Update 3/27/26: This is now showing a May 20 end date.
Update 2/3/26: Available again. There is also a 115,000 point offer but that requires a United code.
The Offer
Direct link to offer
Chase is offering increased offers on the Chase United Business cards of 100,000 miles and 2,000 PQP.
Our Verdict
Recently this was as high as 135,000 miles on the regular card and 120,000 on the club card has been offered as well. Because of that I don’t really think this is worth it and won’t be adding this to the best credit card bonus page.
Editor’s Note: This story originally appeared on MyPerfectResume.com.
For many workers, career dissatisfaction isn’t loud or dramatic. It shows up as uncertainty, hesitation, and a lingering sense of being off track without knowing how to course-correct.
New national survey data from MyPerfectResume suggests this feeling has become widespread. More than half of U.S. workers say they lack clarity about their long-term career direction, and most have questioned their career path at least once in the past year.
Rather than clear dissatisfaction or active job searching, many employees report feeling stuck in a career in a state of career fog, unsure where they’re headed and hesitant to make changes.
This uncertainty isn’t just emotional. It’s shaping how people work, how they plan their futures, and how willing they feel to take risks.
Key Findings
Career doubt is widespread: 70% of workers have questioned or reconsidered their entire career path in the past year.
Clarity is lacking: 52% report a lack of career clarity about their long-term direction.
Careers feel stalled: 66% describe their careers using language tied to career stagnation or drift, such as feeling stuck, behind, or on autopilot.
Employers aren’t guiding growth: 76% say their employers don’t clearly provide enough guidance or advancement opportunities.
Many want out: 54% have considered leaving their employer in the past year.
Fear keeps workers stuck: 45% want to leave but feel unable to act due to concerns about stability, fear, or the job market.
Career Doubt Is Widespread and Persistent
Career uncertainty is no longer limited to moments of transition or early career exploration. For many workers, doubt has become an ongoing condition.
The survey uncovered that 7 in 10 employees say they have questioned or reconsidered their career paths in the past year. For 1 in 5, that doubt isn’t occasional; it’s constant or ongoing.
Rather than moving steadily toward a defined goal, many workers describe feeling unsure whether they are on the right path at all. That uncertainty can linger even among those who are employed, experienced, and outwardly stable.
Workers Want Out, but Feel Unable to Act
While dissatisfaction is common, action is not. Many workers say they want change but don’t feel they’re in a position to pursue it.
54% have considered leaving their employer in the past year.
45% want to leave but feel unable to act due to fear, stability concerns, or the job market.
Among those who stayed despite wanting to leave:
28% cite the need for stability.
17% point to concerns about the job market.
Only 9% say they are actively planning to leave, suggesting that uncertainty and risk aversion are keeping many workers in place, even when they know something isn’t working.
Most Workers Describe Their Careers in Stalled or Negative Terms
When asked to describe their current career confidence and state, workers most often chose language associated with drift, doubt, and regret.
Common descriptions include:
Feeling it’s too late to make a big change (21%)
Believing they should be further along by now (19%)
Going through the motions or operating on autopilot (17%)
Feeling stuck or lost (16%)
Not knowing what they actually want (16%)
Taken together, these responses point to careers that feel passive rather than intentional, marked by momentum loss rather than progress.
Career Fog Is Driven by Structural Pressures, Not Indecision
Workers don’t attribute their uncertainty to a lack of ambition or motivation. Instead, they point to external barriers that make it difficult to move forward with confidence.
The most commonly cited contributors include:
Limited opportunities for advancement (23%)
Economic uncertainty (22%)
Difficulty finding the right career or industry fit (18%)
Burnout or motivation challenges (17%)
The need to develop new skills to stay competitive (16%)
A lack of clear goals or direction (16%)
Rather than being unsure of what they want, many workers appear unsure of what’s realistically possible given current constraints.
Career Uncertainty Is Affecting Work Itself
Career fog doesn’t stay contained as a personal concern. It affects how people show up at work.
51% say career uncertainty exists and has some level of impact on their motivation or performance.
