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Aflac general counsel: Georgia lawmakers took a crucial step forward on sickle cell disease – but there’s more work to be done



According to the National Institute of Health, sickle cell disease (SCD) — also called sickle cell anemia — is a group of inherited disorders that cause red blood cells to be misshaped, typically crescent or “sickle”-shaped due to a gene mutation. When that happens, the cells can block blood flow to the rest of the body, causing an often painful, disruptive, and potentially fatal condition.

Despite affecting nearly 100,000 Americans, SCD is classified as an orphan disease, defined as a condition that strikes fewer than 200,000 people. As a result, it often receives less attention, but behind every diagnosis is a family navigating the harsh realities of a terrible disease. That needs to change.

In Georgia, my home state, lawmakers recently did just that. In April, they passed the Sickle Cell Disease Protection Act with strong bipartisan support, and Governor Brian Kemp signed it into law in May. This legislation requires the Georgia Department of Community Health to conduct annual reviews of Medicaid-covered sickle cell medications, treatments, and services to assess whether additional coverage is needed. Louisiana, Virginia, and Tennessee have enacted similar laws.

The federal government has also acted. The Sickle Cell Disease and Other Heritable Blood Disorders Research, Surveillance, Prevention and Treatment Act of 2018, authorizes Department of Health and Human Services funding for research, education, screening, and treatment. But the federal law does not guarantee nationwide access, and it does not require state Medicaid programs to update their coverage to include new treatments. Georgia, Louisiana, Virginia, and Tennessee have shown what’s possible. Now, state leaders across the country should follow their lead.

Effective new treatments for SCD exist right now. As you read this, innovation is opening doors for people living with the disease. Now lawmakers, health systems, researchers, and private-sector leaders need to ensure patients can walk through those doors and turn medical breakthroughs into greater real-world outcomes.

My employer is one of Georgia’s largest publicly traded companies. As a leader in the cancer insurance space, we sponsor the Aflac Cancer and Blood Disorders Center of Children’s Healthcare of Atlanta, which, in addition to the amazing work they do for childhood cancer, proudly boasts the nation’s largest pediatric SCD program. I consider this work to be a professional priority. 

That said, I realize that not everyone is familiar with or has experienced SCD personally or as a witness to the disease. But as a Georgia native, I grew up in a community where SCD was something everyone knew about. Married to a physician who often treats SCD patients, to me, this is deeply personal. I know firsthand the toll SCD takes on families. I remember, more than once as a child, the traumatic experience of watching classmates suffer painful episodes that sent them to the hospital.

That’s why I’m proud of the bipartisan step our state lawmakers took. June 19 is World Sickle Cell Day, a fitting moment to set a national example in ensuring Medicaid coverage for SCD keeps pace with medical innovation. But the work isn’t over. There is much more that can be done to alleviate the impact this disease, typically diagnosed in babies, has on our most vulnerable people.

Across the U.S., we need to expand access to screening programs for newborns and potential carriers. We need more public education about sickle cell disease, including information on the difference people can make by registering to donate bone marrow, something my company has also prioritized through annual bone marrow registration opportunities with the NMDP. We must strengthen the public-private partnerships that help federal, state, and local agencies, healthcare organizations, universities and private companies close persistent gaps in research, treatment, and funding. SCD may be considered an orphan condition, but we can’t forget about the 100,000 Americans and millions of children and adults around the globe living with this disease.

Almost 90 years ago, the fight against polio inspired schoolchildren to send handfuls of coins to the White House – and the March of Dimes helped defeat polio. In 1967, the World Health Organization resolved to eradicate smallpox – and with the help of thousands of volunteers, it succeeded within a decade. More recently, society mobilized against a crippling pandemic.

The scientists who discovered these treatments and cures weren’t alone: the public – and public sectors – backed them up. Today, we have the medical advancements to improve the lives of the 100,000 Americans with SCD and those who may come after them before a final cure is found. What we need now is the same commitment to ensuring access. Let this be the generation that puts the suffering of SCD in the history books where it belongs.

The opinions expressed in Fortune.com commentary pieces are solely the views of their authors and do not necessarily reflect the opinions and beliefs of Fortune.

Costco Membership Deal at Groupon: Get Up to $100 Off a Costco.com Order (Stack with Amex Offer)


Costco Membership Deal at Groupon

Groupon is offering a Costco membership deal that includes a Costco.com coupon for new and returning members (if your membership has been expired for at least 18 months). Plus there’s an Amex Offer for an extra $10 in savings.

Membership Options

The membership itself is full price, but the included Costco.com coupon can provide substantial value if you’re planning a qualifying online purchase anyway. The coupon code is typically emailed within two weeks after membership activation.

It gets even better when you stack with this Amex Offer. You earn a one-time $10 statement credit when you spend a minimum of $50 at groupon.com by 7/26/2026. 

