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[MS Only] Grand Bank $200 Checking Bonus


Offer at a glance

  • Maximum bonus amount: $200
  • Availability: MS only
  • Direct deposit required: Yes, $1,000+ per month
  • Additional requirements: 5 debit card purchases
  • Hard/soft pull: Unknown 
  • ChexSystems: Unknown
  • Credit card funding: Unknown 
  • Monthly fees: None 
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: July 30, 2026

The Offer

Direct link to offer

  • Grand Bank is offering a bonus of up to $200 when you open a new checking account. Bonus is broken down as follows:
    • Earn $100 when you make 5 debit card transactions monthly within 60 days1
    • Get another $100 by adding a qualifying direct deposit or monthly external transfer for a minimum of $1,000 per month.

The Fine Print

  • After opening a new checking account, complete 5 debit card transactions within 60 days to earn a $100 bonus.
  • To earn an additional $100 bonus, set up a qualifying direct deposit or recurring ACH transfer totaling at least $1,000 per month. Bonuses will be deposited into your checking account within 75 days after qualifying requirements are met.
  • A qualifying direct deposit is a recurring electronic payment, such as payroll, pension, Social Security, or other government benefits, made by an employer or external agency.
  • Your account must remain open, in good standing, and maintain a positive balance at the time the bonus is credited, or the bonus will be forfeited.
  • Limit one bonus per person/account.
  • Offer available to customers age 18 or older. 
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Simple checking has no monthly fee

Early Account Termination Fee

Unsure as I wasn’t able to find a fee schedule

Our Verdict

Always nice when you can get some of the bonus without a direct deposit. We don’t know anything about this bank so please share your datapoints in the comments if you do sign up. 

Hat tip to reader Bockrr

Useful posts regarding bank bonuses:

  • A Beginners Guide To Bank Account Bonuses
  • Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
  • PSA: Don’t Call The Bank
  • Introduction To ChexSystems
  • Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
  • What Banks & Credit Unions Do/Don’t Pull ChexSystems?
  • How To Use Our Direct Deposit Page For Bank Bonuses Page
  • Common Bank Bonus Misconceptions + Why You Should Give Them A Go
  • How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
  • Affiliate Links & Bank Bonuses – We Won’t Be Using Them
  • Complete List Of Ways To Close Bank Accounts At Each Bank
  • Banks That Allow/Don’t Allow Out Of State Checking Applications
  • Bank Bonus Posting Times

How Trump’s Ukraine aid cuts undermine justice for Russian war crimes




How Trump’s Ukraine aid cuts undermine justice for Russian war crimes

Jack Link’s CEO shares his message for Gen Z workers: Commit, stick to it, and ‘be really good’



Minong, Wisconsin, is the kind of place most people pass through without noticing. With a population of fewer than 1,000, there’s a car dealership, a dollar store, and a couple thousand cattle, surrounded by forests and lakes in the state’s northwestern corner.

But perhaps improbably, it also has the headquarters of a $4 billion multinational meat-snack empire.

For the past 40 years, Minong has been the home base of Jack Link’s, the company behind one of America’s most recognizable beef jerky brands. What began as an effort by namesake founder Jack Link to turn his great-grandfather’s jerky recipe into a livelihood has grown into a global business selling products in more than 55 countries.

Along the way, the company has navigated shifting generational tastes, supply-chain headaches, and pandemic economic upheaval. Now, as a protein boom—fueled in part by GLP-1 weight-loss drugs—drives renewed demand for meat snacks, Jack Link’s finds itself riding a broader surge in the category. In 2025, U.S. sales reached $5.5 billion, roughly double what they were a decade ago.

But for Troy Link, who took over the company’s day-to-day operations from his father in 2013, the philosophy behind success was shaped long before he became CEO.

Growing up around his family’s dairy farm and meat-processing operation in rural Wisconsin, mornings started before most people were awake. Being at work by 6 a.m. wasn’t aspirational—it was expected. His father, Jack Link, kept the same rhythm, and decades later, so does the son who now leads the company.

“It all goes back to history,” Troy Link said. “Whether it was the dairy farm or the meat processing facility, it was always early morning starts.”

