In this video I am discussing the 10 things I’ve stopped buying since I started tracking my expenses. Let me know if they resonate with you.
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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
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⏱️ Timestamps:
0:00 – Start Here
0:28 – AirBnb
2:24 – Books
3:30 – Car Insurance
5:00 – Clothing
5:54 – Cable TV
6:59 – Investing
8:57 – Food in Bulk
9:50 – Sale Items
11:23 – Video Calls
12:09 – Warranties
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you get an upvote for back to the future posters.
There’s always a good old fashioned library card to help with books… an actually, a lot of library cards come with access to digital services. Mine offers Hoopla, which is a digital subscription service my library pays for and it gives me a set number of borrows per month. Good for E-books, audio books and more;) check out your local library and see what you’ve been missing out on there!
I'm with you. And streaming services make it easy to stop and start although it's by monthly payment. I would prefer a rent to watch if the rental costs are appropriate. No 48 limit either. Give me a week. It's also my age. I have everything I need. So I buy weed. Good weed. Only the best.
Good tip on the buying groceries in bulk is to not shop hungry! You will grab more than you can consume.
From NY. I started investing a month ago. I started with 3k, now I am over 10k. It's a great start with stock market. Thank you both for the information. Peace Power and love ❤️
now I've hit $177,590. I was having this exact conversation with my son the other night-generational wealth isn't just about getting money. It's about teaching everyone not only how to make it, but also how to maintain it. It does no good for me to provide for my family if they don't understand how to manage and sustain it
Even Black Fridays merch is kind of a low quality version that are sold cheaper
“ONE TIME ONLY SALE”
– happens quarterly.
Tip: Freeze teh extra milk cartons from Costco 👍
My friend I have a rule about books because not all the books are able to hear in spanish but you can read it in spanish so If I read and heard everything that I bought I give me the permission to buy a new one only in that case
When are we stop calling being financially smart "frugal" and "financial minimalism" just because, others waste money doesn't mean I am tight with my money and aren't enjoying life while saving!
Insurance is a scam we all have to pay
Me, personally, it’s all personal for me.
i stopped watching when he no longer buys food in bulk because it went bad before he was able to finish it. this guy is not very smart
yep, apple care is not worth it at some point. XD
¿Puedes compartir la configuración, por favor?
Lo probé y perdí 10 $, jajaja.
Shaving foam. Just use water. You want to wet your face to shave? Water. You use water. Shaving foam is the most pointless men's grooming product ever. AND it irrates your skin.
Def don’t agreed with the Airbnb point , there’s definitely amazing airbnbs still out there with the fraction of the cost of a hotel , and most airbnbs I stayed at come with amenities included.
Please stop telling people to not buy books. We have a serious literacy issue in this country. Jesus.