OFFER PAGE

Important Terms 

  • Valid for new Costco members or those whose membership has been expired for at least 18 months
  • Must purchase through Groupon by July 5, 2026
  • Costco.com coupon expires August 9, 2026
  • Coupon is valid on Costco.com only
  • Not valid on Costco Travel, Costco Pharmacy, Costco Business Delivery, memberships, gift cards, or Shop Cards
  • Limit one membership promotion per person

Guru’s Wrap-up

This is one of the better Costco membership offers we’ve seen recently, especially when stacked with the Amex Offer. Also check shopping portals for additional cash back.

If you’re eligible and were planning to join anyway, the Executive option is especially attractive since the $100 coupon can offset a large portion of the membership cost.

Disclosure: This article contains affiliate links. If you take action (i.e. subscribe, make a purchase) after clicking a link, I may earn some beer 🍺🍺🍺 money, which I promise to drink responsibly. When applicable, you should always go through shopping portals to earn cashback. But when that’s not an option, your support for the site is always greatly appreciated. Thank you for reading!

How Just an Extra Bag of Chips a Day Is Aging Your Brain and Shortening Your Attention Span



Think junk food only hurts your long-term health? A new study reveals that even a minor increase in ultra-processed snacks triggers a rapid, measurable drop in your ability to focus.

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CertifID adds operational scope with CloseSimple acquisition


Fraud prevention firm CertifID announced an expansion of its operational scope with the acquisition of CloseSimple, a digital communications and automation platform that counts hundreds of title companies as users. 

Processing Content

The merger aims to combine some of the key services conducted at the end of a real estate transaction — identification and fraud detection, payments and final closing — under one roof, according to CertifID executives. Through the combined capabilities offered through both companies, CertifID expects to simplify the closing process, solve for some of the vulnerabilities posing threats to title insurers and also address changing consumer habits. 

Artificial intelligence can play a role in fraud prevention but also makes it more likely scam artists will commit their crimes at scale, with many closings still relying on email or written correspondence, leaving title insurers particularly vulnerable, CertifID pointed out.   

The FBI reported 115 real estate-related cyber crimes committed with the assistance of AI last year, accounting for $2.7 million in losses. On a similar note, research conducted by the American Land Title Association found industry losses resulting from forgery or other fraud claims averaging nearly $207,000 for refinance transactions — outcomes leaders of the newly merged company expect to address. 

“Title teams are under real pressure right now. The competition for every agent relationship has never been tougher, fraud keeps getting more sophisticated and the people who hold the process together are stretched across more files and more tools,” CertifID CEO Tyler Adams said in a press release. “Together, we’ll give them modern automation that works alongside the systems they already run, with protection built into every closing, so their teams spend less time on busywork and more time winning the relationships that grow their business.”

CertifID co-founder and CEO Tyler Adams

At the same time, the rising number of Generation Z home buyers, who grew up making purchases and conducting financial transactions on their smartphones, may lead many to expect the closing process should come as easily.  

“We built CloseSimple because every party in a closing deserved a better customer experience, and the people managing it every day deserved better tools,” said its CEO Paul Stine. “Joining CertifID means our customers can pair the workflows they already trust with the strongest fraud prevention platform in the industry.”

Financial terms of the deal were not disclosed. The companies say the merger will strengthen integrations with title production systems and incorporate artificial intelligence tools into the closing experience. 

The 2026 consolidation wave

The announcement is the latest in the ongoing merger-and-acquisition wave transforming the look of real estate and mortgage segments this year, with the deals involving a wide range of industry participants. In June alone, American Pacific Mortgage bought Synergy One Lending, while Bed Bath & Beyond struck a deal to expand its real estate presence through the purchase of Fathom Holdings.  

While activity between lenders and servicers dominates headlines, 2026 has also brought with it M&A activity akin to the CertifID-CloseSimple transaction, where complementary mortgage vendors or fintechs join forces. Prominent names involved in such deals this year include the likes of Figure, Attom and Xactus.  

 



If You’d Invested $10,000 in QQQ 10 Years Ago, Here’s How Much You’d Have Today


In 2023, money tied up in U.S. passive equity investment vehicles surpassed the amount in active funds for the first time. Given the strong performance of top options within the former group, it makes sense.

The Invesco QQQ Trust (QQQ +2.51%) is a fantastic example. If you’d invested $10,000 in this exchange-traded fund (ETF) 10 years ago, here’s how much you’d have today.

Image source: Getty Images.

In the past decade, QQQ has produced a total return of 642% (as of June 16). Investors who allocated $10,000 to this ETF in June 2016 would have about $74,000 today. This translates to a 22% annualized total return.

This ETF has gained from the incredible rise of big tech companies, most notably the “Magnificent Seven” stocks. Combined, they carry a monster market capitalization of $22 trillion. According to research by The Motley Fool, these seven businesses account for 34% of the S&P 500 (^GSPC +1.08%).