Only 27% say career uncertainty does not affect how they work.
Unclear direction can make it harder to stay engaged, plan long-term, or invest fully in growth, especially when workers aren’t sure whether their current role fits into a larger trajectory.
Employers Are Not Providing Clear Paths Forward
Most workers say their employers are not doing enough to reduce career uncertainty.
76% say their employer does not clearly provide enough guidance or growth opportunities.
Only 24% say their employer definitely offers adequate career direction.
Without visible paths for advancement or skill development, employees are left to navigate uncertainty on their own, often without the information or support needed to make confident decisions.
What Workers Say They Need Most
When asked what would help them gain clarity and direction, workers pointed to a mix of structural support and personal reset.
Top responses include:
Time to reflect or reset (25%)
Greater work-life balance (24%)
Learning or upskilling opportunities (24%)
A clearer growth or promotion path (22%)
Better communication from leadership (21%)
A new job or change of environment (20%)
Only 27% say they already feel clarity and direction in their career, underscoring how unresolved this issue remains.
Why Career Fog Has Become So Common
Career fog reflects a workforce caught between dissatisfaction and fear. Workers know something isn’t working, but economic uncertainty, limited advancement options, and unclear paths forward make change feel risky.
Instead of decisive moves, many remain in place, questioning, waiting, and hoping clarity will emerge over time. These findings suggest that career uncertainty is no longer a temporary phase. For many workers, it has become a defining feature of modern work.
Methodology
The findings presented in this report are based on a nationally representative survey conducted in December 2025 by MyPerfectResume using Pollfish. The survey collected responses from 1,000 U.S. adults currently employed full-time.
Respondents answered a mix of yes/no, single-selection, and multiple-choice questions about career clarity, career uncertainty, employer guidance, job mobility, motivation, and long-term career planning. Respondents represented a broad range of genders, ages, and education levels.
Demographic breakdown:
The survey sample skewed slightly female, with 56% identifying as female and 44% as male. Age distribution was broad, with 6% aged 18–24, 14% aged 25–34, 21% aged 35–44, 17% aged 45–54, 19% aged 55–64, and 23% aged 65 or older.
In terms of education, 38% of respondents reported holding a high school diploma or equivalent, 26% had a bachelor’s degree, 17% held a graduate degree, 16% had an associate degree, and 2% reported having less than a high school education.
Economists are boosting their forecasts for Canadian inflation and unemployment as the war in Iran drives up oil prices and heightens global instability.
Energy Holding Corp, a 10% owner of Tecnoglass(TGLS +0.59%), reported the purchase of 306,666 shares of Common Stock in multiple open-market transactions from March 9, 2026 through March 11, 2026, as disclosed in a SEC Form 4 filing.
Transaction summary
Metric
Value
Shares traded
306,666
Transaction value
$13.1 million
Post-transaction shares (direct)
20,516,756
Post-transaction value (direct ownership)
~$918.3 million
Transaction value based on SEC Form 4 weighted average purchase price ($42.84); post-transaction value based on March 11, 2026 market close ($44.76).
Key questions
How does this purchase compare to Energy Holding Corp’s historical trading activity? This transaction is materially smaller than the recent median sell transaction size of 1,492,949 shares, representing a 1.52% increase in direct holdings versus a historical median of 6.66% for single trades.
What is the impact on Energy Holding Corp’s ownership of Tecnoglass? The direct Common Stock position rose to 20,516,756 shares after the transaction.
Were any derivative securities or indirect ownership entities involved in this transaction? No; all shares were acquired directly, and there were no option exercises, indirect holdings, or transactions through trusts or other entities.
Company overview
Metric
Value
Revenue (TTM)
$983.61 million
Net income (TTM)
$159.57 million
Dividend yield
1.20%
Price (as of market close 3/11/26)
$42.84
* 1-year performance is calculated using March 11, 2026 as the reference date.
Company snapshot
Tecnoglass offers architectural glass, aluminum products, curtain wall systems, windows, doors, and related components for commercial and residential construction.
