore broker and is not regulated by SEBI (Securities and Exchange Board of India). Indian laws allow forex trading only on SEBI-approved exchanges and INR-based currency pairs. Trading with an offshore broker may lead to legal and financial risks, including potential issues with fund withdrawals or regulatory actions by RBI or SEBI. Please do your own research and consult a financial advisor before investing.”

⚡Crypto live trading, live trading, bitcoin live, live crypto trading, bitcoin, bitcoin live trading, crypto trading, crypto trading live, crypto, live trading today, live day trading, bitcoin trading, trading strategy, crypto trading strategies, option trading, trading live, day trading live, crypto day trading, crypto leverage trading, crypto day trading bot, crypto trading signals, bitcoin news today, bitcoin price prediction, bitcoin price, day trading, live trading bitcoin, bitcoin technical analysis, btc, ab krypto, ab crypto, crypto news, trading crypto, bitcoin update, altcoin trading, live bitcoin trading, live trading intraday, live trading nifty, bitcoin live stream, market prediction for tomorrow, cryptocurrency, bitcoin analysis, bitcoin today, crypto live scalping, how to day trade altcoins, best altcoins to buy, altcoin buy alerts, learn how to day trade altcoins, day trade altcoins, advance crypto club, advanced crypto trader, advanced crypto trading live, advance crypto club live, bitcoin day trading, mayank singh live trading, market live trap trading, mayank live trading, live trading profit,bitcoin prediction, btc live, eth, btc price prediction, best altcoins, live scalping, crypto trader, bitcoin trading., nifty live, mayank trader, trade room, trap trading, ethereum, bitcoin update cryptolifer, bitcoin must see cryptolifer, bitcoin hold resistance banknifty, stockmarket, nifty50, finnifty, btc price, crypto news hindi, binance futures trading, altcoins, crypto trading live show, crypto banter live trading, crypto banter today, crypto banter live, live btc trading, bitcoin trading live, btc live trading, avax, ada, bitcoin livestream, stock market, live trade, btc supply, alt season, live bitcoin, banter crypto, money magic, btc live stream, bitcoin bulls cryptolifer, intraday trading live, live crypto trading in hindi, live options trading, live intraday trading chainlink, ams54k, polkadot, btc news today, xrp news today, solana price prediction,

Today’s live trading
Search topics,
#bitcoinlivetrading
#btclivetrading
#livebitcointrading
#liveLondonsectiontrading
#livenewyorksectiontrading
#liveTokyosectiontrading
#liveetherumtrading
#liveforextrading
#livetrading
#bitcoinlive
#crudeoillivetrading
#goldlivetrading
#xauusdlivetrading
#livetrading
#currencypairlivetrading
#ICTlivetrading
#Rrcconcepttrading
#Mirrorconcepttrading
#Ethlivetrading
#Livestockmarket
#Livecryptotrading
#Cryptotradingliveprofit
#Intradaydaylivetrading
#Livetradingtoday
#Btctradingtoday
#Solanalivetrading
#xrplivetrading
#bitcoinlivetrading
#livebtctrading
#cryptolive
#Bitcoinlivetradingtoday
#Livetradingforexmarket
#Bankniftylivetrading
#Nifty trading live
#Stock option trading
#Stock market
#ethlivetrading
#hero zero bank nifty
#hero zero trade
#banknifty live trading
#nifty50 live

Btc live trading, Bitcoin live trading today, etherum live, live scalping, bitcoin, crypto, finance, forex, trading live, power of stock, swing trading, swing trading strategies, trading psychology, ema live trading, bitcoin price predicion, day trading live, day trading, btc, scalping, etherum live trading,

source

Bithumb Initiates Legal Proceedings To Recover Bitcoin Accidentally Sent To Users


South Korea based digital currency exchange Bithumb has reportedly initiated legal proceedings in an attempt to recover Bitcoin (BTC) that had been accidentally / unintentionally distributed to platform users during a surprising event this past February. As per recent media reports from local sources, crypto exchange Bithumb has asked the court to freeze certain accounts that were said to be involved in the unfortunate incident, collectively carrying 7 BTC (appr. $500,000 at the time of writing) through a formal seizure.

A seizure order effectively seizes an account’s outstanding assets in order to secure a claim prior to an official court ruling on the matter, usually before a civil suit. In this case, the vast majority of funds were actually returned by the users but the reason Bithumb may be taking legal action right now is to set a precedent or establish a certain expectation: that being that in the future, users do not decide to keep funds sent to them unintentionally.

Earlier this year in February, the South Korea based digital assets exchange accidentally sent out 620,000 Bitcoins, valued at more than $42 billion, across numerous customer accounts. This was reportedly done as part of the company’s promotional campaign.

The unfortunate error for Bithumb is said to have originated from an exchange worker manually inputting the incentive unit as Bitcoin and not the actual Korean fiat currency (as it should have been).

The issue had led to the BTC’-KRW cryptocurrency trading pair on the platform to fall by around 15-20%, resulting is significant losses for platform users.

The crypto exchange then said that they will be compensating any impacted customers at 110% of their total losses.