Today, the 54-year-old still wakes up between 4 and 5 a.m., often without an alarm. Before bed, he writes out the next day’s to-do list, a ritual he credits with keeping him focused amid the demands of overseeing a multinational company.

“I never start my day without a to-do list,” he said. “…At least when I have a to-do list, I’m going to get that list done every single day.”

The early hours, he said, are reserved for the “heavy lifting”: strategy sessions, decisions on innovation, bets on new technology, and discussions about how artificial intelligence can shape the business years down the road. By noon, much of his most important work is already done.

That rigor reflects lessons Link said he inherited from his father, who built the business around a handful of principles: efficiency, discipline, and staying grounded in the customer. Even as Jack Link’s has expanded into more than 200,000 stores at nearly every major retailer in the U.S., its headquarters remain in tiny Minong—a choice Link believes keeps leadership close to the realities of everyday consumers.

“If you want to know what’s going on in the economy—how food inflation or how gas prices are affecting people—go to small town America,” Link said. “They’ll tell you, because that’s all that they’re talking about.”

Success comes down to grit, according to the CEO of Jack Link’s

That mindset carries into how Link views the modern workplace. Building a career, he argued, still requires showing up, putting in the hours, and developing expertise over time—even when it’s inconvenient. It can be simplified to three questions:

“Can you do it? Do you want to do it? And do you have the grit to do it?” he told Fortune.

It’s a philosophy that can feel especially relevant today, when uncertainty around the future of work can make career paths more complicated than ever. But in his view, success comes down to discipline and a willingness to prioritize hard work. 

Chasing workplace flexibility, particularly among Gen Z, comes at a cost to the discipline that real career-building requires. For the young people that would rather not report into an office or work on Fridays, Link’s message is simple: “I just think you’re foolish to say that.”

“I have three little kids, so I try to get home on weekends, but it doesn’t work all the time. It just doesn’t,” he added.

While obligations inevitably arise, whether that means picking up a child from daycare or making it to baseball practice, career ambition still requires flexibility in the other direction, too. 

“You can’t say, ‘Hey, listen, I’m not going to go attend that really important business thing because I need more balance,’” he said.

For those willing to put in the work, Link pointed out that there are now more tools than ever to be successful. “So commit, and then stick to it, and be really good at it.”

MrBeast taught Troy Link to ‘think bigger’

Not every young person is struggling to find their footing in business. For Link, one standout example is Jimmy Donaldson, a.k.a. MrBeast.

The 28-year-old has leveraged his status as the world’s most subscribed YouTuber into a sprawling entertainment and consumer-products empire, spanning an Amazon Prime series, a chocolate bar line, and even financial services.

Last year, Beast Industries expanded into the meat snacks category through a partnership with Jack Link’s, bringing co-branded products to Gen Alpha, Gen Z, and their parents.

“I’ve been eating Jack Link’s since I can remember, so teaming up is a no-brainer,” Donaldson said at the time.

For Link, the experience offered a glimpse into how one of the world’s most influential young entrepreneurs operates.

“He is a beast in his motivation, his curiosity. I’ve never met anybody as curious as him, as passionate as him, and the willingness to do whatever it takes to win,” Link told Fortune

He saw this first hand during one of their initial interactions. A chat that was scheduled to last for just one hour turned into a 10-hour event, in which they ended up at a retail location after discussing the partnership from top to bottom. 

Overall, despite the age differences of both themselves and their companies, Link said working with Donaldson challenged his own thinking.

“I learned that I probably don’t think big enough. He’s a really big thinker, he’s a really long-range goal setter,” Link said.

“We have a lot of the same synergies. He’s just younger and more creative than I am.”

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This Investor Came to St. Louis For a Duplex—They Left With Eight Units


Amanda came to St. Louis looking for a duplex. She left with an eight-unit building. Here’s exactly how that happened.

Amanda started this search looking for a one-to-two-unit property in Florida. She ended up closing on an eight-unit building in St. Louis. That’s not a typo. 

If you voted in this week’s Investor Brief, you know she seriously looked at two duplexes before she got here:

  • One in Princeton Heights that looked great until she walked it
  • One in Tower Grove South that she lost in a multiple-offer situation

Two swings, two misses, and then a question that changed the whole search: If the goal is to build a portfolio, does it actually make sense to do this one duplex at a time?