It generates revenue through the design, manufacturing, and direct sale or installation of building materials, leveraging proprietary brands and integrated production capabilities.
The company serves construction firms, developers, distributors, and end-users primarily in Colombia, the United States, Panama, and select international markets.
Tecnoglass is a leading manufacturer of architectural glass and aluminum systems, operating at scale with nearly 10,000 employees and a diversified international customer base. The company’s vertically integrated business model enables efficient production and customized solutions for the construction materials industry.
Tecnoglass leverages its proprietary brands and advanced manufacturing to maintain a competitive edge in both commercial and residential building segments.
What this transaction means for investors
The March purchase of more than $13 million in Tecnoglass stock by Energy Holdings suggests the investment company has a bullish outlook towards the manufacturer. Tecnoglass shares have dropped substantially from the 52-week high of $90.34 reached in 2025, hitting a low of $39.53 in March not long after Energy Holdings’ buy.
The decline was due in part to Tecnoglass badly missing Wall Street’s expectation of $0.84 per share in its fourth quarter earnings results, delivering $0.57 instead. However, Q4 revenue was up year over year to $245.3 million compared to $239.6 million in the previous year.
In fact, full-year revenue rose 11% year over year to a record $983.6 million as the company achieved market share gains. These results are excellent, and with the share price drop, its stock’s price-to-earnings ratio is at a multi-year low of 12. This combined with growing sales suggests now is a good time to buy Tecnoglass.
Robert Izquierdo has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.
Cardless has long had one of the most restrictive rule of all credit card issuers. They would only allow you to get one Cardless card. And that wasn’t one card at a time. It was one card and that’s it.
The good news is that Cardless has finally dropped their ridiculous one card per lifetime rule, as first reported by Travel on Points. The terms no longer mention the one card rule and Cardless has also confirmed the change by saying that you can get a second card.
But we have learned, thanks to Matt in our Facebook Group, that you can at least have as many as three Cardless credit cards.
Going forward, those wishing to apply for Cardless cards will need to keep these rules in mind:
The application must be 60 days after your most recent Cardeless card approval.
The application must be 45 days after a recent Cardless card decline.
You can only have one Cardless card per brand.
You cannot already have the same card.
It’s worth noting that Cardless still does not allow product changes, so you can’t downgrade or upgrade a card within the same brand. That is supposed to be an option for Bilt cards at least soon, but has not happened yet.
If you’ve ever stood in front of the mirror and wondered what your outfit’s missing, Macy’s may have the answer. The company recently launched its “Ask Macy’s” AI chatbot, powered by Google’s Gemini AI assistant, and it’s having shocking success.
The chatbot launched across all the company’s digital platforms on Monday, but it was tested with about half of Macy’s website visitors over several weeks, the company told Bloomberg. Shoppers who use the chatbot spend about 4.75 times more than those who don’t, Bloombergreported.
The bot’s short-term success comes as Macy’s tries to make its comeback after a decade of declining sales.
Earlier this month, the company reported net sales decreased by 2.4% last year, but returned to comparable sales growth, up 1.5%. Macy’s expects to make $21.4 billion to $21.65 billion in net sales this year, a little less than last year’s $21.76 billion, and sees comp sales flat at the midpoint of guidance.
Chief Customer and Digital Officer Max Magni explained that customers may be primed to spend more because they’re looking for a specific item, such as an outfit for an upcoming event, rather than when they’re just browsing, Bloombergreported. He suspects that the bot is also attracting a younger customer base.
The most popular features are the “complete the look” option, where the bot suggests accessories to go with an outfit, and a virtual try-on feature that allows shoppers to see what an item looks like on them. Customers can also use the virtual try-on feature in store, if they don’t have time to see if an item fits, Chief Stores Office Barbie Cameron told Bloomberg.
More AI shopping assistants are coming as companies and startups bet on making online shopping more seamless. For example, Bill Gates’s daughter Phoebe Gates founded Phia, a browser extension that compares prices across the internet.
And after more than four years in beta, Marc Lore and Melissa Bridgeford, publicly launched shopping agent Wizard in February.
