The Club for Growth chimed in today to add its voice in support of the CLARITY Act, crypto market infrastructure legislation that will outline the regulatory ecosystem for digital assets while fueling innovation across the entire financial services sector. The legislation remains parked in the Senate Banking Committee as members seek a compromise between the various industry interests.
Founded in 1999, the Club for Growth is a non-profit that focuses on economic policies that support free enterprise and a market economy. Signed by Club for Growth President David McIntosh, the letter states that the United States is falling behind in digital asset innovation largely due to regulatory uncertainty.
Describing the CLARITY Act as a needed course correction, the group supports the following policies:
Providing clear jurisdictional boundaries between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC), ensuring that digital assets are regulated according to their underlying economic characteristics rather than arbitrary enforcement theories.
Fostering market-based innovation and competition, which prevents entrenched incumbents from leveraging regulatory ambiguity to stifle new entrants.
Giving legal certainty for developers, intermediaries, and users, which allows responsible actors to operate within a predictable framework rather than navigating shifting enforcement risks.
Rejecting regulation-by-enforcement, restoring the proper role of Congress in setting policy and the proper role of agencies in faithfully executing the law.
The letter does not address the key issue of stablecoin yield, the biggest impediment to agreement, as legacy banks fear additional competition from the digital asset sector.
The letter asks for the Senate Banking Committee to prioritize approval of the legislation:
“Further delays in marking up this important legislation risks prolonging uncertainty and ceding more ground to foreign jurisdictions that are moving aggressively to attract digital asset innovation with clearer frameworks. The Senate Banking Committee should seize this moment to provide leadership with urgency, thoughtfulness, and courage.”
In this episode of the Duct Tape Marketing Podcast, host John Jantsch sits down with serial entrepreneur Brian Will to unpack the real reasons most businesses fail and why it has little to do with product, market, or funding. Drawing from his experience building 10 companies worth over half a billion dollars, Brian explains how sales, not technical skill, is the true driver of business success.
The conversation explores practical sales psychology, common mistakes founders make, and actionable strategies to improve closing rates. Brian also shares his unconventional journey from high school dropout to successful entrepreneur and breaks down why mastering communication, negotiation, and human behavior is essential for any business owner.
Guest Bio
Brian Will is a serial entrepreneur who has built or co-built 10 companies across five industries, collectively valued at over $500 million at their peak. A high school dropout turned business leader, Brian specializes in sales systems, negotiation strategies, and business growth. He is the author of multiple books, including The Dropout Multi-Millionaire and The Psychology of Sales and Negotiations, where he shares proven frameworks for scaling businesses and improving sales performance.
Key Takeaways
1. Most Businesses Fail Because Founders Can’t Sell
Failure is rarely about product or market. It is about lack of sales ability.
Many founders are technicians who lack skills in selling and management.
2. The Biggest Sales Mistakes
Talking too much
Sounding like a stereotypical salesperson
Overloading prospects with technical details
3. Sales Is a Conversation, Not a Pitch
Asking the right questions is more powerful than presenting features.
Customers will tell you how to close them if you listen carefully.
4. Simplicity Wins
Communicate at a basic, clear level, around a fifth grade level.
The more complex your explanation, the less your customer retains.
5. “No” Is the Most Powerful Word in Sales
Every negotiation starts with “no.”
Setting expectations and anchoring price ranges improves outcomes.
6. Never Ask for a Budget
Customers will often mislead you.
Instead, provide a price range and let them choose within it.
7. Match Your Sales Style to the Buyer
Emotional buyers respond to feelings.
Analytical buyers want data.
Adjust your approach quickly based on cues.
8. Founders Must Build Around Their Weaknesses
If you are not a salesperson, hire or partner with one.
Success requires entrepreneur, technician, manager, and salesperson roles.
9. Listening Is a Competitive Advantage
Knowing when to stop talking dramatically improves close rates.
10. Growth Comes From Letting Go of Control
Brian’s biggest lesson is that success accelerated when he stopped trying to do everything himself and trusted more experienced partners.
Great Moments
00:02 – Why Businesses Really Fail Brian explains that failure is usually due to lack of sales skills, not product or funding.
00:54 – Discovering a Natural Talent for Sales Brian shares how he accidentally discovered his ability to sell insurance.
03:52 – The Three Core Sales Mistakes Talking too much, sounding like a salesperson, and being overly technical.
