[YMMV] Chase Pay Over Time: No Plan Fees For 12 Months


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The Offer

Direct link to offer

  • Chase is offering no plan fees on it’s Chase Pay Over Time product. Valid on your first use by June 30, 2024

Our Verdict

Chase Pay Over Time splits a purchase basically into an installment loan that you pay equal installments over a 12 month period. Normally there is a 1.79% monthly fee that absolutely kills the usefulness, but with this fee being waived there is a potential for a good deal. Basically you’re getting an interest free loan, keep in mind you can only do this once before the fee kicks in so ideally you’d want the purchase to be as large as possible. Obviously don’t do this if you wouldn’t be making the purchase anyway but given interest rates are currently high this can be an amazing deal, remember Chase does allow you to reallocate credit limits as well.



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