“Every retailer is trying to figure it out one step at a time,” Magni told Bloomberg. “This is anybody’s game. Nobody has cracked the code.”
Getting the Macy’s bot ready for customers has taken some tweaking, and thousands of employees weighed in, according to Magni. Originally, it didn’t take into account that shoppers in different climates may not want to see the same selections.
There were also some tone issues, Magni added. When he asked for T-shirt suggestions for his son, the bot coldly offered a list and wrote: “Here’s a T-shirt for a 10-year-old.”
Now, the bot is more friendly. When asked again, the bot replied “‘Ten-year-olds can have so much fun with color – do you want a brighter or more muted color selection?’” Magni said. “The machine continues to learn.”
The Education Department is emailing more than 7 million SAVE borrowers starting today directing them to select a new repayment plan.
SAVE student loan forbearance will be ending by September 30, 2026.
Borrowers must select a new repayment plan or will be defaulted back into the Standard Repayment Plan.
The Department of Education is going to begin contacting the more than 7 million borrowers enrolled in the now-defunct SAVE student loan repayment plan, directing them to choose a new repayment plan. The first emails are reminders, followed by formal notices.
Starting July 1, loan servicers will issue formal 90-day notices requiring borrowers to switch or be automatically placed on the standard repayment plan. That means the effective end date of the SAVE forbearance will likely be September 30, 2026.
The Washington Post first reported that the Education Department would begin emailing SAVE borrowers on Friday to encourage them to apply for a different repayment plan. Those emails will be followed by formal notices from loan servicers giving borrowers 90 days to choose a new plan or be automatically moved into the standard repayment plan — the most expensive option available, according to three people familiar with the matter.
The Associated Press confirmed the timeline, reporting that the formal 90-day notices from loan servicers will begin on July 1. Borrowers will be contacted in waves, with a new group receiving notice every two weeks. Those enrolled in SAVE the longest will be the first to hear from their servicers.
This aligns with The College Investor’s previous SAVE Timeline Predictions of fall 2026.
Editor’s Note: This is a developing story. The Department of Education posted similar guidance here.
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SAVE Forbearance Ending
The 90-day window from July 1 is faster than some expected, but The College Investor’s timeline analysis estimated that the most likely scenario was a requirement to change plans in the second half of 2026.
While the One Big Beautiful Bill Act officially sunset SAVE, PAYE, and ICR by June 30, 2028, the final settlement agreement that officially killed SAVE mentioned “a limited time” to select a new repayment plan.
Now that limited time has been defined: 90 days from July 1, 2026 which likely means September 30, 2026. That would mean those who fail to select would resume Standard Repayment on October 1, 2026.
Borrowers will begin receiving notices as early as today that they need to select a new repayment plan. A follow-up notice will arrive on July 1 with the firm 90 day deadline.
What Happens If You Don’t Act
Borrowers who do not select a new plan will be automatically placed on the standard repayment plan. For the borrowers who had $0 monthly payments under SAVE (upwards of half of all enrollees) this could mean going from paying nothing to hundreds of dollars per month.
Once you’re enrolled in the standard repayment plan, if you fail to make payments, you’ll start down the path of delinquency and potentially default on your loans. Nearly 8 million borrowers are already in default as the Department of Treasury takes over student loan collection duties.
Interest has been accruing on SAVE loans since August 1, 2025, even while payments have been paused. That means borrowers’ balances have been growing for the past eight months with no progress toward forgiveness.
Available Repayment Plan Options
Borrowers currently have the following income-driven repayment options to choose from: Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Income-Contingent Repayment (ICR). However, both PAYE and ICR are scheduled to be eliminated by June 2028 under the One Big Beautiful Bill Act.
Starting July 1, 2026, borrowers will also have access to the new Repayment Assistance Plan (RAP). RAP charges between 1% and 10% of adjusted gross income depending on loan balance, with a $50 monthly deduction per dependent. Unlike SAVE, RAP requires a minimum payment of $10 per month for all borrowers: there is no $0 payment option. Forgiveness under RAP comes after 30 years, compared to the 20-25 year timeline under most prior income-driven plans.