05:35 – Talking Yourself Out of the Sale A story illustrating how over explaining can lose deals.
07:04 – The Power of “No” in Negotiation Why every negotiation starts with rejection.
09:57 – Why Technicians Fail as Business Owners The Joe the plumber example highlights missing business skills.
12:29 – Ask Questions, Don’t Pitch How questions reveal exactly how to close a deal.
14:47 – Practical Sales Example (Windows) A real world walkthrough of effective sales questioning and pricing.
16:40 – Why You Should Never Ask for a Budget Customers will mislead. Set ranges instead.
18:13 – The Lesson Brian Wishes He Learned Earlier Success came when he stopped trying to do everything himself.
Memorable Quotes
“Most salespeople fail for exactly the same reasons. They talk too much and act like a salesperson.”
“If I can get you to have a conversation instead of selling, your closing rates will go through the roof.”
“Every single negotiation starts with no.”
“If your business fails, it won’t be because you’re bad at your craft. It will be because you can’t sell or manage.”
Most physicians don’t have a knowledge problem. They have a time and repetition problem.
You’re rewriting similar emails, summarizing the same information, planning similar projects over and over, every week. It adds up quietly. Ten minutes here. Twenty there. By Friday, you’ve lost hours to tasks that were barely different from the ones you did last Monday.
AI gets pitched as something revolutionary. Maybe it is, eventually. But honestly, the useful version right now is more boring than that. It removes repetition. Build one prompt that works, reuse it for similar tasks, stop starting from scratch. That’s the actual time savings.
This article is about that one prompt.
Disclaimer: While these are general suggestions, it’s important to conduct thorough research and due diligence when selecting AI tools. We do not endorse or promote any specific AI tools mentioned here. This article is for educational and informational purposes only. It is not intended to provide legal, financial, or clinical advice. Always comply with HIPAA and institutional policies. For any decisions that impact patient care or finances, consult a qualified professional.
It’s not just the talks. Or the speakers. Or the strategies.
PIMDCON, the #1 Real Estate & Entrepreneurship Conference for Physicians, works because of what happens between the sessions.
The conversations. The clarity. The shift.
LEARN MORE ABOUT PIMDCON
The Core Idea
Most people use AI like a search bar. New request every time, new result, move on. That works fine. It’s just slow, and it means you’re doing the thinking every single time instead of building anything reusable.
A better approach is to create one structured prompt that tells AI three things: who it should act as, what it should do, and what the output should look like. Once you have that, you’re not figuring out how to phrase a question anymore. You’re swapping in a new task and running it.
The structure:
Act as → Task → Format
Short, yes. But it forces clarity in a way that open-ended prompts don’t.
The Prompt Template
Here’s what it looks like in practice:
Act as a [role].
Your task is to [specific task].
Use the following context if helpful:[insert context]
Show the output as:[clear format]
A few notes on why each part matters.
Role changes the lens. “Act as a physician” and “act as a consultant” will give you different tones and different assumptions about what you already know. It’s a small thing that matters more than you’d expect.
Task clarity is everything. Vague prompts produce vague output. “Help me with this” tells AI nothing. “Summarize this article into 5 key takeaways for a busy physician who needs to decide whether to read the full paper” tells it exactly what you need. There’s a real difference in what comes back.
Context is optional but worth adding. Even one sentence about your audience or your constraints changes the output significantly. Don’t skip it when you have it.
Format is the most commonly forgotten piece. AI doesn’t know whether you want bullet points or paragraphs, an email or an outline. Tell it. You’ll spend less time reformatting the result.
Three Ways to Use It
Same structure, different tasks.
Writing. When you’re staring at a blank page, or rewriting a version of something you’ve already written a dozen times, this is where the template earns its keep. Tell it to act as a content writer for physicians, give it the audience and the goal, and ask for a short email with a clear call to action. You’ll have a draft in 30 seconds. Something you can actually edit, rather than build from nothing.
That matters more than it sounds. Starting is the hardest part for most people. A rough draft that needs fixing is infinitely easier to work with than a blank page.
Planning. When you have a project idea in your head and need it turned into steps, the template works well here too. Act as a productivity coach, describe your constraints, ask for a step-by-step weekly plan. It’s useful for getting scattered thoughts into a workable structure without spending an hour thinking out loud to yourself.