Most investors ask that question and then keep chasing the next duplex anyway. Amanda didn’t.

The Search: How It Actually Went

Amanda originally had Florida on her radar. She researched markets and ran the numbers, and St. Louis kept showing up on the list. She’s from there. It clicked.

She narrowed the search to a BRRRR or value-add single-family in north St. Louis County and then pretty quickly realized the duplex market was where the real action was. Two properties came into serious contention.

Option 1: The duplex that almost worked (Princeton Heights)

4926 Murdoch Ave. is about 2,100 sq ft. One unit is fully updated, and the other needs work. 

On paper, it was a solid value-add play:

  • Clear upside on the second unit with the right renovation scope
  • Good fit for a hybrid mid-term and long-term rental strategy
  • Princeton Heights has the bones that make a renovation worth doing.

Then she walked into the occupied unit. The scope of the renovation didn’t justify the price point. She passed. No drama, just math.

Option 2: The turnkey that got away (Tower Grove South)

3237 Portis Ave is about 2,000 sq ft and is a side-by-side duplex, two 2-bed/1-bath units, garage included. Basically turnkey. This one checked every box:

  • No heavy renovation required
  • Strong setup for mid-term rental positioning
  • Tower Grove South is one of the better rental submarkets in the city.

Amanda went after it hard. Multiple offers came in. She lost.

And here’s where it gets interesting: Many investors lose a deal like that and immediately start hunting for the next comparable property. 

Amanda did the opposite: She stopped. She’d now seriously evaluated two properties, passed on one for scope reasons, lost the other in a bidding war, and was no closer to actually building a portfolio. So she asked herself an honest question: Does it make sense to keep doing this one duplex at a time?

The answer was no. That’s when the search changed.

The Pivot: Why an Eight-Unit Made More Sense Than Another Duplex

Here’s the thing about Amanda that makes this pivot make sense: She’s an architect who works on large-scale commercial projects for a living, evaluating scope, managing timelines, and thinking in systems. The jump from a two-unit to an eight-unit that would feel scary for most first-time investors felt, for her, like Tuesday. The background made her comfortable with both the asset and the decision.

Her agent, Alicia Sierra, Team Leader at The Sierra Group, watched the whole thing unfold. “What stood out with Amanda is that she didn’t stay attached to the original plan,” Sierra says. “She evaluated what would actually move her forward and made a decisive shift. A lot of investors don’t lack opportunity. They lose momentum by second-guessing and waiting too long to act.”

The Building She Bought: 4067 Connecticut Ave

The building has eight units and is over 5,000 sq ft. It’s two blocks from Tower Grove Park. Here’s what made it work:

  • All units at below-market rents: The upside is already there; she just has to capture it over time.
  • One vacant unit: Ready to renovate and reposition on day one
  • Strong mechanics: New flat roof already in place, which means no surprise capital call showing up at the worst possible time
  • Smart unit mix: Studios, one-beds, and one larger two-bedroom, which lines up well with St. Louis’s growing single-person household trend
  • DSCR financing: Qualifies on the property’s rental income rather than her personal W-2, with 30-year amortization and rate buy-down options that gave her long-term flexibility from the start

The financing matched the timeline. The unit mix matched the market. The mechanics matched the strategy. That trifecta is rarer than people think.

The Plan From Here

Amanda isn’t trying to force appreciation overnight. The strategy is a two-year repositioning play:

  • Renovate units gradually as they turn over, starting with the vacant unit
  • Transition the tenant profile as the building improves
  • Blend long-term and mid-term rentals to optimize income across the unit mix
  • Capture both cash flow improvement and forced appreciation across the hold period

Patient capital with a clear thesis. No heroics, no shortcuts—just a plan she can actually execute.

Final Thoughts

The part of Amanda’s story I keep coming back to isn’t the eight-unit property she ultimately bought. It’s the two misses that got her there.

Princeton Heights told her that the renovation scope matters more than the value-add upside on paper. Tower Grove South told her the duplex market was competitive enough that chasing deals deal by deal was going to take forever. Two near-misses, two real data points, one sharper strategy. That’s not a bad outcome for a few months of searching.