Which plan should you choose?
For most borrowers, if you want to move today, IBR and PAYE are your best choices. PAYE has a slight advantage over IBR (if you’re PAYE-eligible) in that a future switch to RAP won’t capitalize interest. Leaving the IBR plan does capitalize interest. So, if your end goal might involve switching to RAP, then you should choose PAYE in the meantime.
Otherwise IBR is a great choice today, followed by RAP starting in July. Both IBR and RAP are eligible for Public Service Loan Forgiveness (PSLF).
How Borrowers Should Prepare
The Education Department’s Friday email is a heads-up, not the formal notice. The 90-day countdown begins when your loan servicer sends its official notice starting July 1. However, the clock is ticking and you need to start preparing.
Here is what borrowers should do now:
Log into StudentAid.gov and your loan servicer’s website. Make sure your contact information is current. Notices will arrive by email, and borrowers who miss them could be defaulted into the standard plan without realizing it.
Use the federal Loan Simulator. Available at StudentAid.gov, the simulator lets you compare estimated monthly payments across all available plans based on your income and loan balance.
Apply for IBR or PAYE if you need income-driven payments. For borrowers who cannot afford the standard plan, filing an Income-Driven Repayment Plan Request now (rather than waiting for the formal notice ) gets you into the servicer processing queue ahead of what will likely be a crush of applications. Servicers already have a significant processing backlog, with some borrowers waiting months for their applications to go through.
Watch fo scams. Free federal tools and loan servicer support can handle everything you need. Student loan scams are actively targeting confused borrowers.
If you’re pursuing PSLF, act immediately. There’s no benefit to waiting if you’re pursuing PSLF. Switch to a qualifying repayment plan as soon as possible to start the payment clock again.
Editor’s Note: This story originally appeared on The Penny Hoarder.
Sometimes, you just need a job.
Maybe you need extra cash. Maybe you’re making a career transition and need some time to sort things out but still have cash flow. Or maybe you’re reentering the workforce after some time away to be a caretaker.
Whatever the case may be, you need a way to make money that doesn’t require lots of experience or an expensive education. And if you’re coming back from a break, you might enjoy easing into the workforce with a work-from-home job.
Fortunately, there are quite a few entry-level jobs out there that you can do from home. These may not be dream jobs or long-term career options for you, but they will offer some financial stability.
If you’re looking for a job where you can work from home with little or no experience, we’ve done some of the legwork for you.
1. Virtual Assistant
fizkes / Shutterstock.com
These types of jobs have become much more common over the last decade. A virtual assistant is basically an administrative or executive assistant who works remotely.
Your job will involve scheduling meetings and travel arrangements, answering calls, taking meeting notes and other administrative tasks.
Communication and organizational skills will be incredibly important as a virtual assistant. Some companies, like BELAY, hire VAs exclusively for their clients. You can also find plenty of VA opportunities through sites like Time etc and Upwork.
Average pay: $24.80 per hour, according to Indeed.
2. Customer Service Representative
fizkes / Shutterstock.com
Why should a company pay for real estate to bring everyone into the same place where they take calls all day — when they can do that just as easily from home?
More companies are outsourcing their call center representative positions, or at least sending everyone remote, making a rewarding customer service position quite viable for someone who wants to work from home.
You’ll take calls and complaints via phone, email, and chat — so communication and typing skills are helpful. Here at The Penny Hoarder we routinely post customer service positions in our Work From Home portal.
Median pay: $17.75 per hour, according to BLS.
3. Sales Representative
goodluz / Shutterstock.com
If you have the persuasive skills and confidence to be a salesperson, then you’ll find plenty of remote opportunities. As a WFH sales rep, you’ll typically take or make calls trying to sell a product or service.
It’s similar to a customer service position, but you’ll need to actively convince a customer to buy. Although insurance and real estate sales roles typically require special licensing, retail sales are usually entry-level positions.