For physicians specifically, this tends to show up in things like planning a side project, preparing for a speaking engagement, or working through the early steps of a real estate deal or business idea. These aren’t complicated to plan. They just take mental bandwidth you often don’t have at the end of a clinical day.
Research. When you need to know what an article or topic actually says without reading every word of it. Act as a medical research assistant, paste in the topic or article, ask for five practical takeaways. This isn’t a substitute for deep reading when that genuinely matters. But it’s useful for staying informed without drowning in it.
The honest version of this use case is: there’s more worth reading than there is time to read it. A quick summary that tells you whether something deserves more of your attention is a reasonable filtering tool.
Why the Structure Works
You could just type whatever comes to mind and get decent results. AI has gotten good enough that freeform prompts often work.
But the reason the structure helps isn’t because AI needs it. It’s because it forces you to be specific about what you actually want before you ask. That clarity shows up in the output.
Most of the time when AI gives a mediocre result, the prompt was vague. Not because the person using it wasn’t smart, but because the format let them be vague. A structure with clear fields, role, task, format, doesn’t let you skip those questions.
It also makes the habit stick. If you’re building a new mental model every time you use a tool, you won’t use it consistently. A repeatable structure is what turns a useful experiment into an actual workflow.
Unlock the Full Power of ChatGPT With This Copy-and-Paste Prompt Formula!
Download the Complete ChatGPT Cheat Sheet! Your go-to guide to writing better, faster prompts in seconds. Whether you’re crafting emails, social posts, or presentations, just follow the formula to get results instantly.
Save time. Get clarity. Create smarter.
The Real Habit
Save the template somewhere you’ll find it. Somewhere obvious. Use it when something comes up that fits: writing, planning, research. Swap in the task, add a sentence of context, run it. That’s the whole system.
It doesn’t require committing to a new tool or climbing a learning curve every week. It just requires using the same structure consistently enough that it becomes automatic.
The physicians who get real time savings from AI aren’t using 15 different tools. They’ve got a few reliable methods that they actually use, repeatedly, on the kinds of tasks that keep coming back.
This is one of them.
One Caution Worth Repeating
Consumer AI tools aren’t built for patient data. Don’t paste in clinical notes, don’t enter patient identifiers, don’t share anything protected.
Keep use cases in the range of general workflows, business writing, education, and non-clinical tasks. If you’re unsure whether something is sensitive, the default is simple: don’t enter it.
That constraint is actually pretty easy to work within. The time savings are real even when you stay entirely outside clinical data.
Have you tried building a reusable prompt for anything in your workflow? Curious what’s actually saved you time and what hasn’t.
Download The Physician’s Starter Guide to AI – a free, easy-to-digest resource that walks you through smart ways to integrate tools like ChatGPT into your professional and personal life. Whether you’re AI-curious or already experimenting, this guide will save you time, stress, and maybe even a little sanity.
Want more tips to sharpen your AI skills? Subscribe to our newsletter for exclusive insights and practical advice. You’ll also get access to our free AI resource page, packed with AI tools and tutorials to help you have more in life outside of medicine. Let’s make life easier, one prompt at a time. Make it happen!
Disclaimer: The information provided here is based on available public data and may not be entirely accurate or up-to-date. It’s recommended to contact the respective companies/individuals for detailed information on features, pricing, and availability.All screenshots are used under the principles of fair use for editorial, educational, or commentary purposes. All trademarks and copyrights belong to their respective owners.
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The Schwab Emerging Markets Equity ETF (NYSEMKT:SCHE) stands out for its ultra-low cost, higher yield, and deep emerging markets roster, while State Street SPDR MSCI ACWI Climate Paris Aligned ETF (NASDAQ:NZAC) brings a global scope, ESG focus, and a pronounced technology lean.
SCHE and NZAC both track broad equity markets, but with different mandates: SCHE targets emerging economies, while NZAC covers developed and emerging markets with an added climate-focused ESG screen. This comparison looks at cost, performance, risk, portfolio makeup, and practical quirks to help investors weigh which may fit their goals.
Snapshot (cost & size)
Metric
SCHE
NZAC
Issuer
Schwab
SPDR
Expense ratio
0.07%
0.12%
1-yr return (as of 2026-04-22)
32.5%
30.4%
Dividend yield
2.7%
1.8%
Beta
0.58
0.95
AUM
$12.4 billion
$186.5 million
Beta measures price volatility relative to the S&P 500; beta is calculated from five-year monthly returns. The 1-yr return represents total return over the trailing 12 months.