A lot of investors lack the willingness to let the search teach them something. Amanda went there. 

That’s the move: not just finding the right property but finding the right strategy for where you actually want to go.

Got a search story worth telling? Send it to [email protected], and you might be featured in a future Inside the Search.

Disney+ Members: Get $10 Off Toy Story 5 Movie Ticket Through Fandango


Disney+ Members: $10 Off Toy Story 5 Movie Ticket Through Fandango

Disney+ subscribers can score $10 off a Toy Story 5 movie ticket purchase through Fandango as part of the Disney+ Perks program.

The offer is available while supplies last and can be redeemed through the Disney+ Perks portal. The discount applies to qualifying Toy Story 5 ticket purchases made through Fandango. Disney+ Perks regularly offers subscribers special discounts, ticket offers, and exclusive promotions.

Guru’s Wrap-up

A $10 discount is basically a free movie ticket in some areas. If you’re already paying for Disney+, this is an easy perk to take advantage of before it disappears.

If you don’t plan to use the discount, you can share it here.

From Bolloré urging UMG to reject Ackman’s $64B bid to Gamma’s lawsuit to unmask the creators of two smear sites… it’s MBW’s weekly round-up


Welcome to Music Business Worldwide’s Weekly Round-up – where we make sure you caught the five biggest stories to hit our headlines over the past seven days. MBW’s Round-up is exclusively supported by BMI, a global leader in performing rights management, dedicated to supporting songwriters, composers and publishers and championing the value of music.


This week, Bolloré CEO Cyrille Bolloré publicly urged Universal Music Group‘s management to reject Bill Ackman‘s $64 billion takeover bid, declaring “the price is not there at all.”

Meanwhile, Larry Jackson‘s Gamma filed a lawsuit in New York seeking to unmask the anonymous creators behind two “SCAMMA” smear websites.

Elsewhere, UMG and Sony Music moved to add more than 61,000 copyrighted recordings to their lawsuit against AI music generator Suno after discovery revealed it trained on “millions” of their tracks.

Also this week, YouTube announced it will now automatically detect and label realistic AI-generated videos even when creators don’t disclose the use of AI.

Plus, longtime Spotify executive Sulinna Ong exited the streamer to join U2‘s management team alongside Irving and Jeffrey Azoff.

Here are some of the biggest headlines from the past few days…


1. BOLLORÉ URGES UNIVERSAL MUSIC GROUP TO REJECT BILL ACKMAN’S $64B TAKEOVER BID

Cyrille Bolloré, Chairman and CEO of the Bolloré Group, UMG’s largest single shareholder, has encouraged Universal Music Group’s management to reject Bill Ackman’s $64 billion takeover proposal.

Speaking at the Bolloré Group’s annual shareholders meeting on Wednesday (May 27), Bolloré took aim at the bid’s valuation, its funding structure, and also questioned Ackman’s management style. “I encourage the management of Universal Music to reject it,” Bolloré said, as quoted by Reuters… (MBW)


2. LARRY JACKSON’S GAMMA FILES LAWSUIT TO UNMASK CREATORS OF SMEAR WEBSITES

Gamma has filed a lawsuit in New York State Supreme Court seeking to identify the anonymous creators of an online smear campaign. The lawsuit seeks to unmask the makers of two websites that accuse the company and its Co-Founder and CEO, Larry Jackson, of streaming fraud, embezzlement, and financial mismanagement – sites that Gamma says operate “without even a semblance of truth or accountability.”

The 12-page complaint, filed on Tuesday (May 26) and reviewed by MBW, brings three causes of action: defamation, trade libel, and unfair competition under New York common law… (MBW)


3. UMG AND SONY SEEK TO ADD OVER 61K RECORDINGS TO SUNO LAWSUIT AFTER DISCOVERY REVEALS AI TRAINED ON ‘MILLIONS’ OF THEIR COPYRIGHTED TRACKS

Universal Music Group and Sony Music Entertainment have asked a federal court for permission to add more than 61,000 copyrighted sound recordings to their copyright infringement lawsuit against AI music generator Suno.