This type of online job is perfect in a remote environment because all you really need is a phone. You can text, call, email, or zoom from anywhere. Simply Hired and Indeed are great options to consider when looking for a virtual sales job.
Average pay: $47,306 base pay per year, according to Glassdoor.
4. Transcriptionist
nimito / Shutterstock.com
If you’re efficient as a typist, consider a transcriptionist position. These workers essentially turn audio into text — transcribing things like TV shows, speeches, interviews and podcasts.
The jobs can easily be done from home, and many companies like Rev, Upwork, and Scribie hire transcriptionists all the time.
Average pay: $20 per hour, according to Indeed.
5. Tutor
Dragana Gordic / Shutterstock.com
As a tutor you’ll often need expertise in a certain area, and you’ll need at least a high school degree. But it’s also a job you can jump into fairly quickly as you help students of all ages build their education.
Tutors develop lesson plans and help students complete homework assignments and prepare for tests. Care.com is a great place to start looking for tutoring jobs in your area.
Median pay: $20.09 per hour, according to BLS.
6. Data Entry Clerk
TierneyMJ / Shutterstock.com
Here’s another position perfect for someone with good typing skills. Data entry clerks input information into databases, documents, spreadsheets and other files, while also checking for accuracy. They may also transcribe audio and video files into text.
As a data entry clerk, you’ll need to have excellent attention to detail, stay organized and be efficient. Check out The Penny Hoarder’s Work From Home portal to see some of the most recently posted data entry jobs. Other good sites to check for data entry jobs are ZipRecruiter and FlexJobs.
Median pay: $17.13 per hour, according to BLS.
7. Mock Juror
Alex from the Rock / Shutterstock.com
Yes, being a mock juror is actually a job. Mock jurors meet live or online and help provide feedback to attorneys who are developing their cases.
Websites like eJury and Online Verdict allow you to sign up and fill out details about yourself. The companies will contact you when you’re the right fit for a certain mock trial. Many companies select anywhere from 25 to 50 jurors per trial.
Average pay: $5 to $10 per case, according to eJury.
8. Pet Sitter
eva_blanco / Shutterstock.com
If you love our furry little friends, why not take a go at being a pet sitter? Depending on the pet, you’ll get to do everything from taking them on walks, going to the dog park and relaxing on the couch while they sleep.
The pay isn’t amazing, but it’s a relatively easy job and a great way to make extra cash. Check out Rover and Wag! for many pet-sitting opportunities.
Average pay: Typically around $10 to $20 per walk, with more income coming from overnight stays, house sitting, and so on, according to Rover search results.
9. Phone Mystery Shopper
Drazen Zigic / Shutterstock.com
Large companies with customer service departments hire mystery shoppers to evaluate their own services.
They’ll give you an assignment to place a call, perhaps with a background story or problem, with some kind of goal in mind. When the call is finished, you’ll file a report about your experiences and customer satisfaction, which ultimately is the feedback they are looking for.
This is a very flexible job that allows you to take on assignments as you have the time. Sinclair Customer Metrics and Market Force are great tools to find mystery shopping positions.
Average pay: $21 per hour, according to ZipRecruiter.
10. Brand Ambassador
Roman Samborskyi / Shutterstock.com
If you’re online savvy and active on social media, you could become a brand ambassador for your favorite brand.
With this job, you’ll chat online with visitors to the company’s website, offer advice and recommendations, promote customer satisfaction, write product reviews and answer questions about products.
Sites frequently update brands with available ambassador positions. You can also check on your favorite brand’s website directly for opportunities to become an ambassador. Some brands may offer merchandise as a form of payment, or a combination of merchandise and cash.
Average pay: $20.14 per hour, according to Indeed.
11. Search Engine Evaluator
fizkes / Shutterstock.com
Search engine evaluators examine internet search results to determine the accuracy of web search results, how useful the results pages are, and the relevance of the search results to the topic requested. They then provide that feedback to the search engine company.
To get the job, you’ll likely be asked to take an online test to determine how familiar you are with search engines.
Average pay: $47,829 annually, according to Glassdoor.