SCHE is more affordable on fees and offers a higher payout, with a 0.07% expense ratio and 2.7% yield versus NZAC’s 0.12% expense and 1.8% yield.
Performance & risk comparison
Metric
SCHE
NZAC
Max drawdown (5 y)
-35.73%
-27.65%
Growth of $1,000 over 5 years
$1,325
$1,305
What’s inside
NZAC tracks a global index that applies a climate-focused ESG screen, aiming to reduce carbon exposure while increasing sustainability alignment. The fund holds 672 stocks spanning both developed and emerging markets, with a strong tilt to technology (30%) and notable allocations to cash and financials. Top holdings include Nvidia Corp (NVDA 1.41%), Apple Inc (AAPL +0.15%), and Microsoft Corp (MSFT 3.90%). The fund has been available for 11.4 years, offering relatively seasoned exposure for ESG-minded investors.
In contrast, SCHE focuses strictly on emerging markets, holding over 2,200 stocks with sector weights led by technology (27%), financial services (22%), and consumer cyclicals (11%). Its largest positions are Taiwan Semiconductor Manufacturing (2330.TW), Tencent Holdings Ltd (0700.HK), and Alibaba Group Holding Ltd (9988.HK). SCHE does not use an ESG screen or other notable portfolio quirks.
What this means for investors
These two funds both claim broad equity exposure, but they’re doing different jobs. SCHE is a pure emerging markets play — over 2,200 stocks, dirt-cheap at 0.07%, and a 2.7% yield that’s genuinely competitive. If you want low-cost access to economies like Taiwan, China, and South Korea, it’s hard to beat on price. NZAC is a different animal. It’s global — developed plus emerging — but it runs a climate screen that meaningfully reshapes the portfolio. The result is a fund that looks a lot like a tech-tilted developed market fund: Nvidia, Apple, and Microsoft as top holdings, 30% in technology, and a 0.12% expense ratio for the privilege. The ESG overlay is doing real work here, not just marketing. The practical question is what you’re actually solving for. SCHE gives you emerging market concentration with maximum cost efficiency. NZAC gives you global diversification with a climate tilt — but at that portfolio composition, investors should go in knowing it behaves more like a U.S.-heavy growth fund than a truly global one. Neither is wrong. They’re just answering different questions.
For more guidance on ETF investing, check out the full guide at this link.
Fashion Business Management at CCS is a three-year, 90-credit Bachelor of Arts degree that blends business strategy, marketing, brand development and trend forecasting within a creative art and design environment. Aki Choklat, Chair of Fashion Business Management and Fashion Design, along with faculty member Monika Sinclair, share insights into the curriculum, industry partnerships and the career paths students are prepared for after graduation.
All American Airlines Hubs Offer TSA PreCheck Touchless ID
American Airlines, in partnership with the Transportation Security Administration (TSA), today announced TSA PreCheck® Touchless ID is available at all of American’s hub airports, giving eligible AAdvantage members a more streamlined, touchless experience at TSA security checkpoints.
Customers traveling through Charlotte (CLT), Chicago (ORD), Dallas-Fort Worth (DFW), Los Angeles (LAX), Miami (MIA), New York (JFK and LGA), Philadelphia (PHL), Phoenix (PHX) and Washington, D.C. (DCA), can verify their identity using secure facial-matching technology without presenting a physical ID or boarding pass. In addition to American’s hubs, the program is available at over 60 U.S. airports.
Faster and Seamless Experience
TSA PreCheck® Touchless ID uses advanced technology to compare a customer’s live image to photos they previously provided to the U.S. government, such as those in a passport, Global Entry or a visa. Once the identity is confirmed, customers can move through security more quickly and access an expedited checkpoint lane.
Participation in TSA PreCheck® Touchless ID is voluntary, and TSA manages all biometric data. Eligible AAdvantage members who choose to participate can expect:
A faster, touchless identity verification process
Access to an expedited security lane
A smoother, more predictable checkpoint experience
To opt in to TSA PreCheck® Touchless ID with American, customers can:
Navigate to the “Information and password” section of the account settings in their AAdvantage® profile on the American app or website.
Scroll to “Secure traveler,” and save both their Known Traveler Number (KTN) and valid passport details.
Verify that the full name, date of birth and passport number in their AAdvantage® profile matches the same information on their passport.
Check the box to opt in to “TSA PreCheck® Touchless ID.”