The motion, filed on Thursday (May 21) in the US District Court for the District of Massachusetts, comes after the record companies used audio fingerprinting technology to identify their recordings within Suno’s training data. The original complaint, filed in June 2024, asserted 560 copyrighted works… (MBW)


4. YOUTUBE WILL NOW AUTOMATICALLY DETECT AND LABEL AI VIDEOS – EVEN WHEN CREATORS DON’T DISCLOSE IT

YouTube will now automatically apply AI content labels to realistic AI-generated videos on its platform – even when creators have not disclosed the use of AI themselves.

For music, the implications are pointed: the prominent label will apply to photorealistic AI music videos but not to stylized or animated ones, creating an implicit incentive for artists experimenting with AI visuals to favor the latter.

The platform said it is rolling out “new internal signals” to identify AI-generated content, starting in May 2026… (MBW)


5. SULINNA ONG EXITS SPOTIFY TO JOIN U2 MANAGEMENT TEAM ALONGSIDE IRVING AND JEFFREY AZOFF

U2 have appointed Sulinna Ong as a Management Partner, a newly created role that sees her join Irving and Jeffrey Azoff in leading the band’s management.

Ong will work across the full breadth of the superstar Irish rock band’s career, with a focus on “creative and innovation”, reporting directly to the four band members, according to a statement issued on Tuesday (May 26).

She joins after more than seven years at Spotify, where she most recently served as Global Head of Editorial & Curation, Music… (MBW)


Partner message: MBW’s Weekly Round-up is supported by BMI, the global leader in performing rights management, dedicated to supporting songwriters, composers and publishers and championing the value of music. Find out more about BMI hereMusic Business Worldwide

FHA seeks feedback on how to improve property standards


The Federal Housing Administration is seeking feedback on its current single family minimum property requirements, after the Mortgage Bankers Association and others nudged the agency earlier this month. 

Processing Content

The FHA published a request for information in the Federal Register Friday, looking for stakeholder comment on how to improve and modernize standards that have not received a comprehensive update in more than 20 years and no longer reflect the current state of the housing industry, according to the FHA.

“FHA MPRs are dated, creating unnecessary burdens that increase housing costs, discourage industry participation, limit access to FHA financing, particularly for first time and low- to moderate-income American homebuyers, and outweigh the benefits they provide,” the agency said in a press release.

This motion is in line with the administration’s efforts to minimize burdensome regulations and undue costs, though a a recent executive order on the topic lead to confusion regarding originator licensing.

The FHA is particularly interested in receiving answers to the following questions: 

  • What are the advantages and/or disadvantages of FHA’s current MPRs?
  • How could FHA streamline and/or simplify its MPR policies?
  • Are there important factors FHA should consider when modernizing MPR policies?
  • What specific FHA MPRs are no longer applicable or necessary?
  • Do current FHA MPRs adequately protect borrowers utilizing FHA-insured single family mortgage programs to finance a home?
  • Are MPRs clearly communicated in FHA policies?
  • Is the FHA-approved appraiser’s scope of work to identify MPR deficiencies aligned with modern appraisal practices?

The feedback will guide efforts to adjust the requirements, which were designed to ensure that FHA-insured mortgages are collateralized by properties that are safe, sound and secure, to better fit current industry practices, the FHA said. The agency set the deadline to submit comments for June 29. 
The request for information comes after the MBA and other trade associations sent a letter to Department of Housing and Urban Development Secretary Scott Turner, urging the FHA to address the requirements and other appraisal reforms.

“MBA has long urged FHA to modernize its MPRs and better align its standards with the property condition rating frameworks used by Fannie Mae and Freddie Mac,” an MBA spokesperson told National Mortgage News. “This would reduce operational friction while maintaining appropriate safety and soundness protections.” 

The most significant change the associations suggested in the letter to Turner was the adoption of the government-sponsored entity’s property condition standards as a replacement for the FHA requirements. The GSE standards are associated with the most widely used financing programs in the market, according to the letter.

“We believe alignment between FHA and GSE property standards could help reduce appraisal-related delays, improve consistency across the market and expand access to qualified appraisers,” the MBA spokesperson said.

The MBA will meet with its members and submit a response by the June deadline.