Bithumb also stated that it will now aim to significantly improve its internal controls and introduce a so-called protection fund for any future issues.

Although the majority of traders in the accidental distribution issue have returned the BTC at the cryptocurrency exchange platform’s request, certain investors are actually refusing to do it.

They are now stating / arguing that they don’t really have to return the funds since the error was due to the company’s own mistake.

Notably, Bithumb’s incident has impacted South Korea‘s wider crypto-assets sector, as local authorities have pointed out that the exchange’s weak or sub-par internal controls and risk management processes are not adequate.

What’s also concerning that the exchange would actually rely on manual processes whereby a critical error like entering a BTC amount and not a fiat amount can actually be done in practice. It seriously calls into question how such a large exchange can commit such an embarrassing error.

This incident has led to local regulators considering stricter measures to impose legal responsibilities on crypto exchanges.  Bithumb‘s management also revealed that it has been negatively impacted by the issue. The firm said it postponed its IPO to 2028 at least.



Georgia Passes Major HOA Reform Bill—Could the Rest of the Country Follow?


Back off, HOAs: There’s a new sheriff in town. That appears to be the message from Georgia lawmakers who have just passed new legislation that limits HOAs’ ability to tack on costly fees and fines to homeowners with impunity.

SB 406 creates an administrative process to settle disputes between homeowners and homeowners associations and, in doing so, could save landlords in the state thousands of dollars, boosting cash flow. Should other states follow the same playbook, it could be a game-changer for investors tired of seeing profits slashed by escalating, unexpected HOA costs.

While most investors focus solely on cap rates based on standard cash flow metrics—rents minus expenses such as mortgage payments, taxes, insurance, utilities, and repairs—they often overlook HOA fees. These have been rising quickly across the country, particularly in Florida, in the wake of the Surfside condo collapse.

What Georgia’s New HOA Bill Does

Branded the “Georgia Property Owners’ Bill of Rights Act,” Bill 406 creates a formal state oversight of homeowners associations for the first time in the state’s history, according to Realtor.com. Prior to the bill, HOAs operated under their own rules, generally in an ad hoc manner.

Under the bill, every HOA must register annually with the Secretary of State, pay a fee, and disclose key governance and financial information or risk losing the ability to levy fines, place liens, or foreclose on homes in communities. The bill, which garnered support from both parties, comes in the wake of property owner complaints about HOAs’ “aggressive” tactics, including the threat of fines and legal action over relatively minor disputes.

Sen. Donzella James, a co-sponsor of the bill, was reported as saying by Realtor.com:

“For years, I have been a strong advocate for homeowners, and I have heard countless cases of people being taken advantage of by predatory associations. This legislation represents a meaningful step forward in protecting homeowners by promoting transparency and fairness. It helps ensure that no Georgian is subjected to unjust fees, fines, or the threat of foreclosure without proper oversight and due process.”

If an HOA fails to register with the state, it will be barred from collecting fines, issuing liens, or initiating foreclosure actions, giving owners state-level recourse instead of having to spend money on a private attorney.

“This bill will create regulation, oversight, and enforcement and also requires that HOA boards have members who live in the communities, making sure that boards are not just run by one or two people,” South Fulton City Councilwoman Linda Pritchett told WAGA-TV.

HOA Fees: A Cash Flow Killer

Noted investor and real estate guru Ken McElroy brought up the issue of HOA fees and their impact on landlords’ cash flow in a December newsletter, writing:

“Every dollar that goes into HOA dues is a dollar that does not reach your bottom line. In many markets, rents are flattening, but HOA dues are still rising. That mismatch shrinks margins. A $5,000 or $10,000 special assessment can wipe out a full year of profits. Buyers avoid properties with unstable or rapidly rising HOA dues. High fees push down resale value. This is why analyzing an HOA is almost as important as analyzing the property itself.”

One component of Bill 406 is that HOAs must meet higher minimums for unpaid dues and provide better notice before pursuing legal action, reducing the risk that a landlord’s rental property ends up in default over a contested fine or short-term hardship, making it easier to underwrite HOA-related risks in their proformas rather than treating association enforcement as a wild card, wiping out months of cash flow or years of equity gains.

Adopting an HOA Oversight Policy Nationwide Could be an Investment Game Changer

HOA fees apply to many condos, townhomes, and single-family homes. Their relevance to the American housing landscape has been growing. According to the Wall Street Journal, citing the U.S. Census Bureau, 81% of new single-family homes sold in 2023 were in an HOA, compared to 73% a decade earlier. 

A Realtor.com Homeowners Associations report finds that 1 in 3 single-family homes (33.4%) have HOAs, and more than 4 out of 5 (84.8%) of condos and townhomes do.

Georgia did not act in isolation. Across the country, there is a growing national backlash against HOAs. An industry review of 2026 legislative activity notes that 46 states will meet in session this year, and many are considering bills that either curb HOA powers, increase transparency, or create pathways to dissolve HOAs altogether, which would dramatically alter the investment feasibility of many buildings.