A federal judge has approved a $425 million class action settlement with Capital One over allegations that the bank paid low interest rates to older 360 Savings account holders while offering a nearly identical product (360 Performance Savings) at substantially higher rates.
U.S. District Judge David J. Novak signed the final approval order on April 20, 2026 (PDF File), clearing the way for payments to go out to millions of eligible customers. Capital One denies any wrongdoing.
Compare the best high-yield savings accounts today here >>
The Big Picture: The case covers anyone who held a Capital One 360 Savings account anytime between September 18, 2019, and June 16, 2025, including joint and co-holders. Class members don’t need to file a claim. Payments are going out automatically based on account records.
Capital One launched 360 Performance Savings in 2019 with rates that eventually climbed well above what existing 360 Savings customers earned. The lawsuit argued that the bank never clearly told its existing savers that a higher-yielding alternative was available under a similar name.
The CFPB previously alleged the same conduct cost consumers more than $2 billion in lost interest, with the 360 Savings rate frozen at 0.30% from late 2019 into mid-2024 even as market rates surged.
How Much Will You Get? Your payout is based on how much additional interest you would have earned if your 360 Savings balance had been paid at the 360 Performance Savings rate during the class period. The $425 million fund is reduced first by legal fees and administrative costs, then divided among eligible account holders.
When Are Payments Going Out? Assuming no appeal delays the process, payments are expected on or about July 21, 2026, according to the settlement website. The court also ordered that any objector who appeals must post a $25,000 bond — a move that makes appeals costlier and reduces the risk of a prolonged delay.
Here’s how you’ll get paid:
Customers who chose electronic payment by the March 30 deadline will receive the money that way.
Customers who didn’t opt for electronic payment and are owed more than $5 will get a check in the mail.
Amounts under $5 will only be paid out to those who chose electronic payment.
If any money is left in the fund after class payments are complete, the court ordered that residual funds go to Feed More, Inc., a Richmond, Virginia food bank.
How This Connects: The approval closes out one of the largest consumer banking settlements in recent years.
For savers, the takeaway is the same one The College Investor has flagged repeatedly in our coverage of high-yield savings accounts: banks routinely launch new savings products at higher rates while leaving legacy account holders behind.
Check the rate on your savings account against current online savings benchmarks and if it’s significantly below what the same bank is advertising to new customers, that’s a signal to move your money.
New York City Mayor Zohran Mamdani marked tax day by making good on one of his most prominent campaign promises, and he did it while outside hedge fund billionaire Ken Griffin’s front door—and the Citadel CEO worth over $51 billion did not like it one bit.
In a video posted on Tax Day by the NYC Mayor’s Office, Mamdani announced the city’s first-ever pied-à-terre tax: an annual fee on luxury properties valued above $5 million whose owners do not live in New York full-time. The video, which has already drawn nearly 470,000 views and 48,000 likes, was shot outside 220 Central Park South, the building where Griffin owns a four-floor penthouse he purchased in 2019 for $238 million, then the highest price ever paid for a home in the United States.
“When I ran for mayor, I said I was going to tax the rich,” Mamdani said in the one-minute clip. “Well, today we’re taxing the rich.”
But a week later, Griffin’s COO at Citadel, Gerald Beeson, hinted the company might not move forward with a massive undertaking in a Midtown construction project.
“We are about to commence the redevelopment of 350 Park Avenue, creating 6,000 highly paid construction jobs and supporting the creation of more than 15,000 permanent jobs in mid-town New York,” wrote Beeson in a letter viewed by the Wall Street Journal. “The project—if we move forward—will entail more than $6 billion dollars of spending.”
Later in the letter, Beeson called out the mayor personally, for personally calling out Griffin. “It is shameful that he used Ken’s name as the example of those who supposedly aren’t carrying their fair share of the burdens associated with New York City’s often costly and wasteful spending,” the email said, according to the Journal. “In doing so, the mayor has once again manifested the ignorance and disdain of the elite political class towards those who have been consistently committed to building one of the greatest cities in the world.”
“We have nearly 2,500 colleagues who have chosen to build their careers here,” Beeson wrote in the letter, the Journal reported. “We understand that our hard work and success will, on occasion, make us targets for political rhetoric. But it should not diminish the pride we take in building firms that will continue to help New York City thrive for decades ahead.”