Invesco QQQ Trust Stock Quote

Today’s Change

(2.51%) $18.11

Current Price

$740.62

Of course, artificial intelligence (AI) has been the most significant tailwind in recent years, as companies have spared no expense to build the essential infrastructure to capture growth. High-end chip maker Nvidia, the most valuable company on Earth, at $5 trillion, is the leading beneficiary of AI. Its share price has skyrocketed 17,420% in the past decade, lifting the QQQ in the process.

Although this ETF trades in record territory, it’s hard for investors not to remain bullish over the next 10 years.

Neil Patel has positions in Invesco QQQ Trust. The Motley Fool has positions in and recommends Nvidia. The Motley Fool has a disclosure policy.

Chase Secures Miami Airport Lounge Spot Over Capital One (Huge Outbid)


Last year we learnt that Miami Airport (MIA) would be getting a new lounge, OMaaT is now reporting that Chase has won that spot over Capital One and TAV. The new Chase Sapphire Lounge will be located in Concourse E near gate E7 on the third floor and be roughly 14,000 square feet. 

Chase has secured a 15 year lease in a deal that is expected to bring the airport nearly $94 million in revenue. As part of the deal chase will pay for all capital improvements, 40% of gross revenues across applicable categories and an annual ‘privilege’ fee of ~$3.46 million. It seems that Chase massively outbid the competitors as the others were offering:

  • 13-25% of gross revenue & $120,000 annually (Capital One, bid was under PPL holdings)
  • 13-26% of gross revenue & $100,000 annually (TAV)

Looks like lounge spots are becoming as competitive as airline slots. 

The 4 Marketing Channels You Actually Control | 7 Steps to Small Business Marketing Success


Catch the Full Episode:

Overview

If your biggest marketing channel disappeared tomorrow, how long before your pipeline dried up? For most small business owners John talks to, the honest answer is 30 days or less. That fragility is the hidden cost of renting your pipeline instead of owning it, and it’s the focus of Step 5 in the Seven Steps to Small Business Marketing Success series.

In this solo episode, John draws the line between rented channels (paid ads, search traffic, social reach) and the assets you actually control. Rented channels can produce results fast, but the rules change, costs climb, and a single algorithm shift can erase a healthy-looking business overnight. Owned channels work differently. You decide who’s on your list and what reaches them.

John walks through the four channels every small business can own: email, referrals, strategic partnerships, and direct human relationships. He shares a simple owned-versus-rented audit you can run this week, plus why the human element only grows more valuable as AI takes over the routine work. This one is for small business owners, marketers, and consultants who want a pipeline that holds up when the platforms shift.

Host Bio

John Jantsch is the founder of Duct Tape Marketing and host of the Duct Tape Marketing Podcast. He is the author of several books on small business marketing strategy, including Duct Tape Marketing, The Referral Engine, and The Ultimate Marketing Engine. He helps small businesses build practical marketing systems that produce predictable growth.

Key Takeaways

  • Test your risk fast: if your biggest channel vanished tomorrow, count how many days before your pipeline dried up. For many owners, it’s 30 days or less.
  • Rented channels (paid and most earned media) can scale instantly, but costs rise, rules change, and you never control them.
  • Owned means control. You decide who’s on the list and what reaches them, with no platform getting a vote.
  • Run the audit: list every lead source that produced revenue in the last 12 months, then mark each one owned or rented. If rented tops half, that’s your next area of work.
  • Email is your most direct owned channel, but only when the list is qualified, nurtured, and built with permission. It’s a content channel first, a sales channel second.
  • Write every email as if it’s going to one person, not 20,000. Personal beats broadcast.
  • A real referral system has three parts: a specific ask, a specific moment, and an easy path. Most businesses only do the ask.
  • Strategic partnerships with non-competing businesses serving your same ideal client are the most underused lead source for small businesses.
  • As AI handles more routine work, double down on the human channels: networking, speaking, associations, and in-person participation.

Great Moments

  • [00:01] John opens Step 5 and poses the test: if your biggest channel disappeared tomorrow, how fast would your pipeline dry up?
  • [02:07] Renting versus owning explained, why the rental model is fragile, and the owned-versus-rented audit.
  • [04:30] Channel one: email, and why it still works after years of people declaring it dead.
  • [06:52] Email as your first layer of content, not just a sales tool.
  • [07:12] The mindset shift: write to one person, not a crowd.
  • [09:33] The three parts of a referral system, then why strategic partnerships are so underused.
  • [11:49] Channel four: direct relationships, and why the human element matters more in the AI era.

Memorable Quotes

  • “If your biggest channel disappeared tomorrow, how long before your pipeline would dry up? For most folks I meet, it’s 30 days or less.”
  • “If you own it, you control it. You decide who’s on it and what reaches them.”
  • “Referrals arrive pre-trusted. They close faster and they’re less price sensitive.”
  • “Non-competing businesses serving the same ideal client are the most underused lead source a small business can have.”
  • “The more AI becomes part of our lives and businesses, the more the human element matters.”

reasons to study international business and management



Programme Leader Mingchu Wang explains why you should study International Business and Management BSc (Hons) at the University of Bradford.

For more information on the course, visit

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