Tapping Into the National Affordability Zeitgeist

With housing affordability a central topic in the national cost-of-living debate, particularly for single-family homes, it’s hardly surprising that exorbitant, unregulated HOA fees have come under the microscope as property owners try to hold on to their homes.

The same issue applies to landlords, who supply essential accommodation to tenants while often struggling to eke out any profit amid rising expenses. Landlords, not tenants, are responsible for HOA fees, and higher fees translate into higher rents and further put pressure on cost-burdened renters.

The only respite for landlords is that HOA fees are tax-deductible and can be itemized on IRS Schedule E, along with other rental-related expenses.

“When you’re paying $500 or more a month, that’s a really big deal, especially when you consider how tight many Americans’ budgets are,” LendingTree chief consumer finance analyst Matt Schul told Realtor.com. “That’s money that can’t go to other financial priorities, such as building an emergency fund, paying down high-interest debt, or saving for retirement.”

Final Thoughts

For investors, HOAs can be a gift and a curse. By taking care of landscaping, snow removal, and other essential duties, they can maintain the aesthetic charm of a housing community and make it an attractive proposition for renters, while helping landlords maintain a passive involvement.

However, that concept only works when the fees are modest and not much higher than what a landlord would pay if they had to outsource upkeep to private companies. When costs are unpredictable and egregious, seriously handicapping cash flow, checks and balances need to be in place, as is happening in Georgia. Hopefully, other states will follow.

What a $20 Million Sale Signals as This Cash Cow ETF Lags the S&P 500 by 10 Points


On April 9, 2026, Teamwork Financial Advisors disclosed in a U.S. Securities and Exchange Commission (SEC) filing that it sold 569,335 shares of the Pacer US Large Cap Cash Cows Growth Leaders ETF (COWG 0.73%), an estimated $19.95 million trade based on quarterly average pricing.

What happened

According to an SEC filing dated April 9, 2026, Teamwork Financial Advisors reduced its position in the Pacer US Large Cap Cash Cows Growth Leaders ETF (COWG 0.73%) by 569,335 shares during the first quarter. The estimated value of shares sold was $19.95 million, based on the average closing price over the quarter. The quarter-end value of the COWG holding fell by $20.17 million, a figure reflecting both trading activity and price movement.

What else to know

  • This was a reduction in the holding; the remaining stake amounts to 0.29% of 13F AUM.
  • Top holdings after the filing:
    • NASDAQ:AAPL: $38.84 million (4.3% of AUM)
    • NASDAQ:AMZN: $37.33 million (4.2% of AUM)
    • NASDAQ:NVDA: $29.84 million (3.3% of AUM)
    • NASDAQ:MSFT: $23.55 million (2.6% of AUM)
    • NYSEMKT:CGDV: $23.16 million (2.6% of AUM)
  • As of April 8, 2026, COWG shares were priced at $34.90, up about 15% over the past year and underperforming the S&P 500’s roughly 25% gain in the same period.

ETF overview

Metric Value
Price (as of market close April 8, 2026) $34.90
AUM $2 billion
Yield 0.35%

ETF snapshot

  • COWG’s investment strategy targets large-cap U.S. growth equities with above-average free cash flow margins, aiming to capture leaders in the Russell 1000 index.
  • Its portfolio consists of a rules-based selection of high free cash flow margin companies.
  • It operates as an exchange-traded fund with a transparent structure, designed to provide access to targeted U.S. equity growth themes.

The Pacer US Large Cap Cash Cows Growth Leaders ETF (COWG) is a strategy-driven fund with $2.12 billion in assets under management, providing exposure to U.S. large-cap companies demonstrating superior free cash flow margins. The ETF employs a rules-based methodology to identify and weight growth leaders within the Russell 1000, offering investors a focused approach to capturing high-quality growth opportunities.

What this transaction means for investors

It seems like this sale might be about adjusting a portfolio away from a “quality growth” strategy that hasn’t been keeping up with the broader market, rather than a complete lack of faith in that approach. This distinction is important for long-term investors to consider because the fund has reduced its stake in a strategy that’s still operationally sound but has been lagging in performance.

COWG, with approximately $2.1 billion in net assets, maintains a rules-based approach focusing on companies with high free cash flow margins across about 100 holdings. Its setup is efficient, featuring a tight bid-ask spread and a 0.49% expense ratio, which makes it an attractive choice for accessing quality growth in a systematic way. However, its performance has been a bit mixed; shares have risen about 15% over the past year, which is significantly behind the S&P 500’s roughly 25% gain. This likely explains the decreased allocation, even though the fundamentals are still solid.

Jonathan Ponciano has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Amazon, Apple, Microsoft, and Nvidia and is short shares of Apple. The Motley Fool has a disclosure policy.

More than 100 Southwest Employees to Be Impacted as O’Hare Service Ends


USA TODAY Network / Reuters

Southwest Airlines announced that more than 100 employees’ jobs would be affected this summer after the airline discontinues its service at Chicago’s O’Hare International Airport. The announcement came in the form of a March 31 Worker Adjustment and Retraining Notification, also known as a WARN notice. Here’s what we know about the incoming layoffs. Under Illinois law…