Mamdani’s campaign promise to “Tax the Rich”
The pied-à-terre tax, which is backed by Gov. Kathy Hochul and still requires approval from the state legislature, would apply to one-to-three-family homes, condominiums, and co-ops worth over $5 million when the owner’s primary residence is outside New York City. Mamdani’s office estimates the tax would generate at least $500 million annually, with revenue directed toward free childcare, street cleaning, and neighborhood safety.
Griffin relocated Citadel’s headquarters from Chicago to Miami in 2022, drawn by Florida’s lack of a personal income tax. He shares the move with Jeff Bezos, Mark Zuckerberg, and Google cofounders Larry Page and Sergey Brin, all of whom recently left high-tax states and now maintain Florida residences. Griffin also recently paid $38 million for a duplex apartment up the block from where Mamdani shot the video, according to the Wall Street Journal.
Mamdani said the tax would fix “a fundamentally unfair system.” “These units are sitting empty,” he said. “And even so, they’re able to reap the huge financial rewards of owning property in, dare I say, the greatest city in the world.”
The pied-à-terre tax has circulated in New York policy circles for years but has repeatedly stalled in Albany. Mamdani recently pushed a wealth tax in New York but said the city would be forced to instead increase property taxes if the tax didn’t get state approval. Neither Griffin nor the mayor’s office responded to Fortune’s request for comment.
In a post on X a few days after the video was published, billionaire Pershing Square CEO Bill Ackman backed Griffin and Citadel in the public back and forth.
“Non-residents who spend millions of dollars on NYC apartments help drive NYC’s economy,” wrote Ackman. “The Ken Griffins of the world make NYC high end development viable, driving high-paying construction, brokerage, legal, marketing, and other jobs in NYC. We should be applauding Ken for spending $238 million in NYC, not attacking him for doing so.”
A version of this story was published on Fortune.com on April 16, 2026.
As mortgage lending continues to evolve, appraisal options have become more flexible, helping streamline transactions without compromising accuracy. One option gaining traction is the Hybrid Appraisal. If you’re exploring financing options, it’s important to understand what a hybrid appraisal is, when it’s allowed, and how it works.
What Is a Hybrid Appraisal?
A Hybrid Appraisal is a modern valuation method that combines traditional appraisal oversight with third-party property data collection. Unlike a full interior appraisal completed by a single appraiser, a hybrid appraisal splits the process into two distinct components and requires specific appraisal forms.
To qualify, the appraisal must be ordered using Form 1004 Hybrid (for single-family homes) or Form 1073 Hybrid (for condominiums).
The Two Components of a Hybrid Appraisal
A Hybrid Appraisal consists of:
Exterior Inspection of the Property
Interior Property Data Collection
One important distinction is that the same individual does not need to complete both components.
Who Can Perform the Interior Data Collection?
The interior data collection may be completed by one of the following approved individuals:
Licensed Appraiser
Appraiser Trainee
Licensed Real Estate Agent
Licensed Home Inspector
Insurance Inspector
The appraiser then uses this collected data, along with market analysis and the exterior inspection, to complete the final appraisal report.
Eligible Property Types
Hybrid appraisals are limited to specific property types. They are acceptable for:
Single-Family Homes ONLY
Condominiums ONLY
Planned Unit Developments (PUDs) ONLY
The following property types are not eligible:
❌Co-Ops
❌2–4 Unit Properties
Eligible Transaction Types
Hybrid appraisals may be used for a wide range of loan purposes, including:
Purchase Transactions
Rate & Term Refinances
Cash-Out Refinances
Additionally, all occupancy types are permitted, including:
Primary residences
Second homes
Investment properties
When Else Might a Hybrid Appraisal Be Required?
In certain situations, a lender may obtain a hybrid appraisal after loan submission. This can occur if a loan initially loses Value Acceptance and Property Data eligibility after the property data is submitted via the Property Data API. In those cases, a hybrid appraisal helps bridge the gap and keep the loan moving forward.
Why Hybrid Appraisals
Hybrid appraisals can offer several benefits, including:
Faster turnaround times
Increased flexibility in scheduling
Expanded eligibility when automated valuation methods fall short
Continued adherence to appraisal standards and lender requirements
We stay ahead of appraisal and underwriting guidelines to ensure our borrowers have access to the most efficient and compliant loan options available.
Have Questions About Appraisals or Loan Eligibility?
Contactus to learn how hybrid appraisals may fit into your home financing strategy.