Nvidia Is the World’s Largest Company. Is It the Most Important?


Being the largest and being the most important company aren’t necessarily the same thing. Nvidia (NVDA 1.00%) is the largest company by a fairly wide margin — at the time of this writing, it has about a $500 billion lead over second-place Alphabet — but does that mean it’s also the most important?

Let’s take a look to see how important Nvidia is, and if the world could survive without it.

Image source: The Motley Fool.

Nvidia has several rising competitors

Nvidia makes the most popular computing chips for artificial intelligence (AI) right now: graphics processing units (GPUs). These devices can process multiple calculations in parallel, making them ideal for tasks that require intense computing power, like AI. However, it’s not the only company that makes them. AMD is also an avid GPU maker, and even though its market share is far smaller than Nvidia’s, it’s still a potent competitor.

Additionally, there are other computing chips starting to rise in popularity. One is made by Alphabet and Broadcom, the Tensor Processing Unit (TPU). This chip, designed in collaboration with the two companies, is a formidable competitor to Nvidia’s GPU, and multiple firms outside of Alphabet are now starting to buy it from Alphabet to deploy in addition to Nvidia GPUs.

Nvidia Stock Quote

Today’s Change

(-1.00%) $-2.14

Current Price

$212.11

So, if someone snapped their fingers and made Nvidia disappear, I think the world could figure out something to replace it. But, there’s another consideration.

Being the most important company doesn’t always mean it’s irreplaceable. Nvidia is incredibly important to other things, like investment indexes. Nvidia is a major component of indexes like the S&P 500 — it makes up about 7.5% of the total index. So, if Nvidia were to cease to exist, the S&P 500 index would be that much smaller the next day. That makes it very important to the index, and Nvidia’s continued success is key to future gains.

During its last quarter, Nvidia’s revenue rose at an 85% pace. That’s incredible, and it’s one of the reasons why it is the world’s largest company. But if Nvidia’s growth starts to meaningfully decline, the stock could sell off and drag the whole market with it.

That makes Nvidia incredibly important to the success of investment portfolios around the world, so I’d consider Nvidia an important business from that standpoint.

Nvidia’s success is critical to every investor, whether they realize it or not. Keeping a tab on Nvidia’s results is a good move for every investor, as it has a greater effect on the success of everything than most realize.

Keithen Drury has positions in Alphabet, Broadcom, and Nvidia. The Motley Fool has positions in and recommends Advanced Micro Devices, Alphabet, Broadcom, and Nvidia. The Motley Fool has a disclosure policy.

Why I’m No Longer All-In on Dividend Investing



Dividend investing isn’t bad. In fact, I still love dividends and I still own a lot of them. But my portfolio doesn’t look anything like it did when I was 22 or 23, and in this video I want to explain why.

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If you’re in your 20s and trying to figure out whether dividend investing makes sense, this is the honest version. I break down why dividends are so appealing, why I built my portfolio around them early on, what they can and can’t realistically do with a smaller portfolio, and why my strategy changed as my income, rental cash flow, and investing goals evolved.

This is not an anti-dividend video. It’s a more honest conversation about when dividend investing actually makes sense, what role SCHD, VOO, and VTI play in my portfolio today, and why passive income is still the goal even if dividends aren’t always the best primary tool in the accumulation phase.

WHAT I COVER:
– Why dividends are emotionally powerful for beginners
– The real math behind dividend income in smaller portfolios
– Why your contribution rate matters more early on
– Why I shifted part of my portfolio toward VTI and VOO
– How rental income changed the job my stock portfolio needed to do
– Why dividends still matter to me today

CHAPTERS:
0:00 – This Is Not an Anti-Dividend Video
0:55 – Why Dividends Pull People In
2:47 – What Dividends Can and Can’t Do
4:54 – Why My Portfolio Changed
6:54 – What Your Portfolio Is Actually Supposed to Do
8:35 – What My Portfolio Looks Like Now
10:05 – What I’d Tell My 22-Year-Old Self
11:50 – The Real Question to Ask Yourself

FTC Disclosure: Some links above are affiliate links. I may earn a commission at no extra cost to you.

#DividendInvesting #PersonalFinance #InvestingInYour20s

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